Clinton, Utah mortgage lenders include America First Federal Credit UnionAmerica First Federal Credit Union1724 N 2000 W, Clinton, UT 84015A5.0 ★Texas Ratio: 8.33%, Mountain America Federal Credit UnionMountain America Federal Credit Union1727 W 1800 N, Clinton, UT 84015 8304A5.0 ★Texas Ratio: 9.78%, Goldenwest Federal Credit UnionGoldenwest Federal Credit Union1594 N 2000 W, Clinton, UT 84015A+5.0 ★Texas Ratio: 2.69%, US Bank, N.A.US Bank, N.A.278 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 2.85%, Cyprus Federal Credit UnionCyprus Federal Credit Union221 W Parrish Ln, Centerville, UT 84014A+5.0 ★Texas Ratio: 2.73%, Bank of UtahBank of Utah100 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 0.71%, Deseret First Credit UnionDeseret First Credit Union260 N 500 W, Bountiful, UT 84010 7278A5.0 ★Texas Ratio: 6.76%, Wasatch Peaks Federal Credit UnionWasatch Peaks Federal Credit Union1 Browning Pl, Mountain Green, UT 84050 9326A+5.0 ★Texas Ratio: 0.78%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.606 E State Rd, American Fork, UT 84003A+5.0 ★Texas Ratio: 3.72%, and Ascent Federal Credit UnionAscent Federal Credit Union2388 N 400 E, North Ogden, UT 84414 7232. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Clinton, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Clinton are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Clinton, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1724 N 2000 W, Clinton, UT 84015 A5.0 ★Texas Ratio: 8.33% |
Conventional, FHA, HELOC | 124 +133 HELOCs |
18.9% | 85.2% | $115,080 | View |
|
1727 W 1800 N, Clinton, UT 84015 8304 A5.0 ★Texas Ratio: 9.78% |
Conventional, VA, HELOC | 29 +24 HELOCs |
4.4% | 63% | $156,034 | View |
|
1594 N 2000 W, Clinton, UT 84015 A+5.0 ★Texas Ratio: 2.69% |
Conventional, FHA, VA, HELOC | 19 +41 HELOCs |
2.9% | 90.5% | $175,000 | View |
|
278 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 5 +1 HELOCs |
0.8% | 100% | $193,000 | View |
|
221 W Parrish Ln, Centerville, UT 84014 A+5.0 ★Texas Ratio: 2.73% |
Conventional, FHA, HELOC | 5 +1 HELOCs |
0.8% | 100% | $243,000 | View |
|
100 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 0.71% |
Conventional | 5 | 0.8% | 100% | $331,000 | View |
|
260 N 500 W, Bountiful, UT 84010 7278 A5.0 ★Texas Ratio: 6.76% |
Conventional, HELOC | 3 +1 HELOCs |
0.5% | 50% | $315,000 | View |
|
1 Browning Pl, Mountain Green, UT 84050 9326 A+5.0 ★Texas Ratio: 0.78% |
Conventional | 3 | 0.5% | 100% | $41,666 | View |
|
606 E State Rd, American Fork, UT 84003 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 100% | $545,000 | View |
|
2388 N 400 E, North Ogden, UT 84414 7232 |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $335,000 | View |
|
1535 N Main St, Bountiful, UT 84010 5928 A5.0 ★Texas Ratio: 10.63% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $105,000 | View |
|
458 E Main St, Grantsville, UT 84029 9567 A5.0 ★Texas Ratio: 7.55% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
|
100 W 200 N, Helper, UT 84526 A+5.0 ★Texas Ratio: 0.98% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
|
797 W State Rd, American Fork, UT 84003 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 50% | $145,000 | View |
|
113 S Main St, Alpine, UT 84004 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
|
101 S Main St, Brigham City, UT 84302 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
|
616 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.01% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
|
510 S 200 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Intercap Lending Inc
|
Conventional, FHA, VA | 27 | 4.1% | 100% | $370,555 | |
My Move Mortgage, LLC
|
Conventional, FHA, VA | 26 | 4% | 100% | $515,769 | |
Primary Residential Mortgage, INC.
|
Conventional, FHA | 6 | 0.9% | 100% | $376,666 | |
Canopy Mortgage, LLC
|
Conventional, FHA | 6 | 0.9% | 100% | $303,333 | |
First Colony Mortgage Corporat
|
Conventional, FHA | 6 | 0.9% | 75% | $416,666 | |
RANLife, Inc.
|
Conventional, FHA | 5 | 0.8% | 100% | $339,000 | |
Direct Rate Home Loans, Inc
|
Conventional, VA | 5 | 0.8% | 100% | $355,000 | |
Securitynational Mortgage Company
|
Conventional, FHA | 4 | 0.6% | 100% | $315,000 | |
Security Home Mortgage
|
Conventional, FHA | 2 | 0.3% | 100% | $470,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 60 +3 HELOCs |
9.1% | 95.3% | $463,500 | |
Rocket Mortgage
|
Conventional, FHA, VA, Jumbo | 42 | 6.4% | 83% | $304,523 | |
|
A-5.0 ★Texas Ratio: 14.58% |
Conventional, FHA, VA, Jumbo | 39 | 5.9% | 100% | $430,897 | View |
Pennymac Loan Services LLC
|
Conventional, FHA, VA, Jumbo | 20 | 3% | 95.2% | $277,000 | |
Kind Lending, LLC
|
Conventional, FHA, VA | 17 | 2.6% | 78.3% | $434,411 | |
American Pacific Mortgage Corporation
|
Conventional, FHA, VA | 14 | 2.1% | 93.3% | $433,571 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, VA | 13 | 2% | 86.7% | $291,153 | View |
|
A+5.0 ★Texas Ratio: 1.38% |
Conventional, VA | 12 | 1.8% | 87.5% | $535,833 | View |
Provident Funding Associates
|
Conventional | 11 | 1.7% | 100% | $415,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 10 | 1.5% | 100% | $433,000 | |
Mortgage Research Center
|
VA | 9 | 1.4% | 81.8% | $466,111 | |
Clm Mortgage, Inc
|
Conventional, FHA, VA | 8 | 1.2% | 100% | $452,500 | |
Nationstar Mortgage
|
Conventional, VA | 8 | 1.2% | 88.9% | $195,000 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 8 | 1.2% | 88.9% | $292,500 | |
The Loan Store, Inc
|
Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
0.9% | 100% | $371,666 | |
Newrez LLC
|
Conventional, VA | 6 | 0.9% | 60% | $318,333 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, VA | 6 | 0.9% | 100% | $516,666 | View |
Guaranteed Rate Affinity, LLC
|
Conventional, FHA | 5 | 0.8% | 100% | $303,000 | |
Primelending
|
Conventional, VA | 5 | 0.8% | 100% | $545,000 | |
Amerisave Mortgage Company
|
Conventional | 5 | 0.8% | 71.4% | $91,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, VA | 4 | 0.6% | 44.4% | $282,500 | |
loanDepot.com LLC
|
Conventional | 4 | 0.6% | 100% | $390,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.5% | 100% | $418,333 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 3 | 0.5% | 100% | $338,333 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional | 3 | 0.5% | 100% | $245,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
FHA, VA | 3 | 0.5% | 100% | $448,333 | View |
Spring Eq, LLC
|
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 40% | $70,000 | |
SWBC Mortgage Corporation
|
Conventional, VA | 2 | 0.3% | 100% | $455,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 2 | 0.3% | 100% | $395,000 | View |
Discover Bank
|
Conventional | 2 | 0.3% | 50% | $70,000 | |
Planet Home Lending, LLC
|
FHA | 2 | 0.3% | 100% | $425,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 2 | 0.3% | 100% | $390,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.3% | 100% | $85,000 | View |
Plaza Home Mortgage, Inc
|
Conventional, VA | 2 | 0.3% | 33.3% | $495,000 | |
Village Capital & Investment
|
FHA, VA | 2 | 0.3% | 100% | $400,000 | |
JMAC Lending, Inc.
|
FHA | 2 | 0.3% | 100% | $530,000 | |
Goodleap, LLC
|
VA, HELOC | 1 +1 HELOCs |
0.2% | 50% | $335,000 | |
Better Mortgage Corporation
|
FHA, HELOC | 1 +1 HELOCs |
0.2% | 33.3% | $535,000 | |
Sun American Mortgage Company
|
FHA | 1 | 0.2% | 100% | $585,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $465,000 | |
Premier Mortgage Resources, LLC
|
Conventional | 1 | 0.2% | 33.3% | $505,000 | |
American Financial Resources LLC
|
FHA | 1 | 0.2% | 100% | $535,000 | |
MortgageOne, Inc
|
FHA | 1 | 0.2% | 100% | $415,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.2% | 100% | $435,000 | |
PHH Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $565,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.2% | 100% | $335,000 | View |
Chartway FCU
|
Conventional | 1 | 0.2% | 100% | $535,000 | |
American Financing Corporation
|
Conventional | 1 | 0.2% | 33.3% | $245,000 | |
VanDyk Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $505,000 | |
Union Home Mortgage Corp.
|
VA | 1 | 0.2% | 100% | $515,000 | |
SIRVA Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $635,000 | |
Service Federal Credit Union
|
VA | 1 | 0.2% | 100% | $425,000 | |
American Internet Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $395,000 | |
Peoples Mortgage Company
|
Conventional | 1 | 0.2% | 100% | $415,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.2% | 100% | $495,000 | View |
V.I.P. Mortgage, Inc.
|
Conventional, Jumbo | 1 | 0.2% | 100% | $965,000 | |
Navy Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $15,000 | |
Paramount Residential Mortgage
|
FHA | 1 | 0.2% | 100% | $445,000 | |
Carrington Mortgage Services LLC
|
FHA | 1 | 0.2% | 33.3% | $235,000 | |
Top Flite Financial, Inc.
|
Conventional | 1 | 0.2% | 100% | $325,000 | |
|
A5.0 ★Texas Ratio: 6.91% |
Conventional | 1 | 0.2% | 50% | $45,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Northrop Grumman Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Clinton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Clinton in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Clinton, UT lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 63.2 percent of home loans in Clinton, Utah in 2025, banks 7.8 percent and credit unions 29.1 percent. Intercap Lending Inc was the largest mortgage company, US Bank, N.A. the largest bank and America First Federal Credit Union the largest credit union. Among lenders headquartered in Utah, America First Federal Credit Union led with 124 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
By home loans closed in 2025, America First Federal Credit Union was the largest mortgage lender in Clinton, Utah with 124 loans, about 18.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Clinton, Utah, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 95.3 percent, against a 86.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
39 lenders closed FHA loans in Clinton, Utah in 2025, led by United Wholesale Mortgage with 16. 33 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 18 credit unions closed home loans in Clinton, Utah in 2025, alongside 57 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Clinton, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Clinton, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Clinton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.