Mortgage Lenders and Brokers in Preston, Idaho
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Preston, Idaho mortgage lenders include Cache Valley BankCache Valley Bank484 S 2nd E, Preston, ID 83263A+5.0 ★Texas Ratio: 1.59%, Glacier BankGlacier Bank125 S State St, Preston, ID 83263A+5.0 ★Texas Ratio: 1.87%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.2540 E Sunnyside Rd, Ammon, ID 83406A+5.0 ★Texas Ratio: 3.72%, US Bank, N.A.US Bank, N.A.1 S State St, Preston, ID 83263A+5.0 ★Texas Ratio: 2.85%, Advantage Plus FCUAdvantage Plus FCU311 S Highway 91, Preston, ID 83263A+5.0 ★Texas Ratio: 3.01%, Idaho Central Credit UnionIdaho Central Credit Union246 Idaho St, American Falls, ID 83211 1236A+5.0 ★Texas Ratio: 4.55%, Bank of America NABank of America NA8521 W Franklin Rd, Boise, ID 83709A+5.0 ★Texas Ratio: 4.14%, Westmark Credit UnionWestmark Credit Union575 Jensen Grove Dr, Blackfoot, ID 83221 1682A+5.0 ★Texas Ratio: 3.04%, Keybank National AssociationKeybank National Association15 N Ash St, Blackfoot, ID 83221A+5.0 ★Texas Ratio: 4.81%, and The Bank of CommerceThe Bank of Commerce590 Tyhee Ave, American Falls, ID 83211A5.0 ★Texas Ratio: 6.88%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Preston, Idaho in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Preston are listed first, then lenders elsewhere in Idaho, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Preston, Idaho
Market share is the lender's share of all home loans closed in Preston, Idaho. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Preston 484 S 2nd E, Preston, ID 83263 A+5.0 ★Texas Ratio: 1.59% |
Conventional, USDA | 10 | 3.4% | 100% | $275,000 | View |
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1 office in Preston 125 S State St, Preston, ID 83263 A+5.0 ★Texas Ratio: 1.87% |
Conventional, FHA, HELOC | 6 +17 HELOCs |
2% | 75% | $346,666 | View |
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2540 E Sunnyside Rd, Ammon, ID 83406 A+5.0 ★Texas Ratio: 3.72% |
Conventional, FHA, Jumbo, HELOC | 5 +2 HELOCs |
1.7% | 100% | $563,000 | View |
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1 S State St, Preston, ID 83263 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +4 HELOCs |
1% | 100% | $258,333 | View |
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311 S Highway 91, Preston, ID 83263 A+5.0 ★Texas Ratio: 3.01% |
Conventional | 3 | 1% | 60% | $218,333 | View |
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★ 5 stars, 1 review 246 Idaho St, American Falls, ID 83211 1236 A+5.0 ★Texas Ratio: 4.55% |
Conventional, HELOC | 2 +3 HELOCs |
0.7% | 100% | $410,000 | View |
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8521 W Franklin Rd, Boise, ID 83709 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $155,000 | View |
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575 Jensen Grove Dr, Blackfoot, ID 83221 1682 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $255,000 | View |
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15 N Ash St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
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590 Tyhee Ave, American Falls, ID 83211 A5.0 ★Texas Ratio: 6.88% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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200 W Market St, Albion, ID 83311 A+5.0 ★Texas Ratio: 1.13% |
FHA | 1 | 0.3% | 100% | $425,000 | View |
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249 N 9th St, Boise, ID 83702 5710 A5.0 ★Texas Ratio: 11.80% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Premier Mortgage Resources, LLC
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Conventional | 2 | 0.7% | 100% | $255,000 | |
First Federal Savings Bank
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Conventional | 1 | 0.3% | 100% | $65,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA, HELOC | 39 +3 HELOCs |
13.1% | 92.9% | $317,307 | |
Guild Mortgage Company
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Conventional, FHA, VA | 30 | 10.1% | 96.9% | $251,333 | |
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A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 22 +16 HELOCs |
7.4% | 78.8% | $230,909 | |
Rocket Mortgage
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Conventional | 21 | 7% | 67.7% | $130,238 | |
The Loan Store, Inc
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Conventional, Jumbo, HELOC | 13 +2 HELOCs |
4.4% | 93.3% | $413,461 | |
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A5.0 ★Texas Ratio: 9.78% |
Conventional, FHA, HELOC | 12 +10 HELOCs |
4% | 66.7% | $265,000 | |
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A+5.0 ★Texas Ratio: 0.71% |
Conventional | 11 | 3.7% | 100% | $312,272 | View |
Kind Lending, LLC
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Conventional, FHA | 9 | 3% | 81.8% | $375,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 2% | 77.8% | $233,333 | |
American Financial Network, Inc.
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FHA, VA, USDA | 6 | 2% | 100% | $423,333 | |
Intercap Lending Inc
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Conventional, FHA | 6 | 2% | 100% | $246,666 | |
Union Home Mortgage Corp.
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Conventional, VA | 5 | 1.7% | 100% | $375,000 | |
First Colony Mortgage Corporat
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Conventional, FHA | 5 | 1.7% | 100% | $335,000 | |
Paramount Residential Mortgage
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Conventional | 5 | 1.7% | 100% | $423,000 | |
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A+5.0 ★Texas Ratio: 2.69% |
Conventional, HELOC | 4 +21 HELOCs |
1.3% | 71.4% | $312,500 | |
Newrez LLC
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Conventional, USDA | 4 | 1.3% | 100% | $262,500 | |
loanDepot.com LLC
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Conventional | 4 | 1.3% | 100% | $315,000 | |
Mortgage Research Center
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VA | 4 | 1.3% | 66.7% | $517,500 | |
American Financial Resources LLC
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Conventional, VA, USDA | 3 | 1% | 75% | $351,666 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 1% | 42.9% | $118,333 | |
Provident Funding Associates
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Conventional | 3 | 1% | 100% | $451,666 | |
American Pacific Mortgage Corporation
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Conventional | 3 | 1% | 100% | $278,333 | |
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A+5.0 ★Texas Ratio: 1.39% |
Conventional, FHA | 3 | 1% | 100% | $388,333 | View |
Freedom Mortgage Corporation
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VA | 2 | 0.7% | 100% | $320,000 | |
Canopy Mortgage, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $145,000 | |
Securitynational Mortgage Company
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Conventional, FHA | 2 | 0.7% | 100% | $490,000 | |
Pivot Financial Partners, Inc
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Conventional, FHA | 2 | 0.7% | 100% | $305,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, VA | 2 | 0.7% | 100% | $540,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.7% | 66.7% | $125,000 | |
Lower, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $335,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, USDA | 2 | 0.7% | 100% | $420,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 0.7% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.7% | 50% | $155,000 | View |
Deseret First Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $415,000 | |
Mission Loans, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $115,000 | |
Navy Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $675,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.3% | 50% | $505,000 | |
NOVA Financial & Investment Corporation
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $235,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $125,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 100% | $355,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.3% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
VA | 1 | 0.3% | 100% | $695,000 | View |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
AmWest Funding Corp
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Conventional | 1 | 0.3% | 100% | $125,000 | |
American Financing Corporation
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Conventional | 1 | 0.3% | 40% | $805,000 | |
Weichert Financial Services
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VA | 1 | 0.3% | 100% | $405,000 | |
Spokane Teachers Credit Union
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Utah Power Credit Union
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Conventional | 1 | 0.3% | 100% | $155,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.3% | 100% | $455,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,705,000 | View |
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A5.0 ★Texas Ratio: 6.17% |
Conventional | 1 | 0.3% | 100% | $45,000 | View |
Village Capital & Investment
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FHA | 1 | 0.3% | 100% | $375,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Cmg Mortgage Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Preston Mortgage Rate Trends
Daily average mortgage rates for Idaho compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Preston, Idaho
Looking for mortgage lenders near me or mortgage brokers near me in Preston? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Preston in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Preston, ID
Use these to narrow the list above. Each category shows how many Preston, ID lenders fit and what that kind of lender is usually best for.
Who Lends in Preston, ID
Independent mortgage companies closed 67.4 percent of home loans in Preston, Idaho in 2025, banks 16.4 percent and credit unions 16.1 percent. Premier Mortgage Resources, LLC was the largest mortgage company, Cache Valley Bank the largest bank and Advantage Plus FCU the largest credit union. Among lenders headquartered in Idaho, Advantage Plus FCU led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Idaho. None
More Idaho Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Preston, ID
By home loans closed in 2025, Cache Valley Bank was the largest mortgage lender in Preston, Idaho with 10 loans, about 3.4 percent of the market. The largest lender headquartered in Idaho was Advantage Plus FCU with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Preston, Idaho in 2025, led by United Wholesale Mortgage with 11. 12 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 11 credit unions closed home loans in Preston, Idaho in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Preston, Idaho during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Preston, Idaho for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Preston. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
