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Mortgage Lenders and Brokers in Meridian, Idaho

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Meridian, Idaho mortgage lenders include US Bank, N.A.US Bank, N.A.3475 N Eagle Rd, Meridian, ID 83646A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1850 E Fairview Ave, Meridian, ID 83642A+5.0 ★Texas Ratio: 3.68%, D. L. Evans BankD. L. Evans Bank2560 E Fairview Ave, Meridian, ID 83642A+5.0 ★Texas Ratio: 1.13%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.1767 W Island Green Dr, Meridian, ID 83646A+5.0 ★Texas Ratio: 3.72%, Wells Fargo Bank NAWells Fargo Bank NA210 E Corporate Dr, Meridian, ID 83642A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA6343 N Linder Rd, Meridian, ID 83646A+5.0 ★Texas Ratio: 4.14%, Keybank National AssociationKeybank National Association3055 E Overland Rd, Meridian, ID 83642A+5.0 ★Texas Ratio: 4.81%, Columbia BankColumbia Bank1595 S Eagle Rd, Meridian, ID 83642A+5.0 ★Texas Ratio: 2.28%, Washington Trust BankWashington Trust Bank3251 E Presidential Dr, Meridian, ID 83642A+5.0 ★Texas Ratio: 4.63%, and Glacier BankGlacier Bank2970 E St Lukes St, Meridian, ID 83642A+5.0 ★Texas Ratio: 1.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Meridian, Idaho in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Meridian are listed first, then lenders elsewhere in Idaho, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Meridian, Idaho

Market share is the lender's share of all home loans closed in Meridian, Idaho. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 3 offices in Meridian 3475 N Eagle Rd, Meridian, ID 83646 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	40 +37 HELOCs	1.2%	69%	$348,750	View
JPMorgan Chase Bank, NA 2 offices in Meridian 1850 E Fairview Ave, Meridian, ID 83642 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo, HELOC	29 +2 HELOCs	0.9%	100%	$387,413	View
D. L. Evans Bank 2 offices in Meridian 2560 E Fairview Ave, Meridian, ID 83642 A+5.0 ★Texas Ratio: 1.13%	Conventional, Jumbo	13	0.4%	56.5%	$308,076	View
Zions Bancorporation, N.A. 2 offices in Meridian 1767 W Island Green Dr, Meridian, ID 83646 A+5.0 ★Texas Ratio: 3.72%	Conventional, HELOC	12 +16 HELOCs	0.4%	83.3%	$430,833	View
Wells Fargo Bank NA 1 office in Meridian 210 E Corporate Dr, Meridian, ID 83642 A+5.0 ★Texas Ratio: 5.36%	Conventional	10	0.3%	90.9%	$288,000	View
Bank of America NA 2 offices in Meridian 6343 N Linder Rd, Meridian, ID 83646 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	8 +11 HELOCs	0.2%	100%	$386,250	View
Keybank National Association 3 offices in Meridian 3055 E Overland Rd, Meridian, ID 83642 A+5.0 ★Texas Ratio: 4.81%	Conventional, HELOC	5 +6 HELOCs	0.2%	62.5%	$177,000	View
Columbia Bank 1 office in Meridian 1595 S Eagle Rd, Meridian, ID 83642 A+5.0 ★Texas Ratio: 2.28%	Conventional	5	0.2%	100%	$519,000	View
Washington Trust Bank 1 office in Meridian 3251 E Presidential Dr, Meridian, ID 83642 A+5.0 ★Texas Ratio: 4.63%	Conventional, HELOC	4 +7 HELOCs	0.1%	100%	$387,500	View
Glacier Bank 2 offices in Meridian 2970 E St Lukes St, Meridian, ID 83642 A+5.0 ★Texas Ratio: 1.87%	Conventional, FHA, HELOC	4 +5 HELOCs	0.1%	80%	$437,500	View
BMO Harris Bank NA 1 office in Meridian 1630 S Wells Ave, Meridian, ID 83642 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.1%	50%	$640,000	View
First Interstate Bank ★ 1 stars, 1 review 2 offices in Meridian 3405 E Overland Rd, Meridian, ID 83642 A+5.0 ★Texas Ratio: 4.72%	Conventional, HELOC	1 +15 HELOCs	0%	100%	$315,000	View
Banner Bank 1 office in Meridian 900 E Fairview Ave, Meridian, ID 83642 A+5.0 ★Texas Ratio: 2.91%	HELOC	0 +3 HELOCs	0%	n/a		View
Premier Mortgage Resources, LLC	Conventional, FHA, VA	138	4.2%	99.3%	$393,840
Capital Educators Fed CU	Conventional, FHA	67	2%	86.1%	$178,880
Idaho Central Credit Union ★ 5 stars, 1 review 1615 S Celebration Ave, Meridian, ID 83642 2779 A+5.0 ★Texas Ratio: 4.55%	Conventional, FHA, VA, Jumbo, HELOC	356 +616 HELOCs	10.7%	95.2%	$378,876	View
Westmark Credit Union 1650 S Eagle Rd, Meridian, ID 83642 A+5.0 ★Texas Ratio: 3.04%	Conventional, FHA, HELOC	14 +27 HELOCs	0.4%	87.5%	$95,000	View
Pioneer Federal Credit Union 850 E Fairview Ave, Meridian, ID 83642 A5.0 ★Texas Ratio: 7.01%	Conventional, HELOC	8 +30 HELOCs	0.2%	100%	$428,750	View
Connections Credit Union 780 N Ten Mile RD, Meridian, ID 83642 5476 A5.0 ★Texas Ratio: 11.80%	Conventional, Jumbo, HELOC	5 +1 HELOCs	0.2%	100%	$503,000	View
Frontier Credit Union 2000 S Eagle Rd, Meridian, ID 83642 A+5.0 ★Texas Ratio: 5.41%	Conventional	3	0.1%	100%	$291,666	View
NBH Bank 4250 E Fairview Ave, Meridian, ID 83642 A+5.0 ★Texas Ratio: 2.90%	Conventional, VA	3	0.1%	100%	$425,000	View
Freedom Northwest Credit Union 303 Main Street, Kamiah, ID 83536 A+5.0 ★Texas Ratio: 3.79%	Conventional	1	0%	100%	$325,000	View
Bell Bank 172 S Academy Ave, Eagle, ID 83616 A+5.0 ★Texas Ratio: 3.66%	VA	1	0%	100%	$515,000	View
Beehive Federal Credit Union 5968 N Linder Rd, Meridian, ID 83646 A5.0 ★Texas Ratio: 12.87%	HELOC	0 +3 HELOCs	0%	n/a		View
Bluebird Home Loans LLC	Conventional	13	0.4%	100%	$415,000
First Federal Savings Bank	Conventional, HELOC	9 +7 HELOCs	0.3%	69.2%	$390,555
Potlatch No 1 Financial Credit U	HELOC	0 +3 HELOCs	0%	0%
Rocket Mortgage	Conventional, FHA, VA, Jumbo	315	9.5%	92%	$319,507
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	225 +3 HELOCs	6.8%	95.1%	$463,755
Clm Mortgage, Inc	Conventional, FHA, VA	143	4.3%	98.7%	$368,916
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	140	4.2%	96.6%	$359,285
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo, HELOC	96 +2 HELOCs	2.9%	93.2%	$409,895
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	90	2.7%	93.1%	$316,555
Movement Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	74 +5 HELOCs	2.2%	93.1%	$449,864
American Pacific Mortgage Corporation	Conventional, FHA, VA, Jumbo	63	1.9%	95.5%	$392,936
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	60 +6 HELOCs	1.8%	88.4%	$368,333
Evergreen Moneysource Mortgage Company	Conventional, FHA, VA	56	1.7%	100%	$369,107
Cmg Mortgage Inc	Conventional, FHA, VA, Jumbo, HELOC	49 +6 HELOCs	1.5%	100%	$487,653
Lennar Mortgage, LLC	Conventional, FHA, VA	49	1.5%	94.2%	$426,020
Waterstone Mortgage Corporation	Conventional, FHA, VA, Jumbo	48	1.4%	96%	$414,791
Kind Lending, LLC	Conventional, FHA, VA, HELOC	47 +2 HELOCs	1.4%	92.2%	$479,042
Toll Brothers Mortgage Company	Conventional, FHA, VA	46	1.4%	89.1%	$443,043
CrossCountry Mortgage, LLC	Conventional, FHA, VA	44	1.3%	97.8%	$387,500
Synergy One Lending, Inc.	Conventional, FHA, VA, Jumbo	44	1.3%	97.8%	$424,545
Nationstar Mortgage	Conventional, FHA, VA	40	1.2%	87%	$219,750
Mountain America Federal Credit Union A5.0 ★Texas Ratio: 9.78%	Conventional, FHA, VA, HELOC	39 +48 HELOCs	1.2%	67.2%	$247,820
The Loan Store, Inc	Conventional, FHA, VA, Jumbo, HELOC	39 +8 HELOCs	1.2%	95.7%	$450,128
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	36 +2 HELOCs	1.1%	100%	$478,888
JMJ Financial Group Inc.	Conventional, FHA, VA, Jumbo	36	1.1%	100%	$395,000
Kbhs Home Loans, LLC	Conventional, FHA, VA	32	1%	100%	$390,000
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	Conventional, FHA, VA, Jumbo	31	0.9%	100%	$448,548	View
Newrez LLC	Conventional, FHA, VA, Jumbo	28	0.8%	66.7%	$340,357
New American Funding, LLC.	Conventional, FHA, VA, HELOC	27 +4 HELOCs	0.8%	84.4%	$367,222
Freedom Mortgage Corporation	Conventional, FHA, VA	25	0.8%	96.7%	$406,200
Primelending	Conventional, FHA	21	0.6%	100%	$340,238
Churchill Mortgage Corporation	Conventional, VA	21	0.6%	95.7%	$371,190
Mortgage Research Center	FHA, VA	21	0.6%	63.6%	$451,190
Willamette Valley Bank A+5.0 ★Texas Ratio: 0.89%	Conventional, FHA, VA	19	0.6%	90.5%	$357,631	View
Summit Funding.Inc	Conventional, FHA, VA	17	0.5%	100%	$426,176
Homeamerican Mortgage Corporation	Conventional, FHA, VA	17	0.5%	100%	$580,294
My Move Mortgage, LLC	Conventional, FHA, VA, Jumbo	17	0.5%	100%	$517,352
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	15	0.5%	89.5%	$180,333	View
Navy Federal Credit Union	Conventional, VA, HELOC	14 +10 HELOCs	0.4%	70%	$347,857
Spring Eq, LLC	Conventional, HELOC	13 +13 HELOCs	0.4%	46.4%	$115,769
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	13	0.4%	100%	$490,384	View
Tomo Mortgage LLC	Conventional	13	0.4%	100%	$460,384
Bay Equity LLC	Conventional, FHA, VA	12	0.4%	100%	$397,500
First Colony Mortgage Corporat	Conventional, FHA, VA, Jumbo	12	0.4%	100%	$750,833
Amerisave Mortgage Company	Conventional, FHA	11	0.3%	36.7%	$233,181
Mutual of Omaha Mortgage	Conventional, FHA, VA	11	0.3%	80%	$415,000
Texana Bank	Conventional, FHA, VA	11	0.3%	92.3%	$450,454
Paramount Residential Mortgage	Conventional	10	0.3%	100%	$378,000
Mason-McDuffie Mortgage Corporation	Conventional, VA	10	0.3%	100%	$427,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	9	0.3%	61.1%	$291,666
Envoy Mortgage, Ltd	Conventional, FHA, VA, Jumbo	9	0.3%	100%	$493,888
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	9	0.3%	90%	$490,555	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	9	0.3%	100%	$345,000	View
Summit Mortgage Corporation	Conventional	9	0.3%	100%	$398,333
Lower, LLC	Conventional, FHA, VA, HELOC	8 +1 HELOCs	0.2%	88.9%	$320,000
American Financial Resources LLC	Conventional, VA	8	0.2%	100%	$402,500
Nbkc Bank	Conventional, FHA	8	0.2%	100%	$492,500
AdvantageFirst Lending Inc	Conventional, FHA, VA	8	0.2%	100%	$386,250
Castle & Cooke Mortgage, LLC	Conventional, VA	8	0.2%	69.2%	$408,750
Carrington Mortgage Services LLC	Conventional, FHA, VA	8	0.2%	52.9%	$340,000
American Neighborhood Mortgage Acceptance Company	Conventional, Jumbo	8	0.2%	100%	$472,500
Better Mortgage Corporation	Conventional, HELOC	7 +1 HELOCs	0.2%	77.8%	$327,857
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA, VA	7	0.2%	100%	$367,857	View
Weichert Financial Services	Conventional, VA, Jumbo	7	0.2%	100%	$522,142
Right Start Mortgage, Inc	Conventional, FHA, VA	7	0.2%	100%	$290,714
Vanderbilt Mortgage and Finance, Inc	Conventional, VA	7	0.2%	53.8%	$537,857
First Technology Federal Credit Union	Conventional, Jumbo, HELOC	6 +10 HELOCs	0.2%	100%	$433,333
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA, VA	6	0.2%	100%	$345,000	View
Equity Prime Mortgage LLC	FHA, VA	6	0.2%	85.7%	$488,333
Triad Financial Services, Inc.	Conventional	6	0.2%	64.7%	$135,000
American Financing Corporation	Conventional, VA	6	0.2%	50%	$175,000
America First Federal Credit Union A5.0 ★Texas Ratio: 8.33%	Conventional, HELOC	5 +21 HELOCs	0.2%	100%	$91,000
Primary Residential Mortgage, INC.	Conventional, VA	5	0.2%	71.4%	$417,000
Sage Home Loans Corporation	Conventional	5	0.2%	100%	$341,000
Discover Bank	Conventional	5	0.2%	25%	$83,000
Geneva Financial LLC	Conventional	5	0.2%	100%	$431,000
New Day Financial, LLC.	VA	5	0.2%	83.3%	$339,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA, Jumbo	5	0.2%	100%	$521,000	View
Ark-La-Tex Financial Services LLC	Conventional, VA	5	0.2%	100%	$387,000
Champions Funding, LLC	Conventional	5	0.2%	83.3%	$391,000
Resicentral LLC	Conventional, VA	4	0.1%	80%	$415,000
Sun West Mortgage Company, Inc	Conventional, FHA, VA	4	0.1%	71.4%	$437,500
SIRVA Mortgage, Inc.	Conventional, Jumbo	4	0.1%	100%	$675,000
Nations Direct Mortgage, LLC	Conventional, VA	4	0.1%	100%	$620,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, VA	4	0.1%	100%	$327,500	View
Goldenwest Federal Credit Union A+5.0 ★Texas Ratio: 2.69%	Conventional, HELOC	3 +4 HELOCs	0.1%	50%	$118,333
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, VA, HELOC	3 +1 HELOCs	0.1%	100%	$501,666	View
Alliant Credit Union	Conventional, Jumbo	3	0.1%	100%	$741,666
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	3	0.1%	75%	$401,666	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, Jumbo	3	0.1%	100%	$678,333	View
Union Home Mortgage Corp.	Conventional, FHA	3	0.1%	100%	$428,333
Cardinal Financial Company, Li	Conventional	3	0.1%	100%	$245,000
Planet Home Lending, LLC	FHA	3	0.1%	60%	$421,666
Provident Funding Associates	Conventional	3	0.1%	100%	$378,333
Sierra Pacific Mortgage Co. Inc	Conventional	3	0.1%	100%	$531,666
Rogue Credit Union	Conventional	3	0.1%	100%	$198,333
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	3	0.1%	100%	$578,333	View
Village Capital & Investment	FHA, VA	3	0.1%	60%	$475,000
Valon Mortgage	Conventional, HELOC	2 +4 HELOCs	0.1%	66.7%	$375,000
Originpoint, LLC	Conventional	2	0.1%	100%	$385,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	2	0.1%	100%	$370,000	View
Alameda Mortgage Corporation	Conventional, FHA	2	0.1%	100%	$440,000
Everett Financial, Inc.	FHA	2	0.1%	100%	$500,000
Success Lending, LLC	Conventional	2	0.1%	100%	$425,000
PHH Mortgage Corporation	Conventional	2	0.1%	100%	$170,000
Deephaven Mortgage LLC	Conventional	2	0.1%	66.7%	$250,000
American Financial Network, Inc.	VA	2	0.1%	100%	$385,000
Ocmbc, Inc.	Conventional	2	0.1%	100%	$315,000
HomeXpress Mortgage Corp.	Conventional, Jumbo	2	0.1%	66.7%	$885,000
Ascent Federal Credit Union	Conventional	2	0.1%	100%	$170,000
Ameritrust Mortgage Corporation	Conventional, FHA	2	0.1%	100%	$405,000
Stg Mortgage Inc	Conventional	2	0.1%	100%	$365,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA, Jumbo	2	0.1%	66.7%	$670,000	View
Mission Loans, LLC	Conventional	2	0.1%	100%	$135,000
Nmsi, Inc.	Conventional	2	0.1%	100%	$350,000
Plaza Home Mortgage, Inc	Conventional	2	0.1%	50%	$445,000
Horizon Credit Union	Conventional, HELOC	1 +19 HELOCs	0%	100%	$55,000
HomeBridge Financial Services, Inc	FHA, HELOC	1 +6 HELOCs	0%	50%	$305,000
Firefighters First Federal Credit Union	Conventional, HELOC	1 +4 HELOCs	0%	100%	$455,000
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +3 HELOCs	0%	100%	$405,000	View
Pentagon Federal Credit Union	VA, HELOC	1 +2 HELOCs	0%	50%	$345,000
Goodleap, LLC	Conventional, HELOC	1 +1 HELOCs	0%	50%	$225,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	FHA, HELOC	1 +1 HELOCs	0%	100%	$575,000	View
First Community Mortgage, Inc.	Conventional	1	0%	100%	$395,000
Guaranteed Rate Affinity, LLC	Conventional, Jumbo	1	0%	100%	$805,000
Old National Bank A+5.0 ★Texas Ratio: 4.98%	VA	1	0%	100%	$605,000	View
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0%	100%	$695,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0%	100%	$425,000	View
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional	1	0%	100%	$245,000	View
Go Mortgage, LLC	Conventional	1	0%	100%	$275,000
Alliance Catholic Credit Union	Conventional	1	0%	100%	$365,000
Infinity Equity Group, Inc.	Conventional	1	0%	100%	$715,000
Pilgrim Mortgage LLC	VA, Jumbo	1	0%	100%	$915,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	VA	1	0%	100%	$455,000	View
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0%	100%	$535,000	View
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0%	50%	$475,000
Sammamish Mortgage Company	Conventional	1	0%	100%	$385,000
Wallick and Volk, Inc.	FHA	1	0%	100%	$425,000
First Community Credit Union	Conventional	1	0%	100%	$585,000
Priority Home Lending, LLC	Conventional	1	0%	100%	$405,000
Plus Relocation Mortgage, LLC	Conventional	1	0%	100%	$515,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	VA	1	0%	100%	$245,000	View
Bay-Valley Mortgage Group	Conventional	1	0%	100%	$375,000
Altitude Financial Corporation	Conventional	1	0%	100%	$695,000
City 1st Mortgage Services, LC	Conventional	1	0%	100%	$395,000
Intercap Lending Inc	Conventional	1	0%	33.3%	$295,000
Das Acquisition Company, LLC	Conventional	1	0%	100%	$305,000
Los Angeles Police FCU	Conventional	1	0%	100%	$125,000
Flexpoint, Inc.	Conventional	1	0%	100%	$365,000
Click n' Close, Inc.	FHA	1	0%	100%	$465,000
ClearPath Lending	VA	1	0%	100%	$415,000
Strong Home Mortgage, LLC	Conventional	1	0%	100%	$375,000
Chevron Federal Credit Union	Conventional	1	0%	100%	$325,000
Congressional Federal Credit Union	Conventional	1	0%	100%	$145,000
Calcon Mutual Mortgage LLC	Conventional	1	0%	100%	$605,000
Landmark National Bank A+5.0 ★Texas Ratio: 5.97%	Conventional	1	0%	100%	$365,000	View
Nfm, Inc	Conventional	1	0%	100%	$105,000
American Internet Mortgage, Inc.	Conventional	1	0%	100%	$435,000
Summit Mortgage Corporation	Conventional	1	0%	100%	$675,000
Generations Home Loans, LLC	Conventional	1	0%	100%	$655,000
T2 Financial LLC	Conventional	1	0%	100%	$605,000
Hometown Equity Mortgage, LLC	Conventional	1	0%	50%	$155,000
Lendsure Mortgage Corp.	Conventional	1	0%	100%	$535,000
Community First National Bank A+5.0 ★Texas Ratio: 1.41%	Conventional	1	0%	100%	$545,000	View
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0%	100%	$305,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo	1	0%	100%	$1,045,000	View
V.I.P. Mortgage, Inc.	Conventional	1	0%	100%	$355,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0%	100%	$315,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional, Jumbo	1	0%	100%	$845,000	View
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0%	100%	$665,000	View
Veritas Funding, LLC	FHA	1	0%	100%	$375,000
1st Security Bank of Washington A+5.0 ★Texas Ratio: 4.31%	Conventional	1	0%	100%	$305,000	View
ClearEdge Lending LLC	Conventional, Jumbo	1	0%	100%	$2,685,000
Nuvision Federal Credit Union	Conventional	1	0%	100%	$535,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0%	100%	$525,000	View
North Coast Credit Union	Conventional, Jumbo	1	0%	100%	$1,595,000
Toyota Financial Savings Bank	Conventional	1	0%	100%	$105,000
21St Mortgage	Conventional	1	0%	25%	$95,000
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo	1	0%	100%	$655,000
Loan Simple, Inc.	FHA	1	0%	100%	$375,000
Baycoast Bank A5.0 ★Texas Ratio: 12.75%	Conventional	1	0%	100%	$115,000	View
Top Flite Financial, Inc.	FHA	1	0%	100%	$325,000
Star One Credit Union A5.0 ★Texas Ratio: 10.59%	Conventional	1	0%	100%	$175,000	View
JMAC Lending, Inc.	Conventional	1	0%	100%	$455,000
Figure Lending LLC	HELOC	0 +18 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +12 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +9 HELOCs	0%	n/a		View
Georgia'S Own Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +3 HELOCs	0%	50%
Gte Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Technology Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Boeing Employees' Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a
Spokane Teachers Credit Union	HELOC	0 +1 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Meridian Mortgage Rate Trends

Daily average mortgage rates for Idaho compared with the national average, updated every evening.

30-Year Fixed ID Avg

7.436%

▲ 0.114 vs 7 days ago

15-Year Fixed ID Avg

6.928%

▲ 0.048 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Meridian, Idaho

Looking for mortgage lenders near me or mortgage brokers near me in Meridian? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Meridian in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Meridian, ID

Use these to narrow the list above. Each category shows how many Meridian, ID lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 129 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 56 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 36 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 69 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 77 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 42 lenders. Loans above the conforming limit for higher priced homes Local lenders based in ID 13 lenders headquartered in Idaho, the closest thing to a mortgage lender near you

Who Lends in Meridian, ID

Independent mortgage companies closed 72.5 percent of home loans in Meridian, Idaho in 2025, banks 11.2 percent and credit unions 16.2 percent. Premier Mortgage Resources, LLC was the largest mortgage company, US Bank, N.A. the largest bank and Capital Educators Fed CU the largest credit union. Among lenders headquartered in Idaho, D. L. Evans Bank led with 13 loans.

72.5%

Mortgage companies

11.2%

Banks

16.2%

Credit unions

12%

FHA loans

11%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Idaho. None

More Idaho Mortgage Lender Pages

All Idaho lenders 455 lenders Boise City 228 lenders Nampa 182 lenders Caldwell 163 lenders Kuna 147 lenders Idaho Falls 121 lenders Twin Falls 104 lenders Coeur d'Alene 149 lenders Star 134 lenders Pocatello 111 lenders Post Falls 112 lenders Eagle 141 lenders Lewiston 89 lenders

Frequently Asked Questions About Mortgage Lenders in Meridian, ID

Who is the largest mortgage lender in Meridian, ID?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Meridian, Idaho with 40 loans, about 1.2 percent of the market. The largest lender headquartered in Idaho was D. L. Evans Bank with 13 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Meridian, ID have the highest approval rates?

Among lenders with meaningful volume in Meridian, Idaho, Evergreen Moneysource Mortgage Company approved the highest share of completed applications in 2025 at 100 percent, against a 90.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Meridian, ID mortgage lenders offer FHA, VA and USDA loans?

69 lenders closed FHA loans in Meridian, Idaho in 2025, led by Premier Mortgage Resources, LLC with 56. 77 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Meridian, ID lender list?

Yes. 56 banks and 36 credit unions closed home loans in Meridian, Idaho in 2025, alongside 129 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Meridian, ID ranked on this page?

Lenders are ranked only by the number of home loans they closed in Meridian, Idaho during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Meridian, Idaho for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Meridian. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.