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Best Money Market Rates in Provo, Utah (UT) - May 2026

Content reviewed by
Brian McKay Brian McKay
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 12, 2026

Current Provo, Utah and the surrounding area money market deposit account rates include Utah First Federal Credit UnionUtah First Federal Credit Union310 N 100 W, Provo, UT 84601A+5.0 ★Texas Ratio: 2.03% Money Market at 3.90% APY, America First Federal Credit UnionAmerica First Federal Credit Union1400 N State St, Provo, UT 84604A5.0 ★Texas Ratio: 8.12% Money Market at 3.90% APY, Mountain America Federal Credit UnionMountain America Federal Credit Union88 N 500 W, Provo, UT 84601 2616A5.0 ★Texas Ratio: 11.38% Money market at 3.55% APY, UTAH COMMUNITYUTAH COMMUNITY360 W 4800 N, Provo, UT 84604C3.8 ★Texas Ratio: 29.46% Money Market Account at 3.55% APY, and Freedom Credit UnionFreedom Credit Union815 N Freedom Blvd, Provo, UT 84604 3315A+5.0 ★Texas Ratio: 0.27% Money Market Shares at 2.00% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Provo has 5 local institutions in our database, with money market rates as high as 3.90% APY from Utah First Federal Credit Union at 310 N 100 W, Provo, UT 84601. Use the table below to compare all available offers, including options from institutions serving the broader Utah area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Provo, Utah and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in Provo, Utah & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
310 N 100 W, Provo, UT 84601
Money Market
3.90%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1400 N State St, Provo, UT 84604
Money Market
3.90%
$0
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 29.46%
360 W 4800 N, Provo, UT 84604
Money Market Account
3.55%
$0
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 29.46%
360 W 4800 N, Provo, UT 84604
Money Market Savings
3.55%
$0
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
88 N 500 W, Provo, UT 84601 2616
Money market
3.55%
$0
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1400 N State St, Provo, UT 84604
Money Market
3.45%
$0
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
310 N 100 W, Provo, UT 84601
Money Market
3.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 29.46%
360 W 4800 N, Provo, UT 84604
Money Market Account
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 29.46%
360 W 4800 N, Provo, UT 84604
Money Market Savings
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
88 N 500 W, Provo, UT 84601 2616
Money market
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1400 N State St, Provo, UT 84604
Money Market
2.70%
$0
View
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
310 N 100 W, Provo, UT 84601
Money Market
2.65%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 29.46%
360 W 4800 N, Provo, UT 84604
Money Market Account
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 29.46%
360 W 4800 N, Provo, UT 84604
Money Market Savings
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
88 N 500 W, Provo, UT 84601 2616
Money market
2.40%
$0
View
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1400 N State St, Provo, UT 84604
Money Market
2.05%
$0
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
310 N 100 W, Provo, UT 84601
Money Market
2.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Freedom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
815 N Freedom Blvd, Provo, UT 84604 3315
Money Market Shares
2.00%
$1,000
View
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details

UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 29.46%
360 W 4800 N, Provo, UT 84604
Money Market Savings
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 29.46%
360 W 4800 N, Provo, UT 84604
Money Market Account
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
88 N 500 W, Provo, UT 84601 2616
Money market
1.90%
$0
View
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1400 N State St, Provo, UT 84604
Money Market
1.80%
$0
View
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Freedom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
815 N Freedom Blvd, Provo, UT 84604 3315
Money Market Shares
1.75%
$1,000
View
▼
Rate1.74%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details

UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 29.46%
360 W 4800 N, Provo, UT 84604
Money Market Savings
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Freedom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
815 N Freedom Blvd, Provo, UT 84604 3315
Money Market Shares
1.50%
$1,000
View
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details

UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 29.46%
360 W 4800 N, Provo, UT 84604
Money Market Account
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
88 N 500 W, Provo, UT 84601 2616
Money market
1.45%
$0
View
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1400 N State St, Provo, UT 84604
Money Market
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
310 N 100 W, Provo, UT 84601
Money Market
1.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1400 N State St, Provo, UT 84604
Money Market
1.10%
$0
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1400 N State St, Provo, UT 84604
Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Qualifying balance up to $4,999.99

UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 29.46%
360 W 4800 N, Provo, UT 84604
Money Market Savings
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
88 N 500 W, Provo, UT 84601 2616
Money market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 29.46%
360 W 4800 N, Provo, UT 84604
Money Market Account
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
310 N 100 W, Provo, UT 84601
Money Market
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 29.46%
360 W 4800 N, Provo, UT 84604
Money Market Savings
0.85%
$0
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 29.46%
360 W 4800 N, Provo, UT 84604
Money Market Account
0.85%
$0
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
88 N 500 W, Provo, UT 84601 2616
Money market
0.85%
$0
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
310 N 100 W, Provo, UT 84601
Money Market
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 29.46%
360 W 4800 N, Provo, UT 84604
Money Market Account
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 29.46%
360 W 4800 N, Provo, UT 84604
Money Market Savings
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
310 N 100 W, Provo, UT 84601
Money Market
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
88 N 500 W, Provo, UT 84601 2616
Money market
0.45%
$0
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1400 N State St, Provo, UT 84604
Money Market Checking
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1400 N State St, Provo, UT 84604
Money Market Checking
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1400 N State St, Provo, UT 84604
Money Market Checking
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1400 N State St, Provo, UT 84604
Money Market Checking
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1400 N State St, Provo, UT 84604
Money Market Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
310 N 100 W, Provo, UT 84601
Money Market
0.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Freedom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
815 N Freedom Blvd, Provo, UT 84604 3315
Money Market Shares
0.05%
$1,000
View
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
310 N 100 W, Provo, UT 84601
Money Market
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1400 N State St, Provo, UT 84604
Money Market Checking
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
Business Builder Money Market
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
Business Money Market Checking
3.90%
$0
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Education 1st Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Money Market Account
3.85%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Deseret First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.12%
Money Market Accounts
3.85%
$0
View
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Deseret First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.12%
Money Market Accounts Loyalty
3.85%
$0
View
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Deseret First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.12%
Business Money Market
3.85%
$0
View
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Education 1st Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Money Market Account
3.80%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Education 1st Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Money Market Account
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
Business Money Market Checking
3.75%
$0
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Prime Alliance Bank
Institution Rating:
D3.1 ★ Texas Ratio: 37.64%
Personal Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Money Market
3.70%
$0
View
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Kings Peak Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.23%
Elevation Climber Money Market Tier 5
3.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

>$250,000.00

Kings Peak Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.23%
Elevation Climber Money Market
3.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

>$250,000.00

Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
Business Money Market Checking
3.50%
$0
View
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Celtic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
Money Market Account
3.38%
$0
View
▼
Rate3.32%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

more than $1M

TAB Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.12%
Business Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $1,000,000.00

Home Savings Bank Salt Lake City, UT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
k Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

$250

Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
Money Market Account
2.70%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Home Savings Bank Salt Lake City, UT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
k Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

$100

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
Money Market Account
2.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $999,999.99

Home Savings Bank Salt Lake City, UT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
k Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

$25

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.80%
$0
View
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
Money Market Account
1.70%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $249,999.99

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.65%
$0
View
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.45%
$0
View
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Celtic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
Money Market Account
1.35%
$0
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$100K to $1M

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.35%
$0
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Provo, Utah and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Provo, UT Money Market Rate Trends

Compare local Provo, UT money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Utah MMA Trends →
High-Yield MMA — UT Avg
3.070%
▲ 0.141 vs 7 days ago

Utah high-yield MMA rates rose 0.141 points over the past 7 days to 3.070% APY.

Standard MMA — UT Avg
0.712%
▼ 0.475 vs 7 days ago

Utah standard MMA rates fell 0.475 points over the past 7 days to 0.712% APY.

As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Provo, Utah directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Provo, Utah. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in UT.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Provo, Utah

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Utah.

Are Money Market accounts in Provo, Utah safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Utah up to $250,000 per depositor, per institution.

How often do MMA rates change in Provo, Utah?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Utah rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Provo, Utah?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Provo, Utah require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Provo, Utah

Here are some of the highest money market account APYs currently available in Provo, Utah and the surrounding area:
  • Utah First Federal Credit Union
    Money Market — 3.90% APY
  • America First Federal Credit Union
    Money Market — 3.90% APY
  • Mountain America Federal Credit Union
    Money market — 3.55% APY
  • UTAH COMMUNITY
    Money Market Account — 3.55% APY
  • Freedom Credit Union
    Money Market Shares — 2.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Provo, Utah. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026

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