Mortgage Lenders and Brokers in South Ogden, Utah
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
South Ogden, Utah mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1762 E Skyline Dr, South Ogden, UT 84405A+5.0 ★Texas Ratio: 3.68%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.5635 Harrison Blvd, South Ogden, UT 84403A+5.0 ★Texas Ratio: 3.72%, America First Federal Credit UnionAmerica First Federal Credit Union611 W Pacific Dr, American Fork, UT 84003A5.0 ★Texas Ratio: 8.33%, Goldenwest Federal Credit UnionGoldenwest Federal Credit Union13903 S Redwood Rd, Bluffdale, UT 84065A+5.0 ★Texas Ratio: 2.69%, Mountain America Federal Credit UnionMountain America Federal Credit Union455 40th St, South Ogden, UT 84403 1827A5.0 ★Texas Ratio: 9.78%, Bank of UtahBank of Utah100 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 0.71%, Ascent Federal Credit UnionAscent Federal Credit Union2388 N 400 E, North Ogden, UT 84414 7232, Cyprus Federal Credit UnionCyprus Federal Credit Union221 W Parrish Ln, Centerville, UT 84014A+5.0 ★Texas Ratio: 2.73%, Wasatch Peaks Federal Credit UnionWasatch Peaks Federal Credit Union1 Browning Pl, Mountain Green, UT 84050 9326A+5.0 ★Texas Ratio: 0.78%, and Wells Fargo Bank NAWells Fargo Bank NA797 W State Rd, American Fork, UT 84003A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in South Ogden, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South Ogden are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in South Ogden, Utah
Market share is the lender's share of all home loans closed in South Ogden, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in South Ogden 1762 E Skyline Dr, South Ogden, UT 84405 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
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1 office in South Ogden 5635 Harrison Blvd, South Ogden, UT 84403 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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611 W Pacific Dr, American Fork, UT 84003 A5.0 ★Texas Ratio: 8.33% |
Conventional, FHA, HELOC | 46 +73 HELOCs |
10.1% | 83.1% | $125,434 | View |
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13903 S Redwood Rd, Bluffdale, UT 84065 A+5.0 ★Texas Ratio: 2.69% |
Conventional, Jumbo, HELOC | 23 +47 HELOCs |
5.1% | 96.9% | $282,826 | View |
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455 40th St, South Ogden, UT 84403 1827 A5.0 ★Texas Ratio: 9.78% |
Conventional, HELOC | 6 +10 HELOCs |
1.3% | 54.5% | $88,333 | View |
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100 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 0.71% |
Conventional, FHA, Jumbo | 6 | 1.3% | 100% | $406,666 | View |
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2388 N 400 E, North Ogden, UT 84414 7232 |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $85,000 | View |
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221 W Parrish Ln, Centerville, UT 84014 A+5.0 ★Texas Ratio: 2.73% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $350,000 | View |
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1 Browning Pl, Mountain Green, UT 84050 9326 A+5.0 ★Texas Ratio: 0.78% |
Conventional | 2 | 0.4% | 100% | $60,000 | View |
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797 W State Rd, American Fork, UT 84003 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.4% | 100% | $255,000 | View |
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260 N 500 W, Bountiful, UT 84010 7278 A5.0 ★Texas Ratio: 6.76% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $125,000 | View |
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278 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $625,000 | View |
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10757 South River Front Parkway, South Jordan, UT 84095 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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496 N 900 W, American Fork, UT 84003 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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616 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.01% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Utah Community Credit Union
196 N West State Rd, American Fork, UT 84003 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Intercap Lending Inc
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Conventional, FHA, VA, Jumbo | 30 | 6.6% | 100% | $401,666 | |
RANLife, Inc.
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Conventional, FHA | 5 | 1.1% | 100% | $243,000 | |
First Colony Mortgage Corporat
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Conventional | 5 | 1.1% | 100% | $279,000 | |
Canopy Mortgage, LLC
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Conventional, FHA, VA | 4 | 0.9% | 66.7% | $375,000 | |
Direct Rate Home Loans, Inc
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Conventional, FHA, VA | 4 | 0.9% | 100% | $415,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 2 | 0.4% | 100% | $190,000 | |
Castle & Cooke Mortgage, LLC
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FHA | 2 | 0.4% | 100% | $360,000 | |
Security Home Mortgage
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FHA | 1 | 0.2% | 100% | $695,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.2% | 100% | $525,000 | |
Veritas Funding, LLC
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FHA | 1 | 0.2% | 100% | $545,000 | |
Horizon Utah Fed Credit Union
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Conventional | 1 | 0.2% | 100% | $75,000 | |
My Move Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $355,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 58 +2 HELOCs |
12.7% | 95.1% | $406,896 | |
Rocket Mortgage
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Conventional, FHA, VA | 32 | 7% | 91.4% | $267,500 | |
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A-5.0 ★Texas Ratio: 14.58% |
Conventional, FHA, VA | 31 | 6.8% | 100% | $360,806 | View |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 14 | 3.1% | 93.3% | $305,714 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 13 | 2.9% | 100% | $305,000 | View |
Kind Lending, LLC
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Conventional, FHA, VA, HELOC | 12 +1 HELOCs |
2.6% | 66.7% | $420,000 | |
Newrez LLC
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Conventional, FHA, VA, Jumbo | 8 | 1.8% | 80% | $345,000 | |
Nationstar Mortgage
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Conventional, VA | 8 | 1.8% | 88.9% | $192,500 | |
Provident Funding Associates
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Conventional | 6 | 1.3% | 100% | $413,333 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 6 | 1.3% | 100% | $298,333 | |
Mortgage Research Center
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VA | 6 | 1.3% | 85.7% | $501,666 | |
The Loan Store, Inc
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Conventional, FHA | 6 | 1.3% | 75% | $423,333 | |
Paramount Residential Mortgage
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Conventional, FHA | 6 | 1.3% | 85.7% | $240,000 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 5 +2 HELOCs |
1.1% | 55.6% | $303,000 | |
American Financial Resources LLC
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FHA, VA | 5 | 1.1% | 83.3% | $437,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 5 | 1.1% | 66.7% | $235,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 1.1% | 100% | $483,000 | |
Peoples Mortgage Company
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Conventional, FHA | 5 | 1.1% | 100% | $331,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 4 | 0.9% | 100% | $285,000 | |
Primelending
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Conventional | 4 | 0.9% | 100% | $290,000 | |
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A+5.0 ★Texas Ratio: 1.38% |
VA | 4 | 0.9% | 57.1% | $377,500 | View |
New American Funding, LLC.
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Conventional, FHA | 4 | 0.9% | 66.7% | $172,500 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 3 +1 HELOCs |
0.7% | 100% | $258,333 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 0.7% | 75% | $395,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.7% | 42.9% | $161,666 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 2 | 0.4% | 100% | $515,000 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $405,000 | |
PHH Mortgage Corporation
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Conventional, VA | 2 | 0.4% | 100% | $310,000 | |
AmWest Funding Corp
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Conventional, VA | 2 | 0.4% | 66.7% | $485,000 | |
American Financing Corporation
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Conventional, FHA | 2 | 0.4% | 75% | $360,000 | |
Direct Mortgage Loans, LLC
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FHA | 2 | 0.4% | 100% | $330,000 | |
Gardner Financial Services
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Conventional | 2 | 0.4% | 100% | $505,000 | |
Better Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $530,000 | |
Northrop Grumman Federal Credit Union
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Conventional | 2 | 0.4% | 100% | $130,000 | |
21St Mortgage
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Conventional | 2 | 0.4% | 50% | $115,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.4% | 100% | $450,000 | View |
Spring Eq, LLC
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Conventional | 2 | 0.4% | 50% | $135,000 | |
Top Flite Financial, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $405,000 | |
Premier Mortgage Resources, LLC
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VA | 1 | 0.2% | 100% | $375,000 | |
Goodleap, LLC
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FHA | 1 | 0.2% | 100% | $395,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $445,000 | |
MortgageOne, Inc
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FHA | 1 | 0.2% | 100% | $325,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $195,000 | |
Movement Mortgage, LLC
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VA | 1 | 0.2% | 100% | $795,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.2% | 100% | $415,000 | View |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $585,000 | View |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.2% | 100% | $345,000 | |
JMJ Financial Group Inc.
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Click n' Close, Inc.
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Conventional | 1 | 0.2% | 100% | $285,000 | |
LoanFlight Lending, LLC.
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Conventional | 1 | 0.2% | 100% | $465,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $105,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $305,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 50% | $315,000 | View |
Planet Home Lending, LLC
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VA | 1 | 0.2% | 100% | $475,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.2% | 50% | $435,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.91% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
South Ogden Mortgage Rate Trends
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in South Ogden, Utah
Looking for mortgage lenders near me or mortgage brokers near me in South Ogden? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South Ogden in 2025, with lenders based there listed first.
Types of Mortgage Lenders in South Ogden, UT
Use these to narrow the list above. Each category shows how many South Ogden, UT lenders fit and what that kind of lender is usually best for.
Who Lends in South Ogden, UT
Independent mortgage companies closed 72.7 percent of home loans in South Ogden, Utah in 2025, banks 7.9 percent and credit unions 19.3 percent. Intercap Lending Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and America First Federal Credit Union the largest credit union. Among lenders headquartered in Utah, America First Federal Credit Union led with 46 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
More Utah Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in South Ogden, UT
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in South Ogden, Utah with 1 loans, about 0.2 percent of the market. The largest lender headquartered in Utah was America First Federal Credit Union with 46 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in South Ogden, Utah, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 95.1 percent, against a 88.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
39 lenders closed FHA loans in South Ogden, Utah in 2025, led by Intercap Lending Inc with 11. 23 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 15 credit unions closed home loans in South Ogden, Utah in 2025, alongside 63 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in South Ogden, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South Ogden, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South Ogden. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
