Mortgage Lenders and Brokers in Bountiful, Utah
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bountiful, Utah mortgage lenders include Zions Bancorporation, N.A.Zions Bancorporation, N.A.5 N Main St, Bountiful, UT 84010A+5.0 ★Texas Ratio: 3.72%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA510 S 200 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.278 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA280 W 1500 S, Bountiful, UT 84010A+5.0 ★Texas Ratio: 5.36%, Bank of UtahBank of Utah100 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 0.71%, Keybank National AssociationKeybank National Association562 S Main St, Bountiful, UT 84010A+5.0 ★Texas Ratio: 4.81%, Glacier BankGlacier Bank207 S Main St, Bountiful, UT 84010A+5.0 ★Texas Ratio: 1.87%, Cache Valley BankCache Valley Bank105 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 1.59%, America First Federal Credit UnionAmerica First Federal Credit Union48 N 500 W, Bountiful, UT 84010A5.0 ★Texas Ratio: 8.33%, and Mountain America Federal Credit UnionMountain America Federal Credit Union3986 N 15675 W, Altamont, UT 84001A5.0 ★Texas Ratio: 9.78%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bountiful, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bountiful are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bountiful, Utah
Market share is the lender's share of all home loans closed in Bountiful, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Bountiful 5 N Main St, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 3.72% |
Conventional, FHA, Jumbo, HELOC | 8 +11 HELOCs |
1% | 78.6% | $1,316,250 | View |
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1 office in Bountiful 510 S 200 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 8 | 1% | 90% | $760,000 | View |
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1 office in Bountiful 278 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 6 +6 HELOCs |
0.8% | 75% | $803,333 | View |
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1 office in Bountiful 280 W 1500 S, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 0.6% | 83.3% | $301,000 | View |
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1 office in Bountiful 100 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 0.71% |
Conventional, Jumbo | 5 | 0.6% | 100% | $379,000 | View |
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1 office in Bountiful 562 S Main St, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 3 +1 HELOCs |
0.4% | 50% | $378,333 | View |
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1 office in Bountiful 207 S Main St, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 1.87% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 66.7% | $385,000 | View |
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1 office in Bountiful 105 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 2 | 0.3% | 100% | $470,000 | View |
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48 N 500 W, Bountiful, UT 84010 A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 79 +141 HELOCs |
10.2% | 86% | $160,443 | View |
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3986 N 15675 W, Altamont, UT 84001 A5.0 ★Texas Ratio: 9.78% |
Conventional, FHA, Jumbo, HELOC | 36 +45 HELOCs |
4.7% | 61% | $249,166 | View |
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260 N 500 W, Bountiful, UT 84010 7278 A5.0 ★Texas Ratio: 6.76% |
Conventional, HELOC | 11 +18 HELOCs |
1.4% | 84.6% | $196,818 | View |
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2085 S Orchard Dr, Bountiful, UT 84010 5545 A+5.0 ★Texas Ratio: 2.69% |
Conventional, HELOC | 7 +26 HELOCs |
0.9% | 100% | $156,428 | View |
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1535 N Main St, Bountiful, UT 84010 5928 A5.0 ★Texas Ratio: 10.63% |
Conventional, HELOC | 4 +15 HELOCs |
0.5% | 80% | $305,000 | View |
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221 W Parrish Ln, Centerville, UT 84014 A+5.0 ★Texas Ratio: 2.73% |
Conventional, HELOC | 3 +8 HELOCs |
0.4% | 100% | $381,666 | View |
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616 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.01% |
Conventional, HELOC | 1 +30 HELOCs |
0.1% | 50% | $235,000 | View |
Utah Community Credit Union
196 N West State Rd, American Fork, UT 84003 |
Conventional, HELOC | 1 +5 HELOCs |
0.1% | 100% | $465,000 | |
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10653 S River Front Parkway, South Jordan, UT 84095 A+5.0 ★Texas Ratio: 4.93% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,005,000 | View |
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496 N 900 W, American Fork, UT 84003 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.1% | 50% | $465,000 | View |
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6965 S Union Park Ctr, Cottonwood Heights, UT 84047 A4.7 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 0.1% | 100% | $2,325,000 | View |
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100 W 200 N, Helper, UT 84526 A+5.0 ★Texas Ratio: 0.98% |
Conventional | 1 | 0.1% | 100% | $95,000 | View |
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683 W Antelope Dr, Layton, UT 84041 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 1 | 0.1% | 100% | $995,000 | View |
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★ 5 stars, 1 review 95 S State St, Salt Lake City, UT 84111 A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.1% | 100% | $515,000 | View |
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407 E 12300 S, Draper, UT 84020 A+5.0 ★Texas Ratio: 1.93% |
Conventional | 1 | 0.1% | 100% | $495,000 | View |
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6799 S 900 E, Midvale, UT 84047 1436 A5.0 ★Texas Ratio: 13.85% |
HELOC | 0 +3 HELOCs |
0% | 100% | View | |
Intercap Lending Inc
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Conventional, FHA, VA | 36 | 4.7% | 100% | $417,500 | |
RANLife, Inc.
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Conventional, FHA, VA, Jumbo | 15 | 1.9% | 100% | $499,666 | |
Securitynational Mortgage Company
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Conventional, FHA | 13 | 1.7% | 100% | $335,769 | |
Direct Rate Home Loans, Inc
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Conventional, VA, Jumbo | 11 | 1.4% | 100% | $666,818 | |
My Move Mortgage, LLC
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Conventional, FHA | 9 | 1.2% | 100% | $496,111 | |
Canopy Mortgage, LLC
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Conventional, FHA, VA | 8 | 1% | 100% | $432,500 | |
First Colony Mortgage Corporat
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Conventional, FHA | 8 | 1% | 88.9% | $373,750 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 5 | 0.6% | 100% | $381,000 | |
Security Home Mortgage
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Conventional | 4 | 0.5% | 100% | $555,000 | |
Veritas Funding, LLC
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Conventional | 2 | 0.3% | 100% | $490,000 | |
Horizon Utah Fed Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $65,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 123 +2 HELOCs |
15.9% | 94% | $494,918 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 64 | 8.3% | 86.8% | $326,718 | |
Kind Lending, LLC
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Conventional, FHA, VA, Jumbo | 35 | 4.5% | 83.3% | $522,142 | |
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A-5.0 ★Texas Ratio: 14.58% |
Conventional, FHA, VA, Jumbo | 29 | 3.8% | 100% | $474,310 | View |
The Loan Store, Inc
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Conventional, FHA, HELOC | 18 +4 HELOCs |
2.3% | 100% | $398,333 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 13 | 1.7% | 100% | $383,461 | |
Nationstar Mortgage
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Conventional | 13 | 1.7% | 100% | $171,923 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 13 | 1.7% | 100% | $478,076 | |
loanDepot.com LLC
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Conventional, VA, Jumbo, HELOC | 11 +1 HELOCs |
1.4% | 78.6% | $371,363 | |
Provident Funding Associates
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Conventional | 11 | 1.4% | 100% | $517,727 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA, Jumbo | 10 | 1.3% | 90.9% | $422,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, Jumbo | 8 | 1% | 88.9% | $542,500 | View |
New American Funding, LLC.
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Conventional, FHA, HELOC | 7 +1 HELOCs |
0.9% | 100% | $345,000 | |
Newrez LLC
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Conventional, VA | 7 | 0.9% | 77.8% | $375,000 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 7 | 0.9% | 100% | $383,571 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, Jumbo | 6 | 0.8% | 100% | $258,333 | View |
Cmg Mortgage Inc
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Conventional, FHA, VA, HELOC | 5 +2 HELOCs |
0.6% | 100% | $603,000 | |
SWBC Mortgage Corporation
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Conventional | 5 | 0.6% | 100% | $365,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 5 | 0.6% | 100% | $473,000 | |
Gardner Financial Services
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Conventional, FHA | 5 | 0.6% | 100% | $459,000 | |
Mortgage Research Center
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VA | 5 | 0.6% | 45.5% | $427,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 4 | 0.5% | 33.3% | $442,500 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +4 HELOCs |
0.4% | 57.1% | $111,666 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 0.4% | 100% | $251,666 | |
Envoy Mortgage, Ltd
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FHA | 3 | 0.4% | 100% | $395,000 | |
Resicentral LLC
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Conventional, FHA | 3 | 0.4% | 100% | $418,333 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 3 | 0.4% | 100% | $358,333 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $440,000 | |
American Financial Resources LLC
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FHA, VA | 2 | 0.3% | 66.7% | $550,000 | |
Primelending
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Conventional | 2 | 0.3% | 100% | $500,000 | |
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A+5.0 ★Texas Ratio: 1.38% |
Conventional, FHA | 2 | 0.3% | 80% | $335,000 | View |
MortgageOne, Inc
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Conventional, FHA | 2 | 0.3% | 100% | $395,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.3% | 50% | $95,000 | |
AmWest Funding Corp
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Conventional | 2 | 0.3% | 100% | $445,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.3% | 100% | $415,000 | |
Plaza Home Mortgage, Inc
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FHA | 2 | 0.3% | 66.7% | $490,000 | |
Better Mortgage Corporation
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FHA, HELOC | 1 +2 HELOCs |
0.1% | 50% | $715,000 | |
Everett Financial, Inc.
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FHA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $595,000 | |
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A5.0 ★Texas Ratio: 6.91% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.1% | 100% | $3,005,000 | |
Sun American Mortgage Company
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FHA | 1 | 0.1% | 100% | $625,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $485,000 | View |
Premia Mortgage, LLC
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VA | 1 | 0.1% | 100% | $595,000 | |
Alameda Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $575,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,185,000 | View |
Movement Mortgage, LLC
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,165,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $635,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.1% | 100% | $485,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.1% | 100% | $475,000 | |
Quorum Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $155,000 | |
Discover Bank
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Conventional | 1 | 0.1% | 12.5% | $55,000 | |
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A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.1% | 100% | $555,000 | View |
Union Home Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $235,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.1% | 100% | $175,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.1% | 100% | $485,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.1% | 50% | $415,000 | View |
Planet Home Lending, LLC
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VA | 1 | 0.1% | 100% | $525,000 | |
Generations Home Loans, LLC
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Conventional | 1 | 0.1% | 100% | $545,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.1% | 100% | $545,000 | View |
T2 Financial LLC
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FHA | 1 | 0.1% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.1% | 100% | $725,000 | View |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $475,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.1% | 20% | $75,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.1% | 100% | $415,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.1% | 100% | $125,000 | |
Mld Mortgage, Inc.Dba the Money Store
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VA | 1 | 0.1% | 100% | $545,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.1% | 100% | $465,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.1% | 50% | $575,000 | View |
Nexera Holding LLC
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,605,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.1% | 100% | $545,000 | |
Village Capital & Investment
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VA | 1 | 0.1% | 100% | $535,000 | |
Flyhomes Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $85,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.1% | 100% | $615,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Credit Union of Colorado, A Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Connexus Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Bountiful Mortgage Rate Trends
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bountiful, Utah
Looking for mortgage lenders near me or mortgage brokers near me in Bountiful? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bountiful in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bountiful, UT
Use these to narrow the list above. Each category shows how many Bountiful, UT lenders fit and what that kind of lender is usually best for.
Who Lends in Bountiful, UT
Independent mortgage companies closed 71.7 percent of home loans in Bountiful, Utah in 2025, banks 9.3 percent and credit unions 19 percent. Intercap Lending Inc was the largest mortgage company, Zions Bancorporation, N.A. the largest bank and America First Federal Credit Union the largest credit union. Among lenders headquartered in Utah, Bank of Utah led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
More Utah Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bountiful, UT
By home loans closed in 2025, Zions Bancorporation, N.A. was the largest mortgage lender in Bountiful, Utah with 8 loans, about 1 percent of the market. The largest lender headquartered in Utah was Bank of Utah with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Bountiful, Utah, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 94 percent, against a 86.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
38 lenders closed FHA loans in Bountiful, Utah in 2025, led by United Wholesale Mortgage with 11. 23 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 22 credit unions closed home loans in Bountiful, Utah in 2025, alongside 70 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bountiful, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bountiful, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bountiful. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
