Mortgage Lenders and Brokers in Midvale, Utah
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Midvale, Utah mortgage lenders include Zions Bancorporation, N.A.Zions Bancorporation, N.A.159 W Center St, Midvale, UT 84047A+5.0 ★Texas Ratio: 3.72%, US Bank, N.A.US Bank, N.A.8100 S State St, Midvale, UT 84047A+5.0 ★Texas Ratio: 2.85%, Keybank National AssociationKeybank National Association924 E Fort Union Blvd, Midvale, UT 84047A+5.0 ★Texas Ratio: 4.81%, Veritas Funding, LLCVeritas Funding, LLCMidvale, UT, Mountain America Federal Credit UnionMountain America Federal Credit Union7013 S River Gate Dr, Midvale, UT 84047A5.0 ★Texas Ratio: 9.78%, America First Federal Credit UnionAmerica First Federal Credit Union7755 S 700 E, Midvale, UT 84047A5.0 ★Texas Ratio: 8.33%, Cyprus Federal Credit UnionCyprus Federal Credit Union7160 S Union Park Ave, Midvale, UT 84047A+5.0 ★Texas Ratio: 2.73%, Canyon View Credit UnionCanyon View Credit Union1535 N Main St, Bountiful, UT 84010 5928A5.0 ★Texas Ratio: 10.63%, Goldenwest Federal Credit UnionGoldenwest Federal Credit Union13903 S Redwood Rd, Bluffdale, UT 84065A+5.0 ★Texas Ratio: 2.69%, and Deseret First Credit UnionDeseret First Credit Union260 N 500 W, Bountiful, UT 84010 7278A5.0 ★Texas Ratio: 6.76%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Midvale, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Midvale are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Midvale, Utah
Market share is the lender's share of all home loans closed in Midvale, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Midvale 159 W Center St, Midvale, UT 84047 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 18 +6 HELOCs |
4.2% | 100% | $423,888 | View |
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1 office in Midvale 8100 S State St, Midvale, UT 84047 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +1 HELOCs |
0.9% | 80% | $252,500 | View |
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1 office in Midvale 924 E Fort Union Blvd, Midvale, UT 84047 A+5.0 ★Texas Ratio: 4.81% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Veritas Funding, LLC
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FHA | 1 | 0.2% | 100% | $625,000 | |
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7013 S River Gate Dr, Midvale, UT 84047 A5.0 ★Texas Ratio: 9.78% |
Conventional, HELOC | 23 +24 HELOCs |
5.3% | 60.5% | $198,043 | View |
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7755 S 700 E, Midvale, UT 84047 A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 21 +41 HELOCs |
4.9% | 84.4% | $88,333 | View |
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7160 S Union Park Ave, Midvale, UT 84047 A+5.0 ★Texas Ratio: 2.73% |
Conventional, FHA, HELOC | 8 +5 HELOCs |
1.9% | 100% | $281,250 | View |
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1535 N Main St, Bountiful, UT 84010 5928 A5.0 ★Texas Ratio: 10.63% |
Conventional, HELOC | 4 +11 HELOCs |
0.9% | 100% | $177,500 | View |
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13903 S Redwood Rd, Bluffdale, UT 84065 A+5.0 ★Texas Ratio: 2.69% |
Conventional, HELOC | 2 +7 HELOCs |
0.5% | 75% | $305,000 | View |
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260 N 500 W, Bountiful, UT 84010 7278 A5.0 ★Texas Ratio: 6.76% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 66.7% | $280,000 | View |
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6799 S 900 E, Midvale, UT 84047 1436 A5.0 ★Texas Ratio: 13.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 33.3% | $295,000 | View |
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510 S 200 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 33.3% | $345,000 | View |
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6965 S Union Park Ctr, Cottonwood Heights, UT 84047 A4.7 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.2% | 100% | $665,000 | View |
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100 W 200 N, Helper, UT 84526 A+5.0 ★Texas Ratio: 0.98% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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175 E Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.94% |
Conventional, Jumbo | 1 | 0.2% | 100% | $915,000 | View |
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100 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 0.71% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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113 S Main St, Alpine, UT 84004 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 1 | 0.2% | 50% | $375,000 | View |
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658 W Center St, Midvale, UT 84047 7124 A+5.0 ★Texas Ratio: 1.93% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
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616 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.01% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Utah Community Credit Union
196 N West State Rd, American Fork, UT 84003 |
HELOC | 0 +5 HELOCs |
0% | n/a | ||
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496 N 900 W, American Fork, UT 84003 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Intercap Lending Inc
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Conventional, FHA, VA | 23 | 5.3% | 96% | $394,130 | |
Securitynational Mortgage Company
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Conventional, FHA | 17 | 3.9% | 100% | $292,647 | |
RANLife, Inc.
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Conventional, FHA, VA | 14 | 3.2% | 100% | $445,000 | |
First Colony Mortgage Corporat
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Conventional, FHA | 7 | 1.6% | 100% | $439,285 | |
My Move Mortgage, LLC
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Conventional, FHA | 6 | 1.4% | 100% | $335,000 | |
Direct Rate Home Loans, Inc
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Conventional, FHA, VA | 5 | 1.2% | 100% | $473,000 | |
Security Home Mortgage
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Conventional, FHA | 4 | 0.9% | 100% | $320,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 2 | 0.5% | 66.7% | $500,000 | |
Utah Mortgage Loan Corporation
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Conventional | 2 | 0.5% | 100% | $455,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.2% | 50% | $245,000 | |
Direct Mortgage Corp
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Conventional | 1 | 0.2% | 100% | $335,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 63 +3 HELOCs |
14.6% | 91.4% | $421,031 | |
Rocket Mortgage
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Conventional, FHA | 24 | 5.6% | 82.8% | $384,166 | |
The Loan Store, Inc
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Conventional, FHA | 20 | 4.6% | 90.9% | $382,500 | |
Kind Lending, LLC
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Conventional, FHA, VA | 17 | 3.9% | 77.3% | $460,294 | |
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A-5.0 ★Texas Ratio: 14.58% |
Conventional, FHA | 15 | 3.5% | 100% | $399,666 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 9 | 2.1% | 90.9% | $227,222 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 6 | 1.4% | 100% | $448,333 | |
Nationstar Mortgage
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Conventional | 6 | 1.4% | 75% | $150,000 | |
American Financial Resources LLC
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Conventional, FHA | 5 | 1.2% | 100% | $455,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 5 | 1.2% | 83.3% | $461,000 | |
Newrez LLC
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Conventional | 4 | 0.9% | 50% | $187,500 | |
Provident Funding Associates
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Conventional | 4 | 0.9% | 83.3% | $400,000 | |
Better Mortgage Corporation
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Conventional, FHA | 4 | 0.9% | 100% | $395,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 3 | 0.7% | 60% | $485,000 | |
Bay Equity LLC
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Conventional | 3 | 0.7% | 100% | $305,000 | |
New American Funding, LLC.
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Conventional | 3 | 0.7% | 75% | $371,666 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 3 | 0.7% | 75% | $455,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 3 | 0.7% | 100% | $308,333 | |
Navy Federal Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 50% | $180,000 | |
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A+5.0 ★Texas Ratio: 1.38% |
FHA | 2 | 0.5% | 40% | $390,000 | View |
Nbkc Bank
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Conventional, VA | 2 | 0.5% | 100% | $500,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.5% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 2 | 0.5% | 100% | $335,000 | View |
AmWest Funding Corp
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Conventional, FHA | 2 | 0.5% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 5.17% |
FHA | 2 | 0.5% | 66.7% | $275,000 | View |
VanDyk Mortgage Corporation
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Conventional, FHA | 2 | 0.5% | 100% | $335,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.5% | 100% | $385,000 | |
Gardner Financial Services
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Conventional | 2 | 0.5% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.5% | 100% | $280,000 | View |
Lower, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $350,000 | |
Paramount Residential Mortgage
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FHA, VA | 2 | 0.5% | 100% | $540,000 | |
JMAC Lending, Inc.
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FHA | 2 | 0.5% | 100% | $350,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $295,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 11.1% | $55,000 | |
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A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $65,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $415,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.2% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
Guaranteed Rate, Inc.
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FHA | 1 | 0.2% | 100% | $515,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $645,000 | View |
Goodleap, LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.2% | 100% | $365,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $385,000 | |
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B4.5 ★Texas Ratio: 21.05% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
Advancial Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $615,000 | |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
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A+5.0 ★Texas Ratio: 0.59% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
Cmg Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $455,000 | |
Network Funding, L.P.
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Conventional | 1 | 0.2% | 100% | $365,000 | |
American Financing Corporation
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Conventional | 1 | 0.2% | 50% | $55,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.2% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $595,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.2% | 50% | $335,000 | |
Mortgage Research Center
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VA | 1 | 0.2% | 33.3% | $395,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.2% | 100% | $385,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $595,000 | View |
21St Mortgage
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Conventional | 1 | 0.2% | 16.7% | $105,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.2% | 20% | $65,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.2% | 33.3% | $535,000 | |
First Technology Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $425,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 100% | $505,000 | |
Alliant Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Delta Community Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Midvale Mortgage Rate Trends
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Midvale, Utah
Looking for mortgage lenders near me or mortgage brokers near me in Midvale? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Midvale in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Midvale, UT
Use these to narrow the list above. Each category shows how many Midvale, UT lenders fit and what that kind of lender is usually best for.
Who Lends in Midvale, UT
Independent mortgage companies closed 74.3 percent of home loans in Midvale, Utah in 2025, banks 9.7 percent and credit unions 16 percent. Veritas Funding, LLC was the largest mortgage company, Zions Bancorporation, N.A. the largest bank and Mountain America Federal Credit Union the largest credit union. Among lenders headquartered in Utah, Veritas Funding, LLC led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
More Utah Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Midvale, UT
By home loans closed in 2025, Zions Bancorporation, N.A. was the largest mortgage lender in Midvale, Utah with 18 loans, about 4.2 percent of the market. The largest lender headquartered in Utah was Veritas Funding, LLC with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Midvale, Utah, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 91.4 percent, against a 83.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
34 lenders closed FHA loans in Midvale, Utah in 2025, led by United Wholesale Mortgage with 14. 12 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 19 credit unions closed home loans in Midvale, Utah in 2025, alongside 66 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Midvale, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Midvale, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Midvale. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
