Mortgage Lenders and Brokers in Farmington, Utah
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Farmington, Utah mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA100 N Station Pkwy, Farmington, UT 84025A+5.0 ★Texas Ratio: 3.68%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.1663 N Main St, Farmington, UT 84025A+5.0 ★Texas Ratio: 3.72%, US Bank, N.A.US Bank, N.A.1316 N Highway 89, Farmington, UT 84025A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA423 N Cabelas Dr, Farmington, UT 84025A+5.0 ★Texas Ratio: 4.14%, Horizon Utah Fed Credit UnionHorizon Utah Fed Credit UnionFarmington, UT, America First Federal Credit UnionAmerica First Federal Credit Union200 N Station Pkwy, Farmington, UT 84025 2881A5.0 ★Texas Ratio: 8.33%, Mountain America Federal Credit UnionMountain America Federal Credit Union495 N Station Pkwy, Farmington, UT 84025A5.0 ★Texas Ratio: 9.78%, Goldenwest Federal Credit UnionGoldenwest Federal Credit Union698 N Lagoon Dr, Farmington, UT 84025 3601A+5.0 ★Texas Ratio: 2.69%, Deseret First Credit UnionDeseret First Credit Union260 N 500 W, Bountiful, UT 84010 7278A5.0 ★Texas Ratio: 6.76%, and Canyon View Credit UnionCanyon View Credit Union1535 N Main St, Bountiful, UT 84010 5928A5.0 ★Texas Ratio: 10.63%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Farmington, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Farmington are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Farmington, Utah
Market share is the lender's share of all home loans closed in Farmington, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Farmington 100 N Station Pkwy, Farmington, UT 84025 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 6 | 1.4% | 100% | $428,333 | View |
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1 office in Farmington 1663 N Main St, Farmington, UT 84025 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo, HELOC | 3 +19 HELOCs |
0.7% | 100% | $878,333 | View |
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1 office in Farmington 1316 N Highway 89, Farmington, UT 84025 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.7% | 50% | $475,000 | View |
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1 office in Farmington 423 N Cabelas Dr, Farmington, UT 84025 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo | 1 | 0.2% | 100% | $905,000 | View |
Horizon Utah Fed Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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200 N Station Pkwy, Farmington, UT 84025 2881 A5.0 ★Texas Ratio: 8.33% |
Conventional, Jumbo, HELOC | 39 +68 HELOCs |
9.2% | 93.5% | $176,025 | View |
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495 N Station Pkwy, Farmington, UT 84025 A5.0 ★Texas Ratio: 9.78% |
Conventional, FHA, Jumbo, HELOC | 19 +26 HELOCs |
4.5% | 62.5% | $189,210 | View |
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698 N Lagoon Dr, Farmington, UT 84025 3601 A+5.0 ★Texas Ratio: 2.69% |
Conventional, VA, Jumbo, HELOC | 8 +28 HELOCs |
1.9% | 100% | $460,000 | View |
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260 N 500 W, Bountiful, UT 84010 7278 A5.0 ★Texas Ratio: 6.76% |
Conventional, HELOC | 7 +3 HELOCs |
1.6% | 100% | $195,000 | View |
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1535 N Main St, Bountiful, UT 84010 5928 A5.0 ★Texas Ratio: 10.63% |
Conventional, HELOC | 2 +4 HELOCs |
0.5% | 100% | $190,000 | View |
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113 S Main St, Alpine, UT 84004 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 2 | 0.5% | 100% | $675,000 | View |
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717 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 4.81% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.2% | 100% | $1,755,000 | View |
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6799 S 900 E, Midvale, UT 84047 1436 A5.0 ★Texas Ratio: 13.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $565,000 | View |
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6965 S Union Park Ctr, Cottonwood Heights, UT 84047 A4.7 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,705,000 | View |
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100 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 0.71% |
FHA | 1 | 0.2% | 100% | $395,000 | View |
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105 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 1.59% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,685,000 | View |
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101 S Main St, Brigham City, UT 84302 A+5.0 ★Texas Ratio: 1.13% |
Conventional, Jumbo | 1 | 0.2% | 100% | $505,000 | View |
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1155 W Park Lane, Farmington, UT 84025 A+5.0 ★Texas Ratio: 1.01% |
HELOC | 0 +35 HELOCs |
0% | n/a | View | |
Utah Community Credit Union
196 N West State Rd, American Fork, UT 84003 |
HELOC | 0 +4 HELOCs |
0% | n/a | ||
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458 E Main St, Grantsville, UT 84029 9567 A5.0 ★Texas Ratio: 7.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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221 W Parrish Ln, Centerville, UT 84014 A+5.0 ★Texas Ratio: 2.73% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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683 W Antelope Dr, Layton, UT 84041 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
First Colony Mortgage Corporat
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Conventional, FHA, VA, Jumbo | 19 | 4.5% | 100% | $491,842 | |
Intercap Lending Inc
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Conventional, FHA | 17 | 4% | 100% | $502,058 | |
Primary Residential Mortgage, INC.
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Conventional, VA, Jumbo | 5 | 1.2% | 100% | $619,000 | |
RANLife, Inc.
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Conventional, FHA | 5 | 1.2% | 100% | $473,000 | |
Canopy Mortgage, LLC
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Conventional, FHA, Jumbo | 5 | 1.2% | 100% | $503,000 | |
Direct Rate Home Loans, Inc
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Conventional, VA | 4 | 0.9% | 100% | $700,000 | |
My Move Mortgage, LLC
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Conventional, VA | 2 | 0.5% | 100% | $680,000 | |
Security Home Mortgage
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Conventional | 1 | 0.2% | 100% | $505,000 | |
Belem Servicing, LLC dba Patriot Home Mortgage
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FHA | 1 | 0.2% | 100% | $605,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 46 +1 HELOCs |
10.8% | 94.1% | $643,260 | |
Rocket Mortgage
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Conventional, VA, Jumbo | 40 | 9.4% | 84% | $461,500 | |
Kind Lending, LLC
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Conventional, FHA, VA, Jumbo | 23 | 5.4% | 82.1% | $646,739 | |
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A-5.0 ★Texas Ratio: 14.58% |
Conventional, FHA, VA, Jumbo | 19 | 4.5% | 95.8% | $469,210 | View |
Provident Funding Associates
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Conventional | 10 | 2.4% | 90.9% | $534,000 | |
Guaranteed Rate, Inc.
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Conventional, VA, Jumbo | 9 | 2.1% | 100% | $977,222 | |
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A+5.0 ★Texas Ratio: 1.38% |
Conventional, FHA, VA | 8 | 1.9% | 88.9% | $551,250 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 8 | 1.9% | 80% | $816,250 | |
The Loan Store, Inc
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Conventional, VA, Jumbo, HELOC | 7 +5 HELOCs |
1.6% | 100% | $517,857 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, Jumbo | 6 | 1.4% | 100% | $670,000 | View |
loanDepot.com LLC
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Conventional, FHA | 5 | 1.2% | 75% | $329,000 | |
Nest Home Lending, LLC
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Conventional, FHA | 5 | 1.2% | 100% | $375,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 5 | 1.2% | 100% | $389,000 | |
Fairway Independent Mort Corp
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Conventional, VA, Jumbo | 5 | 1.2% | 100% | $615,000 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 0.9% | 80% | $255,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA, Jumbo | 3 | 0.7% | 100% | $648,333 | |
Mortgage Research Center
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VA, Jumbo | 3 | 0.7% | 75% | $755,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, VA | 3 | 0.7% | 100% | $311,666 | View |
Ark-La-Tex Financial Services LLC
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Conventional, VA | 3 | 0.7% | 100% | $471,666 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 2 +1 HELOCs |
0.5% | 100% | $715,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, VA, Jumbo | 2 | 0.5% | 100% | $1,095,000 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 0.5% | 100% | $420,000 | |
Primelending
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Conventional | 2 | 0.5% | 100% | $480,000 | |
SWBC Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $445,000 | |
Newrez LLC
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Conventional, FHA | 2 | 0.5% | 75% | $230,000 | |
PHH Mortgage Corporation
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Conventional, VA | 2 | 0.5% | 100% | $405,000 | |
Resicentral LLC
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Conventional | 2 | 0.5% | 66.7% | $670,000 | |
Deephaven Mortgage LLC
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Conventional | 2 | 0.5% | 66.7% | $305,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 2 | 0.5% | 100% | $510,000 | |
New American Funding, LLC.
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Conventional | 2 | 0.5% | 66.7% | $560,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.5% | 40% | $220,000 | |
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A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $555,000 | View |
Northrop Grumman Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $85,000 | |
Genisys Credit Union
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,205,000 | |
Premia Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $695,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 75% | $385,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $465,000 | |
Watermark Capital, Inc.
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Conventional | 1 | 0.2% | 100% | $615,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $555,000 | |
Oaktree Funding Corp
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,205,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 50% | $25,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.2% | 100% | $595,000 | View |
Synergy One Lending, Inc.
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,285,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.2% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.2% | 100% | $345,000 | View |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,125,000 | |
Cmg Mortgage Inc
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VA | 1 | 0.2% | 100% | $705,000 | |
VanDyk Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $585,000 | |
American Financing Corporation
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FHA | 1 | 0.2% | 50% | $565,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $85,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $505,000 | |
Ameritrust Mortgage Corporation
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,205,000 | |
Premier Lending Inc.
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Conventional | 1 | 0.2% | 100% | $585,000 | |
Generations Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.2% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,505,000 | View |
Mutual of Omaha Mortgage
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,705,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $755,000 | |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.2% | 50% | $695,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.2% | 100% | $605,000 | View |
Nexera Holding LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,045,000 | |
Idaho Central Credit Union
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $585,000 | |
Pentagon Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Farmington Mortgage Rate Trends
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Farmington, Utah
Looking for mortgage lenders near me or mortgage brokers near me in Farmington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Farmington in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Farmington, UT
Use these to narrow the list above. Each category shows how many Farmington, UT lenders fit and what that kind of lender is usually best for.
Who Lends in Farmington, UT
Independent mortgage companies closed 72 percent of home loans in Farmington, Utah in 2025, banks 8.7 percent and credit unions 19.3 percent. First Colony Mortgage Corporat was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Horizon Utah Fed Credit Union the largest credit union. Among lenders headquartered in Utah, Horizon Utah Fed Credit Union led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
More Utah Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Farmington, UT
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Farmington, Utah with 6 loans, about 1.4 percent of the market. The largest lender headquartered in Utah was Horizon Utah Fed Credit Union with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Farmington, Utah in 2025, led by First Colony Mortgage Corporat with 4. 23 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 18 credit unions closed home loans in Farmington, Utah in 2025, alongside 61 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Farmington, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Farmington, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Farmington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
