Mortgage Lenders and Brokers in Stockton, Utah
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Stockton, Utah mortgage lenders include Mountain America Federal Credit UnionMountain America Federal Credit Union3986 N 15675 W, Altamont, UT 84001A5.0 ★Texas Ratio: 9.78%, America First Federal Credit UnionAmerica First Federal Credit Union611 W Pacific Dr, American Fork, UT 84003A5.0 ★Texas Ratio: 8.33%, Utah Community Credit UnionUtah Community Credit Union196 N West State Rd, American Fork, UT 84003, US Bank, N.A.US Bank, N.A.278 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 2.85%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.606 E State Rd, American Fork, UT 84003A+5.0 ★Texas Ratio: 3.72%, Cyprus Federal Credit UnionCyprus Federal Credit Union221 W Parrish Ln, Centerville, UT 84014A+5.0 ★Texas Ratio: 2.73%, Deseret First Credit UnionDeseret First Credit Union260 N 500 W, Bountiful, UT 84010 7278A5.0 ★Texas Ratio: 6.76%, Goldenwest Federal Credit UnionGoldenwest Federal Credit Union13903 S Redwood Rd, Bluffdale, UT 84065A+5.0 ★Texas Ratio: 2.69%, Intercap Lending IncIntercap Lending IncSalt Lake City, UT, and Securitynational Mortgage CompanySecuritynational Mortgage CompanySalt Lake City, UT. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Stockton, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Stockton are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Stockton, Utah
Market share is the lender's share of all home loans closed in Stockton, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3986 N 15675 W, Altamont, UT 84001 A5.0 ★Texas Ratio: 9.78% |
Conventional, HELOC | 15 +9 HELOCs |
14.4% | 61.5% | $123,000 | View |
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611 W Pacific Dr, American Fork, UT 84003 A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 8 +7 HELOCs |
7.7% | 58.8% | $177,500 | View |
Utah Community Credit Union
196 N West State Rd, American Fork, UT 84003 |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $205,000 | |
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278 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1% | 100% | $465,000 | View |
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606 E State Rd, American Fork, UT 84003 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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221 W Parrish Ln, Centerville, UT 84014 A+5.0 ★Texas Ratio: 2.73% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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260 N 500 W, Bountiful, UT 84010 7278 A5.0 ★Texas Ratio: 6.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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13903 S Redwood Rd, Bluffdale, UT 84065 A+5.0 ★Texas Ratio: 2.69% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Intercap Lending Inc
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Conventional | 3 | 2.9% | 100% | $461,666 | |
Securitynational Mortgage Company
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FHA | 1 | 1% | 100% | $445,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 1% | 100% | $295,000 | |
Veritas Funding, LLC
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Conventional | 1 | 1% | 100% | $205,000 | |
Direct Rate Home Loans, Inc
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Conventional | 1 | 1% | 100% | $265,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 17 | 16.3% | 100% | $513,235 | |
Rocket Mortgage
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Conventional, VA | 9 | 8.7% | 69.2% | $257,222 | |
Kind Lending, LLC
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Conventional, USDA | 5 | 4.8% | 100% | $403,000 | |
The Loan Store, Inc
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Conventional | 4 | 3.8% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 1.38% |
FHA | 3 | 2.9% | 100% | $461,666 | View |
Pennymac Loan Services LLC
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Conventional | 3 | 2.9% | 100% | $105,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 2.9% | 100% | $368,333 | |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 1.9% | 100% | $395,000 | |
Newrez LLC
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Conventional | 2 | 1.9% | 66.7% | $375,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA, Jumbo | 2 | 1.9% | 100% | $440,000 | |
loanDepot.com LLC
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Conventional, VA | 2 | 1.9% | 100% | $405,000 | |
Cmg Mortgage Inc
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Conventional, VA | 2 | 1.9% | 100% | $610,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.9% | 100% | $85,000 | |
New American Funding, LLC.
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FHA | 2 | 1.9% | 100% | $455,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 1.9% | 100% | $165,000 | View |
Chartway FCU
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Conventional, HELOC | 1 +5 HELOCs |
1% | 100% | $295,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 1% | 100% | $105,000 | View |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 1% | 100% | $345,000 | |
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A-5.0 ★Texas Ratio: 14.58% |
VA | 1 | 1% | 100% | $525,000 | View |
AmWest Funding Corp
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FHA | 1 | 1% | 100% | $435,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 1% | 100% | $455,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1% | 100% | $745,000 | |
Provident Funding Associates
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Conventional | 1 | 1% | 100% | $585,000 | |
Nmsi, Inc.
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Conventional | 1 | 1% | 100% | $605,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 1% | 100% | $425,000 | View |
Carrington Mortgage Services LLC
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VA | 1 | 1% | 100% | $465,000 | |
Spring Eq, LLC
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Conventional | 1 | 1% | 100% | $105,000 | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Service Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Stockton Mortgage Rate Trends
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Stockton, Utah
Looking for mortgage lenders near me or mortgage brokers near me in Stockton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Stockton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Stockton, UT
Use these to narrow the list above. Each category shows how many Stockton, UT lenders fit and what that kind of lender is usually best for.
Who Lends in Stockton, UT
Independent mortgage companies closed 71.2 percent of home loans in Stockton, Utah in 2025, banks 4.8 percent and credit unions 24 percent. Intercap Lending Inc was the largest mortgage company, US Bank, N.A. the largest bank and Mountain America Federal Credit Union the largest credit union. Among lenders headquartered in Utah, Mountain America Federal Credit Union led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
More Utah Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Stockton, UT
By home loans closed in 2025, Mountain America Federal Credit Union was the largest mortgage lender in Stockton, Utah with 15 loans, about 14.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Stockton, Utah in 2025, led by Freedom Mortgage Corporation with 3. 8 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 5 banks and 10 credit unions closed home loans in Stockton, Utah in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Stockton, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Stockton, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Stockton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
