Mortgage Lenders and Brokers in Santaquin, Utah
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Santaquin, Utah mortgage lenders include Zions Bancorporation, N.A.Zions Bancorporation, N.A.120 E Main St, Santaquin, UT 84655A+5.0 ★Texas Ratio: 3.72%, America First Federal Credit UnionAmerica First Federal Credit Union57 W Main St, Santaquin, UT 84655A5.0 ★Texas Ratio: 8.33%, Mountain America Federal Credit UnionMountain America Federal Credit Union3986 N 15675 W, Altamont, UT 84001A5.0 ★Texas Ratio: 9.78%, Utah Community Credit UnionUtah Community Credit Union129 E Main St, Santaquin, UT 84655, Bank of UtahBank of Utah100 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 0.71%, Central BankCentral Bank175 E Main St, American Fork, UT 84003A+5.0 ★Texas Ratio: 1.94%, US Bank, N.A.US Bank, N.A.278 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA510 S 200 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 3.68%, Deseret First Credit UnionDeseret First Credit Union260 N 500 W, Bountiful, UT 84010 7278A5.0 ★Texas Ratio: 6.76%, and Utah Power Credit UnionUtah Power Credit Union100 W 200 N, Helper, UT 84526A+5.0 ★Texas Ratio: 0.98%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Santaquin, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Santaquin are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Santaquin, Utah
Market share is the lender's share of all home loans closed in Santaquin, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Santaquin 120 E Main St, Santaquin, UT 84655 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 2 +3 HELOCs |
0.5% | 75% | $415,000 | View |
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57 W Main St, Santaquin, UT 84655 A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 32 +19 HELOCs |
7.8% | 77.8% | $84,062 | View |
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3986 N 15675 W, Altamont, UT 84001 A5.0 ★Texas Ratio: 9.78% |
Conventional, FHA, HELOC | 19 +18 HELOCs |
4.6% | 51.2% | $177,631 | View |
Utah Community Credit Union
129 E Main St, Santaquin, UT 84655 |
Conventional, HELOC | 7 +28 HELOCs |
1.7% | 100% | $420,714 | |
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100 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 0.71% |
Conventional, FHA, USDA | 3 | 0.7% | 100% | $281,666 | View |
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175 E Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.94% |
Conventional | 2 | 0.5% | 100% | $170,000 | View |
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278 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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510 S 200 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 50% | $95,000 | View |
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260 N 500 W, Bountiful, UT 84010 7278 A5.0 ★Texas Ratio: 6.76% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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100 W 200 N, Helper, UT 84526 A+5.0 ★Texas Ratio: 0.98% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
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616 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.01% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1535 N Main St, Bountiful, UT 84010 5928 A5.0 ★Texas Ratio: 10.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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13903 S Redwood Rd, Bluffdale, UT 84065 A+5.0 ★Texas Ratio: 2.69% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Intercap Lending Inc
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Conventional, FHA, VA | 23 | 5.6% | 100% | $290,652 | |
First Colony Mortgage Corporat
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Conventional, FHA, USDA | 14 | 3.4% | 93.3% | $331,428 | |
Securitynational Mortgage Company
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Conventional, FHA, VA | 10 | 2.4% | 83.3% | $299,000 | |
My Move Mortgage, LLC
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Conventional, FHA | 9 | 2.2% | 100% | $315,000 | |
Canopy Mortgage, LLC
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Conventional, VA | 5 | 1.2% | 100% | $501,000 | |
Security Home Mortgage
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Conventional, FHA | 4 | 1% | 100% | $377,500 | |
RANLife, Inc.
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FHA | 3 | 0.7% | 100% | $461,666 | |
City 1st Mortgage Services, LC
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VA | 1 | 0.2% | 100% | $405,000 | |
Direct Mortgage Corp
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Conventional | 1 | 0.2% | 100% | $465,000 | |
Castle & Cooke Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $265,000 | |
Veritas Funding, LLC
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Conventional | 1 | 0.2% | 100% | $555,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA, HELOC | 67 +2 HELOCs |
16.3% | 93.2% | $426,492 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 42 | 10.2% | 91.3% | $302,142 | |
Rocket Mortgage
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Conventional, FHA, VA | 22 | 5.4% | 78.6% | $364,545 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, USDA | 22 | 5.4% | 91.7% | $365,454 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 17 +1 HELOCs |
4.1% | 90% | $463,235 | |
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A-5.0 ★Texas Ratio: 14.58% |
Conventional, FHA | 13 | 3.2% | 87.5% | $318,846 | View |
Kind Lending, LLC
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Conventional, FHA | 12 | 2.9% | 86.7% | $464,166 | |
The Loan Store, Inc
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Conventional, FHA | 9 | 2.2% | 100% | $421,666 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 7 | 1.7% | 100% | $339,285 | View |
Planet Home Lending, LLC
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Conventional | 4 | 1% | 80% | $310,000 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 1% | 80% | $400,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 4 | 1% | 100% | $475,000 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.7% | 100% | $321,666 | |
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A+5.0 ★Texas Ratio: 1.38% |
Conventional, FHA | 3 | 0.7% | 100% | $325,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 0.7% | 50% | $201,666 | |
Lower, LLC
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Conventional, FHA | 3 | 0.7% | 100% | $295,000 | |
Navy Federal Credit Union
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Conventional, HELOC | 2 +2 HELOCs |
0.5% | 40% | $55,000 | |
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A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 66.7% | $90,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $345,000 | |
Newrez LLC
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Conventional | 2 | 0.5% | 40% | $185,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.5% | 100% | $435,000 | |
AmWest Funding Corp
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Conventional, FHA | 2 | 0.5% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 2 | 0.5% | 100% | $270,000 | View |
Bay Equity LLC
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FHA, VA | 2 | 0.5% | 100% | $410,000 | |
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C3.9 ★Texas Ratio: 27.97% |
VA | 1 | 0.2% | 100% | $335,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $465,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.2% | 42.9% | $415,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $195,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $385,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $485,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.2% | 100% | $535,000 | |
MortgageCountry
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $575,000 | |
Franklin Loan Corporation
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FHA | 1 | 0.2% | 100% | $385,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Mortgage Research Center
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VA | 1 | 0.2% | 50% | $355,000 | |
V.I.P. Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $585,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.2% | 100% | $515,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 100% | $85,000 | |
Texana Bank
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FHA | 1 | 0.2% | 100% | $585,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.2% | 100% | $525,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 100% | $495,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Santaquin Mortgage Rate Trends
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Santaquin, Utah
Looking for mortgage lenders near me or mortgage brokers near me in Santaquin? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Santaquin in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Santaquin, UT
Use these to narrow the list above. Each category shows how many Santaquin, UT lenders fit and what that kind of lender is usually best for.
Who Lends in Santaquin, UT
Independent mortgage companies closed 79 percent of home loans in Santaquin, Utah in 2025, banks 5.4 percent and credit unions 15.6 percent. Intercap Lending Inc was the largest mortgage company, Zions Bancorporation, N.A. the largest bank and America First Federal Credit Union the largest credit union. Among lenders headquartered in Utah, America First Federal Credit Union led with 32 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
More Utah Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Santaquin, UT
By home loans closed in 2025, Zions Bancorporation, N.A. was the largest mortgage lender in Santaquin, Utah with 2 loans, about 0.5 percent of the market. The largest lender headquartered in Utah was America First Federal Credit Union with 32 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Santaquin, Utah, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 93.2 percent, against a 84.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
35 lenders closed FHA loans in Santaquin, Utah in 2025, led by United Wholesale Mortgage with 25. 13 lenders closed VA loans, led by United Wholesale Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 10 credit unions closed home loans in Santaquin, Utah in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Santaquin, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Santaquin, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Santaquin. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
