Mortgage Lenders and Brokers in Providence, Utah
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Providence, Utah mortgage lenders include Bank of UtahBank of Utah121 N Gateway Dr, Providence, UT 84332A+5.0 ★Texas Ratio: 0.71%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA84 N Highway 165, Providence, UT 84332A+5.0 ★Texas Ratio: 3.68%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.284 S Highway 165, Providence, UT 84332A+5.0 ★Texas Ratio: 3.72%, Cache Valley BankCache Valley Bank105 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 1.59%, America First Federal Credit UnionAmerica First Federal Credit Union50 N Highway 165, Providence, UT 84332A5.0 ★Texas Ratio: 8.33%, Goldenwest Federal Credit UnionGoldenwest Federal Credit Union84 S Highway 165, Providence, UT 84332 6713A+5.0 ★Texas Ratio: 2.69%, US Bank, N.A.US Bank, N.A.278 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 2.85%, Mountain America Federal Credit UnionMountain America Federal Credit Union3986 N 15675 W, Altamont, UT 84001A5.0 ★Texas Ratio: 9.78%, Cyprus Federal Credit UnionCyprus Federal Credit Union221 W Parrish Ln, Centerville, UT 84014A+5.0 ★Texas Ratio: 2.73%, and BMO Harris Bank NABMO Harris Bank NA683 W Antelope Dr, Layton, UT 84041A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Providence, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Providence are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Providence, Utah
Market share is the lender's share of all home loans closed in Providence, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Providence 121 N Gateway Dr, Providence, UT 84332 A+5.0 ★Texas Ratio: 0.71% |
Conventional, Jumbo | 7 | 4.8% | 100% | $610,714 | View |
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1 office in Providence 84 N Highway 165, Providence, UT 84332 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $195,000 | View |
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1 office in Providence 284 S Highway 165, Providence, UT 84332 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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105 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 1.59% |
Conventional, Jumbo | 8 | 5.5% | 100% | $488,750 | View |
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50 N Highway 165, Providence, UT 84332 A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 7 +6 HELOCs |
4.8% | 77.8% | $179,285 | View |
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84 S Highway 165, Providence, UT 84332 6713 A+5.0 ★Texas Ratio: 2.69% |
Conventional, HELOC | 3 +16 HELOCs |
2.1% | 100% | $361,666 | View |
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278 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 2.1% | 60% | $225,000 | View |
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3986 N 15675 W, Altamont, UT 84001 A5.0 ★Texas Ratio: 9.78% |
Conventional | 3 | 2.1% | 75% | $41,666 | View |
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221 W Parrish Ln, Centerville, UT 84014 A+5.0 ★Texas Ratio: 2.73% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $505,000 | View |
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683 W Antelope Dr, Layton, UT 84041 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,005,000 | View |
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616 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.01% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Utah Community Credit Union
196 N West State Rd, American Fork, UT 84003 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Colony Mortgage Corporat
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Conventional, FHA, VA | 17 | 11.6% | 100% | $433,235 | |
Intercap Lending Inc
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Conventional, FHA, VA | 6 | 4.1% | 100% | $238,333 | |
Canopy Mortgage, LLC
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Conventional, VA | 2 | 1.4% | 100% | $410,000 | |
My Move Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $405,000 | |
United Wholesale Mortgage
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Conventional, FHA | 14 | 9.6% | 73.7% | $277,857 | |
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A-5.0 ★Texas Ratio: 14.58% |
Conventional, FHA, Jumbo | 11 | 7.5% | 100% | $335,909 | View |
Rocket Mortgage
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Conventional, VA | 6 | 4.1% | 100% | $330,000 | |
Kind Lending, LLC
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Conventional, FHA, VA | 5 | 3.4% | 100% | $355,000 | |
The Loan Store, Inc
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Conventional | 5 | 3.4% | 100% | $247,000 | |
Lower, LLC
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Conventional | 5 | 3.4% | 100% | $357,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 4 | 2.7% | 100% | $517,500 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 4 | 2.7% | 100% | $330,000 | |
Nationstar Mortgage
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Conventional | 3 | 2.1% | 100% | $138,333 | |
American Financial Network, Inc.
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VA | 2 | 1.4% | 100% | $465,000 | |
AmWest Funding Corp
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Conventional, FHA | 2 | 1.4% | 100% | $275,000 | |
Navy Federal Credit Union
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Conventional, VA | 2 | 1.4% | 100% | $380,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.7% | 100% | $215,000 | |
Primelending
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VA | 1 | 0.7% | 100% | $515,000 | |
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A+5.0 ★Texas Ratio: 1.38% |
FHA | 1 | 0.7% | 100% | $125,000 | View |
Newrez LLC
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Conventional | 1 | 0.7% | 100% | $55,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.7% | 100% | $805,000 | |
Nbkc Bank
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Conventional | 1 | 0.7% | 100% | $405,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.7% | 100% | $165,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.7% | 100% | $55,000 | |
Cmg Mortgage Inc
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VA | 1 | 0.7% | 100% | $465,000 | |
American Financing Corporation
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FHA | 1 | 0.7% | 33.3% | $305,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.7% | 100% | $505,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.7% | 100% | $165,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.7% | 100% | $265,000 | View |
Planet Home Lending, LLC
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VA | 1 | 0.7% | 100% | $615,000 | |
Provident Funding Associates
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Conventional | 1 | 0.7% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.7% | 100% | $515,000 | View |
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A+5.0 ★Texas Ratio: 4.81% |
VA, Jumbo | 1 | 0.7% | 100% | $1,295,000 | View |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $435,000 | |
Mortgage Research Center
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VA | 1 | 0.7% | 100% | $555,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 1 | 0.7% | 100% | $925,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.7% | 100% | $355,000 | |
Nexera Holding LLC
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Conventional, Jumbo | 1 | 0.7% | 100% | $945,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.7% | 100% | $195,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Providence Mortgage Rate Trends
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Providence, Utah
Looking for mortgage lenders near me or mortgage brokers near me in Providence? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Providence in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Providence, UT
Use these to narrow the list above. Each category shows how many Providence, UT lenders fit and what that kind of lender is usually best for.
Who Lends in Providence, UT
Independent mortgage companies closed 71.2 percent of home loans in Providence, Utah in 2025, banks 17.8 percent and credit unions 11 percent. First Colony Mortgage Corporat was the largest mortgage company, Bank of Utah the largest bank and America First Federal Credit Union the largest credit union. Among lenders headquartered in Utah, Bank of Utah led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
More Utah Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Providence, UT
By home loans closed in 2025, Bank of Utah was the largest mortgage lender in Providence, Utah with 7 loans, about 4.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Providence, Utah in 2025, led by Guild Mortgage Company with 4. 15 lenders closed VA loans, led by First Colony Mortgage Corporat. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 7 credit unions closed home loans in Providence, Utah in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Providence, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Providence, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Providence. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
