Mortgage Lenders and Brokers in Brigham City, Utah
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Brigham City, Utah mortgage lenders include Members First Credit UnionMembers First Credit Union120 E 1000 S, Brigham City, UT 84302 4357A+5.0 ★Texas Ratio: 1.31%, Bank of UtahBank of Utah80 E 800 S, Brigham City, UT 84302A+5.0 ★Texas Ratio: 0.71%, Glacier BankGlacier Bank110 S Main St, Brigham City, UT 84302A+5.0 ★Texas Ratio: 1.87%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.98 N Main St, Brigham City, UT 84302A+5.0 ★Texas Ratio: 3.72%, D. L. Evans BankD. L. Evans Bank101 S Main St, Brigham City, UT 84302A+5.0 ★Texas Ratio: 1.13%, America First Federal Credit UnionAmerica First Federal Credit Union1124 S 450 W, Brigham City, UT 84302A5.0 ★Texas Ratio: 8.33%, Goldenwest Federal Credit UnionGoldenwest Federal Credit Union1120 S Main St, Brigham City, UT 84302A+5.0 ★Texas Ratio: 2.69%, Mountain America Federal Credit UnionMountain America Federal Credit Union3986 N 15675 W, Altamont, UT 84001A5.0 ★Texas Ratio: 9.78%, Cyprus Federal Credit UnionCyprus Federal Credit Union221 W Parrish Ln, Centerville, UT 84014A+5.0 ★Texas Ratio: 2.73%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA510 S 200 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Brigham City, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Brigham City are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Brigham City, Utah
Market share is the lender's share of all home loans closed in Brigham City, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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120 E 1000 S, Brigham City, UT 84302 4357 A+5.0 ★Texas Ratio: 1.31% |
Conventional | 13 | 2.6% | 86.7% | $111,923 | View |
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1 office in Brigham City 80 E 800 S, Brigham City, UT 84302 A+5.0 ★Texas Ratio: 0.71% |
Conventional, FHA | 7 | 1.4% | 100% | $305,000 | View |
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1 office in Brigham City 110 S Main St, Brigham City, UT 84302 A+5.0 ★Texas Ratio: 1.87% |
Conventional, FHA, USDA, HELOC | 3 +5 HELOCs |
0.6% | 75% | $258,333 | View |
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1 office in Brigham City 98 N Main St, Brigham City, UT 84302 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $185,000 | View |
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1 office in Brigham City 101 S Main St, Brigham City, UT 84302 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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1124 S 450 W, Brigham City, UT 84302 A5.0 ★Texas Ratio: 8.33% |
Conventional, VA, HELOC | 60 +52 HELOCs |
12% | 90.1% | $91,000 | View |
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1120 S Main St, Brigham City, UT 84302 A+5.0 ★Texas Ratio: 2.69% |
Conventional, FHA, VA, HELOC | 14 +19 HELOCs |
2.8% | 89.5% | $214,285 | View |
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3986 N 15675 W, Altamont, UT 84001 A5.0 ★Texas Ratio: 9.78% |
Conventional, HELOC | 6 +8 HELOCs |
1.2% | 50% | $276,666 | View |
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221 W Parrish Ln, Centerville, UT 84014 A+5.0 ★Texas Ratio: 2.73% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.6% | 100% | $355,000 | View |
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510 S 200 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $175,000 | View |
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717 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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260 N 500 W, Bountiful, UT 84010 7278 A5.0 ★Texas Ratio: 6.76% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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616 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.01% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2388 N 400 E, North Ogden, UT 84414 7232 |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Intercap Lending Inc
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Conventional, FHA, VA, USDA | 53 | 10.6% | 100% | $324,245 | |
First Colony Mortgage Corporat
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Conventional, FHA, VA | 31 | 6.2% | 97% | $348,548 | |
RANLife, Inc.
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Conventional, FHA | 6 | 1.2% | 100% | $265,000 | |
Securitynational Mortgage Company
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Conventional, FHA | 2 | 0.4% | 100% | $165,000 | |
Veritas Funding, LLC
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FHA | 2 | 0.4% | 100% | $465,000 | |
Direct Rate Home Loans, Inc
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Conventional | 2 | 0.4% | 100% | $375,000 | |
My Move Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $215,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $425,000 | |
Utah Mortgage Loan Corporation
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Conventional | 1 | 0.2% | 100% | $245,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA, HELOC | 50 +1 HELOCs |
10% | 91.1% | $359,800 | |
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A-5.0 ★Texas Ratio: 14.58% |
Conventional, FHA, VA, USDA | 48 | 9.6% | 100% | $333,125 | View |
Rocket Mortgage
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Conventional, FHA, VA | 25 | 5% | 89.7% | $225,000 | |
Kind Lending, LLC
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Conventional, FHA, VA, USDA | 12 | 2.4% | 76.5% | $361,666 | |
The Loan Store, Inc
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Conventional, FHA, USDA | 10 | 2% | 100% | $432,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 9 | 1.8% | 100% | $338,333 | |
Nationstar Mortgage
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Conventional, FHA, VA | 9 | 1.8% | 90% | $182,777 | |
Homeamerican Mortgage Corporation
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FHA, VA | 8 | 1.6% | 100% | $483,750 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, VA | 8 | 1.6% | 100% | $332,500 | View |
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A+5.0 ★Texas Ratio: 1.38% |
Conventional, FHA, VA | 7 | 1.4% | 100% | $356,428 | View |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 7 | 1.4% | 100% | $342,142 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 6 +1 HELOCs |
1.2% | 100% | $330,000 | |
Mortgage Research Center
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Conventional, VA | 6 | 1.2% | 85.7% | $306,666 | |
Paramount Residential Mortgage
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Conventional, FHA | 6 | 1.2% | 100% | $195,000 | |
Primelending
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Conventional, FHA | 5 | 1% | 83.3% | $245,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 5 | 1% | 60% | $247,000 | |
loanDepot.com LLC
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Conventional, HELOC | 4 +2 HELOCs |
0.8% | 66.7% | $240,000 | |
Newrez LLC
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Conventional, VA | 4 | 0.8% | 50% | $242,500 | |
Gardner Financial Services
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Conventional, FHA | 4 | 0.8% | 100% | $185,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 0.6% | 66.7% | $211,666 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, USDA | 3 | 0.6% | 100% | $371,666 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $110,000 | |
SWBC Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $445,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.4% | 100% | $365,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 2 | 0.4% | 100% | $370,000 | |
Resicentral LLC
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Conventional | 2 | 0.4% | 100% | $255,000 | |
Discover Bank
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Conventional | 2 | 0.4% | 50% | $65,000 | |
Pivot Financial Partners, Inc
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Conventional | 2 | 0.4% | 100% | $325,000 | |
Peoples Mortgage Company
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Conventional, FHA | 2 | 0.4% | 100% | $450,000 | |
Provident Funding Associates
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Conventional | 2 | 0.4% | 100% | $385,000 | |
Carrington Mortgage Services LLC
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FHA, VA | 2 | 0.4% | 66.7% | $365,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 0.4% | 50% | $285,000 | |
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A5.0 ★Texas Ratio: 6.91% |
Conventional | 2 | 0.4% | 100% | $125,000 | |
Village Capital & Investment
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FHA, VA | 2 | 0.4% | 100% | $180,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $345,000 | |
American Financial Resources LLC
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USDA | 1 | 0.2% | 100% | $445,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.2% | 33.3% | $275,000 | |
Goodleap, LLC
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Conventional | 1 | 0.2% | 100% | $85,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $225,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $355,000 | |
Movement Mortgage, LLC
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VA | 1 | 0.2% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
AmWest Funding Corp
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FHA | 1 | 0.2% | 100% | $395,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Beehive Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 5.17% |
FHA | 1 | 0.2% | 50% | $205,000 | View |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Intelliloan, Inc.
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FHA | 1 | 0.2% | 50% | $345,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Mld Mortgage, Inc.Dba the Money Store
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FHA | 1 | 0.2% | 100% | $485,000 | |
Navy Federal Credit Union
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VA | 1 | 0.2% | 100% | $435,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $385,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.2% | 12.5% | $75,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.2% | 100% | $395,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Northrop Grumman Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Brigham City Mortgage Rate Trends
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Brigham City, Utah
Looking for mortgage lenders near me or mortgage brokers near me in Brigham City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Brigham City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Brigham City, UT
Use these to narrow the list above. Each category shows how many Brigham City, UT lenders fit and what that kind of lender is usually best for.
Who Lends in Brigham City, UT
Independent mortgage companies closed 73.3 percent of home loans in Brigham City, Utah in 2025, banks 6.6 percent and credit unions 20.1 percent. Intercap Lending Inc was the largest mortgage company, Bank of Utah the largest bank and Members First Credit Union the largest credit union. Among lenders headquartered in Utah, Members First Credit Union led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
More Utah Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Brigham City, UT
By home loans closed in 2025, Members First Credit Union was the largest mortgage lender in Brigham City, Utah with 13 loans, about 2.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Brigham City, Utah, Intercap Lending Inc approved the highest share of completed applications in 2025 at 100 percent, against a 89.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
38 lenders closed FHA loans in Brigham City, Utah in 2025, led by Guild Mortgage Company with 20. 23 lenders closed VA loans, led by United Wholesale Mortgage, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 12 credit unions closed home loans in Brigham City, Utah in 2025, alongside 58 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Brigham City, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Brigham City, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Brigham City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
