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Mortgage Lenders and Brokers in Idaho

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Idaho mortgage lenders include Idaho Central Credit UnionIdaho Central Credit Union246 Idaho St, American Falls, ID 83211 1236A+5.0 ★Texas Ratio: 4.55%, D. L. Evans BankD. L. Evans Bank200 W Market St, Albion, ID 83311A+5.0 ★Texas Ratio: 1.13%, Freedom Northwest Credit UnionFreedom Northwest Credit Union303 Main Street, Kamiah, ID 83536A+5.0 ★Texas Ratio: 3.79%, Westmark Credit UnionWestmark Credit Union575 Jensen Grove Dr, Blackfoot, ID 83221 1682A+5.0 ★Texas Ratio: 3.04%, Pioneer Federal Credit UnionPioneer Federal Credit Union8100 W Emerald St, Boise, ID 83704A5.0 ★Texas Ratio: 7.01%, Frontier Credit UnionFrontier Credit Union3255 E 17th St, Ammon, ID 83406 6718A+5.0 ★Texas Ratio: 5.41%, Connections Credit UnionConnections Credit Union249 N 9th St, Boise, ID 83702 5710A5.0 ★Texas Ratio: 11.80%, Beehive Federal Credit UnionBeehive Federal Credit Union1650 E Sunnyside Rd, Idaho Falls, ID 83404A5.0 ★Texas Ratio: 12.87%, The Bank of CommerceThe Bank of Commerce590 Tyhee Ave, American Falls, ID 83211A5.0 ★Texas Ratio: 6.88%, and Advantage Plus FCUAdvantage Plus FCU465 Hillcrest Ave, American Falls, ID 83211A+5.0 ★Texas Ratio: 3.01%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Idaho in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Idaho are listed first, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Idaho

Market share is the lender's share of all home loans closed in Idaho. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Median loan is the midpoint loan amount the lender closed in the state.

Lender	Programs	Loans closed	Market share	Approval share	Median loan	View
Idaho Central Credit Union ★ 5 stars, 1 review 246 Idaho St, American Falls, ID 83211 1236 A+5.0 ★Texas Ratio: 4.55%	Conventional, FHA, VA, USDA, Jumbo, HELOC	4,200 +5,656 HELOCs	10%	92.1%	$335,000	View
D. L. Evans Bank 32 offices in ID 200 W Market St, Albion, ID 83311 A+5.0 ★Texas Ratio: 1.13%	Conventional, FHA, VA, Jumbo	526	1.2%	82.3%	$205,000	View
Freedom Northwest Credit Union 303 Main Street, Kamiah, ID 83536 A+5.0 ★Texas Ratio: 3.79%	Conventional, Jumbo	375	0.9%	100%	$155,000	View
Westmark Credit Union 575 Jensen Grove Dr, Blackfoot, ID 83221 1682 A+5.0 ★Texas Ratio: 3.04%	Conventional, FHA, VA, USDA, Jumbo, HELOC	355 +429 HELOCs	0.8%	85.3%	$115,000	View
Pioneer Federal Credit Union 8100 W Emerald St, Boise, ID 83704 A5.0 ★Texas Ratio: 7.01%	Conventional, Jumbo, HELOC	179 +244 HELOCs	0.4%	99.5%	$255,000	View
Frontier Credit Union 3255 E 17th St, Ammon, ID 83406 6718 A+5.0 ★Texas Ratio: 5.41%	Conventional, Jumbo	150	0.4%	88.9%	$295,000	View
Connections Credit Union 249 N 9th St, Boise, ID 83702 5710 A5.0 ★Texas Ratio: 11.80%	Conventional, Jumbo, HELOC	128 +85 HELOCs	0.3%	100%	$185,000	View
Beehive Federal Credit Union 1650 E Sunnyside Rd, Idaho Falls, ID 83404 A5.0 ★Texas Ratio: 12.87%	Conventional, HELOC	90 +265 HELOCs	0.2%	64.4%	$265,000	View
The Bank of Commerce 13 offices in ID 590 Tyhee Ave, American Falls, ID 83211 A5.0 ★Texas Ratio: 6.88%	Conventional, FHA, VA, Jumbo	90	0.2%	95.8%	$345,000	View
Advantage Plus FCU 465 Hillcrest Ave, American Falls, ID 83211 A+5.0 ★Texas Ratio: 3.01%	Conventional, FHA, USDA, Jumbo	81	0.2%	82.7%	$255,000	View
Farmers Bank 5 offices in ID 914 Main St, Buhl, ID 83316 A+5.0 ★Texas Ratio: 2.46%	Conventional, Jumbo	35	0.1%	87.5%	$95,000	View
Lookout Credit Union 58 N Broadway St, Blackfoot, ID 83221 A5.0 ★Texas Ratio: 12.24%	Conventional	23	0.1%	81.8%	$235,000	View
Twin River Bank 1 office in ID 1507 G St, Lewiston, ID 83501 A+5.0 ★Texas Ratio: 0.85%	Conventional, Jumbo	13	0%	76.5%	$275,000	View
Rails West FCU 4708 Yellowstone Ave, Chubbuck, ID 83202 2336 A+5.0 ★Texas Ratio: 1.13%	Conventional, HELOC	10 +9 HELOCs	0%	90.9%	$65,000	View
Idaho First Bank 6 offices in ID 209 N 12th St, Boise, ID 83702 A+5.0 ★Texas Ratio: 0.31%	Conventional, Jumbo	9	0%	66.7%	$405,000	View
Premier Mortgage Resources, LLC	Conventional, FHA, VA, USDA, Jumbo	1,734	4.1%	96.6%	$335,000
First Federal Savings Bank	Conventional, FHA, VA, USDA, Jumbo, HELOC	491 +201 HELOCs	1.2%	83.1%	$255,000
Capital Educators Fed CU	Conventional, FHA, Jumbo	400	0.9%	84.2%	$105,000
Potlatch No 1 Financial Credit U	Conventional, Jumbo, HELOC	264 +285 HELOCs	0.6%	85%	$165,000
Bluebird Home Loans LLC	Conventional, FHA, VA, Jumbo	104	0.2%	95.4%	$335,000
US Bank, N.A. 51 offices in ID 9 S Ash St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, USDA, Jumbo, HELOC	720 +422 HELOCs	1.7%	75.6%	$305,000	View
Glacier Bank 34 offices in ID 2797 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 1.87%	Conventional, FHA, VA, USDA, Jumbo, HELOC	549 +324 HELOCs	1.3%	87.9%	$385,000	View
JPMorgan Chase Bank, NA 17 offices in ID 1711 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, Jumbo, HELOC	274 +30 HELOCs	0.7%	89.1%	$405,000	View
Zions Bancorporation, N.A. 24 offices in ID 2540 E Sunnyside Rd, Ammon, ID 83406 A+5.0 ★Texas Ratio: 3.72%	Conventional, FHA, VA, Jumbo, HELOC	229 +279 HELOCs	0.5%	87.4%	$405,000	View
Wells Fargo Bank NA 44 offices in ID 165 S Main St, Aberdeen, ID 83210 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, VA, Jumbo	161	0.4%	77.1%	$285,000	View
Keybank National Association 20 offices in ID 15 N Ash St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 4.81%	Conventional, FHA, VA, Jumbo, HELOC	132 +41 HELOCs	0.3%	68%	$275,000	View
Washington Trust Bank 12 offices in ID 901 W Bannock St, Boise, ID 83702 A+5.0 ★Texas Ratio: 4.63%	Conventional, FHA, VA, Jumbo, HELOC	100 +168 HELOCs	0.2%	70.4%	$355,000	View
Columbia Bank 24 offices in ID 190 N 8th Street, Boise, ID 83702 A+5.0 ★Texas Ratio: 2.28%	Conventional, FHA, VA, USDA, Jumbo, HELOC	100 +151 HELOCs	0.2%	95.3%	$355,000	View
Bank of America NA 6 offices in ID 8521 W Franklin Rd, Boise, ID 83709 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	71 +126 HELOCs	0.2%	90%	$445,000	View
Banner Bank 9 offices in ID 950 W Bannock St, Boise, ID 83702 A+5.0 ★Texas Ratio: 2.91%	Conventional, FHA, VA, Jumbo, HELOC	51 +76 HELOCs	0.1%	77.6%	$345,000	View
NBH Bank 1 office in ID 802 W Bannock St, Boise, ID 83702 A+5.0 ★Texas Ratio: 2.90%	Conventional, FHA, VA, Jumbo, HELOC	21 +2 HELOCs	0%	100%	$595,000	View
Cache Valley Bank 1 office in ID 484 S 2nd E, Preston, ID 83263 A+5.0 ★Texas Ratio: 1.59%	Conventional, VA, USDA, Jumbo	21	0%	100%	$325,000	View
First Interstate Bank ★ 1 stars, 1 review 20 offices in ID 8351 W Overland Rd, Boise, ID 83709 A+5.0 ★Texas Ratio: 4.72%	Conventional, VA, Jumbo, HELOC	19 +212 HELOCs	0%	69%	$355,000	View
BMO Harris Bank NA 4 offices in ID 9140 W Emerald St, Boise, ID 83704 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	16 +18 HELOCs	0%	69.6%	$875,000	View
Washington Federal 21 offices in ID 280 W Judicial St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 4.48%	Conventional, HELOC	8 +7 HELOCs	0%	80%	$225,000	View
Bell Bank 1 office in ID 172 S Academy Ave, Eagle, ID 83616 A+5.0 ★Texas Ratio: 3.66%	Conventional, VA, Jumbo	6	0%	85.7%	$515,000	View
Heritage Bank 1 office in ID 250 S 5th Street, Boise, ID 83702 A+5.0 ★Texas Ratio: 1.04%	HELOC	0 +2 HELOCs	0%	n/a		View
Rocket Mortgage	Conventional, FHA, VA, Jumbo, HELOC	3,395 +2 HELOCs	8.1%	85.7%	$245,000
United Wholesale Mortgage	Conventional, FHA, VA, USDA, Jumbo, HELOC	2,811 +65 HELOCs	6.7%	90.8%	$385,000
Guild Mortgage Company	Conventional, FHA, VA, USDA, Jumbo	1,638	3.9%	96%	$325,000
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	1,033 +59 HELOCs	2.5%	84.6%	$335,000
Movement Mortgage, LLC	Conventional, FHA, VA, USDA, Jumbo, HELOC	718 +59 HELOCs	1.7%	96.1%	$355,000
Evergreen Moneysource Mortgage Company	Conventional, FHA, VA, USDA, Jumbo	707	1.7%	99.7%	$355,000
Pennymac Loan Services LLC	Conventional, FHA, VA, USDA, Jumbo	705	1.7%	85%	$325,000
American Pacific Mortgage Corporation	Conventional, FHA, VA, USDA, Jumbo	666	1.6%	94.9%	$335,000
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, Jumbo, HELOC	660 +89 HELOCs	1.6%	97.8%	$415,000
Fairway Independent Mort Corp	Conventional, FHA, VA, USDA, Jumbo, HELOC	651 +4 HELOCs	1.5%	93%	$365,000
Mountain America Federal Credit Union A5.0 ★Texas Ratio: 9.78%	Conventional, FHA, VA, Jumbo, HELOC	588 +435 HELOCs	1.4%	58.2%	$155,000
Synergy One Lending, Inc.	Conventional, FHA, VA, USDA, Jumbo	544	1.3%	92.7%	$335,000
Toll Brothers Mortgage Company	Conventional, FHA, VA, Jumbo	535	1.3%	93.2%	$405,000
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	530 +43 HELOCs	1.3%	94.3%	$405,000
Mortgage Research Center	Conventional, FHA, VA, Jumbo	515	1.2%	71%	$385,000
Kind Lending, LLC	Conventional, FHA, VA, USDA, Jumbo, HELOC	508 +7 HELOCs	1.2%	85.6%	$385,000
Lennar Mortgage, LLC	Conventional, FHA, VA	442	1%	93.7%	$395,000
CrossCountry Mortgage, LLC	Conventional, FHA, VA, USDA, Jumbo, HELOC	437 +8 HELOCs	1%	97.6%	$395,000
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	431	1%	86.9%	$355,000
Canopy Mortgage, LLC	Conventional, FHA, VA, USDA, Jumbo	423	1%	97.2%	$315,000
Eagle Bank and Trust Company A+5.0 ★Texas Ratio: 1.39%	Conventional, FHA, VA, USDA	405	1%	99%	$335,000	View
First Colony Mortgage Corporat	Conventional, FHA, VA, USDA, Jumbo	398	0.9%	98.3%	$325,000
Planet Home Lending, LLC	Conventional, FHA, VA, USDA, Jumbo	398	0.9%	92.6%	$295,000
Nationstar Mortgage	Conventional, FHA, VA	374	0.9%	83.8%	$85,000
Willamette Valley Bank A+5.0 ★Texas Ratio: 0.89%	Conventional, FHA, VA, Jumbo	356	0.8%	87.9%	$375,000	View
Waterstone Mortgage Corporation	Conventional, FHA, VA, Jumbo	347	0.8%	96.4%	$355,000
Clm Mortgage, Inc	Conventional, FHA, VA	338	0.8%	99.4%	$395,000
The Loan Store, Inc	Conventional, FHA, VA, Jumbo, HELOC	335 +55 HELOCs	0.8%	98.1%	$375,000
Newrez LLC	Conventional, FHA, VA, USDA, Jumbo	312	0.7%	71.9%	$335,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA, VA, USDA, Jumbo	310	0.7%	99.4%	$315,000	View
Summit Funding.Inc	Conventional, FHA, VA, USDA, Jumbo	278	0.7%	91.5%	$315,000
New American Funding, LLC.	Conventional, FHA, VA, Jumbo, HELOC	262 +20 HELOCs	0.6%	78.7%	$345,000
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	Conventional, FHA, VA, Jumbo	251	0.6%	97.7%	$385,000	View
Nfm, Inc	Conventional, FHA, VA	237	0.6%	98%	$315,000
Churchill Mortgage Corporation	Conventional, FHA, VA, Jumbo	234	0.6%	94.5%	$335,000
Navy Federal Credit Union	Conventional, VA, Jumbo, HELOC	204 +87 HELOCs	0.5%	80.2%	$325,000
Highlands Residential Mortgage, Ltd.	Conventional, FHA, VA, USDA, Jumbo	190	0.5%	99%	$335,000
Amerisave Mortgage Company	Conventional, FHA, VA, Jumbo, HELOC	172 +1 HELOCs	0.4%	32.5%	$85,000
JMJ Financial Group Inc.	Conventional, FHA, VA, Jumbo	170	0.4%	98.8%	$385,000
Envoy Mortgage, Ltd	Conventional, FHA, VA, Jumbo	156	0.4%	96.3%	$365,000
Primelending	Conventional, FHA, VA, USDA, Jumbo	148	0.4%	95.7%	$355,000
Homeamerican Mortgage Corporation	Conventional, FHA, VA	147	0.3%	92.4%	$455,000
Paramount Residential Mortgage	Conventional, FHA, VA, USDA, Jumbo	144	0.3%	99.3%	$385,000
Triad Financial Services, Inc.	Conventional	142	0.3%	68.1%	$85,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	140	0.3%	52.8%	$305,000
Spring Eq, LLC	Conventional, Jumbo, HELOC	138 +94 HELOCs	0.3%	45.6%	$85,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA, VA	117	0.3%	76.3%	$125,000	View
My Move Mortgage, LLC	Conventional, FHA, VA, Jumbo	117	0.3%	100%	$345,000
Spokane Teachers Credit Union	Conventional, Jumbo, HELOC	116 +244 HELOCs	0.3%	67.8%	$255,000
Mutual of Omaha Mortgage	Conventional, FHA, VA, Jumbo, HELOC	116 +1 HELOCs	0.3%	72.9%	$315,000
Kbhs Home Loans, LLC	Conventional, FHA, VA	116	0.3%	89.9%	$365,000
America First Federal Credit Union A5.0 ★Texas Ratio: 8.33%	Conventional, FHA, VA, HELOC	114 +155 HELOCs	0.3%	74.2%	$95,000
Intercap Lending Inc	Conventional, FHA, VA, Jumbo	110	0.3%	96.8%	$345,000
VanDyk Mortgage Corporation	Conventional, FHA, VA, Jumbo	109	0.3%	98.2%	$295,000
Belem Servicing, LLC dba Patriot Home Mortgage	Conventional, FHA, VA	109	0.3%	96.6%	$275,000
Right Start Mortgage, Inc	Conventional, FHA, VA, Jumbo	103	0.2%	91.2%	$355,000
Union Home Mortgage Corp.	Conventional, FHA, VA, Jumbo	96	0.2%	93.5%	$405,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA, Jumbo	96	0.2%	96%	$455,000	View
Boeing Employees' Credit Union	Conventional, FHA, VA, Jumbo, HELOC	94 +57 HELOCs	0.2%	92.2%	$465,000
Rogue Credit Union	Conventional, VA	91	0.2%	82.9%	$75,000
Veritas Funding, LLC	Conventional, FHA, VA	85	0.2%	95.7%	$385,000
Castle & Cooke Mortgage, LLC	Conventional, FHA, VA, USDA, Jumbo	81	0.2%	86.3%	$355,000
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA, Jumbo	81	0.2%	98.8%	$325,000
American Financing Corporation	Conventional, FHA, VA	78	0.2%	44.4%	$185,000
21St Mortgage	Conventional	78	0.2%	21.7%	$75,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	73	0.2%	93.6%	$705,000	View
Goodleap, LLC	Conventional, FHA, VA, HELOC	63 +44 HELOCs	0.1%	72.7%	$215,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA, Jumbo	63	0.1%	59.1%	$365,000	View
Gesa Credit Union	Conventional, Jumbo, HELOC	62 +25 HELOCs	0.1%	68.1%	$535,000
AdvantageFirst Lending Inc	Conventional, FHA, VA, Jumbo	62	0.1%	72.1%	$295,000
New Day Financial, LLC.	VA	62	0.1%	50.4%	$325,000
Village Capital & Investment	FHA, VA, Jumbo	60	0.1%	71.9%	$395,000
Carrington Mortgage Services LLC	Conventional, FHA, VA, Jumbo	59	0.1%	47.6%	$255,000
Goldenwest Federal Credit Union A+5.0 ★Texas Ratio: 2.69%	Conventional, FHA, Jumbo, HELOC	58 +131 HELOCs	0.1%	77.6%	$285,000
Securitynational Mortgage Company	Conventional, FHA, VA	58	0.1%	96.7%	$325,000
Lower, LLC	Conventional, FHA, VA, HELOC	57 +6 HELOCs	0.1%	75.3%	$365,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, FHA, VA, Jumbo	54	0.1%	85.5%	$365,000	View
American Financial Resources LLC	Conventional, FHA, VA, USDA	52	0.1%	96.3%	$355,000
Bay Equity LLC	Conventional, FHA, VA, Jumbo	52	0.1%	100%	$315,000
Texana Bank	Conventional, FHA, VA, USDA	52	0.1%	96.4%	$385,000
American Neighborhood Mortgage Acceptance Company	Conventional, FHA, VA, Jumbo	50	0.1%	100%	$385,000
Better Mortgage Corporation	Conventional, FHA, VA, Jumbo, HELOC	49 +20 HELOCs	0.1%	68.5%	$305,000
Mason-McDuffie Mortgage Corporation	Conventional, FHA, VA	49	0.1%	100%	$375,000
Equity Prime Mortgage LLC	Conventional, FHA, VA, Jumbo	48	0.1%	75%	$315,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA, VA, USDA	47	0.1%	92.2%	$285,000	View
Discover Bank	Conventional	45	0.1%	18.3%	$75,000
Sierra Pacific Mortgage Co. Inc	Conventional, FHA, VA, USDA	44	0.1%	92%	$395,000
Sun West Mortgage Company, Inc	Conventional, FHA, VA, USDA, Jumbo	43	0.1%	83.1%	$325,000
Nations Direct Mortgage, LLC	Conventional, FHA, VA	43	0.1%	93.5%	$375,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, Jumbo	42	0.1%	84.3%	$385,000	View
Everett Financial, Inc.	Conventional, FHA, VA, Jumbo, HELOC	41 +3 HELOCs	0.1%	95.3%	$355,000
Nbkc Bank	Conventional, FHA, VA, Jumbo	41	0.1%	79.2%	$465,000
First Technology Federal Credit Union	Conventional, Jumbo, HELOC	38 +50 HELOCs	0.1%	93.3%	$335,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, Jumbo	38	0.1%	95%	$365,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	38	0.1%	92.9%	$1,055,000	View
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA, VA, Jumbo	38	0.1%	79.6%	$335,000	View
Lendsure Mortgage Corp.	Conventional, Jumbo	38	0.1%	97.6%	$395,000
Click n' Close, Inc.	Conventional, FHA	37	0.1%	90.5%	$255,000
Agwest Farm Credit, Flca	Conventional, Jumbo	37	0.1%	68.3%	$405,000
Tomo Mortgage LLC	Conventional, FHA	37	0.1%	90.5%	$355,000
Geneva Financial LLC	Conventional, FHA, VA, Jumbo, HELOC	35 +1 HELOCs	0.1%	100%	$355,000
Cornerstone First Mortgage, LLC	Conventional, FHA, VA, USDA, Jumbo	35	0.1%	97.2%	$295,000
Summit Mortgage Corporation	Conventional, FHA, VA	35	0.1%	100%	$395,000
Vanderbilt Mortgage and Finance, Inc	Conventional, VA	35	0.1%	27.3%	$175,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo, HELOC	34 +5 HELOCs	0.1%	100%	$425,000	View
Primary Residential Mortgage, INC.	Conventional, FHA, VA	34	0.1%	79.1%	$365,000
Numerica Credit Union A+5.0 ★Texas Ratio: 2.22%	Conventional, FHA, Jumbo, HELOC	33 +196 HELOCs	0.1%	80.5%	$495,000	View
Sage Home Loans Corporation	Conventional, FHA, VA	33	0.1%	97.4%	$385,000
Resicentral LLC	Conventional, FHA, VA	33	0.1%	92.1%	$315,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, VA, HELOC	32 +6 HELOCs	0.1%	66.7%	$305,000	View
Originpoint, LLC	Conventional, FHA, VA, Jumbo	32	0.1%	86.5%	$495,000
Weichert Financial Services	Conventional, VA, Jumbo	32	0.1%	100%	$405,000
Land Home Financial Services,	Conventional, FHA, VA, USDA	32	0.1%	97.2%	$295,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, FHA, VA, Jumbo	32	0.1%	100%	$355,000	View
Ocmbc, Inc.	Conventional, FHA, VA, Jumbo, HELOC	31 +1 HELOCs	0.1%	77.3%	$405,000
Provident Funding Associates	Conventional	31	0.1%	93.9%	$375,000
Deephaven Mortgage LLC	Conventional, Jumbo	30	0.1%	66.7%	$315,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, VA, Jumbo	30	0.1%	93.8%	$355,000	View
Cardinal Financial Company, Li	Conventional, FHA, VA	29	0.1%	83.7%	$345,000
Mortgage Solutions of Colorado	Conventional, FHA, VA	29	0.1%	97%	$315,000
Plaza Home Mortgage, Inc	Conventional, FHA, VA, Jumbo	29	0.1%	61.2%	$285,000
Champions Funding, LLC	Conventional, Jumbo	29	0.1%	78.4%	$345,000
Global Federal Credit Union	Conventional, FHA, VA, Jumbo, HELOC	28 +2 HELOCs	0.1%	80%	$355,000
JMAC Lending, Inc.	Conventional, FHA, VA, Jumbo	28	0.1%	100%	$425,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	26	0.1%	86.7%	$1,015,000	View
American Financial Network, Inc.	Conventional, FHA, VA, USDA	25	0.1%	83.3%	$395,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional, FHA, VA	24	0.1%	96%	$445,000	View
Granite Bank A5.0 ★Texas Ratio: 13.85%	Conventional, FHA, VA, USDA, Jumbo	23	0.1%	92%	$365,000	View
Credit Human Federal Credit Un	Conventional	23	0.1%	45.2%	$125,000
Sammamish Mortgage Company	Conventional	22	0.1%	100%	$405,000
HomeXpress Mortgage Corp.	Conventional, Jumbo	22	0.1%	64.7%	$485,000
Bank of Utah A+5.0 ★Texas Ratio: 0.71%	Conventional, VA, Jumbo	22	0.1%	100%	$355,000	View
Horizon Credit Union	Conventional, FHA, HELOC	21 +145 HELOCs	0%	68.1%	$165,000
1st Security Bank of Washington A+5.0 ★Texas Ratio: 4.31%	Conventional, FHA, VA, Jumbo, HELOC	21 +3 HELOCs	0%	91.3%	$445,000	View
Shea Mortgage Inc.	Conventional, VA	21	0%	100%	$455,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, FHA, VA, Jumbo	20	0%	95.2%	$345,000	View
PHH Mortgage Corporation	Conventional, FHA, VA	18	0%	81.8%	$255,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional, FHA, VA, USDA	18	0%	79.2%	$375,000	View
RANLife, Inc.	Conventional, FHA, USDA, Jumbo	17	0%	100%	$315,000
AmeriHome Mortgage Company, LLC	Conventional, FHA, VA	17	0%	81%	$355,000
Das Acquisition Company, LLC	Conventional, FHA	16	0%	100%	$365,000
Nexera Holding LLC	Conventional, Jumbo	16	0%	84.2%	$405,000
Firefighters First Federal Credit Union	Conventional, Jumbo, HELOC	15 +18 HELOCs	0%	88.2%	$305,000
Alliant Credit Union	Conventional, VA, Jumbo	15	0%	93.8%	$765,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	15	0%	83.3%	$665,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	14 +45 HELOCs	0%	66.7%	$495,000	View
Alameda Mortgage Corporation	Conventional, FHA, VA	14	0%	93.3%	$435,000
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	14	0%	93.8%	$575,000	View
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, VA	14	0%	82.4%	$365,000	View
Nations Lending Corporation	Conventional, FHA, VA	14	0%	69.6%	$235,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, VA, Jumbo	14	0%	100%	$325,000	View
Top Flite Financial, Inc.	FHA	14	0%	100%	$265,000
HomeBridge Financial Services, Inc	Conventional, FHA, VA, HELOC	13 +74 HELOCs	0%	81.2%	$425,000
Wsecu	Conventional, FHA, HELOC	13 +6 HELOCs	0%	58.3%	$125,000
Mission Loans, LLC	Conventional, FHA, HELOC	13 +3 HELOCs	0%	93.3%	$115,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	13 +3 HELOCs	0%	77.8%	$1,285,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, VA, HELOC	13 +1 HELOCs	0%	86.7%	$415,000	View
Success Lending, LLC	Conventional, FHA, VA, USDA	13	0%	86.7%	$325,000
American Internet Mortgage, Inc.	Conventional	13	0%	100%	$345,000
Citadel Servicing Corporation	Conventional, Jumbo	13	0%	96.2%	$355,000
Deseret First Credit Union	Conventional, HELOC	12 +2 HELOCs	0%	100%	$215,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, FHA, VA, Jumbo, HELOC	12 +1 HELOCs	0%	81.2%	$265,000	View
First Community Mortgage, Inc.	Conventional, FHA	12	0%	100%	$335,000
Franklin Loan Corporation	Conventional, FHA, VA	12	0%	100%	$345,000
MortgageOne, Inc	Conventional, FHA, VA	11	0%	84.6%	$425,000
Oaktree Funding Corp	Conventional, Jumbo	11	0%	100%	$425,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional, VA, Jumbo	11	0%	100%	$535,000	View
Basis Home Loans LLC	Conventional	11	0%	100%	$725,000
Calcon Mutual Mortgage LLC	Conventional, FHA, VA	11	0%	91.7%	$415,000
Stg Mortgage Inc	Conventional, FHA	11	0%	84.6%	$405,000
RoundPoint Mortgage Servicing LLC	Conventional	11	0%	91.7%	$285,000
Pentagon Federal Credit Union	Conventional, VA, Jumbo, HELOC	10 +22 HELOCs	0%	66.7%	$505,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA, Jumbo	10	0%	90.9%	$515,000	View
NOVA Financial & Investment Corporation	Conventional, FHA, VA	10	0%	90.9%	$325,000
Ameritrust Mortgage Corporation	Conventional, FHA, Jumbo	10	0%	90.9%	$475,000
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo, HELOC	9 +8 HELOCs	0%	90%	$495,000
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	9	0%	100%	$2,795,000	View
Security Home Mortgage	Conventional, FHA, USDA, Jumbo	9	0%	90%	$325,000
AmWest Funding Corp	Conventional, VA, Jumbo	9	0%	100%	$335,000
SIRVA Mortgage, Inc.	Conventional, FHA, Jumbo	9	0%	100%	$405,000
Mortgage Express	Conventional, FHA, VA	9	0%	90%	$505,000
Hometown Equity Mortgage, LLC	Conventional, Jumbo	9	0%	64.3%	$395,000
Zillow Home Loans, LLC	Conventional, FHA	9	0%	90%	$315,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	9	0%	100%	$235,000	View
Loan Simple, Inc.	FHA, USDA	9	0%	100%	$315,000
Valon Mortgage	Conventional, FHA, HELOC	8 +29 HELOCs	0%	57.1%	$315,000
Bny Mellon, N.A. A+5.0 ★Texas Ratio: 0.37%	Conventional, Jumbo	8	0%	88.9%	$945,000	View
City 1st Mortgage Services, LC	Conventional, FHA, VA	8	0%	100%	$395,000
ClearPath Lending	VA, Jumbo	8	0%	88.9%	$355,000
V.I.P. Mortgage, Inc.	Conventional, FHA, VA	8	0%	100%	$355,000
Mld Mortgage, Inc.Dba the Money Store	Conventional, VA, USDA	8	0%	100%	$375,000
City National Bank A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo, HELOC	7 +1 HELOCs	0%	87.5%	$1,185,000	View
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA, Jumbo	7	0%	100%	$435,000
First Western Trust Bank A+5.0 ★Texas Ratio: 5.16%	Conventional, Jumbo	7	0%	100%	$1,205,000	View
Directors Mortgage, Inc	Conventional, FHA	7	0%	100%	$455,000
Wallick and Volk, Inc.	Conventional, FHA	7	0%	87.5%	$405,000
Bay-Valley Mortgage Group	Conventional, FHA	7	0%	87.5%	$375,000
Pivot Financial Partners, Inc	Conventional, FHA, VA	7	0%	100%	$335,000
Keystone Funding, Inc	Conventional, FHA	7	0%	87.5%	$535,000
Cake Mortgage Corp.	Conventional, Jumbo	7	0%	100%	$405,000
Arc Home LLC	Conventional, Jumbo	6	0%	100%	$605,000
Residential Wholesale Mortgage	Conventional, VA, Jumbo	6	0%	100%	$245,000
Lakeview Community Capital	Conventional, FHA, VA	6	0%	100%	$285,000
Alliance Catholic Credit Union	Conventional, Jumbo	6	0%	100%	$535,000
Success Mortgage Partners, Inc	Conventional, FHA, VA	6	0%	100%	$265,000
Ony Glo, Inc.	Conventional	6	0%	75%	$555,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	6	0%	100%	$85,000	View
Generations Home Loans, LLC	Conventional, FHA, Jumbo	6	0%	100%	$235,000
T2 Financial LLC	Conventional	6	0%	100%	$465,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA	6	0%	66.7%	$405,000	View
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional, FHA, Jumbo	6	0%	100%	$585,000	View
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional, VA	6	0%	100%	$415,000	View
ClearEdge Lending LLC	Conventional, Jumbo	6	0%	75%	$1,005,000
Nuvision Federal Credit Union	Conventional, Jumbo, HELOC	5 +5 HELOCs	0%	100%	$535,000
Fundloans Capital	Conventional, Jumbo	5	0%	100%	$995,000
All Credit Considered Mortgage, Inc.	Conventional	5	0%	100%	$285,000
Plus Relocation Mortgage, LLC	Conventional, FHA	5	0%	100%	$415,000
Nqm Funding, LLC	Conventional, Jumbo	5	0%	83.3%	$475,000
Los Angeles Police FCU	Conventional	5	0%	62.5%	$125,000
Flexpoint, Inc.	Conventional, FHA, VA	5	0%	100%	$365,000
Strong Home Mortgage, LLC	Conventional	5	0%	100%	$375,000
Megastar Finanacial Corp	Conventional, VA	5	0%	100%	$355,000
Direct Rate Home Loans, Inc	Conventional, VA, Jumbo	5	0%	83.3%	$435,000
HomeStreet Bank	Conventional, FHA, HELOC	4 +6 HELOCs	0%	66.7%	$195,000
Farmers Insurance Federal Credit Union	Conventional, HELOC	4 +1 HELOCs	0%	100%	$75,000
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional, VA	4	0%	100%	$405,000	View
Go Mortgage, LLC	Conventional, FHA, Jumbo	4	0%	100%	$395,000
Watermark Capital, Inc.	Conventional	4	0%	83.3%	$295,000
Infinity Equity Group, Inc.	Conventional, FHA	4	0%	100%	$525,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional, VA, Jumbo	4	0%	100%	$525,000	View
Princeton Mortgage Corporation	Conventional, FHA	4	0%	100%	$15,000
Priority Home Lending, LLC	Conventional	4	0%	100%	$205,000
Altitude Financial Corporation	Conventional, Jumbo	4	0%	100%	$465,000
Peak Residential Lending Inc	Conventional	4	0%	100%	$275,000
Credit Union Mortgage Associat	Conventional	4	0%	100%	$695,000
American Heritage Lending, LLC	Conventional, Jumbo	4	0%	66.7%	$275,000
Real Genius LLC	Conventional	4	0%	100%	$355,000
Premier Lending Inc.	Conventional, FHA	4	0%	100%	$225,000
Axos Bank A+5.0 ★Texas Ratio: 3.94%	Conventional, Jumbo	4	0%	80%	$945,000	View
Peoples Mortgage Company	Conventional, VA, Jumbo	4	0%	100%	$355,000
Summit Mortgage Corporation	Conventional, FHA	4	0%	80%	$485,000
Canopy Federal Credit Union	Conventional	4	0%	100%	$75,000
Utah Power Credit Union	Conventional	4	0%	100%	$155,000
Gardner Financial Services	Conventional, FHA	4	0%	100%	$375,000
United Mortgage Corp.	Conventional	4	0%	100%	$355,000
Prosperity Home Mortgage, LLC	Conventional, FHA	4	0%	100%	$315,000
Nmsi, Inc.	Conventional	4	0%	100%	$315,000
Operating Engineers Federal Credit Union	Conventional	4	0%	100%	$65,000
Baycoast Bank A5.0 ★Texas Ratio: 12.75%	Conventional	4	0%	80%	$85,000	View
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional, VA	4	0%	100%	$495,000	View
Chevron Federal Credit Union	Conventional, HELOC	3 +1 HELOCs	0%	100%	$305,000
Old National Bank A+5.0 ★Texas Ratio: 4.98%	Conventional, VA	3	0%	100%	$555,000	View
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	3	0%	100%	$295,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	VA, Jumbo	3	0%	100%	$605,000	View
AAA Capital Investment, Inc	Conventional, FHA	3	0%	100%	$395,000
Golden Empire Mortgage, Inc.	Conventional	3	0%	100%	$545,000
Advancial Federal Credit Union	Conventional, Jumbo	3	0%	75%	$555,000
Lpmc, LLC dba Landmark Profess	Conventional	3	0%	100%	$285,000
Royal Pacific Funding	Conventional	3	0%	100%	$475,000
Homeowners Financial Group, LLC	Conventional	3	0%	100%	$335,000
Foundation Mortgage Corporation	Conventional, Jumbo	3	0%	88.9%	$1,425,000
Mortgage Management Consultants, Inc.	Conventional	3	0%	100%	$115,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional, VA, Jumbo	3	0%	100%	$705,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, VA	3	0%	100%	$315,000	View
Goprime Mortgage, Inc.	Conventional, VA	3	0%	100%	$295,000
Leaderone Financial Corp.	Conventional	3	0%	100%	$465,000
Old Second National Bank A5.0 ★Texas Ratio: 6.17%	Conventional	3	0%	75%	$105,000	View
Star One Credit Union A5.0 ★Texas Ratio: 10.59%	Conventional, Jumbo	3	0%	80%	$555,000	View
Flyhomes Mortgage LLC	Conventional	3	0%	100%	$325,000
Quorum Federal Credit Union	Conventional, HELOC	2 +40 HELOCs	0%	37.5%	$105,000
Technology Credit Union	Conventional, HELOC	2 +17 HELOCs	0%	75%	$145,000
Empeople Credit Union	Conventional, HELOC	2 +1 HELOCs	0%	100%	$55,000
Pacific Residential Mortgage, LLC	Conventional, FHA	2	0%	100%	$105,000
Highmark Federal Credit Union	Conventional, VA	2	0%	100%	$245,000
Liberty Federal Credit Union	Conventional	2	0%	66.7%	$545,000
Generations Bank A5.0 ★Texas Ratio: 10.01%	Conventional	2	0%	100%	$445,000	View
Atlantic Coast Mortgage, LLC	Conventional, VA	2	0%	100%	$305,000
Aspire Home Loans	Conventional	2	0%	100%	$265,000
Pacific Lending LLC	FHA, VA, Jumbo	2	0%	100%	$415,000
Allied Mortgage Group, Inc	Conventional	2	0%	75%	$305,000
Pilgrim Mortgage LLC	FHA, VA, Jumbo	2	0%	100%	$225,000
Mechanics Bank A+5.0 ★Texas Ratio: 1.81%	Conventional	2	0%	100%	$165,000	View
United Trust Bank	FHA, VA	2	0%	100%	$395,000
Augusta Financial, Inc.	Conventional, FHA	2	0%	100%	$445,000
5Th Sreet Capital Inc.	Conventional	2	0%	100%	$205,000
Mortgage Capital Partners, INC	Conventional	2	0%	100%	$485,000
Home Mortgage Alliance Corp (Hmac)	Conventional	2	0%	50%	$475,000
First Community Credit Union	Conventional	2	0%	100%	$475,000
Qualstar Credit Union	Conventional	2	0%	100%	$55,000
Valley West Corporation	Conventional, VA	2	0%	100%	$185,000
Redwood Residential Acquisition Corporation	Conventional, Jumbo	2	0%	100%	$995,000
Christian Community Credit Union	Conventional	2	0%	100%	$425,000
First Alliance Home Mortgage, LLC	FHA	2	0%	100%	$165,000
Direct Mortgage Corp	Conventional, FHA	2	0%	100%	$285,000
Network Funding, L.P.	Conventional, FHA	2	0%	100%	$405,000
Hightechlending, Inc	Conventional, VA	2	0%	100%	$245,000
Ascent Federal Credit Union	Conventional	2	0%	100%	$165,000
Gate City Bank	Conventional	2	0%	100%	$395,000
Landmark National Bank A+5.0 ★Texas Ratio: 5.97%	Conventional, FHA	2	0%	100%	$245,000	View
Bokf NA A+5.0 ★Texas Ratio: 1.05%	Conventional, Jumbo	2	0%	100%	$365,000	View
Commerce Bank A+5.0 ★Texas Ratio: 0.89%	Conventional, USDA	2	0%	100%	$245,000	View
Capital Bank, N.A. A-5.0 ★Texas Ratio: 15.49%	Conventional, VA	2	0%	100%	$355,000	View
Starboard Financial Management, LLC	Conventional	2	0%	100%	$565,000
Encompass Lending Group, L.P.	VA	2	0%	66.7%	$255,000
BoxCar Mortgage, LLC	Conventional	2	0%	66.7%	$315,000
Ilwu Federal Credit Union	Conventional	2	0%	100%	$115,000
Baxter Credit Union A+5.0 ★Texas Ratio: 2.91%	Conventional, Jumbo	2	0%	66.7%	$535,000	View
Five Points Bank ★ 2 stars, 1 review A+5.0 ★Texas Ratio: 0.06%	Conventional	2	0%	100%	$255,000	View
Ardri LLC	Conventional	2	0%	100%	$305,000
Tjc Mortgage Inc	FHA, VA	2	0%	100%	$135,000
Fifth Third Bank, National Association A+5.0 ★Texas Ratio: 3.22%	Conventional, VA	2	0%	50%	$205,000	View
RBC Bank (Georgia), N.A.	Conventional	2	0%	100%	$305,000
Toyota Financial Savings Bank	Conventional	2	0%	100%	$105,000
Vista Point Mortgage, LLC	Conventional, Jumbo	2	0%	75%	$335,000
Servbank, N.A. A+5.0 ★Texas Ratio: 3.26%	FHA, VA	2	0%	14.3%	$305,000	View
Gold Coast Bank	Conventional	2	0%	100%	$765,000
F&A Federal Credit Union A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0%	100%	$105,000	View
Meridian Trust Federal Credit Union	Conventional, HELOC	1 +7 HELOCs	0%	100%	$675,000
Spokane Firefighters Credit Un	Conventional, HELOC	1 +6 HELOCs	0%	100%	$125,000
American Airlines Federal Cred	Conventional, HELOC	1 +3 HELOCs	0%	100%	$275,000
Kinecta Federal Credit Union	Conventional, HELOC	1 +3 HELOCs	0%	100%	$305,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional, HELOC	1 +3 HELOCs	0%	100%	$285,000	View
Wings Financial Credit Union	Conventional, HELOC	1 +3 HELOCs	0%	100%	$385,000
Tower Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	100%	$515,000
Connexus Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	25%	$495,000
Financial Partners Credit Unio	Conventional	1	0%	100%	$205,000
Cadence Bank	Conventional, Jumbo	1	0%	100%	$885,000
ML Mortgage Corp.	Conventional	1	0%	100%	$595,000
Verus	Conventional	1	0%	100%	$355,000
Regent Bank A5.0 ★Texas Ratio: 13.71%	Conventional	1	0%	100%	$565,000	View
Black Hills Federal Credit Union	Conventional	1	0%	100%	$245,000
North Shore Trust & Savings A+5.0 ★Texas Ratio: 3.87%	Conventional	1	0%	100%	$255,000	View
Arbor Bank A5.0 ★Texas Ratio: 10.07%	Conventional	1	0%	100%	$345,000	View
Amarillo National Bank A5.0 ★Texas Ratio: 9.89%	Conventional	1	0%	100%	$655,000	View
German American Bank A+5.0 ★Texas Ratio: 1.93%	Conventional, Jumbo	1	0%	50%	$1,505,000	View
The Union Bank Company A+5.0 ★Texas Ratio: 0.68%	VA	1	0%	100%	$485,000	View
MidFirst Bank A+5.0 ★Texas Ratio: 4.93%	FHA	1	0%	100%	$15,000	View
First Bank A+5.0 ★Texas Ratio: 2.49%	Conventional	1	0%	100%	$605,000	View
SWBC Mortgage Corporation	Conventional	1	0%	100%	$455,000
Orchard Mortgage, LLC	Conventional	1	0%	100%	$355,000
Acrisure Mortgage, LLC	Conventional	1	0%	50%	$805,000
Norwich Commercial Group Inc	VA	1	0%	100%	$335,000
Delmar Financial Company	Conventional	1	0%	100%	$345,000
Mid America Bank	Conventional	1	0%	100%	$365,000
Madison Valley Bank A5.0 ★Texas Ratio: 6.90%	Conventional, Jumbo	1	0%	100%	$1,495,000	View
Data Mortgage, Inc	FHA	1	0%	50%	$185,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional	1	0%	100%	$465,000	View
Pinnacle Bank A+5.0 ★Texas Ratio: 3.04%	Conventional	1	0%	100%	$355,000	View
Renasant Bank A+5.0 ★Texas Ratio: 4.72%	Conventional, Jumbo	1	0%	100%	$3,715,000	View
River Bank & Trust	Conventional	1	0%	100%	$495,000
First Fidelity Bank A+5.0 ★Texas Ratio: 3.95%	Conventional	1	0%	100%	$385,000	View
First State Bank of St Charles	Conventional	1	0%	100%	$295,000
Air Academy Federal Credit Union	Conventional	1	0%	100%	$595,000
Forrit Credit Union	Conventional	1	0%	50%	$75,000
Evergreen Bank Group	Conventional	1	0%	50%	$95,000
Inova Federal Credit Union	Conventional	1	0%	100%	$425,000
Granite Federal Credit Union A5.0 ★Texas Ratio: 13.85%	Conventional	1	0%	100%	$535,000	View
Capital Credit Union A-5.0 ★Texas Ratio: 15.49%	Conventional	1	0%	100%	$815,000	View
Bayshore Mortgage Funding	Conventional	1	0%	50%	$345,000
Northwest Federal Credit Union A5.0 ★Texas Ratio: 12.37%	Conventional	1	0%	100%	$535,000	View
Greenwood Credit Union	Conventional	1	0%	100%	$55,000
Network Capital Funding Corporation	Conventional	1	0%	100%	$485,000
Marlin Mortgage Capital, LLC	FHA	1	0%	100%	$485,000
Flat Branch Mortgage, Inc.	Conventional	1	0%	100%	$155,000
American Riviera Bank A+5.0 ★Texas Ratio: 5.04%	Conventional, Jumbo	1	0%	100%	$1,675,000	View
Dignified Home Loans LLC	Conventional	1	0%	100%	$225,000
Wasatch Peaks Federal Credit Union	Conventional	1	0%	50%	$175,000
Great Southern Bank A+5.0 ★Texas Ratio: 1.55%	Conventional, Jumbo	1	0%	100%	$5,005,000	View
Starion Bank A5.0 ★Texas Ratio: 10.59%	FHA	1	0%	100%	$355,000	View
Congressional Federal Credit Union	Conventional	1	0%	100%	$145,000
Hapo Communtiy Credit Union	Conventional	1	0%	66.7%	$605,000
Oceanfirst Bank A+5.0 ★Texas Ratio: 5.26%	Conventional	1	0%	100%	$305,000	View
New Century Bank A+5.0 ★Texas Ratio: 5.98%	Conventional	1	0%	100%	$645,000	View
Servis One, Inc	FHA	1	0%	100%	$365,000
Rescu	Conventional	1	0%	100%	$185,000
Embrace Home Loans, Inc.	Conventional	1	0%	33.3%	$405,000
Teachers Federal Credit Union	Conventional, Jumbo	1	0%	100%	$1,515,000
Western State Bank A5.0 ★Texas Ratio: 6.13%	Conventional	1	0%	100%	$205,000	View
Vellum Mortgage, Inc.	Conventional	1	0%	100%	$495,000
Nicolet National Bank A+5.0 ★Texas Ratio: 2.28%	Conventional	1	0%	100%	$555,000	View
Direct Mortgage Loans, LLC	Conventional	1	0%	100%	$405,000
American Bank & Trust A+5.0 ★Texas Ratio: 3.70%	Conventional	1	0%	100%	$665,000	View
Academy Bank, N.A. A+5.0 ★Texas Ratio: 5.08%	VA	1	0%	100%	$655,000	View
Truwest Credit Union ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo	1	0%	100%	$1,035,000	View
Community First National Bank A+5.0 ★Texas Ratio: 1.41%	Conventional	1	0%	100%	$545,000	View
Communityamerica Federal Credit Union	Conventional	1	0%	100%	$475,000
Wheaton Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 3.87%	Conventional, Jumbo	1	0%	100%	$3,805,000	View
Union Savings Bank	Conventional	1	0%	50%	$805,000
Northwest Bank A+5.0 ★Texas Ratio: 1.69%	Conventional, Jumbo	1	0%	100%	$3,155,000	View
Security National Bank of Omaha A5.0 ★Texas Ratio: 7.85%	Conventional, Jumbo	1	0%	100%	$1,825,000	View
Citizens Bank and Trust Co A-4.5 ★Texas Ratio: 5.80%	VA	1	0%	100%	$265,000	View
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	FHA	1	0%	100%	$255,000	View
Paramount Bank A5.0 ★Texas Ratio: 8.70%	Conventional	1	0%	100%	$605,000	View
The Northern Trust Co A4.7 ★Texas Ratio: 0.83%	Conventional, Jumbo	1	0%	100%	$1,615,000	View
Midwest Bankcentre A+5.0 ★Texas Ratio: 5.66%	Conventional	1	0%	100%	$125,000	View
Financial Federal Bank A+5.0 ★Texas Ratio: 0.53%	Conventional, Jumbo	1	0%	100%	$4,565,000	View
Southern Michigan Bank & Trust A5.0 ★Texas Ratio: 8.82%	Conventional	1	0%	100%	$535,000	View
Genway Home Mortgage, Inc.	Conventional	1	0%	50%	$525,000
First United Bank and Trust Co A5.0 ★Texas Ratio: 10.43%	Conventional	1	0%	100%	$465,000	View
Thrivent Federal Credit Union	Conventional	1	0%	100%	$425,000
Union Bank and Trust Company A+5.0 ★Texas Ratio: 2.09%	Conventional	1	0%	100%	$435,000	View
First Federal Savings Bank A5.0 ★Texas Ratio: 8.80%	Conventional	1	0%	100%	$315,000	View
Ussfcu	Conventional	1	0%	100%	$35,000
First National Bank of Hutchinson A+5.0 ★Texas Ratio: 2.58%	Conventional	1	0%	100%	$255,000	View
Wescom Central Credit Union	Conventional	1	0%	50%	$685,000
SunsetFCU	Conventional, Jumbo	1	0%	100%	$1,355,000
Opportunity Bank of Montana A+5.0 ★Texas Ratio: 1.60%	Conventional	1	0%	100%	$625,000	View
The State Bank & Trust Company A+5.0 ★Texas Ratio: 1.99%	Conventional	1	0%	100%	$395,000	View
Community National Bank A4.9 ★Texas Ratio: 9.62%	Conventional	1	0%	100%	$125,000	View
Arizona Financial Credit Union	Conventional	1	0%	100%	$355,000
Jonah Bank of Wyoming A+5.0 ★Texas Ratio: 0.00%	VA, Jumbo	1	0%	100%	$1,115,000	View
Southwest Stage Funding LLC	FHA	1	0%	33.3%	$295,000
Banc One Mortage Corporation	Conventional	1	0%	100%	$285,000
Florida Capital Bank, N.A	VA, Jumbo	1	0%	100%	$875,000
State Departmenet Federal Credit Union	Conventional	1	0%	100%	$235,000
North Coast Credit Union	Conventional, Jumbo	1	0%	100%	$1,595,000
Umb Bank NA A+5.0 ★Texas Ratio: 1.78%	Conventional	1	0%	50%	$255,000	View
Luxury Mortgage Corp.	Conventional, Jumbo	1	0%	100%	$2,055,000
Members First Credit Union	Conventional	1	0%	100%	$95,000
Figure Lending LLC	HELOC	0 +255 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +111 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +71 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +44 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +29 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +18 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +11 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +8 HELOCs	0%	n/a
America'S Credit Union A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +4 HELOCs	0%	n/a		View
First Savings Bank	HELOC	0 +3 HELOCs	0%	n/a
Consolidated Community Credit	HELOC	0 +2 HELOCs	0%	n/a
Nasa Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Credit Union of Colorado, A Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
First American Bank A+5.0 ★Texas Ratio: 2.93%	HELOC	0 +2 HELOCs	0%	n/a		View
Cnb Bank A5.0 ★Texas Ratio: 6.26%	HELOC	0 +1 HELOCs	0%	n/a		View
Signature Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
United Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Chartway FCU	HELOC	0 +1 HELOCs	0%	n/a
Tyndall Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Citizens Equity First Credit U	HELOC	0 +1 HELOCs	0%	n/a
American United FCU	HELOC	0 +1 HELOCs	0%	n/a
Elements Financial Federal Cre	HELOC	0 +1 HELOCs	0%	n/a
Sound Credit Union	HELOC	0 +1 HELOCs	0%	0%
Together Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Northrop Grumman Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Blaze Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Unitus Community Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Idaho Mortgage Rate Trends

Daily average mortgage rates for Idaho compared with the national average, updated every evening.

30-Year Fixed ID Avg

7.436%

▲ 0.114 vs 7 days ago

15-Year Fixed ID Avg

6.928%

▲ 0.048 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Idaho

Looking for mortgage lenders near me or mortgage brokers near me in Idaho? Choose your city below to see the banks, credit unions and mortgage brokers that closed home loans there in 2025.

Types of Mortgage Lenders in Idaho

Use these to narrow the list above. Each category shows how many Idaho lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 229 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 150 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 104 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 198 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 192 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 47 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 196 lenders. Loans above the conforming limit for higher priced homes Local lenders based in ID 20 lenders headquartered in Idaho, the closest thing to a mortgage lender near you

Who Lends in Idaho

Independent mortgage companies closed 65.4 percent of home loans in Idaho in 2025, banks 15.8 percent and credit unions 18.7 percent. Premier Mortgage Resources, LLC was the largest mortgage company, D. L. Evans Bank the largest bank and Idaho Central Credit Union the largest credit union. Among lenders headquartered in Idaho, Idaho Central Credit Union led with 4,200 loans.

65.4%

Mortgage companies

15.8%

Banks

18.7%

Credit unions

16%

FHA loans

11%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Idaho. None

More Idaho Mortgage Lenders and Brokers

Each city page ranks the lenders that closed loans inside that city and flags lenders based there. Every city with home loans closed there in 2025 is listed.

Boise City 228 lenders Meridian 205 lenders Nampa 182 lenders Caldwell 163 lenders Kuna 147 lenders Idaho Falls 121 lenders Twin Falls 104 lenders Coeur d'Alene 149 lenders Star 134 lenders Pocatello 111 lenders Post Falls 112 lenders Eagle 141 lenders Lewiston 89 lenders Mountain Home 88 lenders Hayden 101 lenders Middleton 104 lenders Rathdrum 97 lenders Ammon 90 lenders Emmett 106 lenders Rigby 84 lenders Jerome 60 lenders Blackfoot 71 lenders Chubbuck 64 lenders Moscow 51 lenders Payette 71 lenders Burley 57 lenders Preston 66 lenders Rexburg 63 lenders Kimberly 48 lenders Hidden Springs 86 lenders Iona 54 lenders Spirit Lake 63 lenders Rupert 40 lenders Bonners Ferry 66 lenders Fruitland 49 lenders Garden City 59 lenders Weiser 54 lenders McCall 73 lenders Lincoln 54 lenders Hailey 55 lenders Shelley 49 lenders Swan Valley 57 lenders Filer 40 lenders Ririe 54 lenders Sandpoint 63 lenders Cascade 60 lenders Idaho City 51 lenders New Plymouth 46 lenders Donnelly 55 lenders Ponderay 54 lenders Victor 55 lenders Driggs 58 lenders Buhl 30 lenders St. Anthony 43 lenders Greenleaf 43 lenders Malad City 38 lenders Ucon 43 lenders Wilder 48 lenders Parma 48 lenders Notus 41 lenders Athol 42 lenders Downey 42 lenders Heyburn 32 lenders Osburn 48 lenders Kellogg 38 lenders Island Park 49 lenders Castleford 35 lenders Ketchum 36 lenders Grangeville 35 lenders Salmon 36 lenders Shoshone 32 lenders Orofino 33 lenders Pinehurst 40 lenders Moreland 36 lenders St. Maries 39 lenders Grace 33 lenders Homedale 42 lenders Inkom 31 lenders Bellevue 39 lenders Plummer 43 lenders Kooskia 21 lenders Sugar City 38 lenders Garden Valley 38 lenders Riverside 29 lenders Blanchard 39 lenders Worley 38 lenders Hayden Lake 37 lenders Oldtown 37 lenders Priest River 37 lenders Gooding 27 lenders Marsing 37 lenders Dover 34 lenders Challis 39 lenders Troy 23 lenders Lewisville 30 lenders Potlatch 30 lenders Ashton 33 lenders Weippe 27 lenders Wendell 27 lenders Firth 30 lenders Robie Creek 43 lenders Aberdeen 35 lenders American Falls 26 lenders Coolin 38 lenders Sun Valley 27 lenders Declo 26 lenders Paul 24 lenders Murtaugh 26 lenders Clark Fork 34 lenders Paris 36 lenders Montpelier 27 lenders Tetonia 31 lenders Elk City 15 lenders Genesee 27 lenders Melba 28 lenders Bliss 25 lenders Harrison 36 lenders Acequia 21 lenders Council 29 lenders Albion 24 lenders Glenns Ferry 33 lenders Roberts 27 lenders Lapwai 19 lenders Soda Springs 18 lenders Arco 21 lenders Tyhee 17 lenders Hansen 18 lenders Hagerman 22 lenders Grand View 23 lenders Hazelton 22 lenders Fairfield 23 lenders New Meadows 27 lenders Craigmont 16 lenders Leadore 20 lenders Carey 17 lenders Dalton Gardens 16 lenders Kamiah 10 lenders Oakley 11 lenders Cottonwood 15 lenders Riggins 14 lenders Fort Hall 14 lenders Midvale 16 lenders Arbon Valley 12 lenders Dubois 5 lenders

Frequently Asked Questions About Mortgage Lenders in Idaho

Who is the largest mortgage lender in Idaho?

By home loans closed in 2025, Idaho Central Credit Union was the largest mortgage lender in Idaho with 4,200 loans, about 10 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Idaho have the highest approval rates?

Among lenders with meaningful volume in Idaho, Freedom Northwest Credit Union approved the highest share of completed applications in 2025 at 100 percent, against a 86.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Idaho mortgage lenders offer FHA, VA and USDA loans?

198 lenders closed FHA loans in Idaho in 2025, led by Premier Mortgage Resources, LLC with 631. 192 lenders closed VA loans, led by United Wholesale Mortgage, and 47 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Idaho lender list?

Yes. 150 banks and 104 credit unions closed home loans in Idaho in 2025, alongside 229 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Idaho ranked on this page?

Lenders are ranked only by the number of home loans they closed in Idaho during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Idaho for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.