Mortgage Lenders and Brokers in Salina, Utah
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Salina, Utah mortgage lenders include Zions Bancorporation, N.A.Zions Bancorporation, N.A.155 W Main St, Salina, UT 84654A+5.0 ★Texas Ratio: 3.72%, Mountain America Federal Credit UnionMountain America Federal Credit Union3986 N 15675 W, Altamont, UT 84001A5.0 ★Texas Ratio: 9.78%, America First Federal Credit UnionAmerica First Federal Credit Union611 W Pacific Dr, American Fork, UT 84003A5.0 ★Texas Ratio: 8.33%, State Bank of Southern UtahState Bank of Southern Utah1322 S Interstate Dr, Cedar City, UT 84720A+5.0 ★Texas Ratio: 2.27%, US Bank, N.A.US Bank, N.A.278 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 2.85%, Glacier BankGlacier Bank113 S Main St, Alpine, UT 84004A+5.0 ★Texas Ratio: 1.87%, Intercap Lending IncIntercap Lending IncSalt Lake City, UT, Securitynational Mortgage CompanySecuritynational Mortgage CompanySalt Lake City, UT, Canopy Mortgage, LLCCanopy Mortgage, LLCLindon, UT, and Direct Mortgage CorpDirect Mortgage CorpSandy, UT. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Salina, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Salina are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Salina, Utah
Market share is the lender's share of all home loans closed in Salina, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Salina 155 W Main St, Salina, UT 84654 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 1 +5 HELOCs |
0.9% | 100% | $95,000 | View |
|
3986 N 15675 W, Altamont, UT 84001 A5.0 ★Texas Ratio: 9.78% |
Conventional, FHA, VA, HELOC | 20 +14 HELOCs |
17.9% | 58.8% | $152,000 | View |
|
611 W Pacific Dr, American Fork, UT 84003 A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 3 +1 HELOCs |
2.7% | 100% | $125,000 | View |
|
1322 S Interstate Dr, Cedar City, UT 84720 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 1 +3 HELOCs |
0.9% | 75% | $265,000 | View |
|
278 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.9% | 50% | $155,000 | View |
|
113 S Main St, Alpine, UT 84004 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 1 | 0.9% | 100% | $645,000 | View |
Intercap Lending Inc
|
Conventional, FHA | 6 | 5.4% | 100% | $205,000 | |
Securitynational Mortgage Company
|
Conventional | 2 | 1.8% | 100% | $270,000 | |
Canopy Mortgage, LLC
|
Conventional | 1 | 0.9% | 100% | $125,000 | |
Direct Mortgage Corp
|
FHA | 1 | 0.9% | 100% | $215,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.9% | 100% | $245,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, USDA | 32 | 28.6% | 82.1% | $307,500 | |
Rocket Mortgage
|
Conventional, FHA, VA | 10 | 8.9% | 83.3% | $270,000 | |
Sun American Mortgage Company
|
Conventional, FHA, VA | 7 | 6.2% | 100% | $186,428 | |
Mortgage Research Center
|
VA | 4 | 3.6% | 66.7% | $265,000 | |
Newrez LLC
|
VA | 2 | 1.8% | 100% | $235,000 | |
Nationstar Mortgage
|
Conventional | 2 | 1.8% | 50% | $265,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 1.8% | 100% | $130,000 | View |
|
A+5.0 ★Texas Ratio: 1.38% |
VA | 1 | 0.9% | 50% | $275,000 | View |
CrossCountry Mortgage, LLC
|
FHA | 1 | 0.9% | 100% | $105,000 | |
|
A-5.0 ★Texas Ratio: 14.58% |
FHA | 1 | 0.9% | 33.3% | $395,000 | View |
AmWest Funding Corp
|
Conventional | 1 | 0.9% | 100% | $165,000 | |
Discover Bank
|
Conventional | 1 | 0.9% | 100% | $65,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.9% | 100% | $575,000 | |
Strong Home Mortgage, LLC
|
Conventional | 1 | 0.9% | 100% | $275,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.9% | 100% | $325,000 | View |
Planet Home Lending, LLC
|
FHA | 1 | 0.9% | 100% | $75,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.9% | 100% | $275,000 | |
American Pacific Mortgage Corporation
|
FHA | 1 | 0.9% | 100% | $255,000 | |
New American Funding, LLC.
|
FHA | 1 | 0.9% | 100% | $175,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.9% | 100% | $375,000 | View |
Navy Federal Credit Union
|
Conventional | 1 | 0.9% | 100% | $95,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.9% | 50% | $35,000 |
Salina Mortgage Rate Trends
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Salina, Utah
Looking for mortgage lenders near me or mortgage brokers near me in Salina? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Salina in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Salina, UT
Use these to narrow the list above. Each category shows how many Salina, UT lenders fit and what that kind of lender is usually best for.
Who Lends in Salina, UT
Independent mortgage companies closed 70.5 percent of home loans in Salina, Utah in 2025, banks 8 percent and credit unions 21.4 percent. Intercap Lending Inc was the largest mortgage company, Zions Bancorporation, N.A. the largest bank and Mountain America Federal Credit Union the largest credit union. Among lenders headquartered in Utah, Mountain America Federal Credit Union led with 20 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
More Utah Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Salina, UT
By home loans closed in 2025, Zions Bancorporation, N.A. was the largest mortgage lender in Salina, Utah with 1 loans, about 0.9 percent of the market. The largest lender headquartered in Utah was Mountain America Federal Credit Union with 20 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Salina, Utah in 2025, led by United Wholesale Mortgage with 6. 8 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 3 credit unions closed home loans in Salina, Utah in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Salina, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Salina, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Salina. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
