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Mortgage Lenders and Brokers in Star, Idaho

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Star, Idaho mortgage lenders include US Bank, N.A.US Bank, N.A.120 North Highbrook Way, Star, ID 83669A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11722 W State St, Star, ID 83669A+5.0 ★Texas Ratio: 3.68%, First Interstate BankFirst Interstate Bank90 S Star Rd, Star, ID 83669A+5.0 ★Texas Ratio: 4.72%, Idaho Central Credit UnionIdaho Central Credit Union68 S Pine Lake Ln, Star, ID 83669A+5.0 ★Texas Ratio: 4.55%, D. L. Evans BankD. L. Evans Bank200 W Market St, Albion, ID 83311A+5.0 ★Texas Ratio: 1.13%, Wells Fargo Bank NAWells Fargo Bank NA165 S Main St, Aberdeen, ID 83210A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA8521 W Franklin Rd, Boise, ID 83709A+5.0 ★Texas Ratio: 4.14%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.2540 E Sunnyside Rd, Ammon, ID 83406A+5.0 ★Texas Ratio: 3.72%, Keybank National AssociationKeybank National Association15 N Ash St, Blackfoot, ID 83221A+5.0 ★Texas Ratio: 4.81%, and Westmark Credit UnionWestmark Credit Union575 Jensen Grove Dr, Blackfoot, ID 83221 1682A+5.0 ★Texas Ratio: 3.04%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Star, Idaho in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Star are listed first, then lenders elsewhere in Idaho, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Star, Idaho

Market share is the lender's share of all home loans closed in Star, Idaho. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 1 office in Star 120 North Highbrook Way, Star, ID 83669 A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, Jumbo, HELOC	29 +8 HELOCs	2.4%	93.5%	$460,172	View
JPMorgan Chase Bank, NA 1 office in Star 11722 W State St, Star, ID 83669 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo, HELOC	5 +1 HELOCs	0.4%	83.3%	$675,000	View
First Interstate Bank ★ 1 stars, 1 review 1 office in Star 90 S Star Rd, Star, ID 83669 A+5.0 ★Texas Ratio: 4.72%	Conventional, Jumbo, HELOC	2 +9 HELOCs	0.2%	100%	$845,000	View
Idaho Central Credit Union ★ 5 stars, 1 review 68 S Pine Lake Ln, Star, ID 83669 A+5.0 ★Texas Ratio: 4.55%	Conventional, FHA, VA, Jumbo, HELOC	63 +114 HELOCs	5.3%	96.9%	$510,873	View
D. L. Evans Bank 200 W Market St, Albion, ID 83311 A+5.0 ★Texas Ratio: 1.13%	Conventional, Jumbo	10	0.8%	100%	$459,000	View
Wells Fargo Bank NA 165 S Main St, Aberdeen, ID 83210 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, VA	6	0.5%	100%	$436,666	View
Bank of America NA 8521 W Franklin Rd, Boise, ID 83709 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	2 +6 HELOCs	0.2%	100%	$1,235,000	View
Zions Bancorporation, N.A. 2540 E Sunnyside Rd, Ammon, ID 83406 A+5.0 ★Texas Ratio: 3.72%	Conventional, HELOC	2 +4 HELOCs	0.2%	66.7%	$460,000	View
Keybank National Association 15 N Ash St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 4.81%	Conventional, FHA, HELOC	2 +2 HELOCs	0.2%	33.3%	$550,000	View
Westmark Credit Union 575 Jensen Grove Dr, Blackfoot, ID 83221 1682 A+5.0 ★Texas Ratio: 3.04%	Conventional, HELOC	1 +7 HELOCs	0.1%	100%	$485,000	View
Washington Trust Bank 901 W Bannock St, Boise, ID 83702 A+5.0 ★Texas Ratio: 4.63%	VA, HELOC	1 +3 HELOCs	0.1%	33.3%	$435,000	View
Frontier Credit Union 3255 E 17th St, Ammon, ID 83406 6718 A+5.0 ★Texas Ratio: 5.41%	Conventional	1	0.1%	100%	$95,000	View
The Bank of Commerce 590 Tyhee Ave, American Falls, ID 83211 A5.0 ★Texas Ratio: 6.88%	Conventional	1	0.1%	100%	$225,000	View
BMO Harris Bank NA 9140 W Emerald St, Boise, ID 83704 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo	1	0.1%	100%	$1,055,000	View
Pioneer Federal Credit Union 8100 W Emerald St, Boise, ID 83704 A5.0 ★Texas Ratio: 7.01%	HELOC	0 +4 HELOCs	0%	n/a		View
Connections Credit Union 249 N 9th St, Boise, ID 83702 5710 A5.0 ★Texas Ratio: 11.80%	HELOC	0 +2 HELOCs	0%	n/a		View
Columbia Bank 190 N 8th Street, Boise, ID 83702 A+5.0 ★Texas Ratio: 2.28%	HELOC	0 +1 HELOCs	0%	n/a		View
Banner Bank 950 W Bannock St, Boise, ID 83702 A+5.0 ★Texas Ratio: 2.91%	HELOC	0 +1 HELOCs	0%	n/a		View
Beehive Federal Credit Union 1650 E Sunnyside Rd, Idaho Falls, ID 83404 A5.0 ★Texas Ratio: 12.87%	HELOC	0 +1 HELOCs	0%	n/a		View
Washington Federal 280 W Judicial St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 4.48%	HELOC	0 +1 HELOCs	0%	n/a		View
Premier Mortgage Resources, LLC	Conventional, FHA, VA	39	3.3%	95.1%	$396,282
Capital Educators Fed CU	Conventional	6	0.5%	77.8%	$95,000
First Federal Savings Bank	Conventional, HELOC	5 +1 HELOCs	0.4%	71.4%	$303,000
Bluebird Home Loans LLC	Conventional	2	0.2%	66.7%	$425,000
Potlatch No 1 Financial Credit U	Conventional	2	0.2%	100%	$505,000
Toll Brothers Mortgage Company	Conventional, FHA, VA	218	18.4%	95%	$402,752
Homeamerican Mortgage Corporation	Conventional, FHA, VA	79	6.7%	90%	$404,113
Rocket Mortgage	Conventional, FHA, VA, Jumbo	75	6.3%	81.1%	$379,133
United Wholesale Mortgage	Conventional, FHA, VA, USDA, Jumbo, HELOC	71 +2 HELOCs	6%	96%	$481,056
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	48	4.1%	98%	$426,250
Cmg Mortgage Inc	Conventional, FHA, VA, Jumbo, HELOC	30 +1 HELOCs	2.5%	96.9%	$526,666
The Loan Store, Inc	Conventional, VA	25	2.1%	100%	$427,400
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	25	2.1%	100%	$382,200
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	24	2%	85.7%	$425,416
Kind Lending, LLC	Conventional, FHA, VA, Jumbo	23	1.9%	82.8%	$510,217
Clm Mortgage, Inc	Conventional, FHA, VA	22	1.9%	100%	$426,818
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	21 +3 HELOCs	1.8%	84%	$470,238
American Pacific Mortgage Corporation	Conventional, FHA, VA, Jumbo	21	1.8%	95.5%	$501,190
Guaranteed Rate, Inc.	Conventional, FHA, Jumbo, HELOC	17 +1 HELOCs	1.4%	100%	$509,117
Movement Mortgage, LLC	Conventional, FHA, VA, HELOC	16 +2 HELOCs	1.4%	94.7%	$438,750
Nationstar Mortgage	Conventional	16	1.4%	94.4%	$164,375
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	15 +1 HELOCs	1.3%	100%	$510,333
Synergy One Lending, Inc.	Conventional, FHA, VA, Jumbo	14	1.2%	93.3%	$536,428
JMJ Financial Group Inc.	Conventional, FHA, VA, Jumbo	14	1.2%	100%	$470,000
Mortgage Research Center	VA, Jumbo	13	1.1%	92.9%	$662,692
Newrez LLC	Conventional, FHA, VA, Jumbo	10	0.8%	73.3%	$584,000
Waterstone Mortgage Corporation	Conventional, FHA	9	0.8%	100%	$286,111
Evergreen Moneysource Mortgage Company	Conventional, FHA, VA	8	0.7%	100%	$421,250
Mountain America Federal Credit Union A5.0 ★Texas Ratio: 9.78%	Conventional, HELOC	7 +4 HELOCs	0.6%	53.8%	$125,000
Freedom Mortgage Corporation	Conventional, FHA, VA	7	0.6%	100%	$389,285
New American Funding, LLC.	Conventional, Jumbo, HELOC	6 +1 HELOCs	0.5%	75%	$703,333
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA, VA	6	0.5%	100%	$406,666	View
Envoy Mortgage, Ltd	Conventional, VA	5	0.4%	100%	$401,000
First Colony Mortgage Corporat	Conventional, VA, Jumbo	5	0.4%	100%	$715,000
America First Federal Credit Union A5.0 ★Texas Ratio: 8.33%	Conventional, HELOC	4 +3 HELOCs	0.3%	83.3%	$190,000
Navy Federal Credit Union	Conventional, VA, HELOC	4 +3 HELOCs	0.3%	80%	$470,000
Primelending	Conventional	4	0.3%	100%	$407,500
RANLife, Inc.	Conventional, USDA, Jumbo	4	0.3%	100%	$1,010,000
American Financing Corporation	Conventional, FHA	4	0.3%	100%	$280,000
Union Home Mortgage Corp.	Conventional	4	0.3%	100%	$495,000
Churchill Mortgage Corporation	Conventional, FHA, VA, Jumbo	4	0.3%	100%	$605,000
Summit Funding.Inc	Conventional, FHA	4	0.3%	100%	$525,000
1st Security Bank of Washington A+5.0 ★Texas Ratio: 4.31%	Conventional, FHA, Jumbo	4	0.3%	100%	$557,500	View
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	Conventional, FHA, VA	4	0.3%	100%	$400,000	View
Lower, LLC	Conventional	4	0.3%	100%	$360,000
American Neighborhood Mortgage Acceptance Company	Conventional	4	0.3%	100%	$355,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	3	0.3%	100%	$255,000	View
Cornerstone First Mortgage, LLC	Conventional, VA, Jumbo	3	0.3%	100%	$951,666
Lakeview Loan Servicing, LLC	Conventional, VA	3	0.3%	50%	$285,000
Amerisave Mortgage Company	Conventional	3	0.3%	42.9%	$98,333
HomeXpress Mortgage Corp.	Conventional	3	0.3%	75%	$431,666
Lennar Mortgage, LLC	Conventional, VA	3	0.3%	100%	$398,333
Willamette Valley Bank A+5.0 ★Texas Ratio: 0.89%	Conventional, FHA	3	0.3%	75%	$365,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.3%	100%	$191,666	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	3	0.3%	100%	$348,333	View
Mason-McDuffie Mortgage Corporation	Conventional	3	0.3%	100%	$441,666
Ark-La-Tex Financial Services LLC	Conventional, VA	3	0.3%	100%	$565,000
First Technology Federal Credit Union	Conventional, Jumbo, HELOC	2 +3 HELOCs	0.2%	100%	$685,000
Everett Financial, Inc.	Conventional	2	0.2%	100%	$410,000
Nbkc Bank	Conventional, VA	2	0.2%	100%	$440,000
American Heritage Lending, LLC	Conventional, Jumbo	2	0.2%	100%	$970,000
Planet Home Lending, LLC	Conventional	2	0.2%	100%	$555,000
Lendsure Mortgage Corp.	Conventional	2	0.2%	100%	$365,000
Sierra Pacific Mortgage Co. Inc	Conventional, USDA	2	0.2%	100%	$435,000
Mutual of Omaha Mortgage	Conventional, VA, Jumbo	2	0.2%	66.7%	$920,000
Paramount Residential Mortgage	Conventional	2	0.2%	100%	$330,000
Champions Funding, LLC	Conventional	2	0.2%	100%	$330,000
Cake Mortgage Corp.	Conventional	2	0.2%	100%	$390,000
Firefighters First Federal Credit Union	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$145,000
Better Mortgage Corporation	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$305,000
ML Mortgage Corp.	Conventional	1	0.1%	100%	$595,000
Alliant Credit Union	Conventional	1	0.1%	100%	$765,000
Originpoint, LLC	VA	1	0.1%	50%	$115,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$525,000	View
First Community Mortgage, Inc.	Conventional	1	0.1%	100%	$395,000
Residential Wholesale Mortgage	Conventional, Jumbo	1	0.1%	100%	$935,000
Primary Residential Mortgage, INC.	Conventional	1	0.1%	100%	$785,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$525,000	View
Canopy Mortgage, LLC	Conventional	1	0.1%	100%	$805,000
Farmers Insurance Federal Credit Union	Conventional	1	0.1%	100%	$315,000
NOVA Financial & Investment Corporation	Conventional	1	0.1%	50%	$675,000
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	FHA	1	0.1%	100%	$365,000	View
Watermark Capital, Inc.	Conventional	1	0.1%	100%	$175,000
Golden Empire Mortgage, Inc.	Conventional	1	0.1%	100%	$755,000
AmeriHome Mortgage Company, LLC	Conventional	1	0.1%	100%	$635,000
Deephaven Mortgage LLC	Conventional	1	0.1%	50%	$225,000
Oaktree Funding Corp	Conventional, Jumbo	1	0.1%	100%	$485,000
AmWest Funding Corp	Conventional	1	0.1%	100%	$745,000
Nqm Funding, LLC	Conventional	1	0.1%	100%	$475,000
Royal Pacific Funding	Conventional	1	0.1%	100%	$395,000
Intercap Lending Inc	Conventional	1	0.1%	100%	$225,000
Hightechlending, Inc	VA	1	0.1%	100%	$535,000
Mortgage Express	Conventional	1	0.1%	50%	$585,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	1	0.1%	100%	$155,000	View
Axos Bank A+5.0 ★Texas Ratio: 3.94%	Conventional, Jumbo	1	0.1%	100%	$855,000	View
Boeing Employees' Credit Union	Conventional	1	0.1%	50%	$755,000
Mortgage Management Consultants, Inc.	Conventional	1	0.1%	100%	$705,000
Provident Funding Associates	Conventional	1	0.1%	100%	$415,000
Castle & Cooke Mortgage, LLC	Conventional	1	0.1%	100%	$85,000
Geneva Financial LLC	Conventional, Jumbo	1	0.1%	100%	$995,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	50%	$805,000	View
Midwest Bankcentre A+5.0 ★Texas Ratio: 5.66%	Conventional	1	0.1%	100%	$125,000	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	1	0.1%	100%	$1,245,000	View
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$505,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.1%	100%	$655,000	View
Nations Direct Mortgage, LLC	VA	1	0.1%	100%	$405,000
Summit Mortgage Corporation	Conventional	1	0.1%	100%	$395,000
Right Start Mortgage, Inc	Conventional	1	0.1%	100%	$345,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	VA	1	0.1%	100%	$535,000	View
Nuvision Federal Credit Union	Conventional, Jumbo	1	0.1%	100%	$1,135,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	1	0.1%	100%	$875,000	View
City National Bank A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	1	0.1%	100%	$925,000	View
Nexera Holding LLC	Conventional	1	0.1%	100%	$455,000
Texana Bank	Conventional	1	0.1%	100%	$385,000
Umb Bank NA A+5.0 ★Texas Ratio: 1.78%	Conventional	1	0.1%	100%	$255,000	View
Plaza Home Mortgage, Inc	Conventional, Jumbo	1	0.1%	100%	$885,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	1	0.1%	100%	$1,025,000	View
Star One Credit Union A5.0 ★Texas Ratio: 10.59%	Conventional	1	0.1%	100%	$555,000	View
F&A Federal Credit Union A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$305,000	View
JMAC Lending, Inc.	Conventional	1	0.1%	100%	$305,000
Figure Lending LLC	HELOC	0 +8 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Spring Eq, LLC	HELOC	0 +4 HELOCs	0%	0%
Georgia'S Own Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Horizon Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Goldenwest Federal Credit Union A+5.0 ★Texas Ratio: 2.69%	HELOC	0 +2 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +2 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	n/a
Signature Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Kinecta Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Technology Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Wings Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Gesa Credit Union	HELOC	0 +1 HELOCs	0%	n/a
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Star Mortgage Rate Trends

Daily average mortgage rates for Idaho compared with the national average, updated every evening.

30-Year Fixed ID Avg

7.436%

▲ 0.114 vs 7 days ago

15-Year Fixed ID Avg

6.928%

▲ 0.048 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Star, Idaho

Looking for mortgage lenders near me or mortgage brokers near me in Star? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Star in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Star, ID

Use these to narrow the list above. Each category shows how many Star, ID lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 87 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 39 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 29 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 33 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 43 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 3 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 41 lenders. Loans above the conforming limit for higher priced homes Local lenders based in ID 13 lenders headquartered in Idaho, the closest thing to a mortgage lender near you

Who Lends in Star, ID

Independent mortgage companies closed 81.9 percent of home loans in Star, Idaho in 2025, banks 9.9 percent and credit unions 8.2 percent. Premier Mortgage Resources, LLC was the largest mortgage company, US Bank, N.A. the largest bank and Idaho Central Credit Union the largest credit union. Among lenders headquartered in Idaho, Idaho Central Credit Union led with 63 loans.

81.9%

Mortgage companies

9.9%

Banks

8.2%

Credit unions

FHA loans

12%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Idaho. None

More Idaho Mortgage Lender Pages

All Idaho lenders 455 lenders Boise City 228 lenders Meridian 205 lenders Nampa 182 lenders Caldwell 163 lenders Kuna 147 lenders Idaho Falls 121 lenders Twin Falls 104 lenders Coeur d'Alene 149 lenders Pocatello 111 lenders Post Falls 112 lenders Eagle 141 lenders Lewiston 89 lenders

Frequently Asked Questions About Mortgage Lenders in Star, ID

Who is the largest mortgage lender in Star, ID?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Star, Idaho with 29 loans, about 2.4 percent of the market. The largest lender headquartered in Idaho was Idaho Central Credit Union with 63 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Star, ID have the highest approval rates?

Among lenders with meaningful volume in Star, Idaho, Idaho Central Credit Union approved the highest share of completed applications in 2025 at 96.9 percent, against a 91.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Star, ID mortgage lenders offer FHA, VA and USDA loans?

33 lenders closed FHA loans in Star, Idaho in 2025, led by Homeamerican Mortgage Corporation with 17. 43 lenders closed VA loans, led by Toll Brothers Mortgage Company, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Star, ID lender list?

Yes. 39 banks and 29 credit unions closed home loans in Star, Idaho in 2025, alongside 87 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Star, ID ranked on this page?

Lenders are ranked only by the number of home loans they closed in Star, Idaho during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Star, Idaho for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Star. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.