Mortgage Lenders and Brokers in Idaho Falls, Idaho
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Idaho Falls, Idaho mortgage lenders include Westmark Credit UnionWestmark Credit Union815 1st St, Idaho Falls, ID 83401 4080A+5.0 ★Texas Ratio: 3.04%, Frontier Credit UnionFrontier Credit Union1170 Science Center Dr, Idaho Falls, ID 83402 1506A+5.0 ★Texas Ratio: 5.41%, Glacier BankGlacier Bank350 Memorial Dr, Idaho Falls, ID 83402A+5.0 ★Texas Ratio: 1.87%, US Bank, N.A.US Bank, N.A.330 Shoup Ave, Idaho Falls, ID 83402A+5.0 ★Texas Ratio: 2.85%, The Bank of CommerceThe Bank of Commerce1455 Northgate Mile, Idaho Falls, ID 83401A5.0 ★Texas Ratio: 6.88%, Keybank National AssociationKeybank National Association2655 E 17th St, Idaho Falls, ID 83406A+5.0 ★Texas Ratio: 4.81%, D. L. Evans BankD. L. Evans Bank888 E 17th St, Idaho Falls, ID 83404A+5.0 ★Texas Ratio: 1.13%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.1235 S Utah Ave, Idaho Falls, ID 83402A+5.0 ★Texas Ratio: 3.72%, Wells Fargo Bank NAWells Fargo Bank NA320 A St, Idaho Falls, ID 83402A+5.0 ★Texas Ratio: 5.36%, and Idaho Central Credit UnionIdaho Central Credit Union3330 S 15th E, Idaho Falls, ID 83404 8321A+5.0 ★Texas Ratio: 4.55%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Idaho Falls, Idaho in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Idaho Falls are listed first, then lenders elsewhere in Idaho, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Idaho Falls, Idaho
Market share is the lender's share of all home loans closed in Idaho Falls, Idaho. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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815 1st St, Idaho Falls, ID 83401 4080 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 68 +77 HELOCs |
4.9% | 93.3% | $174,411 | View |
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1170 Science Center Dr, Idaho Falls, ID 83402 1506 A+5.0 ★Texas Ratio: 5.41% |
Conventional | 31 | 2.2% | 91.2% | $305,322 | View |
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3 offices in Idaho Falls 350 Memorial Dr, Idaho Falls, ID 83402 A+5.0 ★Texas Ratio: 1.87% |
Conventional, FHA, Jumbo, HELOC | 14 +8 HELOCs |
1% | 87.5% | $478,571 | View |
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1 office in Idaho Falls 330 Shoup Ave, Idaho Falls, ID 83402 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, Jumbo, HELOC | 13 +6 HELOCs |
0.9% | 82.4% | $257,307 | View |
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3 offices in Idaho Falls 1455 Northgate Mile, Idaho Falls, ID 83401 A5.0 ★Texas Ratio: 6.88% |
Conventional | 9 | 0.6% | 100% | $451,666 | View |
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2 offices in Idaho Falls 2655 E 17th St, Idaho Falls, ID 83406 A+5.0 ★Texas Ratio: 4.81% |
Conventional, VA, HELOC | 8 +1 HELOCs |
0.6% | 80% | $177,500 | View |
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1 office in Idaho Falls 888 E 17th St, Idaho Falls, ID 83404 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 8 | 0.6% | 100% | $193,750 | View |
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1 office in Idaho Falls 1235 S Utah Ave, Idaho Falls, ID 83402 A+5.0 ★Texas Ratio: 3.72% |
Conventional, FHA, HELOC | 6 +7 HELOCs |
0.4% | 76.9% | $176,666 | View |
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2 offices in Idaho Falls 320 A St, Idaho Falls, ID 83402 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 0.3% | 80% | $290,000 | View |
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★ 5 stars, 1 review 3330 S 15th E, Idaho Falls, ID 83404 8321 A+5.0 ★Texas Ratio: 4.55% |
Conventional, FHA, VA, Jumbo, HELOC | 145 +177 HELOCs |
10.4% | 93.8% | $308,793 | View |
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1650 E Sunnyside Rd, Idaho Falls, ID 83404 A5.0 ★Texas Ratio: 12.87% |
Conventional, HELOC | 12 +15 HELOCs |
0.9% | 70.6% | $211,666 | View |
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2265 E 25th ST, Idaho Falls, ID 83404 7543 A5.0 ★Texas Ratio: 11.80% |
Conventional, HELOC | 5 +6 HELOCs |
0.4% | 100% | $171,000 | View |
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1711 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, VA | 5 | 0.4% | 100% | $303,000 | View |
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8521 W Franklin Rd, Boise, ID 83709 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.1% | 100% | $235,000 | View |
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465 Hillcrest Ave, American Falls, ID 83211 A+5.0 ★Texas Ratio: 3.01% |
Conventional | 2 | 0.1% | 100% | $160,000 | View |
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2255 E Sunnyside Rd, Idaho Falls, ID 83404 A5.0 ★Texas Ratio: 12.24% |
Conventional | 2 | 0.1% | 75% | $235,000 | View |
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190 N 8th Street, Boise, ID 83702 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 1 | 0.1% | 100% | $335,000 | View |
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303 Main Street, Kamiah, ID 83536 A+5.0 ★Texas Ratio: 3.79% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
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802 W Bannock St, Boise, ID 83702 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0.1% | 100% | $485,000 | View |
Premier Mortgage Resources, LLC
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Conventional, FHA | 28 | 2% | 100% | $257,857 | |
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A+5.0 ★Texas Ratio: 1.39% |
Conventional, FHA, VA | 133 | 9.6% | 98.5% | $294,172 | View |
Rocket Mortgage
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Conventional, FHA, VA | 101 | 7.3% | 84% | $231,336 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 79 +3 HELOCs |
5.7% | 84.5% | $330,822 | |
Canopy Mortgage, LLC
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Conventional, FHA, VA | 75 | 5.4% | 94.9% | $235,000 | |
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A5.0 ★Texas Ratio: 9.78% |
Conventional, FHA, VA, HELOC | 51 +43 HELOCs |
3.7% | 64.2% | $163,823 | |
Belem Servicing, LLC dba Patriot Home Mortgage
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Conventional, FHA, VA | 48 | 3.5% | 98.1% | $232,083 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA | 47 | 3.4% | 100% | $272,234 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 32 | 2.3% | 78% | $192,500 | |
Synergy One Lending, Inc.
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Conventional, FHA, VA | 26 | 1.9% | 86.7% | $255,769 | |
Summit Funding.Inc
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Conventional, FHA, VA | 25 | 1.8% | 92.6% | $262,200 | |
Veritas Funding, LLC
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Conventional, FHA, VA | 24 | 1.7% | 92.6% | $351,250 | |
First Colony Mortgage Corporat
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Conventional, FHA, VA | 23 | 1.7% | 100% | $299,347 | |
Kind Lending, LLC
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Conventional, FHA, VA | 19 | 1.4% | 95% | $327,631 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 18 | 1.3% | 87.5% | $316,666 | |
Envoy Mortgage, Ltd
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Conventional, FHA, VA | 18 | 1.3% | 94.7% | $297,777 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 17 | 1.2% | 100% | $278,529 | |
Nationstar Mortgage
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Conventional, VA | 17 | 1.2% | 78.3% | $137,941 | |
Mortgage Research Center
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Conventional, VA | 17 | 1.2% | 73.9% | $340,294 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA | 14 | 1% | 82.4% | $321,428 | View |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 12 +1 HELOCs |
0.9% | 70.6% | $159,166 | |
Spring Eq, LLC
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Conventional, HELOC | 11 +1 HELOCs |
0.8% | 55% | $72,272 | |
Intercap Lending Inc
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Conventional, FHA | 10 | 0.7% | 100% | $421,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional, VA | 9 | 0.6% | 100% | $349,444 | View |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 9 | 0.6% | 100% | $328,333 | |
Triad Financial Services, Inc.
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Conventional | 8 | 0.6% | 86.7% | $76,250 | |
Amerisave Mortgage Company
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Conventional | 8 | 0.6% | 40% | $98,750 | |
Guild Mortgage Company
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Conventional, FHA, VA | 8 | 0.6% | 100% | $302,500 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA, VA | 7 | 0.5% | 100% | $432,142 | View |
Newrez LLC
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Conventional, FHA, VA | 7 | 0.5% | 70% | $309,285 | |
Evergreen Moneysource Mortgage Company
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Conventional, FHA | 7 | 0.5% | 100% | $223,571 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 6 | 0.4% | 43.8% | $193,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 6 | 0.4% | 100% | $320,000 | |
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A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 5 +3 HELOCs |
0.4% | 100% | $39,000 | |
New Day Financial, LLC.
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VA | 5 | 0.4% | 71.4% | $403,000 | |
The Loan Store, Inc
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Conventional, HELOC | 4 +3 HELOCs |
0.3% | 100% | $315,000 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 4 +3 HELOCs |
0.3% | 80% | $317,500 | |
RANLife, Inc.
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Conventional, FHA | 4 | 0.3% | 100% | $240,000 | |
Discover Bank
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Conventional | 4 | 0.3% | 30.8% | $72,500 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 4 | 0.3% | 100% | $372,500 | View |
Planet Home Lending, LLC
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Conventional, FHA | 4 | 0.3% | 100% | $287,500 | |
New American Funding, LLC.
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Conventional, FHA, VA | 4 | 0.3% | 44.4% | $335,000 | |
Lower, LLC
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Conventional, FHA, VA | 4 | 0.3% | 50% | $275,000 | |
Goodleap, LLC
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.2% | 100% | $131,666 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 0.2% | 100% | $301,666 | |
Cmg Mortgage Inc
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Conventional, FHA | 3 | 0.2% | 100% | $415,000 | |
Sun West Mortgage Company, Inc
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VA | 3 | 0.2% | 100% | $328,333 | |
Mortgage Solutions of Colorado
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FHA, VA | 3 | 0.2% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.2% | 100% | $201,666 | View |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 0.2% | 100% | $358,333 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 2 +1 HELOCs |
0.1% | 50% | $240,000 | View |
American Financial Resources LLC
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Conventional | 2 | 0.1% | 100% | $205,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 2 | 0.1% | 100% | $230,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
VA | 2 | 0.1% | 100% | $605,000 | View |
Sage Home Loans Corporation
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Conventional | 2 | 0.1% | 100% | $415,000 | |
Nbkc Bank
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Conventional | 2 | 0.1% | 100% | $360,000 | |
Resicentral LLC
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Conventional, FHA | 2 | 0.1% | 100% | $300,000 | |
Deephaven Mortgage LLC
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Conventional | 2 | 0.1% | 100% | $340,000 | |
AdvantageFirst Lending Inc
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FHA | 2 | 0.1% | 40% | $320,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 2 | 0.1% | 100% | $330,000 | View |
American Financing Corporation
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Conventional, FHA | 2 | 0.1% | 33.3% | $105,000 | |
VanDyk Mortgage Corporation
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Conventional, FHA | 2 | 0.1% | 100% | $295,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.1% | 100% | $160,000 | |
Deseret First Credit Union
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Conventional | 2 | 0.1% | 100% | $185,000 | |
Franklin Loan Corporation
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FHA | 2 | 0.1% | 100% | $330,000 | |
Waterstone Mortgage Corporation
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Conventional, FHA | 2 | 0.1% | 100% | $195,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.1% | 100% | $290,000 | |
Tomo Mortgage LLC
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Conventional | 2 | 0.1% | 100% | $270,000 | |
HomeBridge Financial Services, Inc
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VA, HELOC | 1 +3 HELOCs |
0.1% | 100% | $345,000 | |
Movement Mortgage, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $165,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $305,000 | View |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $265,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 50% | $365,000 | View |
Cadence Bank
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Conventional, Jumbo | 1 | 0.1% | 100% | $885,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $265,000 | |
First Community Mortgage, Inc.
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FHA | 1 | 0.1% | 100% | $325,000 | |
Primelending
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VA | 1 | 0.1% | 100% | $345,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.1% | 100% | $315,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.1% | 100% | $445,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $375,000 | |
Ocmbc, Inc.
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FHA | 1 | 0.1% | 100% | $295,000 | |
Direct Mortgage Corp
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FHA | 1 | 0.1% | 100% | $285,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.1% | 100% | $365,000 | |
Nfm, Inc
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Conventional | 1 | 0.1% | 100% | $185,000 | |
Peoples Mortgage Company
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Conventional | 1 | 0.1% | 100% | $275,000 | |
Generations Home Loans, LLC
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Conventional | 1 | 0.1% | 100% | $575,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.1% | 100% | $745,000 | View |
Megastar Finanacial Corp
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Conventional | 1 | 0.1% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.1% | 100% | $405,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.1% | 100% | $275,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.1% | 100% | $255,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.1% | 100% | $215,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.1% | 50% | $425,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.1% | 100% | $275,000 | |
Gesa Credit Union
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Conventional | 1 | 0.1% | 100% | $695,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.1% | 100% | $505,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.1% | 33.3% | $95,000 | |
First Technology Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $155,000 | |
Village Capital & Investment
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VA | 1 | 0.1% | 66.7% | $555,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.1% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 2.69% |
HELOC | 0 +14 HELOCs |
0% | 0% | ||
Figure Lending LLC
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HELOC | 0 +13 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Idaho Falls Mortgage Rate Trends
Daily average mortgage rates for Idaho compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Idaho Falls, Idaho
Looking for mortgage lenders near me or mortgage brokers near me in Idaho Falls? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Idaho Falls in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Idaho Falls, ID
Use these to narrow the list above. Each category shows how many Idaho Falls, ID lenders fit and what that kind of lender is usually best for.
Who Lends in Idaho Falls, ID
Independent mortgage companies closed 57.8 percent of home loans in Idaho Falls, Idaho in 2025, banks 18.5 percent and credit unions 23.7 percent. Premier Mortgage Resources, LLC was the largest mortgage company, Glacier Bank the largest bank and Westmark Credit Union the largest credit union. Among lenders headquartered in Idaho, Westmark Credit Union led with 68 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Idaho. None
More Idaho Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Idaho Falls, ID
By home loans closed in 2025, Westmark Credit Union was the largest mortgage lender in Idaho Falls, Idaho with 68 loans, about 4.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Idaho Falls, Idaho, Eagle Bank and Trust Company approved the highest share of completed applications in 2025 at 98.5 percent, against a 87 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
56 lenders closed FHA loans in Idaho Falls, Idaho in 2025, led by Eagle Bank and Trust Company with 54. 40 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 18 credit unions closed home loans in Idaho Falls, Idaho in 2025, alongside 77 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Idaho Falls, Idaho during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Idaho Falls, Idaho for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Idaho Falls. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
