Mortgage Lenders and Brokers in Spring City, Utah
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Spring City, Utah mortgage lenders include Mountain America Federal Credit UnionMountain America Federal Credit Union3986 N 15675 W, Altamont, UT 84001A5.0 ★Texas Ratio: 9.78%, America First Federal Credit UnionAmerica First Federal Credit Union611 W Pacific Dr, American Fork, UT 84003A5.0 ★Texas Ratio: 8.33%, Utah Power Credit UnionUtah Power Credit Union100 W 200 N, Helper, UT 84526A+5.0 ★Texas Ratio: 0.98%, Cache Valley BankCache Valley Bank105 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 1.59%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.606 E State Rd, American Fork, UT 84003A+5.0 ★Texas Ratio: 3.72%, Alpine Credit UnionAlpine Credit Union375 E STATE RD, American Fork, UT 84003 2556A5.0 ★Texas Ratio: 6.38%, Deseret First Credit UnionDeseret First Credit Union260 N 500 W, Bountiful, UT 84010 7278A5.0 ★Texas Ratio: 6.76%, State Bank of Southern UtahState Bank of Southern Utah1322 S Interstate Dr, Cedar City, UT 84720A+5.0 ★Texas Ratio: 2.27%, Utah Community Credit UnionUtah Community Credit Union196 N West State Rd, American Fork, UT 84003, and Goldenwest Federal Credit UnionGoldenwest Federal Credit Union13903 S Redwood Rd, Bluffdale, UT 84065A+5.0 ★Texas Ratio: 2.69%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Spring City, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Spring City are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Spring City, Utah
Market share is the lender's share of all home loans closed in Spring City, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3986 N 15675 W, Altamont, UT 84001 A5.0 ★Texas Ratio: 9.78% |
Conventional, HELOC | 10 +11 HELOCs |
8.7% | 71.4% | $204,000 | View |
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611 W Pacific Dr, American Fork, UT 84003 A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 4 +1 HELOCs |
3.5% | 85.7% | $122,500 | View |
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100 W 200 N, Helper, UT 84526 A+5.0 ★Texas Ratio: 0.98% |
Conventional | 2 | 1.7% | 100% | $420,000 | View |
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105 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 2 | 1.7% | 100% | $270,000 | View |
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606 E State Rd, American Fork, UT 84003 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 1 +3 HELOCs |
0.9% | 100% | $745,000 | View |
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375 E STATE RD, American Fork, UT 84003 2556 A5.0 ★Texas Ratio: 6.38% |
Conventional | 1 | 0.9% | 100% | $335,000 | View |
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260 N 500 W, Bountiful, UT 84010 7278 A5.0 ★Texas Ratio: 6.76% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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1322 S Interstate Dr, Cedar City, UT 84720 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Utah Community Credit Union
196 N West State Rd, American Fork, UT 84003 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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13903 S Redwood Rd, Bluffdale, UT 84065 A+5.0 ★Texas Ratio: 2.69% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Securitynational Mortgage Company
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Conventional, FHA, VA | 15 | 13% | 100% | $385,000 | |
Security Home Mortgage
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Conventional, FHA, VA | 5 | 4.3% | 100% | $409,000 | |
Intercap Lending Inc
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Conventional | 3 | 2.6% | 100% | $315,000 | |
First Colony Mortgage Corporat
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Conventional, Jumbo | 1 | 0.9% | 50% | $865,000 | |
Castle & Cooke Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $365,000 | |
Rocket Mortgage
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Conventional, FHA | 19 | 16.5% | 76% | $292,894 | |
United Wholesale Mortgage
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Conventional, FHA | 15 | 13% | 88.2% | $492,333 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 3 | 2.6% | 100% | $238,333 | |
Fairway Independent Mort Corp
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Conventional | 3 | 2.6% | 100% | $205,000 | |
Plaza Home Mortgage, Inc
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Conventional | 3 | 2.6% | 75% | $615,000 | |
Kind Lending, LLC
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Conventional, USDA | 2 | 1.7% | 66.7% | $340,000 | |
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A-5.0 ★Texas Ratio: 14.58% |
Conventional | 2 | 1.7% | 100% | $185,000 | View |
Mortgage Research Center
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Conventional, VA | 2 | 1.7% | 66.7% | $520,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA, Jumbo | 2 | 1.7% | 100% | $835,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.9% | 100% | $165,000 | |
Fundloans Capital
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Conventional | 1 | 0.9% | 100% | $635,000 | |
Newrez LLC
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Conventional | 1 | 0.9% | 25% | $205,000 | |
loanDepot.com LLC
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FHA | 1 | 0.9% | 25% | $395,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.9% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 8.47% |
USDA | 1 | 0.9% | 100% | $605,000 | View |
American Financing Corporation
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FHA | 1 | 0.9% | 50% | $125,000 | |
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A+5.0 ★Texas Ratio: 1.38% |
VA | 1 | 0.9% | 100% | $405,000 | View |
Gardner Financial Services
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Conventional | 1 | 0.9% | 100% | $385,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $475,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.9% | 100% | $265,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.9% | 100% | $155,000 | |
Agwest Farm Credit, Flca
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Conventional | 1 | 0.9% | 100% | $125,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.9% | 100% | $375,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.9% | 33.3% | $385,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.9% | 100% | $405,000 | |
Paramount Residential Mortgage
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VA | 1 | 0.9% | 50% | $415,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.9% | 100% | $605,000 | |
Village Capital & Investment
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FHA | 1 | 0.9% | 100% | $325,000 | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.91% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Spring City Mortgage Rate Trends
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Spring City, Utah
Looking for mortgage lenders near me or mortgage brokers near me in Spring City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Spring City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Spring City, UT
Use these to narrow the list above. Each category shows how many Spring City, UT lenders fit and what that kind of lender is usually best for.
Who Lends in Spring City, UT
Independent mortgage companies closed 75.7 percent of home loans in Spring City, Utah in 2025, banks 9.6 percent and credit unions 14.8 percent. Securitynational Mortgage Company was the largest mortgage company, Cache Valley Bank the largest bank and Mountain America Federal Credit Union the largest credit union. Among lenders headquartered in Utah, Mountain America Federal Credit Union led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
More Utah Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Spring City, UT
By home loans closed in 2025, Mountain America Federal Credit Union was the largest mortgage lender in Spring City, Utah with 10 loans, about 8.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Spring City, Utah in 2025, led by Rocket Mortgage with 7. 7 lenders closed VA loans, led by Securitynational Mortgage Company, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 9 credit unions closed home loans in Spring City, Utah in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Spring City, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Spring City, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Spring City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
