Best Money Market Rates in Utah (UT) - March 2026
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Utah money market rates include Education 1st Credit UnionEducation 1st Credit Union1250 Country Hills Dr, Ogden, UT 84403 2560A+5.0 ★Texas Ratio: 1.13% Money Market Account at 4.25% APY, Chartway Credit UnionChartway Credit Union562 N Main St, Tooele, UT 84074A+5.0 ★Texas Ratio: 1.26% Money Market Plus at 4.15% APY, Granite Federal Credit UnionGranite Federal Credit Union3675 S 900 E, Salt Lake City, UT 84106A+5.0 ★Texas Ratio: 2.83% Business Builder Money Market at 4.00% APY, Utah First Federal Credit UnionUtah First Federal Credit Union200 E South Temple, Salt Lake City, UT 84111A+5.0 ★Texas Ratio: 2.03% Money Market at 3.90% APY, and America First Federal Credit UnionAmerica First Federal Credit Union4774 S 1300 W Bldg 3, Riverdale, UT 84405 3621A5.0 ★Texas Ratio: 8.12% Money Market at 3.90% APY.
To see how these money market rates in Utah compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Utah (UT) are continually updated we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Utah and surrounding area. Last Updated and Verified: March 20, 2026
Utah Money Market Rate Trends
Compare local Utah MMA rate quotes against the statewide average
Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — UT Avg
2.113%
▲ 1.430 from last week
Utah high-yield MMA rates rose 1.430 points this week to 2.113% APY, up from 0.683% last week.
Standard MMA — UT Avg
1.653%
▲ 0.884 from last week
Utah standard MMA rates rose 0.884 points this week to 1.653% APY, up from 0.768% last week.
As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare the Best Money Market Rates Today in Utah
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Education 1st Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
1250 Country Hills Dr, Ogden, UT 84403 2560
Money Market Account
4.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Chartway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
562 N Main St, Tooele, UT 84074
Money Market Plus
4.15%
$0
▼
Rate4.07%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Rates displayed include a 0.25% APY Relationship Bonus. To earn the Money Market Plus Relationship Bonus Rate, you must maintain any personal or business checking account and an average daily balance (ADB) of $10,000 or more in the Money Market Plus account during the calendar month. Both the checking account and the Money Market Plus account must be under the same member number. The monthly qualification cycle is defined as the period beginning on the first calendar day of the month and ending on the last calendar day of the month. Fees may reduce earnings on the account. Certain conditions and restrictions may apply. Rates are subject to change without notice. Please refer to the Membership Agreement and Disclosures for terms and conditions applicable to specific accounts.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT 84106
Business Builder Money Market
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT 84106
Business Money Market Checking
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
4774 S 1300 W Bldg 3, Riverdale, UT 84405 3621
Money Market
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
200 E South Temple, Salt Lake City, UT 84111
Money Market
3.90%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.12%
3999 W Parkway Blvd, West Valley City, UT 84120
Business Money Market
3.85%
$0
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.12%
3999 W Parkway Blvd, West Valley City, UT 84120
Money Market Accounts
3.85%
$0
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Central Bank Provo, UT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.40%
75 N University Ave, Provo, UT 84601
High Yield Money Market Account
3.82%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT 84106
Business Money Market Checking
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Chartway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
562 N Main St, Tooele, UT 84074
Money Market Plus
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Rates displayed include a 0.25% APY Relationship Bonus. To earn the Money Market Plus Relationship Bonus Rate, you must maintain any personal or business checking account and an average daily balance (ADB) of $10,000 or more in the Money Market Plus account during the calendar month. Both the checking account and the Money Market Plus account must be under the same member number. The monthly qualification cycle is defined as the period beginning on the first calendar day of the month and ending on the last calendar day of the month. Fees may reduce earnings on the account. Certain conditions and restrictions may apply. Rates are subject to change without notice. Please refer to the Membership Agreement and Disclosures for terms and conditions applicable to specific accounts.
UMB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
911 E Fort Union Blvd, Midvale, UT 84047
UMB Retail Money Market
3.71%
$0
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Nebo Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
730 E 300 S, Springville, UT 84663
Money Market
3.70%
$0
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
3876 W Center view Way, West Jordan, UT 84084
Money Market
3.70%
$0
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
147 26th st, Ogden, UT 84401
Insured Money Market Account
3.70%
$0
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Sallie Mae
Institution Rating:
A5.0 ★ Texas Ratio: 7.81%
175 S West Temple, Salt Lake City, UT 84101
Money Market Account
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 29.46%
360 W 4800 N, Provo, UT 84604
Money Market Savings
3.55%
$0
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 29.46%
360 W 4800 N, Provo, UT 84604
Money Market Account
3.55%
$0
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
7181 S Campus View Dr, West Jordan, UT 84084 4312
Money market
3.55%
$0
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT 84106
Business Money Market Checking
3.50%
$0
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
12050 S Lone Peak Pkwy, Draper, UT 84020 9414
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$15,000+
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.12%
3999 W Parkway Blvd, West Valley City, UT 84120
Money Market Accounts
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
200 E South Temple, Salt Lake City, UT 84111
Money Market
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
4774 S 1300 W Bldg 3, Riverdale, UT 84405 3621
Money Market
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.12%
3999 W Parkway Blvd, West Valley City, UT 84120
Business Money Market
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
147 26th st, Ogden, UT 84401
Insured Money Market Account
3.40%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Bank of Utah
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2605 Washington Blvd, Ogden, UT 84401
My Money Market
3.40%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
Online Only - Apply Here; In Branch
Celtic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
268 S State St, Salt Lake City, UT 84111
Money Market Account M
3.38%
$0
▼
Rate3.32%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
more than $1
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
3876 W Center view Way, West Jordan, UT 84084
Money Market
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
147 26th st, Ogden, UT 84401
Insured Money Market Account
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.12%
3999 W Parkway Blvd, West Valley City, UT 84120
Money Market Accounts
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Nebo Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
730 E 300 S, Springville, UT 84663
Money Market
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.12%
3999 W Parkway Blvd, West Valley City, UT 84120
Business Money Market
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Central Bank Provo, UT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.40%
75 N University Ave, Provo, UT 84601
High Yield Money Market Account
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 29.46%
360 W 4800 N, Provo, UT 84604
Money Market Account
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
2250 S Redwood Rd Ste 6, Salt Lake City, UT 84119 1356
Business Money Market
3.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 29.46%
360 W 4800 N, Provo, UT 84604
Money Market Savings
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
TAB Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.12%
4185 Harrison Blvd, Ogden, UT 84403
Business Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying balance up to $1,000,000.00
Pacific Horizon Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 27.08%
96 E Center St, Springville, UT 84663
Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT 84148 0001
Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Ally Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.54%
200 W Civic Center Dr, Sandy, UT 84070
Money Market
3.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
7181 S Campus View Dr, West Jordan, UT 84084 4312
Money market
3.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Home Savings Bank Salt Lake City, UT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3539 S Main St, Salt Lake City, UT 84115
k Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
$250
Elevate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
1023 Medical Dr, Brigham City, UT 84302 3049
Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Eastern Utah Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
675 E 100 N, Price, UT 84501
Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Utah Heritage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
268 S MAIN St, EPHRAIM, UT 84627
Money Market Account
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Bank of Utah
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2605 Washington Blvd, Ogden, UT 84401
My Money Market
2.99%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
Online Only - Apply Here; In Branch
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
2250 S Redwood Rd Ste 6, Salt Lake City, UT 84119 1356
Business Money Market
2.80%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Education 1st Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
1250 Country Hills Dr, Ogden, UT 84403 2560
Money Market Account
2.80%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.84%
280 E 12300 S, Draper, UT 84020
Money Market Accounts
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT 84106
Business Money Market Checking
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
2250 S Redwood Rd Ste 6, Salt Lake City, UT 84119 1356
Money Market Accounts
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
$100,000+
Pacific Horizon Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 27.08%
96 E Center St, Springville, UT 84663
Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
191 E Gateway Dr, Heber City, UT 84032
Money Market Account
2.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT 84148 0001
Money Market
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
4774 S 1300 W Bldg 3, Riverdale, UT 84405 3621
Money Market
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
147 26th st, Ogden, UT 84401
Insured Money Market Account
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
200 E South Temple, Salt Lake City, UT 84111
Money Market
2.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.12%
3999 W Parkway Blvd, West Valley City, UT 84120
Money Market Accounts
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Horizon Utah Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.06%
225 S 200 W, Farmington, UT 84025
MONEY MARKET
2.60%
$2,000
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedMar 20, 2026
Details
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.12%
3999 W Parkway Blvd, West Valley City, UT 84120
Business Money Market
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Nebo Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
730 E 300 S, Springville, UT 84663
Money Market
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
3876 W Center view Way, West Jordan, UT 84084
Money Market
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Central Bank Provo, UT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.40%
75 N University Ave, Provo, UT 84601
High Yield Money Market Account
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Security Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
10490 S 1300 E, Sandy, UT 84094
Money Market Plus
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Texas Health Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
4897 W LAKE PARK BLVD, SALT LAKE CITY, UT 84120
Money Market
2.52%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 29.46%
360 W 4800 N, Provo, UT 84604
Money Market Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 29.46%
360 W 4800 N, Provo, UT 84604
Money Market Savings
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Home Savings Bank Salt Lake City, UT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3539 S Main St, Salt Lake City, UT 84115
k Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
$100
Bank of Utah
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2605 Washington Blvd, Ogden, UT 84401
My Money Market
2.48%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
Online Only - Apply Here; In Branch
First Utah Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
3826 S 2300 E, Salt Lake City, UT 84109
Business Money Market and Savings
2.47%
$2,500
▼
Rate2.45%
Min Deposit$2,500
Min Balance—
UpdatedMar 20, 2026
Details
First Utah Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
3826 S 2300 E, Salt Lake City, UT 84109
Business Money Market and Savings
2.22%
$2,500
▼
Rate2.20%
Min Deposit$2,500
Min Balance—
UpdatedMar 20, 2026
Details
Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
191 E Gateway Dr, Heber City, UT 84032
Money Market Account
2.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $999,999.99
First Utah Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
3826 S 2300 E, Salt Lake City, UT 84109
Business Money Market and Savings
2.07%
$2,500
▼
Rate2.05%
Min Deposit$2,500
Min Balance—
UpdatedMar 20, 2026
Details
First Utah Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
3826 S 2300 E, Salt Lake City, UT 84109
Personal Money Market and Savings
2.07%
$2,500
▼
Rate2.05%
Min Deposit$2,500
Min Balance—
UpdatedMar 20, 2026
Details
Austin Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
475 N 300 W, Kaysville, UT 84037
Money Market
2.02%
$1,000
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 29.46%
360 W 4800 N, Provo, UT 84604
Money Market Savings
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 29.46%
360 W 4800 N, Provo, UT 84604
Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Home Savings Bank Salt Lake City, UT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3539 S Main St, Salt Lake City, UT 84115
k Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
$25
Bank of Utah
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2605 Washington Blvd, Ogden, UT 84401
My Money Market
1.97%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
Online Only - Apply Here; In Branch
Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
191 E Gateway Dr, Heber City, UT 84032
Money Market Account
1.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $249,999.99
Central Bank Provo, UT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.40%
75 N University Ave, Provo, UT 84601
High Yield Money Market Account
1.61%
$0
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Central Bank Provo, UT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.40%
75 N University Ave, Provo, UT 84601
High Yield Money Market Account
1.51%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details
Starting at a 1.51% APY* See rate tiers.
UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 29.46%
360 W 4800 N, Provo, UT 84604
Money Market Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 29.46%
360 W 4800 N, Provo, UT 84604
Money Market Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Central Bank Provo, UT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.40%
75 N University Ave, Provo, UT 84601
High Yield Money Market Account
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Celtic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
268 S State St, Salt Lake City, UT 84111
Money Market Account K to $1M
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$100
Central Bank Provo, UT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.40%
75 N University Ave, Provo, UT 84601
High Yield Money Market Account
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Utah and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Utah directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Utah. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in UT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Utah
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Utah.
Are Money Market accounts in Utah safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Utah up to $250,000 per depositor, per institution.
How often do MMA rates change in Utah?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Utah rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Utah
Here are some of the highest money market account APYs currently available in Utah:
- Education 1st Credit Union
Money Market Account — 4.25% APY - Chartway Credit Union
Money Market Plus — 4.15% APY - Granite Federal Credit Union
Business Builder Money Market — 4.00% APY - Utah First Federal Credit Union
Money Market — 3.90% APY - America First Federal Credit Union
Money Market — 3.90% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Utah. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026
Cities in Utah
