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Mortgage Lenders and Brokers in Nampa, Idaho

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Nampa, Idaho mortgage lenders include US Bank, N.A.US Bank, N.A.1515 Caldwell Blvd, Nampa, ID 83651A+5.0 ★Texas Ratio: 2.85%, Glacier BankGlacier Bank101 11th Ave S, Nampa, ID 83651A+5.0 ★Texas Ratio: 1.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA50 2nd St S, Nampa, ID 83651A+5.0 ★Texas Ratio: 3.68%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.2121 W Karcher Rd, Nampa, ID 83651A+5.0 ★Texas Ratio: 3.72%, Wells Fargo Bank NAWells Fargo Bank NA1401 12th Ave S, Nampa, ID 83651A+5.0 ★Texas Ratio: 5.36%, D. L. Evans BankD. L. Evans Bank1536 Caldwell Blvd, Nampa, ID 83651A+5.0 ★Texas Ratio: 1.13%, Bank of America NABank of America NA922 12th Ave Rd, Nampa, ID 83686A+5.0 ★Texas Ratio: 4.14%, Keybank National AssociationKeybank National Association1020 Caldwell Blvd, Nampa, ID 83651A+5.0 ★Texas Ratio: 4.81%, Columbia BankColumbia Bank521 12th Avenue South, Nampa, ID 83651A+5.0 ★Texas Ratio: 2.28%, and Washington Trust BankWashington Trust Bank2200 N Cassia St, Nampa, ID 83651A+5.0 ★Texas Ratio: 4.63%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Nampa, Idaho in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Nampa are listed first, then lenders elsewhere in Idaho, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Nampa, Idaho

Market share is the lender's share of all home loans closed in Nampa, Idaho. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 3 offices in Nampa 1515 Caldwell Blvd, Nampa, ID 83651 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, HELOC	36 +24 HELOCs	1.3%	68.5%	$234,444	View
Glacier Bank 3 offices in Nampa 101 11th Ave S, Nampa, ID 83651 A+5.0 ★Texas Ratio: 1.87%	Conventional, FHA, HELOC	8 +13 HELOCs	0.3%	88.9%	$397,500	View
JPMorgan Chase Bank, NA 1 office in Nampa 50 2nd St S, Nampa, ID 83651 A+5.0 ★Texas Ratio: 3.68%	Conventional	7	0.3%	100%	$226,428	View
Zions Bancorporation, N.A. 1 office in Nampa 2121 W Karcher Rd, Nampa, ID 83651 A+5.0 ★Texas Ratio: 3.72%	Conventional, HELOC	6 +6 HELOCs	0.2%	88.9%	$308,333	View
Wells Fargo Bank NA 2 offices in Nampa 1401 12th Ave S, Nampa, ID 83651 A+5.0 ★Texas Ratio: 5.36%	Conventional	5	0.2%	55.6%	$203,000	View
D. L. Evans Bank 2 offices in Nampa 1536 Caldwell Blvd, Nampa, ID 83651 A+5.0 ★Texas Ratio: 1.13%	Conventional	5	0.2%	50%	$189,000	View
Bank of America NA 1 office in Nampa 922 12th Ave Rd, Nampa, ID 83686 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	3 +5 HELOCs	0.1%	75%	$338,333	View
Keybank National Association 1 office in Nampa 1020 Caldwell Blvd, Nampa, ID 83651 A+5.0 ★Texas Ratio: 4.81%	Conventional, HELOC	3 +3 HELOCs	0.1%	50%	$131,666	View
Columbia Bank 1 office in Nampa 521 12th Avenue South, Nampa, ID 83651 A+5.0 ★Texas Ratio: 2.28%	Conventional, FHA, HELOC	3 +2 HELOCs	0.1%	100%	$218,333	View
Washington Trust Bank 2 offices in Nampa 2200 N Cassia St, Nampa, ID 83651 A+5.0 ★Texas Ratio: 4.63%	Conventional, HELOC	2 +6 HELOCs	0.1%	66.7%	$370,000	View
First Interstate Bank ★ 1 stars, 1 review 1 office in Nampa 804 12th Ave S, Nampa, ID 83651 A+5.0 ★Texas Ratio: 4.72%	Conventional, HELOC	1 +15 HELOCs	0%	33.3%	$85,000	View
Banner Bank 1 office in Nampa 16292 N Marketplace Blvd, Nampa, ID 83687 A+5.0 ★Texas Ratio: 2.91%	Conventional, HELOC	1 +5 HELOCs	0%	100%	$365,000	View
BMO Harris Bank NA 1 office in Nampa 1313 Caldwell Blvd, Nampa, ID 83651 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	1 +3 HELOCs	0%	100%	$245,000	View
Washington Federal 2 offices in Nampa 223 11th Ave S, Nampa, ID 83651 A+5.0 ★Texas Ratio: 4.48%	Conventional	1	0%	100%	$355,000	View
Idaho Central Credit Union ★ 5 stars, 1 review 215 3rd Ave S, Nampa, ID 83651 3758 A+5.0 ★Texas Ratio: 4.55%	Conventional, FHA, VA, Jumbo, HELOC	224 +400 HELOCs	8.1%	89.3%	$293,035	View
Westmark Credit Union 6034 Birch Ln, Nampa, ID 83687 A+5.0 ★Texas Ratio: 3.04%	Conventional, HELOC	20 +27 HELOCs	0.7%	80.8%	$158,000	View
Pioneer Federal Credit Union 3000 12th Ave Rd, Nampa, ID 83686 8400 A5.0 ★Texas Ratio: 7.01%	Conventional, HELOC	13 +22 HELOCs	0.5%	100%	$268,076	View
Connections Credit Union 1001 Caldwell Blvd, Nampa, ID 83651 A5.0 ★Texas Ratio: 11.80%	Conventional, HELOC	1 +4 HELOCs	0%	100%	$115,000	View
Freedom Northwest Credit Union 303 Main Street, Kamiah, ID 83536 A+5.0 ★Texas Ratio: 3.79%	Conventional	1	0%	100%	$345,000	View
Frontier Credit Union 3255 E 17th St, Ammon, ID 83406 6718 A+5.0 ★Texas Ratio: 5.41%	Conventional	1	0%	100%	$95,000	View
Premier Mortgage Resources, LLC	Conventional, FHA, VA	140	5.1%	99.3%	$289,214
Capital Educators Fed CU	Conventional	52	1.9%	94.6%	$144,615
Bluebird Home Loans LLC	Conventional	3	0.1%	100%	$358,333
Potlatch No 1 Financial Credit U	Conventional, HELOC	2 +5 HELOCs	0.1%	100%	$435,000
First Federal Savings Bank	Conventional, HELOC	2 +3 HELOCs	0.1%	66.7%	$240,000
Rocket Mortgage	Conventional, FHA, VA	237	8.6%	88%	$239,092
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	196 +5 HELOCs	7.1%	87.6%	$366,326
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	193	7%	97.1%	$272,046
loanDepot.com LLC	Conventional, FHA, VA, HELOC	102 +4 HELOCs	3.7%	88.2%	$259,705
Evergreen Moneysource Mortgage Company	Conventional, FHA, VA	98	3.5%	99%	$288,061
Lennar Mortgage, LLC	Conventional, FHA, VA	79	2.9%	94%	$404,620
Waterstone Mortgage Corporation	Conventional, FHA, VA, Jumbo	74	2.7%	94.9%	$266,756
American Pacific Mortgage Corporation	Conventional, FHA, VA	64	2.3%	95.5%	$286,562
Movement Mortgage, LLC	Conventional, FHA, VA, HELOC	62 +3 HELOCs	2.2%	94.9%	$264,516
Pennymac Loan Services LLC	Conventional, FHA, VA	57	2.1%	89.1%	$293,070
Synergy One Lending, Inc.	Conventional, FHA, VA	46	1.7%	100%	$333,478
Fairway Independent Mort Corp	Conventional, FHA, VA	44	1.6%	93.8%	$277,727
Mountain America Federal Credit Union A5.0 ★Texas Ratio: 9.78%	Conventional, FHA, VA, HELOC	42 +30 HELOCs	1.5%	60%	$213,333
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	42 +1 HELOCs	1.5%	97.7%	$335,952
Churchill Mortgage Corporation	Conventional, FHA, VA	38	1.4%	89.8%	$297,368
Clm Mortgage, Inc	Conventional, FHA, VA	36	1.3%	100%	$346,388
Mortgage Research Center	Conventional, VA	31	1.1%	69.6%	$380,806
Right Start Mortgage, Inc	Conventional, FHA, VA	31	1.1%	93.9%	$295,000
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, Jumbo, HELOC	30 +5 HELOCs	1.1%	97.1%	$398,333
New American Funding, LLC.	Conventional, FHA, VA, HELOC	30 +3 HELOCs	1.1%	83.3%	$270,666
Kind Lending, LLC	Conventional, FHA, VA, Jumbo	30	1.1%	85.7%	$358,666
Nationstar Mortgage	Conventional, FHA	30	1.1%	96.9%	$182,666
Kbhs Home Loans, LLC	Conventional, FHA, VA	29	1%	82.9%	$280,172
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	Conventional, FHA, VA	28	1%	100%	$340,357	View
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	27 +1 HELOCs	1%	93.1%	$319,814
Freedom Mortgage Corporation	Conventional, FHA, VA	25	0.9%	84.8%	$333,000
The Loan Store, Inc	Conventional, FHA, VA, HELOC	23 +3 HELOCs	0.8%	100%	$379,782
Intercap Lending Inc	Conventional, FHA, VA	23	0.8%	100%	$296,739
Willamette Valley Bank A+5.0 ★Texas Ratio: 0.89%	Conventional, FHA, VA	21	0.8%	100%	$299,761	View
Navy Federal Credit Union	Conventional, VA, HELOC	18 +1 HELOCs	0.7%	75%	$228,333
My Move Mortgage, LLC	Conventional, FHA	18	0.7%	100%	$341,666
Primelending	Conventional, FHA, VA	15	0.5%	100%	$270,333
Newrez LLC	Conventional, FHA, VA	14	0.5%	53.8%	$294,285
Envoy Mortgage, Ltd	Conventional, FHA, VA	13	0.5%	92.9%	$321,153
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	12	0.4%	46.7%	$288,333
Triad Financial Services, Inc.	Conventional	12	0.4%	77.8%	$97,500
JMJ Financial Group Inc.	Conventional, FHA	12	0.4%	100%	$275,833
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	12	0.4%	100%	$334,166
First Colony Mortgage Corporat	Conventional, FHA, VA	11	0.4%	100%	$329,545
Goodleap, LLC	Conventional, FHA, VA, HELOC	10 +6 HELOCs	0.4%	84.6%	$254,000
Summit Funding.Inc	Conventional, FHA	10	0.4%	90.9%	$300,000
Paramount Residential Mortgage	Conventional, FHA	10	0.4%	90.9%	$281,000
Texana Bank	Conventional, FHA	10	0.4%	100%	$223,000
Amerisave Mortgage Company	Conventional, VA	9	0.3%	34.6%	$180,555
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	9	0.3%	81.8%	$451,666	View
Primary Residential Mortgage, INC.	Conventional, FHA, VA	7	0.3%	100%	$305,000
Castle & Cooke Mortgage, LLC	Conventional, VA	7	0.3%	88.9%	$305,000
Mutual of Omaha Mortgage	Conventional, FHA	7	0.3%	61.5%	$333,571
Spring Eq, LLC	Conventional, HELOC	6 +8 HELOCs	0.2%	35.3%	$91,666
AdvantageFirst Lending Inc	FHA, VA	6	0.2%	66.7%	$340,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA, VA	6	0.2%	100%	$361,666	View
Union Home Mortgage Corp.	Conventional, VA	6	0.2%	100%	$301,666
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	6	0.2%	75%	$343,333	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA	6	0.2%	100%	$191,666	View
Lower, LLC	Conventional, FHA	6	0.2%	100%	$253,333
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	6	0.2%	100%	$360,000	View
Village Capital & Investment	VA	6	0.2%	75%	$401,666
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA	5	0.2%	100%	$245,000	View
New Day Financial, LLC.	VA	5	0.2%	35.7%	$405,000
Rogue Credit Union	Conventional	5	0.2%	83.3%	$165,000
21St Mortgage	Conventional	5	0.2%	27.8%	$95,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	4	0.1%	100%	$300,000	View
American Financial Resources LLC	Conventional, FHA, VA	4	0.1%	100%	$407,500
Toll Brothers Mortgage Company	Conventional, FHA	4	0.1%	100%	$430,000
Sammamish Mortgage Company	Conventional	4	0.1%	100%	$742,500
Das Acquisition Company, LLC	Conventional, FHA	4	0.1%	100%	$362,500
American Financing Corporation	Conventional, FHA, VA	4	0.1%	26.3%	$272,500
Bay Equity LLC	Conventional, FHA	4	0.1%	100%	$385,000
Planet Home Lending, LLC	Conventional, FHA, VA	4	0.1%	75%	$270,000
Summit Mortgage Corporation	Conventional, VA	4	0.1%	100%	$402,500
Mason-McDuffie Mortgage Corporation	Conventional, FHA	4	0.1%	100%	$397,500
American Neighborhood Mortgage Acceptance Company	Conventional, FHA, VA	4	0.1%	100%	$387,500
America First Federal Credit Union A5.0 ★Texas Ratio: 8.33%	Conventional, HELOC	3 +11 HELOCs	0.1%	44.4%	$65,000
Everett Financial, Inc.	Conventional	3	0.1%	75%	$158,333
American Financial Network, Inc.	Conventional, VA	3	0.1%	100%	$278,333
Geneva Financial LLC	Conventional, VA	3	0.1%	100%	$328,333
Land Home Financial Services,	FHA	3	0.1%	100%	$385,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.1%	60%	$78,333	View
Goldenwest Federal Credit Union A+5.0 ★Texas Ratio: 2.69%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$235,000
Better Mortgage Corporation	Conventional, HELOC	2 +1 HELOCs	0.1%	50%	$300,000
First Technology Federal Credit Union	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$205,000
First Community Mortgage, Inc.	Conventional	2	0.1%	100%	$230,000
Equity Prime Mortgage LLC	FHA, VA	2	0.1%	66.7%	$315,000
PHH Mortgage Corporation	Conventional	2	0.1%	100%	$150,000
Resicentral LLC	Conventional, FHA	2	0.1%	100%	$340,000
Bay-Valley Mortgage Group	Conventional, FHA	2	0.1%	100%	$295,000
City 1st Mortgage Services, LC	Conventional, FHA	2	0.1%	100%	$330,000
Peak Residential Lending Inc	Conventional	2	0.1%	100%	$365,000
ClearPath Lending	VA	2	0.1%	100%	$280,000
Securitynational Mortgage Company	Conventional, FHA	2	0.1%	100%	$160,000
American Heritage Lending, LLC	Conventional	2	0.1%	100%	$265,000
Capital Bank, N.A. A-5.0 ★Texas Ratio: 15.49%	Conventional, VA	2	0.1%	100%	$470,000	View
Franklin Loan Corporation	FHA	2	0.1%	100%	$345,000
Sierra Pacific Mortgage Co. Inc	Conventional, FHA	2	0.1%	66.7%	$395,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	2	0.1%	100%	$385,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	2	0.1%	100%	$400,000	View
Mortgage Solutions of Colorado	Conventional, VA	2	0.1%	100%	$375,000
Nations Direct Mortgage, LLC	Conventional, VA	2	0.1%	100%	$440,000
Vanderbilt Mortgage and Finance, Inc	Conventional	2	0.1%	20%	$105,000
Carrington Mortgage Services LLC	FHA, VA	2	0.1%	66.7%	$360,000
Horizon Credit Union	Conventional, HELOC	1 +9 HELOCs	0%	50%	$195,000
Valon Mortgage	Conventional, HELOC	1 +3 HELOCs	0%	100%	$215,000
HomeBridge Financial Services, Inc	VA, HELOC	1 +3 HELOCs	0%	100%	$395,000
Boeing Employees' Credit Union	Conventional, HELOC	1 +2 HELOCs	0%	100%	$55,000
Guaranteed Rate Affinity, LLC	VA	1	0%	100%	$435,000
Alameda Mortgage Corporation	Conventional	1	0%	100%	$155,000
RANLife, Inc.	FHA	1	0%	100%	$265,000
Success Lending, LLC	Conventional	1	0%	100%	$415,000
Canopy Mortgage, LLC	Conventional	1	0%	100%	$315,000
Go Mortgage, LLC	FHA	1	0%	100%	$395,000
Sage Home Loans Corporation	Conventional	1	0%	100%	$305,000
MortgageOne, Inc	FHA	1	0%	100%	$115,000
Global Federal Credit Union	Conventional	1	0%	100%	$325,000
AAA Capital Investment, Inc	Conventional	1	0%	100%	$245,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional	1	0%	100%	$245,000	View
AmeriHome Mortgage Company, LLC	Conventional	1	0%	100%	$255,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0%	100%	$165,000	View
Deephaven Mortgage LLC	Conventional	1	0%	100%	$205,000
Plus Relocation Mortgage, LLC	FHA	1	0%	100%	$305,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional	1	0%	100%	$415,000	View
Ocmbc, Inc.	FHA	1	0%	100%	$345,000
HomeXpress Mortgage Corp.	Conventional	1	0%	50%	$485,000
First State Bank of St Charles	Conventional	1	0%	100%	$295,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0%	100%	$465,000	View
Success Mortgage Partners, Inc	FHA	1	0%	100%	$325,000
First Alliance Home Mortgage, LLC	FHA	1	0%	100%	$165,000
Discover Bank	Conventional	1	0%	10%	$55,000
Sun West Mortgage Company, Inc	VA	1	0%	66.7%	$335,000
Click n' Close, Inc.	FHA	1	0%	100%	$295,000
Weichert Financial Services	Conventional	1	0%	100%	$245,000
Homeowners Financial Group, LLC	Conventional	1	0%	100%	$285,000
Ameritrust Mortgage Corporation	FHA	1	0%	50%	$375,000
Nfm, Inc	Conventional	1	0%	100%	$365,000
Mortgage Express	Conventional	1	0%	100%	$505,000
Cardinal Financial Company, Li	VA	1	0%	100%	$195,000
Servis One, Inc	FHA	1	0%	100%	$365,000
Ony Glo, Inc.	Conventional	1	0%	100%	$605,000
Encompass Lending Group, L.P.	VA	1	0%	50%	$465,000
Provident Funding Associates	Conventional	1	0%	100%	$335,000
T2 Financial LLC	Conventional	1	0%	100%	$355,000
BoxCar Mortgage, LLC	Conventional	1	0%	100%	$315,000
Ilwu Federal Credit Union	Conventional	1	0%	100%	$435,000
Lendsure Mortgage Corp.	Conventional	1	0%	100%	$375,000
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	FHA	1	0%	100%	$255,000	View
Mission Loans, LLC	Conventional	1	0%	100%	$105,000
Fifth Third Bank, National Association A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0%	100%	$205,000	View
Gesa Credit Union	Conventional, Jumbo	1	0%	100%	$905,000
Eagle Bank and Trust Company A+5.0 ★Texas Ratio: 1.39%	Conventional	1	0%	100%	$535,000	View
Nexera Holding LLC	Conventional	1	0%	100%	$285,000
Direct Rate Home Loans, Inc	VA	1	0%	100%	$435,000
Plaza Home Mortgage, Inc	FHA	1	0%	50%	$345,000
Baycoast Bank A5.0 ★Texas Ratio: 12.75%	Conventional	1	0%	100%	$85,000	View
Goprime Mortgage, Inc.	Conventional	1	0%	100%	$245,000
Top Flite Financial, Inc.	FHA	1	0%	100%	$175,000
Servbank, N.A. A+5.0 ★Texas Ratio: 3.26%	FHA	1	0%	50%	$305,000	View
Tomo Mortgage LLC	Conventional	1	0%	100%	$255,000
JMAC Lending, Inc.	VA	1	0%	100%	$435,000
Figure Lending LLC	HELOC	0 +23 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +11 HELOCs	0%	n/a		View
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +5 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Technology Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Angel Oak Mortgage Solutions LLC	HELOC	0 +2 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Kinecta Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Nampa Mortgage Rate Trends

Daily average mortgage rates for Idaho compared with the national average, updated every evening.

30-Year Fixed ID Avg

7.436%

▲ 0.114 vs 7 days ago

15-Year Fixed ID Avg

6.928%

▲ 0.048 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Nampa, Idaho

Looking for mortgage lenders near me or mortgage brokers near me in Nampa? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Nampa in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Nampa, ID

Use these to narrow the list above. Each category shows how many Nampa, ID lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 126 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 43 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 24 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 84 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 71 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 7 lenders. Loans above the conforming limit for higher priced homes Local lenders based in ID 12 lenders headquartered in Idaho, the closest thing to a mortgage lender near you

Who Lends in Nampa, ID

Independent mortgage companies closed 75.7 percent of home loans in Nampa, Idaho in 2025, banks 10.1 percent and credit unions 14.2 percent. Premier Mortgage Resources, LLC was the largest mortgage company, US Bank, N.A. the largest bank and Idaho Central Credit Union the largest credit union. Among lenders headquartered in Idaho, D. L. Evans Bank led with 5 loans.

75.7%

Mortgage companies

10.1%

Banks

14.2%

Credit unions

24%

FHA loans

13%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Idaho. None

More Idaho Mortgage Lender Pages

All Idaho lenders 455 lenders Boise City 228 lenders Meridian 205 lenders Caldwell 163 lenders Kuna 147 lenders Idaho Falls 121 lenders Twin Falls 104 lenders Coeur d'Alene 149 lenders Star 134 lenders Pocatello 111 lenders Post Falls 112 lenders Eagle 141 lenders Lewiston 89 lenders

Frequently Asked Questions About Mortgage Lenders in Nampa, ID

Who is the largest mortgage lender in Nampa, ID?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Nampa, Idaho with 36 loans, about 1.3 percent of the market. The largest lender headquartered in Idaho was D. L. Evans Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Nampa, ID have the highest approval rates?

Among lenders with meaningful volume in Nampa, Idaho, Premier Mortgage Resources, LLC approved the highest share of completed applications in 2025 at 99.3 percent, against a 87.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Nampa, ID mortgage lenders offer FHA, VA and USDA loans?

84 lenders closed FHA loans in Nampa, Idaho in 2025, led by Guild Mortgage Company with 57. 71 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Nampa, ID lender list?

Yes. 43 banks and 24 credit unions closed home loans in Nampa, Idaho in 2025, alongside 126 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Nampa, ID ranked on this page?

Lenders are ranked only by the number of home loans they closed in Nampa, Idaho during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Nampa, Idaho for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Nampa. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.