Mortgage Lenders and Brokers in Naples, Utah
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Naples, Utah mortgage lenders include Mountain America Federal Credit UnionMountain America Federal Credit Union3986 N 15675 W, Altamont, UT 84001A5.0 ★Texas Ratio: 9.78%, Bank of UtahBank of Utah100 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 0.71%, America First Federal Credit UnionAmerica First Federal Credit Union611 W Pacific Dr, American Fork, UT 84003A5.0 ★Texas Ratio: 8.33%, Utah Power Credit UnionUtah Power Credit Union100 W 200 N, Helper, UT 84526A+5.0 ★Texas Ratio: 0.98%, Grand Valley BankGrand Valley Bank191 E Gateway Dr, Heber City, UT 84032A+5.0 ★Texas Ratio: 0.08%, Deseret First Credit UnionDeseret First Credit Union260 N 500 W, Bountiful, UT 84010 7278A5.0 ★Texas Ratio: 6.76%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.606 E State Rd, American Fork, UT 84003A+5.0 ★Texas Ratio: 3.72%, Cyprus Federal Credit UnionCyprus Federal Credit Union221 W Parrish Ln, Centerville, UT 84014A+5.0 ★Texas Ratio: 2.73%, Goldenwest Federal Credit UnionGoldenwest Federal Credit Union13903 S Redwood Rd, Bluffdale, UT 84065A+5.0 ★Texas Ratio: 2.69%, and First Colony Mortgage CorporatFirst Colony Mortgage CorporatPleasant Grove, UT. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Naples, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Naples are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Naples, Utah
Market share is the lender's share of all home loans closed in Naples, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3986 N 15675 W, Altamont, UT 84001 A5.0 ★Texas Ratio: 9.78% |
Conventional, FHA, VA, USDA, HELOC | 52 +35 HELOCs |
25.7% | 51.5% | $211,538 | View |
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100 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 0.71% |
Conventional, FHA | 19 | 9.4% | 95% | $210,789 | View |
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611 W Pacific Dr, American Fork, UT 84003 A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 3 +1 HELOCs |
1.5% | 66.7% | $98,333 | View |
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100 W 200 N, Helper, UT 84526 A+5.0 ★Texas Ratio: 0.98% |
Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $210,000 | View |
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191 E Gateway Dr, Heber City, UT 84032 A+5.0 ★Texas Ratio: 0.08% |
Conventional | 2 | 1% | 66.7% | $90,000 | View |
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260 N 500 W, Bountiful, UT 84010 7278 A5.0 ★Texas Ratio: 6.76% |
Conventional | 1 | 0.5% | 50% | $375,000 | View |
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606 E State Rd, American Fork, UT 84003 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +9 HELOCs |
0% | n/a | View | |
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221 W Parrish Ln, Centerville, UT 84014 A+5.0 ★Texas Ratio: 2.73% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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13903 S Redwood Rd, Bluffdale, UT 84065 A+5.0 ★Texas Ratio: 2.69% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Colony Mortgage Corporat
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Conventional, FHA | 4 | 2% | 100% | $270,000 | |
Securitynational Mortgage Company
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Conventional, FHA | 3 | 1.5% | 100% | $268,333 | |
RANLife, Inc.
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Conventional | 1 | 0.5% | 100% | $235,000 | |
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A-5.0 ★Texas Ratio: 14.58% |
Conventional, FHA, VA | 44 | 21.8% | 100% | $237,954 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 11 | 5.4% | 84.6% | $355,909 | |
Rocket Mortgage
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Conventional, FHA | 5 | 2.5% | 55.6% | $333,000 | |
Kind Lending, LLC
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FHA, VA | 5 | 2.5% | 50% | $339,000 | |
The Loan Store, Inc
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Conventional, FHA, USDA | 5 | 2.5% | 83.3% | $399,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 4 | 2% | 66.7% | $172,500 | View |
Provident Funding Associates
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Conventional | 3 | 1.5% | 75% | $491,666 | |
Mortgage Research Center
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Conventional, VA | 3 | 1.5% | 100% | $481,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 1% | 75% | $335,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 1% | 100% | $85,000 | |
American Financing Corporation
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FHA | 2 | 1% | 66.7% | $220,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 1% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 2 | 1% | 100% | $250,000 | View |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 1% | 100% | $240,000 | |
Carrington Mortgage Services LLC
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FHA | 2 | 1% | 100% | $240,000 | |
JMAC Lending, Inc.
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Conventional | 2 | 1% | 100% | $175,000 | |
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A5.0 ★Texas Ratio: 8.47% |
FHA, HELOC | 1 +1 HELOCs |
0.5% | 100% | $395,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.5% | 100% | $215,000 | |
SWBC Mortgage Corporation
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VA | 1 | 0.5% | 100% | $375,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.5% | 25% | $415,000 | |
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A+5.0 ★Texas Ratio: 1.38% |
VA | 1 | 0.5% | 66.7% | $395,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.5% | 100% | $105,000 | |
loanDepot.com LLC
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FHA | 1 | 0.5% | 100% | $205,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.5% | 100% | $695,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $265,000 | |
Franklin Loan Corporation
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FHA | 1 | 0.5% | 100% | $255,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.5% | 66.7% | $225,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.5% | 100% | $415,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $285,000 | |
New American Funding, LLC.
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FHA | 1 | 0.5% | 100% | $255,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.5% | 100% | $365,000 | View |
Navy Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $65,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 50% | $65,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.5% | 100% | $435,000 | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Naples Mortgage Rate Trends
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Naples, Utah
Looking for mortgage lenders near me or mortgage brokers near me in Naples? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Naples in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Naples, UT
Use these to narrow the list above. Each category shows how many Naples, UT lenders fit and what that kind of lender is usually best for.
Who Lends in Naples, UT
Independent mortgage companies closed 56.4 percent of home loans in Naples, Utah in 2025, banks 14.4 percent and credit unions 29.2 percent. First Colony Mortgage Corporat was the largest mortgage company, Bank of Utah the largest bank and Mountain America Federal Credit Union the largest credit union. Among lenders headquartered in Utah, Mountain America Federal Credit Union led with 52 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
More Utah Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Naples, UT
By home loans closed in 2025, Mountain America Federal Credit Union was the largest mortgage lender in Naples, Utah with 52 loans, about 25.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Naples, Utah, Mountain America Federal Credit Union approved the highest share of completed applications in 2025 at 51.5 percent, against a 72.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Naples, Utah in 2025, led by Guild Mortgage Company with 26. 8 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 9 credit unions closed home loans in Naples, Utah in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Naples, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Naples, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Naples. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
