Mortgage Lenders and Brokers in Kaysville, Utah
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kaysville, Utah mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA250 N Main St, Kaysville, UT 84037A+5.0 ★Texas Ratio: 5.36%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.33 S Main St, Kaysville, UT 84037A+5.0 ★Texas Ratio: 3.72%, America First Federal Credit UnionAmerica First Federal Credit Union326 N Main St, Kaysville, UT 84037 1106A5.0 ★Texas Ratio: 8.33%, Goldenwest Federal Credit UnionGoldenwest Federal Credit Union131 W 200 N, Kaysville, UT 84037A+5.0 ★Texas Ratio: 2.69%, Mountain America Federal Credit UnionMountain America Federal Credit Union195 N 400 W, Kaysville, UT 84037 1836A5.0 ★Texas Ratio: 9.78%, Deseret First Credit UnionDeseret First Credit Union260 N 500 W, Bountiful, UT 84010 7278A5.0 ★Texas Ratio: 6.76%, US Bank, N.A.US Bank, N.A.278 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 2.85%, Canyon View Credit UnionCanyon View Credit Union1535 N Main St, Bountiful, UT 84010 5928A5.0 ★Texas Ratio: 10.63%, Bank of UtahBank of Utah100 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 0.71%, and Glacier BankGlacier Bank113 S Main St, Alpine, UT 84004A+5.0 ★Texas Ratio: 1.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kaysville, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kaysville are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kaysville, Utah
Market share is the lender's share of all home loans closed in Kaysville, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Kaysville 250 N Main St, Kaysville, UT 84037 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.5% | 75% | $305,000 | View |
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1 office in Kaysville 33 S Main St, Kaysville, UT 84037 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo, HELOC | 1 +18 HELOCs |
0.2% | 75% | $1,375,000 | View |
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326 N Main St, Kaysville, UT 84037 1106 A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 65 +159 HELOCs |
10.8% | 80.4% | $131,615 | View |
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131 W 200 N, Kaysville, UT 84037 A+5.0 ★Texas Ratio: 2.69% |
Conventional, Jumbo, HELOC | 22 +50 HELOCs |
3.6% | 92.3% | $420,909 | View |
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195 N 400 W, Kaysville, UT 84037 1836 A5.0 ★Texas Ratio: 9.78% |
Conventional, Jumbo, HELOC | 18 +24 HELOCs |
3% | 61.3% | $227,777 | View |
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260 N 500 W, Bountiful, UT 84010 7278 A5.0 ★Texas Ratio: 6.76% |
Conventional, HELOC | 6 +9 HELOCs |
1% | 75% | $356,666 | View |
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278 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 5 +1 HELOCs |
0.8% | 62.5% | $151,000 | View |
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1535 N Main St, Bountiful, UT 84010 5928 A5.0 ★Texas Ratio: 10.63% |
Conventional, HELOC | 4 +5 HELOCs |
0.7% | 100% | $137,500 | View |
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100 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 0.71% |
Conventional | 3 | 0.5% | 100% | $278,333 | View |
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113 S Main St, Alpine, UT 84004 A+5.0 ★Texas Ratio: 1.87% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.3% | 100% | $670,000 | View |
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510 S 200 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.3% | 100% | $375,000 | View |
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496 N 900 W, American Fork, UT 84003 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 0.3% | 100% | $625,000 | View |
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717 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 4.81% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.2% | 100% | $1,075,000 | View |
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10653 S River Front Parkway, South Jordan, UT 84095 A+5.0 ★Texas Ratio: 4.93% |
Conventional | 1 | 0.2% | 100% | $775,000 | View |
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458 E Main St, Grantsville, UT 84029 9567 A5.0 ★Texas Ratio: 7.55% |
Conventional | 1 | 0.2% | 50% | $325,000 | View |
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683 W Antelope Dr, Layton, UT 84041 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 1 | 0.2% | 100% | $815,000 | View |
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105 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 1.59% |
Conventional, Jumbo | 1 | 0.2% | 100% | $555,000 | View |
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616 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.01% |
HELOC | 0 +16 HELOCs |
0% | n/a | View | |
Utah Community Credit Union
196 N West State Rd, American Fork, UT 84003 |
HELOC | 0 +4 HELOCs |
0% | n/a | ||
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221 W Parrish Ln, Centerville, UT 84014 A+5.0 ★Texas Ratio: 2.73% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1322 S Interstate Dr, Cedar City, UT 84720 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2388 N 400 E, North Ogden, UT 84414 7232 |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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911 E Fort Union Blvd, Midvale, UT 84047 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Intercap Lending Inc
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Conventional, FHA, VA, Jumbo | 31 | 5.1% | 100% | $567,258 | |
Veritas Funding, LLC
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Conventional, FHA, Jumbo | 31 | 5.1% | 100% | $628,225 | |
First Colony Mortgage Corporat
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Conventional, VA, Jumbo | 9 | 1.5% | 100% | $490,555 | |
Direct Rate Home Loans, Inc
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Conventional, VA, Jumbo | 6 | 1% | 100% | $721,666 | |
Securitynational Mortgage Company
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Conventional, FHA | 5 | 0.8% | 100% | $435,000 | |
Canopy Mortgage, LLC
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Conventional | 4 | 0.7% | 66.7% | $442,500 | |
Primary Residential Mortgage, INC.
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Conventional, Jumbo | 3 | 0.5% | 100% | $761,666 | |
RANLife, Inc.
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Conventional, FHA | 3 | 0.5% | 100% | $545,000 | |
My Move Mortgage, LLC
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Conventional | 2 | 0.3% | 100% | $355,000 | |
Castle & Cooke Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $455,000 | |
Horizon Utah Fed Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 77 | 12.8% | 92.8% | $548,116 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 56 | 9.3% | 96.7% | $337,321 | |
Kind Lending, LLC
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Conventional, FHA, VA, Jumbo | 21 | 3.5% | 81.5% | $533,571 | |
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A-5.0 ★Texas Ratio: 14.58% |
Conventional, FHA, VA, Jumbo | 15 | 2.5% | 100% | $561,000 | View |
Provident Funding Associates
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Conventional | 15 | 2.5% | 100% | $515,666 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, Jumbo | 15 | 2.5% | 100% | $543,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 14 | 2.3% | 100% | $465,000 | |
The Loan Store, Inc
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Conventional, Jumbo, HELOC | 13 +2 HELOCs |
2.2% | 100% | $442,692 | |
American Pacific Mortgage Corporation
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Conventional, VA, Jumbo | 11 | 1.8% | 91.7% | $440,454 | |
Nationstar Mortgage
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Conventional, VA | 9 | 1.5% | 81.8% | $315,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 7 | 1.2% | 87.5% | $452,142 | View |
Navy Federal Credit Union
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Conventional, VA, HELOC | 6 +1 HELOCs |
1% | 87.5% | $483,333 | |
SWBC Mortgage Corporation
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Conventional, Jumbo | 6 | 1% | 100% | $520,000 | |
Newrez LLC
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Conventional, VA, Jumbo | 6 | 1% | 75% | $400,000 | |
loanDepot.com LLC
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Conventional, Jumbo, HELOC | 5 +1 HELOCs |
0.8% | 100% | $459,000 | |
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A+5.0 ★Texas Ratio: 1.38% |
Conventional, FHA, VA, Jumbo | 5 | 0.8% | 85.7% | $589,000 | View |
New American Funding, LLC.
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Conventional, Jumbo, HELOC | 4 +1 HELOCs |
0.7% | 57.1% | $477,500 | |
Guaranteed Rate Affinity, LLC
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Conventional | 4 | 0.7% | 100% | $410,000 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 4 | 0.7% | 100% | $540,000 | |
Mortgage Research Center
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VA | 4 | 0.7% | 100% | $515,000 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +2 HELOCs |
0.5% | 33.3% | $205,000 | |
Cmg Mortgage Inc
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FHA, VA, USDA | 3 | 0.5% | 100% | $235,000 | |
ClearEdge Lending LLC
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Conventional | 3 | 0.5% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, VA | 3 | 0.5% | 75% | $418,333 | View |
Paramount Residential Mortgage
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Conventional | 3 | 0.5% | 100% | $605,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, VA | 3 | 0.5% | 100% | $348,333 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.3% | 100% | $1,215,000 | |
Primelending
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Conventional, FHA | 2 | 0.3% | 100% | $475,000 | |
PHH Mortgage Corporation
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Conventional, FHA | 2 | 0.3% | 100% | $270,000 | |
AmWest Funding Corp
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Conventional | 2 | 0.3% | 100% | $475,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.3% | 100% | $705,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, Jumbo | 2 | 0.3% | 100% | $1,030,000 | |
Alliant Credit Union
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Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.2% | 100% | $995,000 | |
Sun American Mortgage Company
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Conventional | 1 | 0.2% | 100% | $535,000 | |
Arc Home LLC
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Conventional | 1 | 0.2% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $765,000 | View |
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A+5.0 ★Texas Ratio: 3.32% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,245,000 | View |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $665,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.2% | 100% | $635,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,245,000 | View |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.2% | 66.7% | $405,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $435,000 | |
MortgageOne, Inc
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FHA | 1 | 0.2% | 100% | $625,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $405,000 | |
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B4.5 ★Texas Ratio: 21.05% |
Conventional | 1 | 0.2% | 83.3% | $45,000 | View |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.2% | 100% | $635,000 | View |
American Financial Network, Inc.
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VA | 1 | 0.2% | 33.3% | $585,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, Jumbo | 1 | 0.2% | 100% | $875,000 | View |
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A+5.0 ★Texas Ratio: 5.05% |
VA | 1 | 0.2% | 100% | $755,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.2% | 50% | $675,000 | |
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A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.2% | 100% | $615,000 | View |
Network Funding, L.P.
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Conventional | 1 | 0.2% | 100% | $785,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $605,000 | |
American Financing Corporation
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FHA | 1 | 0.2% | 25% | $485,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.2% | 100% | $455,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $805,000 | View |
Servis One, Inc
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 100% | $475,000 | |
Franklin Loan Corporation
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FHA | 1 | 0.2% | 100% | $615,000 | |
Gardner Financial Services
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, Jumbo | 1 | 0.2% | 100% | $915,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.2% | 100% | $735,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.2% | 100% | $665,000 | View |
Better Mortgage Corporation
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FHA | 1 | 0.2% | 50% | $515,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Northrop Grumman Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $425,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.2% | 100% | $655,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,005,000 | View |
Nexera Holding LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,405,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.2% | 50% | $315,000 | |
Cake Mortgage Corp.
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Conventional, Jumbo | 1 | 0.2% | 100% | $995,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.2% | 100% | $715,000 | View |
JMAC Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $525,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Goodleap, LLC
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HELOC | 0 +3 HELOCs |
0% | 0% | ||
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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A5.0 ★Texas Ratio: 6.91% |
HELOC | 0 +2 HELOCs |
0% | 0% | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Kaysville Mortgage Rate Trends
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kaysville, Utah
Looking for mortgage lenders near me or mortgage brokers near me in Kaysville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kaysville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kaysville, UT
Use these to narrow the list above. Each category shows how many Kaysville, UT lenders fit and what that kind of lender is usually best for.
Who Lends in Kaysville, UT
Independent mortgage companies closed 72.3 percent of home loans in Kaysville, Utah in 2025, banks 7 percent and credit unions 20.7 percent. Intercap Lending Inc was the largest mortgage company, Wells Fargo Bank NA the largest bank and America First Federal Credit Union the largest credit union. Among lenders headquartered in Utah, America First Federal Credit Union led with 65 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
More Utah Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kaysville, UT
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Kaysville, Utah with 3 loans, about 0.5 percent of the market. The largest lender headquartered in Utah was America First Federal Credit Union with 65 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Kaysville, Utah, Rocket Mortgage approved the highest share of completed applications in 2025 at 96.7 percent, against a 88.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Kaysville, Utah in 2025, led by United Wholesale Mortgage with 10. 21 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 18 credit unions closed home loans in Kaysville, Utah in 2025, alongside 73 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kaysville, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kaysville, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kaysville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
