Mortgage Lenders and Brokers in Highland, Utah
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Highland, Utah mortgage lenders include Glacier BankGlacier Bank5405 W 11000 N, Highland, UT 84003A+5.0 ★Texas Ratio: 1.87%, Bank of America NABank of America NA5348 W 11000 N, Highland, UT 84003A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA5285 W 11000 N, Highland, UT 84003A+5.0 ★Texas Ratio: 5.36%, Mountain America Federal Credit UnionMountain America Federal Credit Union3986 N 15675 W, Altamont, UT 84001A5.0 ★Texas Ratio: 9.78%, America First Federal Credit UnionAmerica First Federal Credit Union611 W Pacific Dr, American Fork, UT 84003A5.0 ★Texas Ratio: 8.33%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA510 S 200 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 3.68%, Utah Community Credit UnionUtah Community Credit Union5310 W 10700 N, Highland, UT 84003, US Bank, N.A.US Bank, N.A.278 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 2.85%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.606 E State Rd, American Fork, UT 84003A+5.0 ★Texas Ratio: 3.72%, and Deseret First Credit UnionDeseret First Credit Union260 N 500 W, Bountiful, UT 84010 7278A5.0 ★Texas Ratio: 6.76%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Highland, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Highland are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Highland, Utah
Market share is the lender's share of all home loans closed in Highland, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Highland 5405 W 11000 N, Highland, UT 84003 A+5.0 ★Texas Ratio: 1.87% |
Conventional, Jumbo, HELOC | 4 +4 HELOCs |
1% | 100% | $937,500 | View |
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1 office in Highland 5348 W 11000 N, Highland, UT 84003 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
0.7% | 100% | $1,678,333 | View |
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1 office in Highland 5285 W 11000 N, Highland, UT 84003 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 3 | 0.7% | 100% | $935,000 | View |
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3986 N 15675 W, Altamont, UT 84001 A5.0 ★Texas Ratio: 9.78% |
Conventional, VA, HELOC | 17 +42 HELOCs |
4.2% | 69.2% | $257,352 | View |
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611 W Pacific Dr, American Fork, UT 84003 A5.0 ★Texas Ratio: 8.33% |
Conventional, Jumbo, HELOC | 12 +61 HELOCs |
2.9% | 65% | $200,833 | View |
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510 S 200 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 8 +2 HELOCs |
2% | 100% | $831,250 | View |
Utah Community Credit Union
5310 W 10700 N, Highland, UT 84003 |
Conventional, HELOC | 3 +36 HELOCs |
0.7% | 75% | $521,666 | |
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278 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 3 +3 HELOCs |
0.7% | 60% | $945,000 | View |
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606 E State Rd, American Fork, UT 84003 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo, HELOC | 2 +6 HELOCs |
0.5% | 100% | $3,810,000 | View |
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260 N 500 W, Bountiful, UT 84010 7278 A5.0 ★Texas Ratio: 6.76% |
Conventional, HELOC | 2 +5 HELOCs |
0.5% | 100% | $180,000 | View |
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580 N Main St, Fillmore, UT 84631 A+5.0 ★Texas Ratio: 2.90% |
Conventional, Jumbo | 2 | 0.5% | 100% | $2,625,000 | View |
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683 W Antelope Dr, Layton, UT 84041 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 2 | 0.5% | 100% | $1,265,000 | View |
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221 W Parrish Ln, Centerville, UT 84014 A+5.0 ★Texas Ratio: 2.73% |
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 100% | $175,000 | View |
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1535 N Main St, Bountiful, UT 84010 5928 A5.0 ★Texas Ratio: 10.63% |
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 100% | $205,000 | View |
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6799 S 900 E, Midvale, UT 84047 1436 A5.0 ★Texas Ratio: 13.85% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $15,000 | View |
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6965 S Union Park Ctr, Cottonwood Heights, UT 84047 A4.7 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,805,000 | View |
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10827 N ALPINE HWY, Highland, UT 84003 5032 A5.0 ★Texas Ratio: 6.38% |
Conventional | 1 | 0.2% | 100% | $515,000 | View |
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★ 5 stars, 1 review 95 S State St, Salt Lake City, UT 84111 A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.2% | 100% | $825,000 | View |
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175 E Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.94% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,105,000 | View |
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100 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 0.71% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
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616 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.01% |
HELOC | 0 +15 HELOCs |
0% | 0% | View | |
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13903 S Redwood Rd, Bluffdale, UT 84065 A+5.0 ★Texas Ratio: 2.69% |
HELOC | 0 +10 HELOCs |
0% | n/a | View | |
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717 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 4.81% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Intercap Lending Inc
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Conventional, FHA, VA, Jumbo | 23 | 5.7% | 100% | $555,000 | |
First Colony Mortgage Corporat
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Conventional, FHA, VA, Jumbo | 16 | 3.9% | 100% | $815,000 | |
My Move Mortgage, LLC
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Conventional, Jumbo | 8 | 2% | 100% | $616,250 | |
Veritas Funding, LLC
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Conventional | 6 | 1.5% | 100% | $661,666 | |
Canopy Mortgage, LLC
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Conventional | 5 | 1.2% | 100% | $553,000 | |
Security Home Mortgage
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Conventional | 5 | 1.2% | 100% | $489,000 | |
Securitynational Mortgage Company
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Conventional, VA | 4 | 1% | 100% | $557,500 | |
RANLife, Inc.
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Conventional | 1 | 0.2% | 100% | $805,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, Jumbo | 62 | 15.2% | 91.2% | $492,903 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 46 +5 HELOCs |
11.3% | 92.2% | $720,217 | |
Rocket Mortgage
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Conventional, VA, Jumbo | 25 | 6.1% | 84.4% | $661,800 | |
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A-5.0 ★Texas Ratio: 14.58% |
Conventional, FHA, VA, Jumbo | 18 | 4.4% | 100% | $655,000 | View |
Kind Lending, LLC
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Conventional | 10 | 2.5% | 64.7% | $494,000 | |
The Loan Store, Inc
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Conventional, VA, Jumbo | 10 | 2.5% | 100% | $723,000 | |
Priority Home Mortgage, L.P.
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Conventional | 7 | 1.7% | 100% | $489,285 | |
Better Mortgage Corporation
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Conventional, Jumbo | 5 | 1.2% | 83.3% | $915,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA, Jumbo | 4 | 1% | 100% | $655,000 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 4 | 1% | 80% | $917,500 | |
Clm Mortgage, Inc
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Conventional, FHA | 4 | 1% | 100% | $417,500 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA, Jumbo | 3 | 0.7% | 100% | $781,666 | |
Provident Funding Associates
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Conventional | 3 | 0.7% | 75% | $681,666 | |
Lendsure Mortgage Corp.
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Conventional, Jumbo | 3 | 0.7% | 100% | $1,161,666 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, Jumbo | 3 | 0.7% | 100% | $698,333 | View |
JMAC Lending, Inc.
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Conventional, Jumbo | 3 | 0.7% | 100% | $761,666 | |
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A5.0 ★Texas Ratio: 6.91% |
Conventional, Jumbo, HELOC | 2 +5 HELOCs |
0.5% | 50% | $950,000 | |
Cmg Mortgage Inc
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Conventional, FHA, HELOC | 2 +2 HELOCs |
0.5% | 100% | $520,000 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 2 | 0.5% | 100% | $785,000 | |
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A+5.0 ★Texas Ratio: 1.38% |
Conventional | 2 | 0.5% | 100% | $540,000 | View |
Newrez LLC
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Conventional | 2 | 0.5% | 66.7% | $705,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.5% | 100% | $550,000 | |
T2 Financial LLC
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Conventional, Jumbo | 2 | 0.5% | 100% | $1,310,000 | |
Gardner Financial Services
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Conventional, FHA | 2 | 0.5% | 100% | $245,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.5% | 100% | $530,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.5% | 100% | $420,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 2 | 0.5% | 100% | $795,000 | |
Navy Federal Credit Union
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Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.2% | 50% | $905,000 | |
Sun American Mortgage Company
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Conventional | 1 | 0.2% | 100% | $425,000 | |
Genisys Credit Union
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,095,000 | |
American Financial Resources LLC
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VA | 1 | 0.2% | 100% | $755,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 1 | 0.2% | 100% | $945,000 | View |
Fundloans Capital
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Conventional | 1 | 0.2% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,005,000 | View |
Everett Financial, Inc.
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FHA | 1 | 0.2% | 100% | $595,000 | |
MortgageOne, Inc
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Conventional | 1 | 0.2% | 100% | $765,000 | |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 33.3% | $255,000 | |
loanDepot.com LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,685,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.2% | 100% | $695,000 | View |
Synergy One Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $575,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
VA | 1 | 0.2% | 100% | $705,000 | View |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $455,000 | |
Justice Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,725,000 | View |
Peoples Mortgage Company
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Conventional | 1 | 0.2% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $725,000 | View |
Inspire Home Loans Inc.
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Conventional | 1 | 0.2% | 100% | $585,000 | |
American Pacific Mortgage Corporation
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,205,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,965,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.2% | 100% | $75,000 | |
Mortgage Research Center
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VA | 1 | 0.2% | 100% | $545,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
Mission Loans, LLC
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Conventional | 1 | 0.2% | 100% | $685,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 50% | $785,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.2% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
VA | 1 | 0.2% | 100% | $515,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,055,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,575,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 100% | $625,000 | |
Texana Bank
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Conventional | 1 | 0.2% | 100% | $325,000 | |
The Mortgage Link, Inc.
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Conventional | 1 | 0.2% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,905,000 | View |
Griffin Funding Inc.
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Alliant Credit Union
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HELOC | 0 +8 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +3 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Chartway FCU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Sierra Pacific Mortgage Co. Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Geneva Financial LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Highland Mortgage Rate Trends
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Highland, Utah
Looking for mortgage lenders near me or mortgage brokers near me in Highland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Highland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Highland, UT
Use these to narrow the list above. Each category shows how many Highland, UT lenders fit and what that kind of lender is usually best for.
Who Lends in Highland, UT
Independent mortgage companies closed 76.2 percent of home loans in Highland, Utah in 2025, banks 13.3 percent and credit unions 10.6 percent. Intercap Lending Inc was the largest mortgage company, Glacier Bank the largest bank and Mountain America Federal Credit Union the largest credit union. Among lenders headquartered in Utah, Mountain America Federal Credit Union led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
More Utah Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Highland, UT
By home loans closed in 2025, Glacier Bank was the largest mortgage lender in Highland, Utah with 4 loans, about 1 percent of the market. The largest lender headquartered in Utah was Mountain America Federal Credit Union with 17 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Highland, Utah, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 91.2 percent, against a 88.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Highland, Utah in 2025, led by DHI Mortgage Company, LTD. with 6. 14 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 18 credit unions closed home loans in Highland, Utah in 2025, alongside 57 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Highland, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Highland, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Highland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
