Mortgage Lenders and Brokers in Tremonton, Utah
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Tremonton, Utah mortgage lenders include Bank of UtahBank of Utah25 N Tremont St, Tremonton, UT 84337A+5.0 ★Texas Ratio: 0.71%, D. L. Evans BankD. L. Evans Bank312 W Main St, Tremonton, UT 84337A+5.0 ★Texas Ratio: 1.13%, Keybank National AssociationKeybank National Association57 E Main St, Tremonton, UT 84337A+5.0 ★Texas Ratio: 4.81%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.340 E Main St, Tremonton, UT 84337A+5.0 ★Texas Ratio: 3.72%, America First Federal Credit UnionAmerica First Federal Credit Union611 W Pacific Dr, American Fork, UT 84003A5.0 ★Texas Ratio: 8.33%, Members First Credit UnionMembers First Credit Union65 S 1000 W, Tremonton, UT 84337 8900A+5.0 ★Texas Ratio: 1.31%, Goldenwest Federal Credit UnionGoldenwest Federal Credit Union13903 S Redwood Rd, Bluffdale, UT 84065A+5.0 ★Texas Ratio: 2.69%, Mountain America Federal Credit UnionMountain America Federal Credit Union3986 N 15675 W, Altamont, UT 84001A5.0 ★Texas Ratio: 9.78%, Utah Power Credit UnionUtah Power Credit Union100 W 200 N, Helper, UT 84526A+5.0 ★Texas Ratio: 0.98%, and Utah Community Credit UnionUtah Community Credit Union196 N West State Rd, American Fork, UT 84003. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Tremonton, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Tremonton are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Tremonton, Utah
Market share is the lender's share of all home loans closed in Tremonton, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Tremonton 25 N Tremont St, Tremonton, UT 84337 A+5.0 ★Texas Ratio: 0.71% |
Conventional, FHA | 8 | 2.2% | 88.9% | $233,750 | View |
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1 office in Tremonton 312 W Main St, Tremonton, UT 84337 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 5 | 1.4% | 100% | $205,000 | View |
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1 office in Tremonton 57 E Main St, Tremonton, UT 84337 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $195,000 | View |
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1 office in Tremonton 340 E Main St, Tremonton, UT 84337 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +4 HELOCs |
0% | 100% | View | |
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611 W Pacific Dr, American Fork, UT 84003 A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 23 +22 HELOCs |
6.4% | 67.6% | $110,652 | View |
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65 S 1000 W, Tremonton, UT 84337 8900 A+5.0 ★Texas Ratio: 1.31% |
Conventional | 7 | 1.9% | 100% | $57,857 | View |
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13903 S Redwood Rd, Bluffdale, UT 84065 A+5.0 ★Texas Ratio: 2.69% |
Conventional, FHA, HELOC | 6 +8 HELOCs |
1.7% | 88.9% | $150,000 | View |
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3986 N 15675 W, Altamont, UT 84001 A5.0 ★Texas Ratio: 9.78% |
Conventional, FHA, HELOC | 5 +2 HELOCs |
1.4% | 38.5% | $213,000 | View |
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100 W 200 N, Helper, UT 84526 A+5.0 ★Texas Ratio: 0.98% |
Conventional | 2 | 0.6% | 100% | $295,000 | View |
Utah Community Credit Union
196 N West State Rd, American Fork, UT 84003 |
HELOC | 0 +3 HELOCs |
0% | n/a | ||
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616 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.01% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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260 N 500 W, Bountiful, UT 84010 7278 A5.0 ★Texas Ratio: 6.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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113 S Main St, Alpine, UT 84004 A+5.0 ★Texas Ratio: 1.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Colony Mortgage Corporat
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Conventional, FHA, VA | 31 | 8.6% | 96.9% | $320,806 | |
Intercap Lending Inc
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Conventional, FHA, VA, USDA | 23 | 6.4% | 100% | $297,173 | |
My Move Mortgage, LLC
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Conventional, FHA, VA, USDA | 5 | 1.4% | 100% | $249,000 | |
RANLife, Inc.
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Conventional, FHA | 3 | 0.8% | 100% | $315,000 | |
Securitynational Mortgage Company
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Conventional, FHA, USDA | 3 | 0.8% | 100% | $271,666 | |
Security Home Mortgage
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Conventional | 2 | 0.6% | 100% | $375,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.3% | 100% | $275,000 | |
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A-5.0 ★Texas Ratio: 14.58% |
Conventional, FHA, VA, USDA | 60 | 16.6% | 95.4% | $298,000 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 31 | 8.6% | 91.2% | $338,870 | |
Rocket Mortgage
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Conventional, FHA, VA | 19 | 5.2% | 87.5% | $257,631 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, VA | 16 | 4.4% | 84.2% | $252,500 | View |
Kind Lending, LLC
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Conventional, FHA, USDA | 14 | 3.9% | 78.9% | $390,714 | |
Nationstar Mortgage
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Conventional, VA | 11 | 3% | 78.6% | $111,363 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA, USDA | 7 | 1.9% | 100% | $279,285 | |
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A+5.0 ★Texas Ratio: 1.38% |
FHA, VA | 6 | 1.7% | 100% | $425,000 | View |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 5 | 1.4% | 100% | $387,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 5 | 1.4% | 83.3% | $211,000 | |
Primelending
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Conventional, FHA | 4 | 1.1% | 100% | $307,500 | |
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B4.5 ★Texas Ratio: 21.05% |
Conventional | 4 | 1.1% | 100% | $80,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 1.1% | 80% | $357,500 | |
The Loan Store, Inc
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Conventional | 4 | 1.1% | 100% | $292,500 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 3 +1 HELOCs |
0.8% | 80% | $208,333 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 0.8% | 75% | $245,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 0.8% | 100% | $165,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.6% | 100% | $185,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.6% | 100% | $400,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.6% | 100% | $460,000 | View |
Provident Funding Associates
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Conventional | 2 | 0.6% | 100% | $520,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 0.6% | 100% | $355,000 | |
Mortgage Research Center
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VA | 2 | 0.6% | 50% | $485,000 | |
Lower, LLC
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FHA | 2 | 0.6% | 100% | $240,000 | |
21St Mortgage
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Conventional | 2 | 0.6% | 66.7% | $75,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.6% | 66.7% | $340,000 | View |
Arc Home LLC
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Conventional | 1 | 0.3% | 100% | $485,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.3% | 100% | $375,000 | View |
Newrez LLC
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Conventional | 1 | 0.3% | 50% | $55,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $335,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.3% | 100% | $225,000 | View |
Movement Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $375,000 | |
AmWest Funding Corp
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FHA | 1 | 0.3% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
Cmg Mortgage Inc
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VA | 1 | 0.3% | 100% | $525,000 | |
Network Funding, L.P.
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FHA | 1 | 0.3% | 100% | $405,000 | |
American Financing Corporation
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FHA | 1 | 0.3% | 33.3% | $265,000 | |
Servis One, Inc
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Conventional | 1 | 0.3% | 100% | $65,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.3% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $435,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Agwest Farm Credit, Flca
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Conventional | 1 | 0.3% | 100% | $605,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 33.3% | $35,000 | |
Idaho Central Credit Union
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Tremonton Mortgage Rate Trends
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Tremonton, Utah
Looking for mortgage lenders near me or mortgage brokers near me in Tremonton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Tremonton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Tremonton, UT
Use these to narrow the list above. Each category shows how many Tremonton, UT lenders fit and what that kind of lender is usually best for.
Who Lends in Tremonton, UT
Independent mortgage companies closed 76.2 percent of home loans in Tremonton, Utah in 2025, banks 11.6 percent and credit unions 12.2 percent. First Colony Mortgage Corporat was the largest mortgage company, Bank of Utah the largest bank and America First Federal Credit Union the largest credit union. Among lenders headquartered in Utah, Bank of Utah led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
More Utah Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Tremonton, UT
By home loans closed in 2025, Bank of Utah was the largest mortgage lender in Tremonton, Utah with 8 loans, about 2.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Tremonton, Utah, Guild Mortgage Company approved the highest share of completed applications in 2025 at 95.4 percent, against a 87.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
31 lenders closed FHA loans in Tremonton, Utah in 2025, led by Guild Mortgage Company with 20. 16 lenders closed VA loans, led by Guild Mortgage Company, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 9 credit unions closed home loans in Tremonton, Utah in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Tremonton, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Tremonton, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Tremonton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
