Mortgage Lenders and Brokers in Cedar Hills, Utah
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cedar Hills, Utah mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4782 W Cedar Hills Dr, Cedar Hills, UT 84062A+5.0 ★Texas Ratio: 3.68%, America First Federal Credit UnionAmerica First Federal Credit Union611 W Pacific Dr, American Fork, UT 84003A5.0 ★Texas Ratio: 8.33%, Mountain America Federal Credit UnionMountain America Federal Credit Union3986 N 15675 W, Altamont, UT 84001A5.0 ★Texas Ratio: 9.78%, Deseret First Credit UnionDeseret First Credit Union260 N 500 W, Bountiful, UT 84010 7278A5.0 ★Texas Ratio: 6.76%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.606 E State Rd, American Fork, UT 84003A+5.0 ★Texas Ratio: 3.72%, Alpine Credit UnionAlpine Credit Union375 E STATE RD, American Fork, UT 84003 2556A5.0 ★Texas Ratio: 6.38%, Keybank National AssociationKeybank National Association717 W Main St, American Fork, UT 84003A+5.0 ★Texas Ratio: 4.81%, Bank of America NABank of America NA496 N 900 W, American Fork, UT 84003A+5.0 ★Texas Ratio: 4.14%, Utah Community Credit UnionUtah Community Credit Union196 N West State Rd, American Fork, UT 84003, and Utah First Credit UnionUtah First Credit Union616 W Main St, American Fork, UT 84003A+5.0 ★Texas Ratio: 1.01%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cedar Hills, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cedar Hills are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cedar Hills, Utah
Market share is the lender's share of all home loans closed in Cedar Hills, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Cedar Hills 4782 W Cedar Hills Dr, Cedar Hills, UT 84062 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.2% | 66.7% | $370,000 | View |
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611 W Pacific Dr, American Fork, UT 84003 A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 16 +18 HELOCs |
9.5% | 75% | $179,375 | View |
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3986 N 15675 W, Altamont, UT 84001 A5.0 ★Texas Ratio: 9.78% |
Conventional, HELOC | 9 +13 HELOCs |
5.3% | 75% | $268,333 | View |
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260 N 500 W, Bountiful, UT 84010 7278 A5.0 ★Texas Ratio: 6.76% |
Conventional, HELOC | 3 +1 HELOCs |
1.8% | 100% | $201,666 | View |
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606 E State Rd, American Fork, UT 84003 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 2 +3 HELOCs |
1.2% | 100% | $380,000 | View |
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375 E STATE RD, American Fork, UT 84003 2556 A5.0 ★Texas Ratio: 6.38% |
Conventional | 2 | 1.2% | 100% | $35,000 | View |
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717 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.6% | 100% | $375,000 | View |
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496 N 900 W, American Fork, UT 84003 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.6% | 100% | $675,000 | View |
Utah Community Credit Union
196 N West State Rd, American Fork, UT 84003 |
HELOC | 0 +17 HELOCs |
0% | n/a | ||
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616 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.01% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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1535 N Main St, Bountiful, UT 84010 5928 A5.0 ★Texas Ratio: 10.63% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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278 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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13903 S Redwood Rd, Bluffdale, UT 84065 A+5.0 ★Texas Ratio: 2.69% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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100 W 200 N, Helper, UT 84526 A+5.0 ★Texas Ratio: 0.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Security Home Mortgage
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Conventional, FHA | 7 | 4.1% | 100% | $465,000 | |
First Colony Mortgage Corporat
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Conventional, FHA, VA | 7 | 4.1% | 100% | $475,000 | |
Canopy Mortgage, LLC
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Conventional | 4 | 2.4% | 100% | $467,500 | |
Intercap Lending Inc
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Conventional, FHA | 3 | 1.8% | 100% | $305,000 | |
Securitynational Mortgage Company
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Conventional | 3 | 1.8% | 100% | $588,333 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.6% | 100% | $315,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 29 | 17.2% | 90.9% | $544,655 | |
Rocket Mortgage
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Conventional, FHA, VA | 17 | 10.1% | 89.5% | $344,411 | |
Nationstar Mortgage
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Conventional | 6 | 3.6% | 85.7% | $313,333 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 5 +1 HELOCs |
3% | 100% | $401,000 | |
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A-5.0 ★Texas Ratio: 14.58% |
Conventional | 4 | 2.4% | 100% | $557,500 | View |
Provident Funding Associates
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Conventional | 4 | 2.4% | 66.7% | $537,500 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 4 | 2.4% | 100% | $527,500 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 4 | 2.4% | 100% | $422,500 | View |
Kind Lending, LLC
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Conventional, FHA, HELOC | 3 +1 HELOCs |
1.8% | 50% | $465,000 | |
Pennymac Loan Services LLC
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Conventional | 3 | 1.8% | 75% | $588,333 | |
Newrez LLC
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Conventional, VA, Jumbo | 2 | 1.2% | 66.7% | $590,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 1.2% | 100% | $625,000 | |
Lendsure Mortgage Corp.
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Conventional | 2 | 1.2% | 100% | $440,000 | |
Fairway Independent Mort Corp
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Conventional, Jumbo | 2 | 1.2% | 100% | $1,090,000 | |
Spring Eq, LLC
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Conventional | 2 | 1.2% | 66.7% | $105,000 | |
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A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $175,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $805,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.6% | 100% | $725,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.6% | 100% | $585,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $665,000 | |
Servion
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Conventional | 1 | 0.6% | 100% | $575,000 | |
MortgageOne, Inc
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VA | 1 | 0.6% | 100% | $465,000 | |
Nbkc Bank
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Conventional | 1 | 0.6% | 100% | $395,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.6% | 50% | $485,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $95,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.6% | 50% | $705,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional, Jumbo | 1 | 0.6% | 100% | $975,000 | View |
Union Home Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $415,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.6% | 100% | $625,000 | |
Better Mortgage Corporation
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Conventional, Jumbo | 1 | 0.6% | 100% | $845,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.6% | 100% | $475,000 | |
Florida Capital Bank, N.A
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Conventional | 1 | 0.6% | 100% | $615,000 | |
Nexera Holding LLC
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,205,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.6% | 100% | $445,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Navy Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Cedar Hills Mortgage Rate Trends
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cedar Hills, Utah
Looking for mortgage lenders near me or mortgage brokers near me in Cedar Hills? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cedar Hills in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cedar Hills, UT
Use these to narrow the list above. Each category shows how many Cedar Hills, UT lenders fit and what that kind of lender is usually best for.
Who Lends in Cedar Hills, UT
Independent mortgage companies closed 70.4 percent of home loans in Cedar Hills, Utah in 2025, banks 11.2 percent and credit unions 18.3 percent. First Colony Mortgage Corporat was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and America First Federal Credit Union the largest credit union. Among lenders headquartered in Utah, America First Federal Credit Union led with 16 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
More Utah Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cedar Hills, UT
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Cedar Hills, Utah with 2 loans, about 1.2 percent of the market. The largest lender headquartered in Utah was America First Federal Credit Union with 16 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Cedar Hills, Utah in 2025, led by Rocket Mortgage with 3. 5 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 12 credit unions closed home loans in Cedar Hills, Utah in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cedar Hills, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cedar Hills, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cedar Hills. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
