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Mortgage Lenders and Brokers in Coeur d'Alene, Idaho

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Coeur d'Alene, Idaho mortgage lenders include Glacier BankGlacier Bank2797 S 25th E, Ammon, ID 83406A+5.0 ★Texas Ratio: 1.87%, US Bank, N.A.US Bank, N.A.9 S Ash St, Blackfoot, ID 83221A+5.0 ★Texas Ratio: 2.85%, Washington Trust BankWashington Trust Bank901 W Bannock St, Boise, ID 83702A+5.0 ★Texas Ratio: 4.63%, Columbia BankColumbia Bank190 N 8th Street, Boise, ID 83702A+5.0 ★Texas Ratio: 2.28%, Wells Fargo Bank NAWells Fargo Bank NA165 S Main St, Aberdeen, ID 83210A+5.0 ★Texas Ratio: 5.36%, First Interstate BankFirst Interstate Bank8351 W Overland Rd, Boise, ID 83709A+5.0 ★Texas Ratio: 4.72%, Idaho Central Credit UnionIdaho Central Credit Union246 Idaho St, American Falls, ID 83211 1236A+5.0 ★Texas Ratio: 4.55%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1711 S 25th E, Ammon, ID 83406A+5.0 ★Texas Ratio: 3.68%, Freedom Northwest Credit UnionFreedom Northwest Credit Union303 Main Street, Kamiah, ID 83536A+5.0 ★Texas Ratio: 3.79%, and Bank of America NABank of America NA8521 W Franklin Rd, Boise, ID 83709A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Coeur d'Alene, Idaho in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Coeur d'Alene are listed first, then lenders elsewhere in Idaho, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Coeur d'Alene, Idaho

Market share is the lender's share of all home loans closed in Coeur d'Alene, Idaho. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Glacier Bank 2 offices in Coeur d'Alene 2797 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 1.87%	Conventional, FHA, VA, Jumbo, HELOC	70 +35 HELOCs	5.8%	88.6%	$491,428	View
US Bank, N.A. 2 offices in Coeur d'Alene 9 S Ash St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	21 +18 HELOCs	1.8%	84%	$341,666	View
Washington Trust Bank 1 office in Coeur d'Alene 901 W Bannock St, Boise, ID 83702 A+5.0 ★Texas Ratio: 4.63%	Conventional, Jumbo, HELOC	11 +8 HELOCs	0.9%	64.7%	$571,363	View
Columbia Bank 2 offices in Coeur d'Alene 190 N 8th Street, Boise, ID 83702 A+5.0 ★Texas Ratio: 2.28%	Conventional, VA, HELOC	6 +11 HELOCs	0.5%	100%	$378,333	View
Wells Fargo Bank NA 1 office in Coeur d'Alene 165 S Main St, Aberdeen, ID 83210 A+5.0 ★Texas Ratio: 5.36%	Conventional	2	0.2%	50%	$505,000	View
First Interstate Bank ★ 1 stars, 1 review 3 offices in Coeur d'Alene 8351 W Overland Rd, Boise, ID 83709 A+5.0 ★Texas Ratio: 4.72%	Conventional, HELOC	1 +26 HELOCs	0.1%	100%	$805,000	View
Idaho Central Credit Union ★ 5 stars, 1 review 246 Idaho St, American Falls, ID 83211 1236 A+5.0 ★Texas Ratio: 4.55%	Conventional, FHA, VA, Jumbo, HELOC	138 +147 HELOCs	11.5%	94.7%	$465,579	View
JPMorgan Chase Bank, NA 1711 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	20	1.7%	95.8%	$583,000	View
Freedom Northwest Credit Union 303 Main Street, Kamiah, ID 83536 A+5.0 ★Texas Ratio: 3.79%	Conventional	13	1.1%	100%	$283,461	View
Bank of America NA 8521 W Franklin Rd, Boise, ID 83709 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	3 +15 HELOCs	0.3%	100%	$348,333	View
Zions Bancorporation, N.A. 2540 E Sunnyside Rd, Ammon, ID 83406 A+5.0 ★Texas Ratio: 3.72%	Conventional, Jumbo	3	0.3%	100%	$905,000	View
Banner Bank 950 W Bannock St, Boise, ID 83702 A+5.0 ★Texas Ratio: 2.91%	Conventional, HELOC	2 +3 HELOCs	0.2%	100%	$420,000	View
Keybank National Association 15 N Ash St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0.1%	100%	$305,000	View
Premier Mortgage Resources, LLC	Conventional, FHA, VA	23	1.9%	95.8%	$393,260
Potlatch No 1 Financial Credit U	Conventional, HELOC	6 +14 HELOCs	0.5%	85.7%	$276,666
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	102 +2 HELOCs	8.5%	98.1%	$447,156
Rocket Mortgage	Conventional, FHA, VA, Jumbo	84	7%	83.2%	$258,333
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	74 +6 HELOCs	6.2%	96.2%	$475,810
Willamette Valley Bank A+5.0 ★Texas Ratio: 0.89%	Conventional, FHA, VA	45	3.8%	91.8%	$406,555	View
Cmg Mortgage Inc	Conventional, FHA, VA, Jumbo, HELOC	38 +7 HELOCs	3.2%	97.6%	$498,157
Guaranteed Rate, Inc.	Conventional, VA, Jumbo, HELOC	36 +7 HELOCs	3%	85.7%	$541,944
Planet Home Lending, LLC	Conventional, FHA, VA	29	2.4%	93.5%	$391,551
Guild Mortgage Company	Conventional, FHA	28	2.3%	100%	$406,785
Evergreen Moneysource Mortgage Company	Conventional, VA, Jumbo	21	1.8%	100%	$537,857
Spokane Teachers Credit Union	Conventional, HELOC	17 +42 HELOCs	1.4%	65.4%	$349,117
Boeing Employees' Credit Union	Conventional, VA, Jumbo, HELOC	17 +12 HELOCs	1.4%	89.5%	$769,705
Kind Lending, LLC	Conventional, FHA, VA	17	1.4%	77.3%	$421,470
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	16	1.3%	72.7%	$274,375
Lennar Mortgage, LLC	Conventional, FHA, VA	15	1.3%	93.8%	$319,000
The Loan Store, Inc	Conventional, FHA	15	1.3%	100%	$397,000
Paramount Residential Mortgage	Conventional, VA	15	1.3%	100%	$481,666
Summit Funding.Inc	Conventional, FHA, VA, Jumbo	14	1.2%	93.3%	$528,571
Newrez LLC	Conventional, Jumbo	13	1.1%	68.4%	$285,769
Freedom Mortgage Corporation	FHA, VA, Jumbo	11	0.9%	100%	$488,636
Gesa Credit Union	Conventional, Jumbo, HELOC	10 +3 HELOCs	0.8%	90.9%	$871,000
Nfm, Inc	Conventional, FHA, VA	10	0.8%	100%	$400,000
Nationstar Mortgage	Conventional, FHA, VA	10	0.8%	90.9%	$258,000
CrossCountry Mortgage, LLC	Conventional, VA	9	0.8%	100%	$227,222
Navy Federal Credit Union	Conventional, VA, Jumbo, HELOC	8 +3 HELOCs	0.7%	90%	$453,750
Triad Financial Services, Inc.	Conventional	8	0.7%	50%	$90,000
Spring Eq, LLC	Conventional, Jumbo, HELOC	7 +5 HELOCs	0.6%	58.3%	$170,714
Mortgage Research Center	VA	7	0.6%	70%	$510,714
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	7	0.6%	100%	$863,571	View
Toll Brothers Mortgage Company	Conventional, Jumbo	6	0.5%	91.7%	$470,000
Amerisave Mortgage Company	Conventional	6	0.5%	42.9%	$103,333
Fairway Independent Mort Corp	Conventional	6	0.5%	100%	$351,666
American Pacific Mortgage Corporation	Conventional, FHA, VA	5	0.4%	71.4%	$595,000
New American Funding, LLC.	Conventional, FHA	5	0.4%	62.5%	$445,000
Numerica Credit Union A+5.0 ★Texas Ratio: 2.22%	Conventional, Jumbo, HELOC	4 +57 HELOCs	0.3%	57.1%	$990,000	View
Lakeview Loan Servicing, LLC	Conventional, VA	4	0.3%	66.7%	$270,000
Canopy Mortgage, LLC	Conventional, FHA	4	0.3%	100%	$540,000
Ocmbc, Inc.	Conventional, FHA	4	0.3%	66.7%	$365,000
Lendsure Mortgage Corp.	Conventional	4	0.3%	100%	$392,500
Mutual of Omaha Mortgage	Conventional, FHA	4	0.3%	57.1%	$385,000
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	Conventional	4	0.3%	100%	$402,500	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.3%	66.7%	$102,500	View
Tomo Mortgage LLC	Conventional	4	0.3%	100%	$430,000
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	3 +4 HELOCs	0.3%	100%	$798,333	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	3	0.3%	100%	$1,138,333	View
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	3	0.3%	100%	$305,000	View
Union Home Mortgage Corp.	Conventional, FHA	3	0.3%	100%	$391,666
New Day Financial, LLC.	VA	3	0.3%	75%	$365,000
Premier Lending Inc.	Conventional, FHA	3	0.3%	100%	$311,666
Sierra Pacific Mortgage Co. Inc	Conventional	3	0.3%	100%	$388,333
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	3	0.3%	100%	$1,465,000	View
JMAC Lending, Inc.	Conventional, FHA, VA	3	0.3%	100%	$468,333
Mountain America Federal Credit Union A5.0 ★Texas Ratio: 9.78%	Conventional, HELOC	2 +5 HELOCs	0.2%	66.7%	$280,000
Better Mortgage Corporation	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$505,000
Everett Financial, Inc.	Conventional	2	0.2%	100%	$560,000
MortgageOne, Inc	Conventional, FHA	2	0.2%	100%	$395,000
Equity Prime Mortgage LLC	FHA, VA	2	0.2%	66.7%	$425,000
Movement Mortgage, LLC	Conventional	2	0.2%	100%	$705,000
Granite Bank A5.0 ★Texas Ratio: 13.85%	Conventional	2	0.2%	100%	$510,000	View
Mortgage Capital Partners, INC	Conventional	2	0.2%	100%	$485,000
Deephaven Mortgage LLC	Conventional, Jumbo	2	0.2%	100%	$1,420,000
Wallick and Volk, Inc.	Conventional, FHA	2	0.2%	100%	$520,000
American Financial Network, Inc.	Conventional	2	0.2%	100%	$450,000
Discover Bank	Conventional	2	0.2%	22.2%	$80,000
JMJ Financial Group Inc.	Conventional, FHA	2	0.2%	100%	$250,000
Stg Mortgage Inc	Conventional, FHA	2	0.2%	100%	$445,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	2	0.2%	40%	$155,000	View
Churchill Mortgage Corporation	Conventional	2	0.2%	100%	$280,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo	2	0.2%	100%	$1,705,000	View
Firefighters First Federal Credit Union	Conventional, Jumbo	2	0.2%	100%	$925,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	2	0.2%	100%	$500,000	View
Nexera Holding LLC	Conventional	2	0.2%	66.7%	$205,000
Village Capital & Investment	VA	2	0.2%	75%	$405,000
Global Federal Credit Union	FHA, HELOC	1 +1 HELOCs	0.1%	50%	$225,000
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$1,455,000
Wsecu	FHA, HELOC	1 +1 HELOCs	0.1%	100%	$415,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	1	0.1%	100%	$1,765,000	View
Originpoint, LLC	Conventional, Jumbo	1	0.1%	100%	$995,000
Bny Mellon, N.A. A+5.0 ★Texas Ratio: 0.37%	Conventional, Jumbo	1	0.1%	100%	$1,325,000	View
Primelending	Conventional	1	0.1%	100%	$675,000
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$575,000	View
Fundloans Capital	Conventional, Jumbo	1	0.1%	100%	$995,000
NOVA Financial & Investment Corporation	Conventional	1	0.1%	100%	$325,000
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	100%	$205,000	View
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$465,000
Envoy Mortgage, Ltd	Conventional	1	0.1%	100%	$555,000
Watermark Capital, Inc.	Conventional	1	0.1%	100%	$295,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	VA	1	0.1%	100%	$305,000	View
M&T Bank A+5.0 ★Texas Ratio: 4.11%	VA	1	0.1%	100%	$445,000	View
Oaktree Funding Corp	Conventional	1	0.1%	100%	$515,000
Synergy One Lending, Inc.	Conventional	1	0.1%	100%	$105,000
Redwood Residential Acquisition Corporation	Conventional, Jumbo	1	0.1%	100%	$995,000
HomeXpress Mortgage Corp.	Conventional	1	0.1%	100%	$695,000
Nqm Funding, LLC	Conventional	1	0.1%	100%	$375,000
City 1st Mortgage Services, LC	Conventional	1	0.1%	100%	$245,000
Sun West Mortgage Company, Inc	Conventional	1	0.1%	100%	$345,000
Network Funding, L.P.	Conventional	1	0.1%	100%	$405,000
Credit Human Federal Credit Un	Conventional	1	0.1%	50%	$135,000
American Financing Corporation	FHA	1	0.1%	66.7%	$295,000
Basis Home Loans LLC	Conventional	1	0.1%	100%	$645,000
Bay Equity LLC	VA	1	0.1%	100%	$465,000
Highlands Residential Mortgage, Ltd.	Conventional	1	0.1%	100%	$795,000
Ameritrust Mortgage Corporation	Conventional, Jumbo	1	0.1%	100%	$1,035,000
Bokf NA A+5.0 ★Texas Ratio: 1.05%	Conventional, Jumbo	1	0.1%	100%	$2,815,000	View
Mortgage Express	Conventional	1	0.1%	100%	$125,000
Cardinal Financial Company, Li	Conventional	1	0.1%	100%	$205,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$425,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$285,000	View
Waterstone Mortgage Corporation	Conventional	1	0.1%	100%	$525,000
Canopy Federal Credit Union	Conventional	1	0.1%	100%	$465,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0.1%	100%	$175,000	View
Geneva Financial LLC	Conventional	1	0.1%	100%	$465,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	50%	$325,000	View
America First Federal Credit Union A5.0 ★Texas Ratio: 8.33%	Conventional	1	0.1%	100%	$205,000
Mission Loans, LLC	Conventional	1	0.1%	100%	$345,000
Pentagon Federal Credit Union	Conventional	1	0.1%	100%	$505,000
Wings Financial Credit Union	Conventional	1	0.1%	100%	$385,000
Southern Michigan Bank & Trust A5.0 ★Texas Ratio: 8.82%	Conventional	1	0.1%	100%	$535,000	View
Keystone Funding, Inc	Conventional	1	0.1%	100%	$535,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$315,000
Citadel Servicing Corporation	Conventional, Jumbo	1	0.1%	100%	$1,565,000
Nations Direct Mortgage, LLC	Conventional	1	0.1%	100%	$535,000
Agwest Farm Credit, Flca	Conventional, Jumbo	1	0.1%	100%	$855,000
Zillow Home Loans, LLC	Conventional	1	0.1%	100%	$465,000
First Federal Savings Bank A5.0 ★Texas Ratio: 8.80%	Conventional	1	0.1%	100%	$315,000	View
Summit Mortgage Corporation	Conventional	1	0.1%	100%	$505,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.1%	100%	$345,000	View
Toyota Financial Savings Bank	Conventional	1	0.1%	100%	$335,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0.1%	100%	$305,000	View
21St Mortgage	Conventional	1	0.1%	14.3%	$135,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	100%	$615,000	View
Direct Rate Home Loans, Inc	Conventional, Jumbo	1	0.1%	100%	$875,000
Luxury Mortgage Corp.	Conventional, Jumbo	1	0.1%	100%	$2,055,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	1	0.1%	100%	$1,435,000	View
Champions Funding, LLC	Conventional, Jumbo	1	0.1%	100%	$1,185,000
Figure Lending LLC	HELOC	0 +10 HELOCs	0%	n/a
Horizon Credit Union	HELOC	0 +6 HELOCs	0%	50%
Georgia'S Own Credit Union	HELOC	0 +5 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +5 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +4 HELOCs	0%	n/a		View
HomeBridge Financial Services, Inc	HELOC	0 +3 HELOCs	0%	0%
Usalliance Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Spokane Firefighters Credit Un	HELOC	0 +2 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
HomeStreet Bank	HELOC	0 +1 HELOCs	0%	0%
Goldenwest Federal Credit Union A+5.0 ★Texas Ratio: 2.69%	HELOC	0 +1 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Coeur d'Alene Mortgage Rate Trends

Daily average mortgage rates for Idaho compared with the national average, updated every evening.

30-Year Fixed ID Avg

7.436%

▲ 0.114 vs 7 days ago

15-Year Fixed ID Avg

6.928%

▲ 0.048 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Coeur d'Alene, Idaho

Looking for mortgage lenders near me or mortgage brokers near me in Coeur d'Alene? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Coeur d'Alene in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Coeur d'Alene, ID

Use these to narrow the list above. Each category shows how many Coeur d'Alene, ID lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 95 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 43 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 24 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 34 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 35 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 43 lenders. Loans above the conforming limit for higher priced homes Local lenders based in ID 4 lenders headquartered in Idaho, the closest thing to a mortgage lender near you

Who Lends in Coeur d'Alene, ID

Independent mortgage companies closed 61.4 percent of home loans in Coeur d'Alene, Idaho in 2025, banks 19.9 percent and credit unions 18.7 percent. Premier Mortgage Resources, LLC was the largest mortgage company, Glacier Bank the largest bank and Idaho Central Credit Union the largest credit union. Among lenders headquartered in Idaho, Idaho Central Credit Union led with 138 loans.

61.4%

Mortgage companies

19.9%

Banks

18.7%

Credit unions

10%

FHA loans

10%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Idaho. None

More Idaho Mortgage Lender Pages

All Idaho lenders 455 lenders Boise City 228 lenders Meridian 205 lenders Nampa 182 lenders Caldwell 163 lenders Kuna 147 lenders Idaho Falls 121 lenders Twin Falls 104 lenders Star 134 lenders Pocatello 111 lenders Post Falls 112 lenders Eagle 141 lenders Lewiston 89 lenders

Frequently Asked Questions About Mortgage Lenders in Coeur d'Alene, ID

Who is the largest mortgage lender in Coeur d'Alene, ID?

By home loans closed in 2025, Glacier Bank was the largest mortgage lender in Coeur d'Alene, Idaho with 70 loans, about 5.8 percent of the market. The largest lender headquartered in Idaho was Idaho Central Credit Union with 138 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Coeur d'Alene, ID have the highest approval rates?

Among lenders with meaningful volume in Coeur d'Alene, Idaho, loanDepot.com LLC approved the highest share of completed applications in 2025 at 98.1 percent, against a 87.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Coeur d'Alene, ID mortgage lenders offer FHA, VA and USDA loans?

34 lenders closed FHA loans in Coeur d'Alene, Idaho in 2025, led by loanDepot.com LLC with 16. 35 lenders closed VA loans, led by loanDepot.com LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Coeur d'Alene, ID lender list?

Yes. 43 banks and 24 credit unions closed home loans in Coeur d'Alene, Idaho in 2025, alongside 95 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Coeur d'Alene, ID ranked on this page?

Lenders are ranked only by the number of home loans they closed in Coeur d'Alene, Idaho during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Coeur d'Alene, Idaho for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Coeur d'Alene. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.