Mortgage Lenders and Brokers in Springville, Utah
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Springville, Utah mortgage lenders include Central BankCentral Bank175 E Main St, American Fork, UT 84003A+5.0 ★Texas Ratio: 1.94%, Wells Fargo Bank NAWells Fargo Bank NA119 S Main St, Springville, UT 84663A+5.0 ★Texas Ratio: 5.36%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.759 W 400 S, Springville, UT 84663A+5.0 ★Texas Ratio: 3.72%, America First Federal Credit UnionAmerica First Federal Credit Union660 S 1750 W, Springville, UT 84663A5.0 ★Texas Ratio: 8.33%, Mountain America Federal Credit UnionMountain America Federal Credit Union1183 W 400 S, Springville, UT 84663A5.0 ★Texas Ratio: 9.78%, Utah Community Credit UnionUtah Community Credit Union724 N Main St, Springville, UT 84663, Goldenwest Federal Credit UnionGoldenwest Federal Credit Union508 S 950 W, Springville, UT 84663A+5.0 ★Texas Ratio: 2.69%, Canyon View Credit UnionCanyon View Credit Union1535 N Main St, Bountiful, UT 84010 5928A5.0 ★Texas Ratio: 10.63%, US Bank, N.A.US Bank, N.A.278 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 2.85%, and Deseret First Credit UnionDeseret First Credit Union260 N 500 W, Bountiful, UT 84010 7278A5.0 ★Texas Ratio: 6.76%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Springville, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Springville are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Springville, Utah
Market share is the lender's share of all home loans closed in Springville, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Springville 175 E Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.94% |
Conventional | 12 | 2.5% | 100% | $398,333 | View |
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1 office in Springville 119 S Main St, Springville, UT 84663 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 3 | 0.6% | 100% | $325,000 | View |
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1 office in Springville 759 W 400 S, Springville, UT 84663 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo, HELOC | 1 +15 HELOCs |
0.2% | 100% | $2,705,000 | View |
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660 S 1750 W, Springville, UT 84663 A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 29 +33 HELOCs |
6.1% | 70.7% | $101,896 | View |
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1183 W 400 S, Springville, UT 84663 A5.0 ★Texas Ratio: 9.78% |
Conventional, FHA, HELOC | 29 +18 HELOCs |
6.1% | 59.6% | $204,310 | View |
Utah Community Credit Union
724 N Main St, Springville, UT 84663 |
Conventional, HELOC | 11 +54 HELOCs |
2.3% | 100% | $379,545 | |
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508 S 950 W, Springville, UT 84663 A+5.0 ★Texas Ratio: 2.69% |
Conventional, HELOC | 7 +10 HELOCs |
1.5% | 77.8% | $269,285 | View |
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1535 N Main St, Bountiful, UT 84010 5928 A5.0 ★Texas Ratio: 10.63% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $375,000 | View |
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278 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.4% | 50% | $135,000 | View |
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260 N 500 W, Bountiful, UT 84010 7278 A5.0 ★Texas Ratio: 6.76% |
Conventional, HELOC | 1 +6 HELOCs |
0.2% | 100% | $165,000 | View |
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510 S 200 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 33.3% | $365,000 | View |
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100 W 200 N, Helper, UT 84526 A+5.0 ★Texas Ratio: 0.98% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
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105 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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407 E 12300 S, Draper, UT 84020 A+5.0 ★Texas Ratio: 1.93% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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616 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.01% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
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221 W Parrish Ln, Centerville, UT 84014 A+5.0 ★Texas Ratio: 2.73% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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496 N 900 W, American Fork, UT 84003 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Intercap Lending Inc
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Conventional, FHA | 22 | 4.6% | 96% | $397,272 | |
First Colony Mortgage Corporat
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Conventional, FHA, Jumbo | 22 | 4.6% | 96% | $396,363 | |
Security Home Mortgage
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Conventional, FHA | 20 | 4.2% | 100% | $368,500 | |
Securitynational Mortgage Company
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Conventional, FHA | 7 | 1.5% | 70% | $329,285 | |
Canopy Mortgage, LLC
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Conventional, FHA | 4 | 0.8% | 100% | $420,000 | |
RANLife, Inc.
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FHA | 3 | 0.6% | 100% | $521,666 | |
Belem Servicing, LLC dba Patriot Home Mortgage
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Conventional | 2 | 0.4% | 100% | $420,000 | |
My Move Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $305,000 | |
Veritas Funding, LLC
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FHA | 1 | 0.2% | 100% | $475,000 | |
Direct Rate Home Loans, Inc
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VA | 1 | 0.2% | 100% | $455,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 81 | 17% | 92.2% | $434,753 | |
Rocket Mortgage
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Conventional, FHA, VA | 42 | 8.8% | 89.4% | $300,714 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 12 +3 HELOCs |
2.5% | 100% | $389,166 | |
Kind Lending, LLC
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Conventional, FHA, VA | 11 | 2.3% | 80% | $495,000 | |
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A-5.0 ★Texas Ratio: 14.58% |
Conventional, FHA | 11 | 2.3% | 100% | $426,818 | View |
Nationstar Mortgage
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Conventional, FHA | 11 | 2.3% | 84.6% | $175,909 | |
Fairway Independent Mort Corp
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Conventional, FHA | 9 | 1.9% | 100% | $297,222 | |
Provident Funding Associates
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Conventional | 7 | 1.5% | 100% | $456,428 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 7 | 1.5% | 87.5% | $319,285 | View |
loanDepot.com LLC
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Conventional, HELOC | 5 +1 HELOCs |
1.1% | 100% | $213,000 | |
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A+5.0 ★Texas Ratio: 1.38% |
Conventional, FHA | 5 | 1.1% | 100% | $375,000 | View |
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B4.5 ★Texas Ratio: 21.05% |
Conventional | 5 | 1.1% | 92.3% | $89,000 | View |
Gardner Financial Services
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Conventional, FHA | 5 | 1.1% | 100% | $295,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 0.8% | 80% | $415,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 4 | 0.8% | 80% | $432,500 | |
Paramount Residential Mortgage
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Conventional, FHA | 4 | 0.8% | 100% | $292,500 | |
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A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 3 +7 HELOCs |
0.6% | 75% | $168,333 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 3 | 0.6% | 60% | $298,333 | |
Newrez LLC
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Conventional, FHA | 3 | 0.6% | 60% | $125,000 | |
AmWest Funding Corp
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Conventional, FHA | 3 | 0.6% | 100% | $378,333 | |
Planet Home Lending, LLC
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Conventional | 3 | 0.6% | 75% | $391,666 | |
JMAC Lending, Inc.
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Conventional, FHA | 3 | 0.6% | 100% | $411,666 | |
Sun American Mortgage Company
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Conventional | 2 | 0.4% | 100% | $505,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $230,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $250,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.4% | 100% | $380,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.4% | 66.7% | $170,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.4% | 100% | $480,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.4% | 100% | $540,000 | View |
Mortgage Research Center
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VA | 2 | 0.4% | 100% | $455,000 | |
21St Mortgage
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Conventional | 2 | 0.4% | 20% | $90,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.4% | 100% | $145,000 | View |
Plaza Home Mortgage, Inc
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FHA, VA | 2 | 0.4% | 100% | $500,000 | |
Chartway FCU
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $445,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $305,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.2% | 100% | $465,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $275,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.2% | 100% | $635,000 | View |
Filo Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $495,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.2% | 100% | $465,000 | |
American Financial Network, Inc.
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Conventional, Jumbo | 1 | 0.2% | 100% | $875,000 | |
Redwood Residential Acquisition Corporation
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Conventional, Jumbo | 1 | 0.2% | 100% | $875,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.2% | 50% | $305,000 | |
Connexus Credit Union
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Conventional | 1 | 0.2% | 100% | $35,000 | |
American Financing Corporation
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Conventional | 1 | 0.2% | 50% | $75,000 | |
Greenbox Loans
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Mortgage Express
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VA | 1 | 0.2% | 100% | $535,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $425,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $445,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 0.2% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
Citadel Servicing Corporation
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.2% | 100% | $555,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.2% | 33.3% | $65,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.2% | 100% | $265,000 | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Firefighters First Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Springville Mortgage Rate Trends
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Springville, Utah
Looking for mortgage lenders near me or mortgage brokers near me in Springville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Springville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Springville, UT
Use these to narrow the list above. Each category shows how many Springville, UT lenders fit and what that kind of lender is usually best for.
Who Lends in Springville, UT
Independent mortgage companies closed 70.6 percent of home loans in Springville, Utah in 2025, banks 11.3 percent and credit unions 18.1 percent. Intercap Lending Inc was the largest mortgage company, Central Bank the largest bank and America First Federal Credit Union the largest credit union. Among lenders headquartered in Utah, Central Bank led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
More Utah Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Springville, UT
By home loans closed in 2025, Central Bank was the largest mortgage lender in Springville, Utah with 12 loans, about 2.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Springville, Utah, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 92.2 percent, against a 85.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
33 lenders closed FHA loans in Springville, Utah in 2025, led by United Wholesale Mortgage with 17. 10 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 15 credit unions closed home loans in Springville, Utah in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Springville, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Springville, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Springville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
