Mortgage Lenders and Brokers in Vineyard, Utah
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Vineyard, Utah mortgage lenders include America First Federal Credit UnionAmerica First Federal Credit Union758 E Mill Rd, Vineyard, UT 84059 5771A5.0 ★Texas Ratio: 8.33%, Mountain America Federal Credit UnionMountain America Federal Credit Union653 E 450 N, Vineyard, UT 84059A5.0 ★Texas Ratio: 9.78%, US Bank, N.A.US Bank, N.A.278 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 2.85%, Central BankCentral Bank175 E Main St, American Fork, UT 84003A+5.0 ★Texas Ratio: 1.94%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA510 S 200 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 3.68%, Axos BankAxos Bank9490 S 300 W, Sandy, UT 84070A+5.0 ★Texas Ratio: 3.94%, Wells Fargo Bank NAWells Fargo Bank NA797 W State Rd, American Fork, UT 84003A+5.0 ★Texas Ratio: 5.36%, Bank of UtahBank of Utah100 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 0.71%, Utah Community Credit UnionUtah Community Credit Union622 North Mill Road, Vineyard, UT 84058, and Utah First Credit UnionUtah First Credit Union616 W Main St, American Fork, UT 84003A+5.0 ★Texas Ratio: 1.01%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Vineyard, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Vineyard are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Vineyard, Utah
Market share is the lender's share of all home loans closed in Vineyard, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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758 E Mill Rd, Vineyard, UT 84059 5771 A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 10 +17 HELOCs |
8.6% | 68.8% | $84,000 | View |
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653 E 450 N, Vineyard, UT 84059 A5.0 ★Texas Ratio: 9.78% |
Conventional, HELOC | 3 +6 HELOCs |
2.6% | 42.9% | $111,666 | View |
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278 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 1.7% | 66.7% | $235,000 | View |
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175 E Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.94% |
Conventional | 2 | 1.7% | 100% | $415,000 | View |
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510 S 200 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.9% | 100% | $345,000 | View |
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9490 S 300 W, Sandy, UT 84070 A+5.0 ★Texas Ratio: 3.94% |
Conventional | 1 | 0.9% | 100% | $605,000 | View |
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797 W State Rd, American Fork, UT 84003 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.9% | 100% | $555,000 | View |
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100 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 0.71% |
Conventional | 1 | 0.9% | 100% | $105,000 | View |
Utah Community Credit Union
622 North Mill Road, Vineyard, UT 84058 |
HELOC | 0 +10 HELOCs |
0% | 0% | ||
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616 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.01% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1535 N Main St, Bountiful, UT 84010 5928 A5.0 ★Texas Ratio: 10.63% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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260 N 500 W, Bountiful, UT 84010 7278 A5.0 ★Texas Ratio: 6.76% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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606 E State Rd, American Fork, UT 84003 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +2 HELOCs |
0% | 100% | View | |
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13903 S Redwood Rd, Bluffdale, UT 84065 A+5.0 ★Texas Ratio: 2.69% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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221 W Parrish Ln, Centerville, UT 84014 A+5.0 ★Texas Ratio: 2.73% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Intercap Lending Inc
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Conventional, FHA | 7 | 6% | 100% | $537,857 | |
Canopy Mortgage, LLC
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Conventional | 4 | 3.4% | 100% | $295,000 | |
Security Home Mortgage
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Conventional, FHA, VA | 4 | 3.4% | 80% | $412,500 | |
Securitynational Mortgage Company
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Conventional | 3 | 2.6% | 100% | $555,000 | |
My Move Mortgage, LLC
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Conventional, FHA | 2 | 1.7% | 100% | $425,000 | |
RANLife, Inc.
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Conventional | 1 | 0.9% | 100% | $195,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.9% | 100% | $645,000 | |
Direct Rate Home Loans, Inc
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Conventional | 1 | 0.9% | 50% | $365,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 18 | 15.5% | 85.7% | $517,222 | |
Rocket Mortgage
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Conventional, FHA | 10 | 8.6% | 84.6% | $369,000 | |
Kind Lending, LLC
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Conventional, FHA, Jumbo | 9 | 7.8% | 81.8% | $586,111 | |
The Loan Store, Inc
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Conventional, FHA | 4 | 3.4% | 80% | $462,500 | |
Newrez LLC
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Conventional | 3 | 2.6% | 75% | $598,333 | |
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A-5.0 ★Texas Ratio: 14.58% |
Conventional | 3 | 2.6% | 100% | $418,333 | View |
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A+5.0 ★Texas Ratio: 1.38% |
Conventional, FHA | 2 | 1.7% | 100% | $460,000 | View |
CrossCountry Mortgage, LLC
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Conventional | 2 | 1.7% | 66.7% | $510,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 1.7% | 50% | $295,000 | |
Clm Mortgage, Inc
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Conventional | 2 | 1.7% | 100% | $680,000 | |
Navy Federal Credit Union
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Conventional | 2 | 1.7% | 100% | $260,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, Jumbo | 2 | 1.7% | 100% | $685,000 | View |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.9% | 100% | $595,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.9% | 100% | $625,000 | |
Goodleap, LLC
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VA | 1 | 0.9% | 100% | $505,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.9% | 50% | $75,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.9% | 100% | $455,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.9% | 100% | $485,000 | |
Provident Funding Associates
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Conventional | 1 | 0.9% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.9% | 100% | $595,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $55,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.9% | 100% | $205,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.9% | 100% | $515,000 | |
Lower, LLC
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Conventional | 1 | 0.9% | 100% | $335,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.9% | 100% | $335,000 | |
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Vineyard Mortgage Rate Trends
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Vineyard, Utah
Looking for mortgage lenders near me or mortgage brokers near me in Vineyard? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Vineyard in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Vineyard, UT
Use these to narrow the list above. Each category shows how many Vineyard, UT lenders fit and what that kind of lender is usually best for.
Who Lends in Vineyard, UT
Independent mortgage companies closed 73.3 percent of home loans in Vineyard, Utah in 2025, banks 13.8 percent and credit unions 12.9 percent. Intercap Lending Inc was the largest mortgage company, US Bank, N.A. the largest bank and America First Federal Credit Union the largest credit union. Among lenders headquartered in Utah, America First Federal Credit Union led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
More Utah Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Vineyard, UT
By home loans closed in 2025, America First Federal Credit Union was the largest mortgage lender in Vineyard, Utah with 10 loans, about 8.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Vineyard, Utah in 2025, led by Kind Lending, LLC with 5. 3 lenders closed VA loans, led by Security Home Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 11 credit unions closed home loans in Vineyard, Utah in 2025, alongside 31 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Vineyard, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Vineyard, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Vineyard. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
