Mortgage Lenders and Brokers in Plain City, Utah
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Plain City, Utah mortgage lenders include America First Federal Credit UnionAmerica First Federal Credit Union2336 N 4350 W, Plain City, UT 84404A5.0 ★Texas Ratio: 8.33%, Bank of UtahBank of Utah100 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 0.71%, Goldenwest Federal Credit UnionGoldenwest Federal Credit Union13903 S Redwood Rd, Bluffdale, UT 84065A+5.0 ★Texas Ratio: 2.69%, Mountain America Federal Credit UnionMountain America Federal Credit Union3986 N 15675 W, Altamont, UT 84001A5.0 ★Texas Ratio: 9.78%, Deseret First Credit UnionDeseret First Credit Union260 N 500 W, Bountiful, UT 84010 7278A5.0 ★Texas Ratio: 6.76%, US Bank, N.A.US Bank, N.A.278 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 2.85%, Canyon View Credit UnionCanyon View Credit Union1535 N Main St, Bountiful, UT 84010 5928A5.0 ★Texas Ratio: 10.63%, Wasatch Peaks Federal Credit UnionWasatch Peaks Federal Credit Union3631 W 2600 N, Plain City, UT 84404A+5.0 ★Texas Ratio: 0.78%, Utah Power Credit UnionUtah Power Credit Union100 W 200 N, Helper, UT 84526A+5.0 ★Texas Ratio: 0.98%, and Wells Fargo Bank NAWells Fargo Bank NA797 W State Rd, American Fork, UT 84003A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Plain City, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Plain City are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Plain City, Utah
Market share is the lender's share of all home loans closed in Plain City, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2336 N 4350 W, Plain City, UT 84404 A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 61 +74 HELOCs |
15.2% | 82.1% | $109,262 | View |
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100 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 0.71% |
Conventional, FHA, VA, Jumbo | 26 | 6.5% | 100% | $458,846 | View |
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13903 S Redwood Rd, Bluffdale, UT 84065 A+5.0 ★Texas Ratio: 2.69% |
Conventional, VA, HELOC | 25 +42 HELOCs |
6.2% | 93.5% | $409,400 | View |
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3986 N 15675 W, Altamont, UT 84001 A5.0 ★Texas Ratio: 9.78% |
Conventional, FHA, HELOC | 5 +3 HELOCs |
1.2% | 55.6% | $389,000 | View |
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260 N 500 W, Bountiful, UT 84010 7278 A5.0 ★Texas Ratio: 6.76% |
Conventional, HELOC | 3 +2 HELOCs |
0.7% | 100% | $395,000 | View |
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278 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $335,000 | View |
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1535 N Main St, Bountiful, UT 84010 5928 A5.0 ★Texas Ratio: 10.63% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $410,000 | View |
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3631 W 2600 N, Plain City, UT 84404 A+5.0 ★Texas Ratio: 0.78% |
Conventional | 2 | 0.5% | 100% | $215,000 | View |
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100 W 200 N, Helper, UT 84526 A+5.0 ★Texas Ratio: 0.98% |
Conventional | 2 | 0.5% | 100% | $330,000 | View |
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797 W State Rd, American Fork, UT 84003 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.5% | 100% | $510,000 | View |
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606 E State Rd, American Fork, UT 84003 A+5.0 ★Texas Ratio: 3.72% |
FHA, HELOC | 1 +1 HELOCs |
0.2% | 20% | $375,000 | View |
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221 W Parrish Ln, Centerville, UT 84014 A+5.0 ★Texas Ratio: 2.73% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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113 S Main St, Alpine, UT 84004 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 1 | 0.2% | 100% | $695,000 | View |
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105 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.2% | 100% | $515,000 | View |
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2388 N 400 E, North Ogden, UT 84414 7232 |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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496 N 900 W, American Fork, UT 84003 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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616 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.01% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Colony Mortgage Corporat
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Conventional, FHA, VA | 21 | 5.2% | 100% | $479,285 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 9 | 2.2% | 90% | $463,888 | |
Intercap Lending Inc
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Conventional | 9 | 2.2% | 90.9% | $551,666 | |
My Move Mortgage, LLC
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Conventional, FHA | 3 | 0.7% | 100% | $378,333 | |
Canopy Mortgage, LLC
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Conventional | 2 | 0.5% | 100% | $475,000 | |
Security Home Mortgage
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Conventional | 2 | 0.5% | 100% | $235,000 | |
Securitynational Mortgage Company
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Conventional, FHA | 2 | 0.5% | 66.7% | $390,000 | |
Direct Rate Home Loans, Inc
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Conventional, VA | 2 | 0.5% | 100% | $610,000 | |
Utah Mortgage Loan Corporation
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Veritas Funding, LLC
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Conventional | 1 | 0.2% | 100% | $325,000 | |
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A-5.0 ★Texas Ratio: 14.58% |
Conventional, FHA, VA | 52 | 13% | 100% | $535,192 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 30 +2 HELOCs |
7.5% | 93.9% | $549,333 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 22 | 5.5% | 81.5% | $418,181 | |
Kind Lending, LLC
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Conventional, FHA, VA | 11 | 2.7% | 78.6% | $460,454 | |
Primelending
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Conventional | 5 | 1.2% | 83.3% | $555,000 | |
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A+5.0 ★Texas Ratio: 1.38% |
FHA, VA | 5 | 1.2% | 85.7% | $589,000 | View |
Provident Funding Associates
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Conventional | 5 | 1.2% | 100% | $351,000 | |
Nationstar Mortgage
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Conventional | 5 | 1.2% | 100% | $219,000 | |
The Loan Store, Inc
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Conventional, FHA | 5 | 1.2% | 85.7% | $553,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 1% | 100% | $535,000 | |
Credit Human Federal Credit Un
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Conventional | 4 | 1% | 100% | $62,500 | |
Click n' Close, Inc.
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Conventional, FHA | 4 | 1% | 100% | $215,000 | |
American Financial Resources LLC
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FHA, VA | 3 | 0.7% | 100% | $535,000 | |
Newrez LLC
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Conventional, VA | 3 | 0.7% | 100% | $575,000 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 0.7% | 100% | $345,000 | |
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B4.5 ★Texas Ratio: 21.05% |
Conventional | 3 | 0.7% | 75% | $55,000 | View |
American Pacific Mortgage Corporation
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Conventional, FHA | 3 | 0.7% | 75% | $551,666 | |
Mortgage Research Center
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FHA, VA | 3 | 0.7% | 100% | $695,000 | |
New American Funding, LLC.
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Conventional, VA | 3 | 0.7% | 100% | $538,333 | |
Fairway Independent Mort Corp
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Conventional | 3 | 0.7% | 75% | $375,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 3 | 0.7% | 100% | $461,666 | View |
Spring Eq, LLC
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Conventional | 3 | 0.7% | 100% | $85,000 | |
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A5.0 ★Texas Ratio: 6.91% |
Conventional | 3 | 0.7% | 100% | $308,333 | |
VanDyk Mortgage Corporation
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Conventional, FHA | 2 | 0.5% | 100% | $505,000 | |
Planet Home Lending, LLC
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FHA | 2 | 0.5% | 66.7% | $665,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 0.5% | 100% | $510,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.5% | 100% | $610,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 33.3% | $585,000 | View |
Premia Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $495,000 | |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 0.2% | 50% | $525,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.2% | 50% | $675,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 25% | $645,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $635,000 | |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 33.3% | $345,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.2% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
Cmg Mortgage Inc
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FHA | 1 | 0.2% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.2% | 100% | $485,000 | View |
Pivot Financial Partners, Inc
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Conventional | 1 | 0.2% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.2% | 100% | $665,000 | View |
Mission Loans, LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 1.39% |
Conventional | 1 | 0.2% | 100% | $515,000 | View |
21St Mortgage
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Conventional | 1 | 0.2% | 33.3% | $65,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.2% | 50% | $85,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 100% | $695,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $615,000 | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
AmWest Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a |
Plain City Mortgage Rate Trends
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Plain City, Utah
Looking for mortgage lenders near me or mortgage brokers near me in Plain City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Plain City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Plain City, UT
Use these to narrow the list above. Each category shows how many Plain City, UT lenders fit and what that kind of lender is usually best for.
Who Lends in Plain City, UT
Independent mortgage companies closed 61.3 percent of home loans in Plain City, Utah in 2025, banks 11.7 percent and credit unions 26.9 percent. First Colony Mortgage Corporat was the largest mortgage company, Bank of Utah the largest bank and America First Federal Credit Union the largest credit union. Among lenders headquartered in Utah, America First Federal Credit Union led with 61 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
More Utah Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Plain City, UT
By home loans closed in 2025, America First Federal Credit Union was the largest mortgage lender in Plain City, Utah with 61 loans, about 15.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Plain City, Utah, Guild Mortgage Company approved the highest share of completed applications in 2025 at 100 percent, against a 87.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Plain City, Utah in 2025, led by Bank of Utah with 8. 17 lenders closed VA loans, led by Guild Mortgage Company. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 13 credit unions closed home loans in Plain City, Utah in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Plain City, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Plain City, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Plain City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
