Mortgage Lenders and Brokers in East Carbon, Utah
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
East Carbon, Utah mortgage lenders include Utah Power Credit UnionUtah Power Credit Union100 W 200 N, Helper, UT 84526A+5.0 ★Texas Ratio: 0.98%, Mountain America Federal Credit UnionMountain America Federal Credit Union3986 N 15675 W, Altamont, UT 84001A5.0 ★Texas Ratio: 9.78%, Bank of UtahBank of Utah100 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 0.71%, America First Federal Credit UnionAmerica First Federal Credit Union611 W Pacific Dr, American Fork, UT 84003A5.0 ★Texas Ratio: 8.33%, American United FCUAmerican United FCU458 E Main St, Grantsville, UT 84029 9567A5.0 ★Texas Ratio: 7.55%, US Bank, N.A.US Bank, N.A.278 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA797 W State Rd, American Fork, UT 84003A+5.0 ★Texas Ratio: 5.36%, Central BankCentral Bank175 E Main St, American Fork, UT 84003A+5.0 ★Texas Ratio: 1.94%, D. L. Evans BankD. L. Evans Bank101 S Main St, Brigham City, UT 84302A+5.0 ★Texas Ratio: 1.13%, and Security Home MortgageSecurity Home MortgagePleasant Grove, UT. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in East Carbon, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in East Carbon are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in East Carbon, Utah
Market share is the lender's share of all home loans closed in East Carbon, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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100 W 200 N, Helper, UT 84526 A+5.0 ★Texas Ratio: 0.98% |
Conventional, HELOC | 19 +1 HELOCs |
13.3% | 100% | $171,842 | View |
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3986 N 15675 W, Altamont, UT 84001 A5.0 ★Texas Ratio: 9.78% |
Conventional, FHA, HELOC | 14 +1 HELOCs |
9.8% | 53.8% | $117,142 | View |
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100 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 0.71% |
Conventional, FHA | 7 | 4.9% | 100% | $190,714 | View |
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611 W Pacific Dr, American Fork, UT 84003 A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 5 +2 HELOCs |
3.5% | 83.3% | $113,000 | View |
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458 E Main St, Grantsville, UT 84029 9567 A5.0 ★Texas Ratio: 7.55% |
Conventional | 3 | 2.1% | 60% | $45,000 | View |
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278 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.7% | 100% | $615,000 | View |
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797 W State Rd, American Fork, UT 84003 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 50% | $65,000 | View |
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175 E Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.94% |
Conventional | 1 | 0.7% | 100% | $255,000 | View |
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101 S Main St, Brigham City, UT 84302 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 1 | 0.7% | 100% | $55,000 | View |
Security Home Mortgage
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FHA, USDA | 2 | 1.4% | 100% | $180,000 | |
RANLife, Inc.
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Conventional | 1 | 0.7% | 100% | $85,000 | |
Intercap Lending Inc
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Conventional | 1 | 0.7% | 100% | $285,000 | |
Utah Mortgage Loan Corporation
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FHA | 1 | 0.7% | 100% | $375,000 | |
My Move Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $125,000 | |
Premier Mortgage Resources, LLC
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Conventional, FHA, VA | 31 | 21.7% | 93.9% | $155,322 | |
United Wholesale Mortgage
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Conventional, VA, USDA | 11 | 7.7% | 78.6% | $196,818 | |
Rocket Mortgage
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Conventional, FHA, VA | 11 | 7.7% | 73.3% | $284,090 | |
New American Funding, LLC.
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Conventional, FHA | 5 | 3.5% | 83.3% | $139,000 | |
Newrez LLC
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Conventional, VA | 3 | 2.1% | 100% | $285,000 | |
Mortgage Research Center
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VA | 3 | 2.1% | 100% | $231,666 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 2.1% | 60% | $121,666 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 1.4% | 66.7% | $215,000 | |
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A-5.0 ★Texas Ratio: 14.58% |
Conventional, FHA | 2 | 1.4% | 100% | $300,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.7% | 100% | $325,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $145,000 | |
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B4.5 ★Texas Ratio: 21.05% |
Conventional | 1 | 0.7% | 75% | $75,000 | View |
Pennymac Loan Services LLC
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Conventional | 1 | 0.7% | 50% | $55,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.7% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 5.17% |
FHA | 1 | 0.7% | 100% | $405,000 | View |
VanDyk Mortgage Corporation
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FHA | 1 | 0.7% | 100% | $225,000 | |
American Financing Corporation
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Conventional | 1 | 0.7% | 50% | $95,000 | |
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A+5.0 ★Texas Ratio: 1.38% |
VA | 1 | 0.7% | 100% | $155,000 | View |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 0.7% | 50% | $185,000 | View |
Better Mortgage Corporation
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VA | 1 | 0.7% | 100% | $185,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.7% | 25% | $175,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.7% | 100% | $125,000 | |
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
East Carbon Mortgage Rate Trends
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in East Carbon, Utah
Looking for mortgage lenders near me or mortgage brokers near me in East Carbon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in East Carbon in 2025, with lenders based there listed first.
Types of Mortgage Lenders in East Carbon, UT
Use these to narrow the list above. Each category shows how many East Carbon, UT lenders fit and what that kind of lender is usually best for.
Who Lends in East Carbon, UT
Independent mortgage companies closed 61.5 percent of home loans in East Carbon, Utah in 2025, banks 9.8 percent and credit unions 28.7 percent. RANLife, Inc. was the largest mortgage company, Bank of Utah the largest bank and Utah Power Credit Union the largest credit union. Among lenders headquartered in Utah, Utah Power Credit Union led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
More Utah Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in East Carbon, UT
By home loans closed in 2025, Utah Power Credit Union was the largest mortgage lender in East Carbon, Utah with 19 loans, about 13.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in East Carbon, Utah in 2025, led by Premier Mortgage Resources, LLC with 16. 7 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 4 credit unions closed home loans in East Carbon, Utah in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in East Carbon, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in East Carbon, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up East Carbon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
