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Mortgage Lenders and Brokers in Caldwell, Idaho

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Caldwell, Idaho mortgage lenders include US Bank, N.A.US Bank, N.A.607 Cleveland Blvd, Caldwell, ID 83605A+5.0 ★Texas Ratio: 2.85%, D. L. Evans BankD. L. Evans Bank919 Blaine St, Caldwell, ID 83605A+5.0 ★Texas Ratio: 1.13%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1018 Blaine St, Caldwell, ID 83605A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA5218 Cleveland Blvd, Caldwell, ID 83607A+5.0 ★Texas Ratio: 5.36%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.509 S Kimball Ave, Caldwell, ID 83605A+5.0 ★Texas Ratio: 3.72%, Keybank National AssociationKeybank National Association309 S 9th Ave, Caldwell, ID 83605A+5.0 ★Texas Ratio: 4.81%, First Interstate BankFirst Interstate Bank620 S Kimball Ave, Caldwell, ID 83605A+5.0 ★Texas Ratio: 4.72%, Columbia BankColumbia Bank506 S 10th Avenue, Caldwell, ID 83605A+5.0 ★Texas Ratio: 2.28%, Idaho Central Credit UnionIdaho Central Credit Union4821 Cleveland Blvd, Caldwell, ID 83605A+5.0 ★Texas Ratio: 4.55%, and Westmark Credit UnionWestmark Credit Union575 Jensen Grove Dr, Blackfoot, ID 83221 1682A+5.0 ★Texas Ratio: 3.04%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Caldwell, Idaho in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Caldwell are listed first, then lenders elsewhere in Idaho, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Caldwell, Idaho

Market share is the lender's share of all home loans closed in Caldwell, Idaho. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 1 office in Caldwell 607 Cleveland Blvd, Caldwell, ID 83605 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, Jumbo, HELOC	34 +16 HELOCs	1.3%	85%	$289,411	View
D. L. Evans Bank 1 office in Caldwell 919 Blaine St, Caldwell, ID 83605 A+5.0 ★Texas Ratio: 1.13%	Conventional	13	0.5%	68.4%	$219,615	View
JPMorgan Chase Bank, NA 1 office in Caldwell 1018 Blaine St, Caldwell, ID 83605 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, HELOC	9 +4 HELOCs	0.3%	75%	$321,666	View
Wells Fargo Bank NA 1 office in Caldwell 5218 Cleveland Blvd, Caldwell, ID 83607 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	8	0.3%	80%	$241,250	View
Zions Bancorporation, N.A. 1 office in Caldwell 509 S Kimball Ave, Caldwell, ID 83605 A+5.0 ★Texas Ratio: 3.72%	Conventional, FHA, HELOC	6 +4 HELOCs	0.2%	64.3%	$358,333	View
Keybank National Association 1 office in Caldwell 309 S 9th Ave, Caldwell, ID 83605 A+5.0 ★Texas Ratio: 4.81%	Conventional, HELOC	2 +1 HELOCs	0.1%	50%	$155,000	View
First Interstate Bank ★ 1 stars, 1 review 1 office in Caldwell 620 S Kimball Ave, Caldwell, ID 83605 A+5.0 ★Texas Ratio: 4.72%	HELOC	0 +14 HELOCs	0%	n/a		View
Columbia Bank 1 office in Caldwell 506 S 10th Avenue, Caldwell, ID 83605 A+5.0 ★Texas Ratio: 2.28%	HELOC	0 +3 HELOCs	0%	n/a		View
Idaho Central Credit Union ★ 5 stars, 1 review 4821 Cleveland Blvd, Caldwell, ID 83605 A+5.0 ★Texas Ratio: 4.55%	Conventional, FHA, VA, Jumbo, HELOC	148 +205 HELOCs	5.7%	92.9%	$297,972	View
Westmark Credit Union 575 Jensen Grove Dr, Blackfoot, ID 83221 1682 A+5.0 ★Texas Ratio: 3.04%	Conventional, FHA, HELOC	13 +17 HELOCs	0.5%	72.7%	$113,461	View
Glacier Bank 2797 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 1.87%	Conventional, VA, HELOC	7 +7 HELOCs	0.3%	87.5%	$316,428	View
Pioneer Federal Credit Union 608 E Ustick Rd, Caldwell, ID 83605 A5.0 ★Texas Ratio: 7.01%	Conventional, HELOC	6 +22 HELOCs	0.2%	100%	$225,000	View
Banner Bank 950 W Bannock St, Boise, ID 83702 A+5.0 ★Texas Ratio: 2.91%	Conventional, HELOC	2 +2 HELOCs	0.1%	100%	$180,000	View
Connections Credit Union 249 N 9th St, Boise, ID 83702 5710 A5.0 ★Texas Ratio: 11.80%	Conventional	2	0.1%	100%	$220,000	View
BMO Harris Bank NA 9140 W Emerald St, Boise, ID 83704 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	1 +3 HELOCs	0%	100%	$435,000	View
Idaho First Bank 209 N 12th St, Boise, ID 83702 A+5.0 ★Texas Ratio: 0.31%	Conventional	1	0%	100%	$205,000	View
Beehive Federal Credit Union 1650 E Sunnyside Rd, Idaho Falls, ID 83404 A5.0 ★Texas Ratio: 12.87%	Conventional	1	0%	100%	$575,000	View
Frontier Credit Union 3255 E 17th St, Ammon, ID 83406 6718 A+5.0 ★Texas Ratio: 5.41%	Conventional	1	0%	100%	$315,000	View
NBH Bank 802 W Bannock St, Boise, ID 83702 A+5.0 ★Texas Ratio: 2.90%	Conventional	1	0%	100%	$435,000	View
Washington Trust Bank 901 W Bannock St, Boise, ID 83702 A+5.0 ★Texas Ratio: 4.63%	HELOC	0 +4 HELOCs	0%	0%		View
Bank of America NA 8521 W Franklin Rd, Boise, ID 83709 A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +1 HELOCs	0%	n/a		View
Premier Mortgage Resources, LLC	Conventional, FHA, VA, Jumbo	210	8.1%	97.2%	$320,714
Capital Educators Fed CU	Conventional, FHA	28	1.1%	73.7%	$169,285
Bluebird Home Loans LLC	Conventional	5	0.2%	100%	$233,000
First Federal Savings Bank	Conventional, HELOC	3 +1 HELOCs	0.1%	50%	$358,333
Potlatch No 1 Financial Credit U	HELOC	0 +1 HELOCs	0%	0%
Guild Mortgage Company	Conventional, FHA, VA	187	7.2%	98%	$282,807
Rocket Mortgage	Conventional, FHA, VA, Jumbo	171	6.6%	86.3%	$251,959
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	166 +1 HELOCs	6.4%	88.9%	$363,012
loanDepot.com LLC	Conventional, FHA, VA	125	4.8%	92.1%	$267,080
Lennar Mortgage, LLC	Conventional, FHA, VA	113	4.4%	93.4%	$396,504
Toll Brothers Mortgage Company	Conventional, FHA, VA	108	4.2%	92.5%	$401,481
Evergreen Moneysource Mortgage Company	Conventional, FHA, VA, Jumbo	92	3.5%	100%	$275,000
Waterstone Mortgage Corporation	Conventional, FHA, VA	57	2.2%	95.1%	$277,105
American Pacific Mortgage Corporation	Conventional, FHA, VA	56	2.2%	98.2%	$281,785
Kbhs Home Loans, LLC	Conventional, FHA, VA	55	2.1%	88.7%	$305,181
Movement Mortgage, LLC	Conventional, FHA, VA, HELOC	48 +9 HELOCs	1.9%	91.9%	$279,166
Synergy One Lending, Inc.	Conventional, FHA, VA	45	1.7%	97.8%	$301,222
Fairway Independent Mort Corp	Conventional, FHA, VA	45	1.7%	97.8%	$299,222
Right Start Mortgage, Inc	Conventional, FHA, VA	41	1.6%	95.3%	$256,707
Clm Mortgage, Inc	Conventional, FHA, VA	39	1.5%	100%	$353,461
Mountain America Federal Credit Union A5.0 ★Texas Ratio: 9.78%	Conventional, FHA, HELOC	37 +15 HELOCs	1.4%	72.5%	$220,945
Mortgage Research Center	VA	35	1.3%	69.2%	$397,857
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo	34	1.3%	97.1%	$369,411
Kind Lending, LLC	Conventional, FHA, VA	33	1.3%	91.7%	$364,696
Pennymac Loan Services LLC	Conventional, FHA, VA	31	1.2%	76.7%	$318,548
Freedom Mortgage Corporation	Conventional, FHA, VA	30	1.2%	91.9%	$363,000
Guaranteed Rate, Inc.	Conventional, FHA, VA	29	1.1%	100%	$305,344
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	Conventional, FHA, VA	25	1%	100%	$357,400	View
New American Funding, LLC.	Conventional, FHA, VA, HELOC	24 +1 HELOCs	0.9%	92.3%	$323,750
JMJ Financial Group Inc.	Conventional, FHA, VA	22	0.8%	95.7%	$331,363
Churchill Mortgage Corporation	Conventional, FHA, VA	20	0.8%	100%	$283,500
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA, VA	18	0.7%	100%	$394,444	View
Willamette Valley Bank A+5.0 ★Texas Ratio: 0.89%	Conventional, FHA, VA	18	0.7%	90%	$316,111	View
The Loan Store, Inc	Conventional, FHA, VA, HELOC	17 +2 HELOCs	0.7%	100%	$342,058
Envoy Mortgage, Ltd	Conventional, FHA	16	0.6%	100%	$384,375
Spring Eq, LLC	Conventional, HELOC	15 +3 HELOCs	0.6%	76.2%	$89,666
Intercap Lending Inc	Conventional, FHA	15	0.6%	100%	$290,333
Cmg Mortgage Inc	Conventional, FHA, USDA, HELOC	14 +1 HELOCs	0.5%	93.3%	$302,142
My Move Mortgage, LLC	Conventional, FHA	13	0.5%	100%	$218,076
Nationstar Mortgage	Conventional, VA	12	0.5%	85.7%	$128,333
First Colony Mortgage Corporat	Conventional, FHA	11	0.4%	86.7%	$363,181
Goodleap, LLC	Conventional, FHA, VA, HELOC	10 +2 HELOCs	0.4%	100%	$158,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	10	0.4%	62.5%	$297,000
Newrez LLC	Conventional, VA	10	0.4%	50%	$309,000
Union Home Mortgage Corp.	Conventional, FHA, VA	9	0.3%	100%	$296,111
Primelending	Conventional, FHA, VA	8	0.3%	100%	$296,250
Triad Financial Services, Inc.	Conventional	8	0.3%	71.4%	$87,500
Securitynational Mortgage Company	Conventional, FHA, VA	8	0.3%	100%	$256,250
Planet Home Lending, LLC	Conventional, FHA, VA	8	0.3%	88.9%	$288,750
Ark-La-Tex Financial Services LLC	Conventional, FHA	7	0.3%	100%	$305,000
Primary Residential Mortgage, INC.	Conventional, FHA, VA	6	0.2%	75%	$326,666
Amerisave Mortgage Company	Conventional	6	0.2%	28.6%	$50,000
Das Acquisition Company, LLC	Conventional, FHA	6	0.2%	100%	$376,666
Summit Funding.Inc	Conventional, FHA, VA	6	0.2%	100%	$255,000
Navy Federal Credit Union	Conventional, VA	6	0.2%	75%	$316,666
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	6	0.2%	100%	$440,000	View
America First Federal Credit Union A5.0 ★Texas Ratio: 8.33%	Conventional, HELOC	5 +8 HELOCs	0.2%	71.4%	$51,000
Castle & Cooke Mortgage, LLC	Conventional, FHA, VA	5	0.2%	100%	$281,000
Mason-McDuffie Mortgage Corporation	Conventional, FHA	5	0.2%	100%	$395,000
Village Capital & Investment	FHA, VA	5	0.2%	70%	$373,000
Bay Equity LLC	Conventional, FHA	4	0.2%	100%	$310,000
Mutual of Omaha Mortgage	Conventional, FHA, VA	4	0.2%	80%	$290,000
Texana Bank	Conventional, FHA	4	0.2%	100%	$397,500
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	4	0.2%	100%	$342,500
Sage Home Loans Corporation	Conventional	3	0.1%	100%	$388,333
All Credit Considered Mortgage, Inc.	Conventional	3	0.1%	100%	$328,333
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, VA	3	0.1%	100%	$428,333	View
Resicentral LLC	Conventional, FHA, VA	3	0.1%	100%	$365,000
HomeXpress Mortgage Corp.	Conventional	3	0.1%	100%	$385,000
Sun West Mortgage Company, Inc	Conventional, VA	3	0.1%	100%	$325,000
New Day Financial, LLC.	VA	3	0.1%	60%	$355,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, VA	3	0.1%	100%	$221,666	View
HomeBridge Financial Services, Inc	FHA, HELOC	2 +1 HELOCs	0.1%	100%	$445,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	2	0.1%	100%	$335,000	View
First Community Mortgage, Inc.	Conventional	2	0.1%	100%	$355,000
American Financial Resources LLC	Conventional, FHA	2	0.1%	100%	$375,000
Equity Prime Mortgage LLC	FHA	2	0.1%	66.7%	$305,000
Plus Relocation Mortgage, LLC	Conventional	2	0.1%	100%	$330,000
Discover Bank	Conventional	2	0.1%	20%	$55,000
Credit Human Federal Credit Un	Conventional	2	0.1%	100%	$80,000
Click n' Close, Inc.	Conventional, FHA	2	0.1%	100%	$185,000
American Financing Corporation	FHA, VA	2	0.1%	37.5%	$265,000
Geneva Financial LLC	FHA, VA	2	0.1%	100%	$415,000
Weichert Financial Services	Conventional	2	0.1%	100%	$280,000
Boeing Employees' Credit Union	Conventional	2	0.1%	100%	$340,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, VA	2	0.1%	100%	$330,000	View
Nations Lending Corporation	Conventional	2	0.1%	66.7%	$175,000
Better Mortgage Corporation	Conventional	2	0.1%	100%	$195,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, FHA	2	0.1%	100%	$300,000	View
Nations Direct Mortgage, LLC	Conventional	2	0.1%	100%	$220,000
1st Security Bank of Washington A+5.0 ★Texas Ratio: 4.31%	FHA, VA	2	0.1%	100%	$475,000	View
Summit Mortgage Corporation	Conventional, FHA	2	0.1%	100%	$405,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	2	0.1%	66.7%	$435,000	View
21St Mortgage	Conventional	2	0.1%	15.4%	$85,000
Paramount Residential Mortgage	Conventional	2	0.1%	100%	$480,000
Vanderbilt Mortgage and Finance, Inc	Conventional	2	0.1%	33.3%	$120,000
Carrington Mortgage Services LLC	Conventional, FHA	2	0.1%	75%	$200,000
Plaza Home Mortgage, Inc	Conventional, FHA	2	0.1%	100%	$230,000
Champions Funding, LLC	Conventional	2	0.1%	100%	$290,000
Alliant Credit Union	Conventional	1	0%	100%	$315,000
Guaranteed Rate Affinity, LLC	Conventional	1	0%	100%	$465,000
Alameda Mortgage Corporation	Conventional	1	0%	100%	$455,000
Residential Wholesale Mortgage	Conventional	1	0%	100%	$185,000
Everett Financial, Inc.	VA, Jumbo	1	0%	100%	$1,295,000
Canopy Mortgage, LLC	FHA	1	0%	100%	$355,000
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0%	100%	$275,000	View
AmeriHome Mortgage Company, LLC	FHA	1	0%	100%	$275,000
PHH Mortgage Corporation	Conventional	1	0%	100%	$175,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0%	100%	$345,000	View
HomeStreet Bank	Conventional	1	0%	100%	$465,000
AdvantageFirst Lending Inc	FHA	1	0%	100%	$365,000
American Financial Network, Inc.	Conventional	1	0%	100%	$365,000
Pinnacle Bank A+5.0 ★Texas Ratio: 3.04%	Conventional	1	0%	100%	$355,000	View
Ocmbc, Inc.	FHA	1	0%	100%	$455,000
Valley West Corporation	Conventional	1	0%	100%	$185,000
Altitude Financial Corporation	Conventional	1	0%	100%	$465,000
Success Mortgage Partners, Inc	Conventional	1	0%	100%	$265,000
Los Angeles Police FCU	Conventional	1	0%	100%	$385,000
Flexpoint, Inc.	FHA	1	0%	100%	$455,000
ClearPath Lending	VA	1	0%	100%	$405,000
Basis Home Loans LLC	Conventional	1	0%	100%	$605,000
SIRVA Mortgage, Inc.	Conventional	1	0%	100%	$435,000
Cardinal Financial Company, Li	FHA	1	0%	50%	$275,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0%	50%	$265,000	View
Belem Servicing, LLC dba Patriot Home Mortgage	Conventional	1	0%	100%	$375,000
Lendsure Mortgage Corp.	Conventional	1	0%	100%	$345,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0%	100%	$355,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0%	100%	$575,000	View
Empeople Credit Union	Conventional	1	0%	100%	$55,000
Goldenwest Federal Credit Union A+5.0 ★Texas Ratio: 2.69%	Conventional	1	0%	100%	$345,000
Rogue Credit Union	Conventional	1	0%	33.3%	$75,000
Firefighters First Federal Credit Union	Conventional	1	0%	100%	$305,000
Ardri LLC	Conventional	1	0%	100%	$305,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0%	100%	$315,000	View
Prosperity Home Mortgage, LLC	Conventional	1	0%	100%	$295,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0%	100%	$405,000	View
Lower, LLC	Conventional	1	0%	50%	$175,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0%	100%	$335,000	View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	VA	1	0%	100%	$275,000	View
Banc One Mortage Corporation	Conventional	1	0%	100%	$285,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0%	100%	$515,000	View
Eagle Bank and Trust Company A+5.0 ★Texas Ratio: 1.39%	Conventional	1	0%	100%	$415,000	View
City National Bank A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	1	0%	100%	$1,185,000	View
First Technology Federal Credit Union	Conventional	1	0%	100%	$245,000
Top Flite Financial, Inc.	FHA	1	0%	100%	$365,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0%	100%	$235,000	View
JMAC Lending, Inc.	FHA	1	0%	100%	$405,000
Figure Lending LLC	HELOC	0 +17 HELOCs	0%	n/a
Horizon Credit Union	HELOC	0 +8 HELOCs	0%	0%
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +5 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Technology Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Gesa Credit Union	HELOC	0 +1 HELOCs	0%	n/a
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +1 HELOCs	0%	0%		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Caldwell Mortgage Rate Trends

Daily average mortgage rates for Idaho compared with the national average, updated every evening.

30-Year Fixed ID Avg

7.436%

▲ 0.114 vs 7 days ago

15-Year Fixed ID Avg

6.928%

▲ 0.048 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Caldwell, Idaho

Looking for mortgage lenders near me or mortgage brokers near me in Caldwell? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Caldwell in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Caldwell, ID

Use these to narrow the list above. Each category shows how many Caldwell, ID lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 108 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 45 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 26 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 80 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 62 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 9 lenders. Loans above the conforming limit for higher priced homes Local lenders based in ID 13 lenders headquartered in Idaho, the closest thing to a mortgage lender near you

Who Lends in Caldwell, ID

Independent mortgage companies closed 80.3 percent of home loans in Caldwell, Idaho in 2025, banks 9.8 percent and credit unions 9.9 percent. Premier Mortgage Resources, LLC was the largest mortgage company, US Bank, N.A. the largest bank and Idaho Central Credit Union the largest credit union. Among lenders headquartered in Idaho, D. L. Evans Bank led with 13 loans.

80.3%

Mortgage companies

9.8%

Banks

9.9%

Credit unions

27%

FHA loans

12%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Idaho. None

More Idaho Mortgage Lender Pages

All Idaho lenders 455 lenders Boise City 228 lenders Meridian 205 lenders Nampa 182 lenders Kuna 147 lenders Idaho Falls 121 lenders Twin Falls 104 lenders Coeur d'Alene 149 lenders Star 134 lenders Pocatello 111 lenders Post Falls 112 lenders Eagle 141 lenders Lewiston 89 lenders

Frequently Asked Questions About Mortgage Lenders in Caldwell, ID

Who is the largest mortgage lender in Caldwell, ID?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Caldwell, Idaho with 34 loans, about 1.3 percent of the market. The largest lender headquartered in Idaho was D. L. Evans Bank with 13 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Caldwell, ID have the highest approval rates?

Among lenders with meaningful volume in Caldwell, Idaho, Evergreen Moneysource Mortgage Company approved the highest share of completed applications in 2025 at 100 percent, against a 89.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Caldwell, ID mortgage lenders offer FHA, VA and USDA loans?

80 lenders closed FHA loans in Caldwell, Idaho in 2025, led by Premier Mortgage Resources, LLC with 96. 62 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Caldwell, ID lender list?

Yes. 45 banks and 26 credit unions closed home loans in Caldwell, Idaho in 2025, alongside 108 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Caldwell, ID ranked on this page?

Lenders are ranked only by the number of home loans they closed in Caldwell, Idaho during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Caldwell, Idaho for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Caldwell. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.