Mortgage Lenders and Brokers in Kearns metro township, Utah
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kearns metro township, Utah mortgage lenders include America First Federal Credit UnionAmerica First Federal Credit Union611 W Pacific Dr, American Fork, UT 84003A5.0 ★Texas Ratio: 8.33%, Mountain America Federal Credit UnionMountain America Federal Credit Union3986 N 15675 W, Altamont, UT 84001A5.0 ★Texas Ratio: 9.78%, Cyprus Federal Credit UnionCyprus Federal Credit Union221 W Parrish Ln, Centerville, UT 84014A+5.0 ★Texas Ratio: 2.73%, Granite Federal Credit UnionGranite Federal Credit Union6799 S 900 E, Midvale, UT 84047 1436A5.0 ★Texas Ratio: 13.85%, US Bank, N.A.US Bank, N.A.278 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 2.85%, Canyon View Credit UnionCanyon View Credit Union1535 N Main St, Bountiful, UT 84010 5928A5.0 ★Texas Ratio: 10.63%, Deseret First Credit UnionDeseret First Credit Union260 N 500 W, Bountiful, UT 84010 7278A5.0 ★Texas Ratio: 6.76%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.606 E State Rd, American Fork, UT 84003A+5.0 ★Texas Ratio: 3.72%, Utah Power Credit UnionUtah Power Credit Union100 W 200 N, Helper, UT 84526A+5.0 ★Texas Ratio: 0.98%, and Utah Community Credit UnionUtah Community Credit Union196 N West State Rd, American Fork, UT 84003. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kearns metro township, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kearns metro township are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kearns metro township, Utah
Market share is the lender's share of all home loans closed in Kearns metro township, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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611 W Pacific Dr, American Fork, UT 84003 A5.0 ★Texas Ratio: 8.33% |
Conventional, FHA, HELOC | 87 +67 HELOCs |
11.9% | 76.2% | $86,034 | View |
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3986 N 15675 W, Altamont, UT 84001 A5.0 ★Texas Ratio: 9.78% |
Conventional, FHA, HELOC | 45 +27 HELOCs |
6.2% | 52.8% | $188,555 | View |
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221 W Parrish Ln, Centerville, UT 84014 A+5.0 ★Texas Ratio: 2.73% |
Conventional, FHA, HELOC | 8 +10 HELOCs |
1.1% | 80% | $298,750 | View |
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6799 S 900 E, Midvale, UT 84047 1436 A5.0 ★Texas Ratio: 13.85% |
Conventional, HELOC | 6 +2 HELOCs |
0.8% | 66.7% | $298,333 | View |
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278 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 6 | 0.8% | 66.7% | $280,000 | View |
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1535 N Main St, Bountiful, UT 84010 5928 A5.0 ★Texas Ratio: 10.63% |
Conventional, HELOC | 4 +10 HELOCs |
0.5% | 80% | $257,500 | View |
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260 N 500 W, Bountiful, UT 84010 7278 A5.0 ★Texas Ratio: 6.76% |
Conventional, HELOC | 3 +4 HELOCs |
0.4% | 100% | $175,000 | View |
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606 E State Rd, American Fork, UT 84003 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 3 +3 HELOCs |
0.4% | 50% | $275,000 | View |
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100 W 200 N, Helper, UT 84526 A+5.0 ★Texas Ratio: 0.98% |
Conventional | 3 | 0.4% | 100% | $48,333 | View |
Utah Community Credit Union
196 N West State Rd, American Fork, UT 84003 |
Conventional, HELOC | 1 +4 HELOCs |
0.1% | 100% | $395,000 | |
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13903 S Redwood Rd, Bluffdale, UT 84065 A+5.0 ★Texas Ratio: 2.69% |
Conventional, HELOC | 1 +3 HELOCs |
0.1% | 66.7% | $105,000 | View |
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458 E Main St, Grantsville, UT 84029 9567 A5.0 ★Texas Ratio: 7.55% |
Conventional | 1 | 0.1% | 100% | $65,000 | View |
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100 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 0.71% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
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105 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.1% | 100% | $345,000 | View |
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616 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.01% |
HELOC | 0 +10 HELOCs |
0% | n/a | View | |
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496 N 900 W, American Fork, UT 84003 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Securitynational Mortgage Company
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Conventional, FHA, VA | 52 | 7.1% | 100% | $255,192 | |
Intercap Lending Inc
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Conventional, FHA, VA | 38 | 5.2% | 95.5% | $291,842 | |
RANLife, Inc.
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Conventional, FHA, VA | 23 | 3.2% | 95.8% | $276,304 | |
First Colony Mortgage Corporat
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Conventional, FHA | 12 | 1.6% | 87.5% | $262,500 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 9 | 1.2% | 100% | $252,777 | |
My Move Mortgage, LLC
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Conventional, FHA | 7 | 1% | 100% | $245,000 | |
Veritas Funding, LLC
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Conventional, FHA | 4 | 0.5% | 100% | $360,000 | |
Security Home Mortgage
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Conventional, FHA | 3 | 0.4% | 100% | $435,000 | |
Direct Rate Home Loans, Inc
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Conventional, FHA | 2 | 0.3% | 100% | $420,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $305,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 71 +1 HELOCs |
9.7% | 88.8% | $400,492 | |
Rocket Mortgage
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Conventional, FHA, VA | 45 | 6.2% | 78.9% | $265,000 | |
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A-5.0 ★Texas Ratio: 14.58% |
Conventional, FHA | 30 | 4.1% | 100% | $269,666 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 25 | 3.4% | 80.6% | $239,400 | View |
Kind Lending, LLC
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Conventional, FHA, VA | 16 | 2.2% | 76.2% | $380,000 | |
Chartway FCU
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Conventional, HELOC | 14 +1 HELOCs |
1.9% | 77.8% | $380,714 | |
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A+5.0 ★Texas Ratio: 1.38% |
Conventional, FHA, VA | 14 | 1.9% | 87.5% | $339,285 | View |
Nationstar Mortgage
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Conventional, FHA | 14 | 1.9% | 93.8% | $153,571 | |
The Loan Store, Inc
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Conventional, FHA | 13 | 1.8% | 94.1% | $361,923 | |
Newrez LLC
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Conventional, FHA, VA | 12 | 1.6% | 57.1% | $242,500 | |
Pennymac Loan Services LLC
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Conventional, FHA | 12 | 1.6% | 70.6% | $225,833 | |
Paramount Residential Mortgage
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Conventional, FHA | 12 | 1.6% | 92.3% | $269,166 | |
Fairway Independent Mort Corp
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Conventional, FHA | 11 | 1.5% | 100% | $272,272 | |
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B4.5 ★Texas Ratio: 21.05% |
Conventional | 7 | 1% | 81.2% | $105,000 | View |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
0.8% | 63.6% | $260,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 6 | 0.8% | 75% | $380,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 6 | 0.8% | 100% | $406,666 | |
Mortgage Research Center
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VA | 6 | 0.8% | 54.5% | $401,666 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 4 | 0.5% | 80% | $350,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 0.5% | 100% | $92,500 | View |
Spring Eq, LLC
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Conventional | 4 | 0.5% | 66.7% | $110,000 | |
New American Funding, LLC.
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Conventional, HELOC | 3 +2 HELOCs |
0.4% | 50% | $231,666 | |
Alameda Mortgage Corporation
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Conventional, FHA | 3 | 0.4% | 100% | $318,333 | |
American Financial Resources LLC
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FHA | 3 | 0.4% | 75% | $378,333 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 0.4% | 60% | $415,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 3 | 0.4% | 75% | $378,333 | |
Gardner Financial Services
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Conventional | 3 | 0.4% | 100% | $275,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 3 | 0.4% | 100% | $331,666 | |
21St Mortgage
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Conventional | 3 | 0.4% | 37.5% | $85,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 3 | 0.4% | 75% | $301,666 | |
Goodleap, LLC
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Conventional, HELOC | 2 +3 HELOCs |
0.3% | 100% | $200,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA | 2 | 0.3% | 100% | $355,000 | View |
Envoy Mortgage, Ltd
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FHA | 2 | 0.3% | 100% | $415,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.3% | 100% | $395,000 | |
PHH Mortgage Corporation
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FHA | 2 | 0.3% | 100% | $420,000 | |
Resicentral LLC
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FHA | 2 | 0.3% | 100% | $360,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.3% | 25% | $80,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.3% | 100% | $415,000 | View |
JMJ Financial Group Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $120,000 | |
VanDyk Mortgage Corporation
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Conventional, FHA | 2 | 0.3% | 100% | $345,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 2 | 0.3% | 100% | $350,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 2 | 0.3% | 100% | $245,000 | View |
Carrington Mortgage Services LLC
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Conventional | 2 | 0.3% | 50% | $80,000 | |
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A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 1 +5 HELOCs |
0.1% | 50% | $345,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $425,000 | |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 0.1% | 100% | $295,000 | |
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B+4.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.1% | 100% | $565,000 | View |
Primelending
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Conventional | 1 | 0.1% | 100% | $415,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.1% | 50% | $475,000 | |
Contour Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $345,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $305,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.1% | 50% | $335,000 | View |
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A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 0.1% | 50% | $345,000 | View |
AmWest Funding Corp
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Conventional | 1 | 0.1% | 50% | $385,000 | |
Valley West Corporation
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FHA | 1 | 0.1% | 100% | $395,000 | |
Obsidian Financial Services
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Conventional | 1 | 0.1% | 100% | $485,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.1% | 100% | $115,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $585,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.1% | 100% | $445,000 | |
Land Home Financial Services,
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FHA | 1 | 0.1% | 100% | $265,000 | |
Provident Funding Associates
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Conventional | 1 | 0.1% | 100% | $435,000 | |
Franklin Loan Corporation
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FHA | 1 | 0.1% | 100% | $345,000 | |
Better Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $345,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.1% | 100% | $45,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.1% | 20% | $75,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.1% | 25% | $65,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.1% | 100% | $375,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Delta Community Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Nasa Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Kearns metro township Mortgage Rate Trends
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kearns metro township, Utah
Looking for mortgage lenders near me or mortgage brokers near me in Kearns metro township? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kearns metro township in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kearns metro township, UT
Use these to narrow the list above. Each category shows how many Kearns metro township, UT lenders fit and what that kind of lender is usually best for.
Who Lends in Kearns metro township, UT
Independent mortgage companies closed 68.8 percent of home loans in Kearns metro township, Utah in 2025, banks 7.3 percent and credit unions 24 percent. Securitynational Mortgage Company was the largest mortgage company, US Bank, N.A. the largest bank and America First Federal Credit Union the largest credit union. Among lenders headquartered in Utah, America First Federal Credit Union led with 87 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
More Utah Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kearns metro township, UT
By home loans closed in 2025, America First Federal Credit Union was the largest mortgage lender in Kearns metro township, Utah with 87 loans, about 11.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Kearns metro township, Utah, Securitynational Mortgage Company approved the highest share of completed applications in 2025 at 100 percent, against a 79.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
53 lenders closed FHA loans in Kearns metro township, Utah in 2025, led by United Wholesale Mortgage with 36. 14 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 18 credit unions closed home loans in Kearns metro township, Utah in 2025, alongside 66 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kearns metro township, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kearns metro township, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kearns metro township. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
