Leeds, Utah mortgage lenders include Mountain America Federal Credit UnionMountain America Federal Credit Union3986 N 15675 W, Altamont, UT 84001A5.0 ★Texas Ratio: 9.78%, America First Federal Credit UnionAmerica First Federal Credit Union611 W Pacific Dr, American Fork, UT 84003A5.0 ★Texas Ratio: 8.33%, Goldenwest Federal Credit UnionGoldenwest Federal Credit Union13903 S Redwood Rd, Bluffdale, UT 84065A+5.0 ★Texas Ratio: 2.69%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.606 E State Rd, American Fork, UT 84003A+5.0 ★Texas Ratio: 3.72%, Bank of UtahBank of Utah100 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 0.71%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA510 S 200 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA797 W State Rd, American Fork, UT 84003A+5.0 ★Texas Ratio: 5.36%, BMO Harris Bank NABMO Harris Bank NA683 W Antelope Dr, Layton, UT 84041A+5.0 ★Texas Ratio: 3.54%, Glacier BankGlacier Bank113 S Main St, Alpine, UT 84004A+5.0 ★Texas Ratio: 1.87%, and State Bank of Southern UtahState Bank of Southern Utah1322 S Interstate Dr, Cedar City, UT 84720A+5.0 ★Texas Ratio: 2.27%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Leeds, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Leeds are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Leeds, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
3986 N 15675 W, Altamont, UT 84001 A5.0 ★Texas Ratio: 9.78% |
Conventional, HELOC | 12 +10 HELOCs |
11.1% | 60% | $310,000 | View |
|
611 W Pacific Dr, American Fork, UT 84003 A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 4 +6 HELOCs |
3.7% | 62.5% | $142,500 | View |
|
13903 S Redwood Rd, Bluffdale, UT 84065 A+5.0 ★Texas Ratio: 2.69% |
Conventional | 3 | 2.8% | 100% | $315,000 | View |
|
606 E State Rd, American Fork, UT 84003 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
1.9% | 100% | $735,000 | View |
|
100 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 0.71% |
Conventional | 2 | 1.9% | 100% | $495,000 | View |
|
510 S 200 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.9% | 100% | $415,000 | View |
|
797 W State Rd, American Fork, UT 84003 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.9% | 100% | $55,000 | View |
|
683 W Antelope Dr, Layton, UT 84041 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.9% | 100% | $675,000 | View |
|
113 S Main St, Alpine, UT 84004 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 1 | 0.9% | 100% | $465,000 | View |
|
1322 S Interstate Dr, Cedar City, UT 84720 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +8 HELOCs |
0% | 50% | View | |
|
278 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
616 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.01% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Utah Community Credit Union
196 N West State Rd, American Fork, UT 84003 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Intercap Lending Inc
|
Conventional | 3 | 2.8% | 100% | $358,333 | |
First Colony Mortgage Corporat
|
Conventional | 3 | 2.8% | 100% | $258,333 | |
Belem Servicing, LLC dba Patriot Home Mortgage
|
Conventional, VA | 3 | 2.8% | 100% | $345,000 | |
Securitynational Mortgage Company
|
Conventional, Jumbo | 2 | 1.9% | 66.7% | $820,000 | |
My Move Mortgage, LLC
|
Conventional | 1 | 0.9% | 50% | $615,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo | 14 | 13% | 93.3% | $567,142 | |
|
A-5.0 ★Texas Ratio: 14.58% |
Conventional, FHA | 10 | 9.3% | 100% | $393,000 | View |
Rocket Mortgage
|
Conventional, VA | 7 | 6.5% | 77.8% | $333,571 | |
Sun American Mortgage Company
|
Conventional | 4 | 3.7% | 100% | $360,000 | |
Kind Lending, LLC
|
Conventional, FHA, USDA | 4 | 3.7% | 66.7% | $437,500 | |
The Loan Store, Inc
|
Conventional, FHA, Jumbo | 4 | 3.7% | 100% | $600,000 | |
|
A+5.0 ★Texas Ratio: 1.38% |
Conventional, FHA, VA | 3 | 2.8% | 100% | $425,000 | View |
Lendsure Mortgage Corp.
|
Conventional, Jumbo | 3 | 2.8% | 100% | $785,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 2 | 1.9% | 100% | $660,000 | |
loanDepot.com LLC
|
Conventional, FHA | 2 | 1.9% | 100% | $230,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 2 | 1.9% | 100% | $480,000 | |
Mortgage Research Center
|
VA | 2 | 1.9% | 100% | $435,000 | |
|
A5.0 ★Texas Ratio: 6.91% |
Conventional | 2 | 1.9% | 100% | $175,000 | |
Primelending
|
Conventional | 1 | 0.9% | 100% | $675,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
VA | 1 | 0.9% | 100% | $455,000 | View |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.9% | 100% | $235,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.9% | 100% | $375,000 | |
|
B4.5 ★Texas Ratio: 21.05% |
Conventional | 1 | 0.9% | 100% | $95,000 | View |
Advancial Federal Credit Union
|
Conventional | 1 | 0.9% | 100% | $705,000 | |
Beehive Federal Credit Union
|
Conventional | 1 | 0.9% | 100% | $135,000 | |
Cmg Mortgage Inc
|
FHA | 1 | 0.9% | 100% | $455,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.9% | 100% | $775,000 | View |
Fairway Independent Mort Corp
|
FHA | 1 | 0.9% | 100% | $375,000 | |
Chartway FCU
|
HELOC | 0 +2 HELOCs |
0% | 0% | ||
Georgia'S Own Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Leeds? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Leeds in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Leeds, UT lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 69.4 percent of home loans in Leeds, Utah in 2025, banks 9.3 percent and credit unions 21.3 percent. Intercap Lending Inc was the largest mortgage company, Zions Bancorporation, N.A. the largest bank and Mountain America Federal Credit Union the largest credit union. Among lenders headquartered in Utah, Mountain America Federal Credit Union led with 12 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
By home loans closed in 2025, Mountain America Federal Credit Union was the largest mortgage lender in Leeds, Utah with 12 loans, about 11.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Leeds, Utah in 2025, led by Guild Mortgage Company with 3. 7 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 10 credit unions closed home loans in Leeds, Utah in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Leeds, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Leeds, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Leeds. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.