Mortgage Lenders and Brokers in Provo, Utah
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Provo, Utah mortgage lenders include Utah Community Credit UnionUtah Community Credit Union360 W 4800 N, Provo, UT 84604, Zions Bancorporation, N.A.Zions Bancorporation, N.A.1060 N University Ave, Provo, UT 84604A+5.0 ★Texas Ratio: 3.72%, US Bank, N.A.US Bank, N.A.350 N Freedom Blvd, Provo, UT 84601A+5.0 ★Texas Ratio: 2.85%, Central BankCentral Bank75 N University Ave, Provo, UT 84601A+5.0 ★Texas Ratio: 1.94%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1177 S University Ave, Provo, UT 84601A+5.0 ★Texas Ratio: 3.68%, Bank of UtahBank of Utah3670 N University Ave, Provo, UT 84604A+5.0 ★Texas Ratio: 0.71%, Wells Fargo Bank NAWells Fargo Bank NA7916 Bringham Young University, Provo, UT 84602A+5.0 ★Texas Ratio: 5.36%, Keybank National AssociationKeybank National Association207 N University Ave, Provo, UT 84601A+5.0 ★Texas Ratio: 4.81%, Bank of America NABank of America NA165 W 200 N Ste 101, Provo, UT 84601A+5.0 ★Texas Ratio: 4.14%, and Glacier BankGlacier Bank201 E Center St, Provo, UT 84606A+5.0 ★Texas Ratio: 1.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Provo, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Provo are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Provo, Utah
Market share is the lender's share of all home loans closed in Provo, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
Utah Community Credit Union
360 W 4800 N, Provo, UT 84604 |
Conventional, HELOC | 20 +109 HELOCs |
2.1% | 91.3% | $351,500 | |
|
2 offices in Provo 1060 N University Ave, Provo, UT 84604 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo, HELOC | 8 +19 HELOCs |
0.8% | 81% | $452,500 | View |
|
1 office in Provo 350 N Freedom Blvd, Provo, UT 84601 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 7 +2 HELOCs |
0.7% | 53.8% | $325,000 | View |
|
1 office in Provo 75 N University Ave, Provo, UT 84601 A+5.0 ★Texas Ratio: 1.94% |
Conventional, Jumbo | 7 | 0.7% | 100% | $330,714 | View |
|
2 offices in Provo 1177 S University Ave, Provo, UT 84601 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 6 | 0.6% | 100% | $1,045,000 | View |
|
1 office in Provo 3670 N University Ave, Provo, UT 84604 A+5.0 ★Texas Ratio: 0.71% |
Conventional, Jumbo | 5 | 0.5% | 83.3% | $357,000 | View |
|
2 offices in Provo 7916 Bringham Young University, Provo, UT 84602 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.2% | 28.6% | $380,000 | View |
|
1 office in Provo 207 N University Ave, Provo, UT 84601 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 50% | $265,000 | View |
|
1 office in Provo 165 W 200 N Ste 101, Provo, UT 84601 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $515,000 | View |
|
1 office in Provo 201 E Center St, Provo, UT 84606 A+5.0 ★Texas Ratio: 1.87% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
88 N 500 W, Provo, UT 84601 2616 A5.0 ★Texas Ratio: 9.78% |
Conventional, FHA, HELOC | 36 +35 HELOCs |
3.8% | 56.2% | $222,500 | View |
|
1400 N State St, Provo, UT 84604 A5.0 ★Texas Ratio: 8.33% |
Conventional, FHA, Jumbo, HELOC | 35 +52 HELOCs |
3.7% | 66.7% | $122,428 | View |
|
260 N 500 W, Bountiful, UT 84010 7278 A5.0 ★Texas Ratio: 6.76% |
Conventional, Jumbo, HELOC | 15 +9 HELOCs |
1.6% | 100% | $330,333 | View |
|
221 W Parrish Ln, Centerville, UT 84014 A+5.0 ★Texas Ratio: 2.73% |
Conventional, HELOC | 4 +2 HELOCs |
0.4% | 80% | $252,500 | View |
|
13903 S Redwood Rd, Bluffdale, UT 84065 A+5.0 ★Texas Ratio: 2.69% |
Conventional, HELOC | 3 +21 HELOCs |
0.3% | 100% | $258,333 | View |
|
310 N 100 W, Provo, UT 84601 A+5.0 ★Texas Ratio: 1.01% |
Conventional, HELOC | 3 +15 HELOCs |
0.3% | 100% | $408,333 | View |
|
375 E STATE RD, American Fork, UT 84003 2556 A5.0 ★Texas Ratio: 6.38% |
Conventional | 3 | 0.3% | 100% | $95,000 | View |
|
683 W Antelope Dr, Layton, UT 84041 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 2 | 0.2% | 100% | $840,000 | View |
|
201 E 100 N, Payson, UT 84651 |
Conventional | 1 | 0.1% | 50% | $185,000 | View |
|
9490 S 300 W, Sandy, UT 84070 A+5.0 ★Texas Ratio: 3.94% |
Conventional | 1 | 0.1% | 100% | $715,000 | View |
|
100 W 200 N, Helper, UT 84526 A+5.0 ★Texas Ratio: 0.98% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
|
1535 N Main St, Bountiful, UT 84010 5928 A5.0 ★Texas Ratio: 10.63% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
|
10653 S River Front Parkway, South Jordan, UT 84095 A+5.0 ★Texas Ratio: 4.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Intercap Lending Inc
|
Conventional, FHA, Jumbo | 57 | 6% | 100% | $378,157 | |
First Colony Mortgage Corporat
|
Conventional, FHA, VA, Jumbo | 44 | 4.6% | 100% | $444,545 | |
My Move Mortgage, LLC
|
Conventional, FHA | 32 | 3.4% | 100% | $457,187 | |
Securitynational Mortgage Company
|
Conventional, FHA, VA, Jumbo | 25 | 2.6% | 83.3% | $333,400 | |
Canopy Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 16 | 1.7% | 100% | $493,125 | |
Security Home Mortgage
|
Conventional, FHA | 16 | 1.7% | 100% | $450,000 | |
Direct Rate Home Loans, Inc
|
Conventional | 7 | 0.7% | 100% | $490,714 | |
Veritas Funding, LLC
|
Conventional, FHA | 5 | 0.5% | 100% | $399,000 | |
RANLife, Inc.
|
Conventional, FHA | 3 | 0.3% | 100% | $281,666 | |
Belem Servicing, LLC dba Patriot Home Mortgage
|
Conventional | 2 | 0.2% | 100% | $355,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 146 +3 HELOCs |
15.3% | 90.7% | $501,575 | |
Rocket Mortgage
|
Conventional, FHA, VA, Jumbo | 79 | 8.3% | 90% | $359,683 | |
The Loan Store, Inc
|
Conventional, FHA, Jumbo, HELOC | 38 +4 HELOCs |
4% | 95.6% | $449,210 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA | 29 | 3% | 93.5% | $348,793 | |
|
A-5.0 ★Texas Ratio: 14.58% |
Conventional, FHA | 28 | 2.9% | 87.9% | $369,285 | View |
Kind Lending, LLC
|
Conventional, FHA | 22 | 2.3% | 75.9% | $453,636 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 18 | 1.9% | 90% | $303,333 | View |
Pennymac Loan Services LLC
|
Conventional | 12 | 1.3% | 85.7% | $306,666 | |
Nationstar Mortgage
|
Conventional | 11 | 1.2% | 68.8% | $183,181 | |
Provident Funding Associates
|
Conventional | 10 | 1% | 90.9% | $520,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 10 | 1% | 90.9% | $382,000 | |
loanDepot.com LLC
|
Conventional, FHA, Jumbo | 9 | 0.9% | 83.3% | $341,666 | |
New American Funding, LLC.
|
Conventional, FHA | 9 | 0.9% | 100% | $349,444 | |
|
B4.5 ★Texas Ratio: 21.05% |
Conventional | 7 | 0.7% | 75% | $123,571 | View |
AmWest Funding Corp
|
Conventional, FHA, VA, Jumbo | 7 | 0.7% | 77.8% | $592,142 | |
Cmg Mortgage Inc
|
Conventional, FHA, HELOC | 6 +1 HELOCs |
0.6% | 100% | $460,000 | |
|
A+5.0 ★Texas Ratio: 1.38% |
Conventional, FHA, VA | 6 | 0.6% | 100% | $438,333 | View |
Planet Home Lending, LLC
|
Conventional, FHA | 6 | 0.6% | 85.7% | $345,000 | |
Spring Eq, LLC
|
Conventional, Jumbo, HELOC | 5 +4 HELOCs |
0.5% | 50% | $257,000 | |
Sage Home Loans Corporation
|
Conventional | 5 | 0.5% | 100% | $449,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, Jumbo | 5 | 0.5% | 100% | $745,000 | |
American Pacific Mortgage Corporation
|
Conventional | 5 | 0.5% | 100% | $373,000 | |
Mortgage Research Center
|
VA, Jumbo | 5 | 0.5% | 71.4% | $639,000 | |
21St Mortgage
|
Conventional | 5 | 0.5% | 38.5% | $99,000 | |
|
A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 4 +12 HELOCs |
0.4% | 100% | $260,000 | |
Better Mortgage Corporation
|
Conventional, FHA, Jumbo, HELOC | 4 +1 HELOCs |
0.4% | 57.1% | $492,500 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA, VA | 4 | 0.4% | 38.5% | $322,500 | |
American Financial Resources LLC
|
Conventional, FHA | 3 | 0.3% | 100% | $521,666 | |
Newrez LLC
|
Conventional, VA | 3 | 0.3% | 33.3% | $205,000 | |
Hometown Equity Mortgage, LLC
|
Conventional, FHA, Jumbo | 3 | 0.3% | 75% | $798,333 | |
Carrington Mortgage Services LLC
|
Conventional, FHA, VA | 3 | 0.3% | 75% | $325,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 3 | 0.3% | 75% | $418,333 | |
Cornerstone First Mortgage, LLC
|
Conventional | 2 | 0.2% | 100% | $475,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 2 | 0.2% | 50% | $460,000 | |
Guaranteed Rate, Inc.
|
Conventional | 2 | 0.2% | 100% | $565,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 2 | 0.2% | 100% | $1,070,000 | View |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional | 2 | 0.2% | 100% | $610,000 | View |
Nbkc Bank
|
Conventional | 2 | 0.2% | 66.7% | $805,000 | |
American Financial Network, Inc.
|
Conventional, VA, Jumbo | 2 | 0.2% | 100% | $650,000 | |
American Financing Corporation
|
Conventional, FHA | 2 | 0.2% | 60% | $210,000 | |
Union Home Mortgage Corp.
|
Conventional | 2 | 0.2% | 100% | $345,000 | |
Bay Equity LLC
|
Conventional | 2 | 0.2% | 100% | $345,000 | |
Churchill Mortgage Corporation
|
Conventional | 2 | 0.2% | 100% | $315,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 2 | 0.2% | 100% | $295,000 | |
Mutual of Omaha Mortgage
|
Conventional | 2 | 0.2% | 100% | $325,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.2% | 50% | $425,000 | View |
Nexera Holding LLC
|
Conventional | 2 | 0.2% | 100% | $610,000 | |
Champions Funding, LLC
|
Conventional | 2 | 0.2% | 66.7% | $425,000 | |
Village Capital & Investment
|
FHA, VA | 2 | 0.2% | 75% | $390,000 | |
JMAC Lending, Inc.
|
Conventional | 2 | 0.2% | 100% | $260,000 | |
Lower, LLC
|
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $255,000 | |
|
★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 50% | $35,000 | View |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $405,000 | View |
|
A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
Goodleap, LLC
|
Conventional | 1 | 0.1% | 50% | $125,000 | |
MortgageOne, Inc
|
Conventional | 1 | 0.1% | 100% | $615,000 | |
Watermark Capital, Inc.
|
Conventional | 1 | 0.1% | 100% | $725,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.1% | 100% | $415,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.1% | 33.3% | $455,000 | View |
Golden Empire Mortgage, Inc.
|
Conventional, Jumbo | 1 | 0.1% | 100% | $1,265,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $705,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.1% | 100% | $355,000 | View |
Filo Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $545,000 | |
Oaktree Funding Corp
|
Conventional | 1 | 0.1% | 100% | $255,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.1% | 12.5% | $265,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.1% | 50% | $585,000 | View |
|
A+5.0 ★Texas Ratio: 0.59% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
HomeXpress Mortgage Corp.
|
Conventional | 1 | 0.1% | 50% | $555,000 | |
Discover Bank
|
Conventional | 1 | 0.1% | 12.5% | $105,000 | |
|
A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.1% | 100% | $425,000 | View |
|
A5.0 ★Texas Ratio: 6.88% |
Conventional | 1 | 0.1% | 100% | $555,000 | View |
American Internet Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $475,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.1% | 50% | $465,000 | View |
Encompass Lending Group, L.P.
|
Conventional | 1 | 0.1% | 100% | $235,000 | |
Generations Home Loans, LLC
|
Conventional | 1 | 0.1% | 50% | $225,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.1% | 100% | $415,000 | View |
T2 Financial LLC
|
Conventional | 1 | 0.1% | 100% | $305,000 | |
Lendsure Mortgage Corp.
|
Conventional | 1 | 0.1% | 100% | $665,000 | |
Gardner Financial Services
|
Conventional | 1 | 0.1% | 100% | $605,000 | |
Mission Loans, LLC
|
Conventional | 1 | 0.1% | 100% | $185,000 | |
RoundPoint Mortgage Servicing LLC
|
Conventional | 1 | 0.1% | 100% | $395,000 | |
Citadel Servicing Corporation
|
Conventional, Jumbo | 1 | 0.1% | 100% | $815,000 | |
Nations Direct Mortgage, LLC
|
FHA | 1 | 0.1% | 100% | $575,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.1% | 100% | $535,000 | View |
Paramount Residential Mortgage
|
Conventional | 1 | 0.1% | 100% | $505,000 | |
Angel Oak Mortgage Solutions LLC
|
Conventional | 1 | 0.1% | 100% | $425,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.1% | 7.1% | $95,000 | |
Texana Bank
|
Conventional | 1 | 0.1% | 100% | $305,000 | |
Ark-La-Tex Financial Services LLC
|
FHA | 1 | 0.1% | 100% | $305,000 | |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.1% | 50% | $495,000 | View |
Figure Lending LLC
|
HELOC | 0 +8 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Kinecta Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Elements Financial Federal Cre
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Navy Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
First Technology Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Provo Mortgage Rate Trends
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Provo, Utah
Looking for mortgage lenders near me or mortgage brokers near me in Provo? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Provo in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Provo, UT
Use these to narrow the list above. Each category shows how many Provo, UT lenders fit and what that kind of lender is usually best for.
Who Lends in Provo, UT
Independent mortgage companies closed 77.1 percent of home loans in Provo, Utah in 2025, banks 9.7 percent and credit unions 13.1 percent. Intercap Lending Inc was the largest mortgage company, Zions Bancorporation, N.A. the largest bank and Utah Community Credit Union the largest credit union. Among lenders headquartered in Utah, Utah Community Credit Union led with 20 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
More Utah Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Provo, UT
By home loans closed in 2025, Utah Community Credit Union was the largest mortgage lender in Provo, Utah with 20 loans, about 2.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Provo, Utah, Intercap Lending Inc approved the highest share of completed applications in 2025 at 100 percent, against a 82.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
36 lenders closed FHA loans in Provo, Utah in 2025, led by United Wholesale Mortgage with 19. 14 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 18 credit unions closed home loans in Provo, Utah in 2025, alongside 83 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Provo, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Provo, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Provo. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
