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Mortgage Lenders and Brokers in Boise City, Idaho

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Boise City, Idaho mortgage lenders include Idaho Central Credit UnionIdaho Central Credit Union246 Idaho St, American Falls, ID 83211 1236A+5.0 ★Texas Ratio: 4.55%, US Bank, N.A.US Bank, N.A.9 S Ash St, Blackfoot, ID 83221A+5.0 ★Texas Ratio: 2.85%, D. L. Evans BankD. L. Evans Bank200 W Market St, Albion, ID 83311A+5.0 ★Texas Ratio: 1.13%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1711 S 25th E, Ammon, ID 83406A+5.0 ★Texas Ratio: 3.68%, Keybank National AssociationKeybank National Association15 N Ash St, Blackfoot, ID 83221A+5.0 ★Texas Ratio: 4.81%, Pioneer Federal Credit UnionPioneer Federal Credit Union8100 W Emerald St, Boise, ID 83704A5.0 ★Texas Ratio: 7.01%, Wells Fargo Bank NAWells Fargo Bank NA165 S Main St, Aberdeen, ID 83210A+5.0 ★Texas Ratio: 5.36%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.2540 E Sunnyside Rd, Ammon, ID 83406A+5.0 ★Texas Ratio: 3.72%, Glacier BankGlacier Bank2797 S 25th E, Ammon, ID 83406A+5.0 ★Texas Ratio: 1.87%, and Washington Trust BankWashington Trust Bank901 W Bannock St, Boise, ID 83702A+5.0 ★Texas Ratio: 4.63%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Boise City, Idaho in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Boise City are listed first, then lenders elsewhere in Idaho, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Boise City, Idaho

Market share is the lender's share of all home loans closed in Boise City, Idaho. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Idaho Central Credit Union ★ 5 stars, 1 review 246 Idaho St, American Falls, ID 83211 1236 A+5.0 ★Texas Ratio: 4.55%	Conventional, FHA, VA, Jumbo, HELOC	564 +939 HELOCs	14.9%	94.6%	$396,719	View
US Bank, N.A. 9 S Ash St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, Jumbo, HELOC	81 +55 HELOCs	2.1%	83%	$464,629	View
D. L. Evans Bank 200 W Market St, Albion, ID 83311 A+5.0 ★Texas Ratio: 1.13%	Conventional, Jumbo	52	1.4%	82.8%	$295,769	View
JPMorgan Chase Bank, NA 1711 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo, HELOC	46 +6 HELOCs	1.2%	86.8%	$485,000	View
Keybank National Association 15 N Ash St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 4.81%	Conventional, Jumbo, HELOC	25 +6 HELOCs	0.7%	78.1%	$604,200	View
Pioneer Federal Credit Union 8100 W Emerald St, Boise, ID 83704 A5.0 ★Texas Ratio: 7.01%	Conventional, Jumbo, HELOC	24 +13 HELOCs	0.6%	100%	$389,166	View
Wells Fargo Bank NA 165 S Main St, Aberdeen, ID 83210 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	24	0.6%	73.5%	$377,500	View
Zions Bancorporation, N.A. 2540 E Sunnyside Rd, Ammon, ID 83406 A+5.0 ★Texas Ratio: 3.72%	Conventional, FHA, Jumbo, HELOC	14 +32 HELOCs	0.4%	82.8%	$713,571	View
Glacier Bank 2797 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 1.87%	Conventional, VA, HELOC	11 +15 HELOCs	0.3%	84.6%	$370,454	View
Washington Trust Bank 901 W Bannock St, Boise, ID 83702 A+5.0 ★Texas Ratio: 4.63%	Conventional, HELOC	7 +26 HELOCs	0.2%	87.5%	$273,571	View
Westmark Credit Union 575 Jensen Grove Dr, Blackfoot, ID 83221 1682 A+5.0 ★Texas Ratio: 3.04%	Conventional, HELOC	7 +18 HELOCs	0.2%	81.8%	$163,571	View
Connections Credit Union 249 N 9th St, Boise, ID 83702 5710 A5.0 ★Texas Ratio: 11.80%	Conventional, HELOC	5 +15 HELOCs	0.1%	100%	$249,000	View
Banner Bank 950 W Bannock St, Boise, ID 83702 A+5.0 ★Texas Ratio: 2.91%	Conventional, HELOC	4 +11 HELOCs	0.1%	100%	$410,000	View
BMO Harris Bank NA 9140 W Emerald St, Boise, ID 83704 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	3 +2 HELOCs	0.1%	100%	$1,038,333	View
Bank of America NA 8521 W Franklin Rd, Boise, ID 83709 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	2 +13 HELOCs	0.1%	100%	$510,000	View
Columbia Bank 190 N 8th Street, Boise, ID 83702 A+5.0 ★Texas Ratio: 2.28%	Conventional, VA, HELOC	2 +1 HELOCs	0.1%	100%	$310,000	View
Washington Federal 280 W Judicial St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 4.48%	Conventional, HELOC	2 +1 HELOCs	0.1%	66.7%	$505,000	View
Bell Bank 172 S Academy Ave, Eagle, ID 83616 A+5.0 ★Texas Ratio: 3.66%	Conventional	2	0.1%	100%	$495,000	View
Freedom Northwest Credit Union 303 Main Street, Kamiah, ID 83536 A+5.0 ★Texas Ratio: 3.79%	Conventional	1	0%	100%	$315,000	View
Idaho First Bank 209 N 12th St, Boise, ID 83702 A+5.0 ★Texas Ratio: 0.31%	Conventional, Jumbo	1	0%	100%	$985,000	View
First Interstate Bank ★ 1 stars, 1 review 8351 W Overland Rd, Boise, ID 83709 A+5.0 ★Texas Ratio: 4.72%	HELOC	0 +18 HELOCs	0%	n/a		View
Beehive Federal Credit Union 1650 E Sunnyside Rd, Idaho Falls, ID 83404 A5.0 ★Texas Ratio: 12.87%	HELOC	0 +3 HELOCs	0%	n/a		View
Heritage Bank 250 S 5th Street, Boise, ID 83702 A+5.0 ★Texas Ratio: 1.04%	HELOC	0 +1 HELOCs	0%	n/a		View
Capital Educators Fed CU	Conventional	134	3.5%	86.5%	$171,567
Premier Mortgage Resources, LLC	Conventional, FHA, VA	66	1.7%	97.1%	$383,484
Bluebird Home Loans LLC	Conventional, FHA, VA	38	1%	95%	$348,684
First Federal Savings Bank	Conventional, FHA, Jumbo, HELOC	15 +5 HELOCs	0.4%	83.3%	$434,333
Potlatch No 1 Financial Credit U	Conventional, HELOC	2 +2 HELOCs	0.1%	66.7%	$270,000
Rocket Mortgage	Conventional, FHA, VA, Jumbo, HELOC	356 +1 HELOCs	9.4%	89.9%	$301,292
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	247 +6 HELOCs	6.5%	92%	$442,570
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	143	3.8%	95%	$409,475
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	98	2.6%	92.5%	$419,387
Synergy One Lending, Inc.	Conventional, FHA, VA, Jumbo	93	2.5%	96.9%	$484,139
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	88 +10 HELOCs	2.3%	97.8%	$476,022
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	84	2.2%	89.9%	$412,500
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, Jumbo, HELOC	77 +11 HELOCs	2%	98.8%	$481,623
Movement Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	77 +8 HELOCs	2%	97.8%	$391,233
Kind Lending, LLC	Conventional, FHA, VA, Jumbo	68	1.8%	84.1%	$458,088
loanDepot.com LLC	Conventional, FHA, VA, HELOC	63 +5 HELOCs	1.7%	85.1%	$313,412
Evergreen Moneysource Mortgage Company	Conventional, FHA, VA, Jumbo	62	1.6%	100%	$387,580
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo	60	1.6%	98.4%	$508,333
American Pacific Mortgage Corporation	Conventional, FHA, VA	50	1.3%	98%	$333,400
The Loan Store, Inc	Conventional, FHA, VA, HELOC	48 +7 HELOCs	1.3%	98.2%	$395,833
Mountain America Federal Credit Union A5.0 ★Texas Ratio: 9.78%	Conventional, FHA, HELOC	44 +50 HELOCs	1.2%	63.8%	$270,681
Nationstar Mortgage	Conventional, VA	36	0.9%	82.2%	$166,666
Freedom Mortgage Corporation	Conventional, FHA, VA	35	0.9%	90.5%	$399,857
JMJ Financial Group Inc.	Conventional, FHA, VA, Jumbo	35	0.9%	100%	$436,714
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	Conventional, FHA, VA	33	0.9%	100%	$427,727	View
Churchill Mortgage Corporation	Conventional, FHA	28	0.7%	90.9%	$404,285
Waterstone Mortgage Corporation	Conventional, FHA, VA	28	0.7%	93.3%	$383,571
Mortgage Research Center	FHA, VA, Jumbo	28	0.7%	84.8%	$478,214
Primelending	Conventional, FHA, VA	27	0.7%	100%	$422,037
Navy Federal Credit Union	Conventional, VA, Jumbo, HELOC	26 +9 HELOCs	0.7%	93.1%	$374,230
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, Jumbo	25	0.7%	92.6%	$518,600	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	22	0.6%	84.6%	$255,454	View
Triad Financial Services, Inc.	Conventional	21	0.6%	75.5%	$99,285
Amerisave Mortgage Company	Conventional, FHA, VA	20	0.5%	42%	$122,000
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	20	0.5%	100%	$405,000
New American Funding, LLC.	Conventional, FHA, Jumbo, HELOC	19 +2 HELOCs	0.5%	67.9%	$535,000
Mutual of Omaha Mortgage	Conventional, VA	19	0.5%	86.4%	$393,947
Union Home Mortgage Corp.	Conventional, FHA, Jumbo	18	0.5%	94.7%	$450,000
Spring Eq, LLC	Conventional, HELOC	17 +7 HELOCs	0.4%	41.9%	$82,647
Lower, LLC	Conventional, FHA, HELOC	16 +1 HELOCs	0.4%	100%	$416,250
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	15	0.4%	53.8%	$355,666
Castle & Cooke Mortgage, LLC	Conventional, FHA, VA, Jumbo	15	0.4%	75%	$400,333
Summit Funding.Inc	Conventional, FHA, VA	14	0.4%	100%	$390,714
My Move Mortgage, LLC	Conventional, FHA, VA, Jumbo	14	0.4%	100%	$405,000
Newrez LLC	Conventional, FHA, VA	13	0.3%	68.4%	$280,384
Envoy Mortgage, Ltd	Conventional, FHA, VA, Jumbo	12	0.3%	100%	$471,666
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	12	0.3%	92.3%	$646,666	View
First Technology Federal Credit Union	Conventional, Jumbo, HELOC	10 +16 HELOCs	0.3%	91.7%	$318,000
Weichert Financial Services	Conventional	10	0.3%	100%	$512,000
Paramount Residential Mortgage	Conventional, FHA	10	0.3%	100%	$431,000
Better Mortgage Corporation	Conventional, Jumbo, HELOC	9 +4 HELOCs	0.2%	90%	$599,444
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, HELOC	9 +2 HELOCs	0.2%	100%	$333,888	View
Everett Financial, Inc.	Conventional, FHA, HELOC	9 +1 HELOCs	0.2%	100%	$286,111
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	8	0.2%	100%	$1,217,500	View
Sage Home Loans Corporation	Conventional	8	0.2%	100%	$418,750
Ocmbc, Inc.	Conventional, FHA, VA, Jumbo	8	0.2%	100%	$570,000
Nbkc Bank	Conventional, VA, Jumbo	7	0.2%	77.8%	$632,142
Securitynational Mortgage Company	Conventional, FHA	7	0.2%	100%	$307,857
Summit Mortgage Corporation	Conventional, FHA, VA	7	0.2%	100%	$487,857
Right Start Mortgage, Inc	Conventional, FHA, VA	7	0.2%	100%	$313,571
Mason-McDuffie Mortgage Corporation	Conventional	7	0.2%	100%	$402,142
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	6	0.2%	100%	$660,000	View
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA	6	0.2%	100%	$395,000	View
Lennar Mortgage, LLC	Conventional, VA	6	0.2%	85.7%	$451,666
Sierra Pacific Mortgage Co. Inc	Conventional, FHA, VA	6	0.2%	100%	$431,666
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	6	0.2%	85.7%	$440,000	View
American Neighborhood Mortgage Acceptance Company	Conventional	6	0.2%	100%	$411,666
Goodleap, LLC	Conventional, FHA, VA, HELOC	5 +10 HELOCs	0.1%	66.7%	$211,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	5	0.1%	100%	$373,000	View
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	Conventional, Jumbo	5	0.1%	50%	$571,000	View
Equity Prime Mortgage LLC	Conventional, FHA, VA	5	0.1%	100%	$455,000
Alliance Catholic Credit Union	Conventional, Jumbo	5	0.1%	100%	$651,000
Discover Bank	Conventional	5	0.1%	17.2%	$89,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	5	0.1%	100%	$349,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA	5	0.1%	83.3%	$251,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	5	0.1%	83.3%	$465,000	View
Carrington Mortgage Services LLC	Conventional, VA	5	0.1%	46.2%	$259,000
Horizon Credit Union	Conventional, HELOC	4 +32 HELOCs	0.1%	57.1%	$165,000
America First Federal Credit Union A5.0 ★Texas Ratio: 8.33%	Conventional, HELOC	4 +11 HELOCs	0.1%	83.3%	$95,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, VA, HELOC	4 +1 HELOCs	0.1%	66.7%	$272,500	View
Originpoint, LLC	Conventional, FHA, Jumbo	4	0.1%	100%	$480,000
American Financial Resources LLC	Conventional	4	0.1%	100%	$330,000
Canopy Mortgage, LLC	Conventional, VA, Jumbo	4	0.1%	100%	$640,000
AdvantageFirst Lending Inc	Conventional, FHA	4	0.1%	66.7%	$265,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	4	0.1%	100%	$370,000	View
Geneva Financial LLC	Conventional, FHA	4	0.1%	100%	$385,000
Provident Funding Associates	Conventional	4	0.1%	100%	$337,500
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	4	0.1%	100%	$522,500	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	4	0.1%	80%	$710,000	View
21St Mortgage	Conventional	4	0.1%	16%	$75,000
Tomo Mortgage LLC	Conventional, FHA	4	0.1%	100%	$440,000
Goldenwest Federal Credit Union A+5.0 ★Texas Ratio: 2.69%	Conventional, HELOC	3 +13 HELOCs	0.1%	80%	$318,333
Resicentral LLC	Conventional, FHA	3	0.1%	100%	$388,333
Deephaven Mortgage LLC	Conventional, Jumbo	3	0.1%	75%	$775,000
HomeXpress Mortgage Corp.	Conventional, Jumbo	3	0.1%	100%	$718,333
Credit Union Mortgage Associat	Conventional	3	0.1%	100%	$618,333
Bay Equity LLC	Conventional	3	0.1%	100%	$291,666
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.1%	37.5%	$471,666	View
Peoples Mortgage Company	Conventional, VA, Jumbo	3	0.1%	100%	$535,000
Planet Home Lending, LLC	Conventional	3	0.1%	100%	$508,333
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, VA	3	0.1%	100%	$395,000	View
Rogue Credit Union	Conventional	3	0.1%	75%	$168,333
RoundPoint Mortgage Servicing LLC	Conventional	3	0.1%	75%	$308,333
Nations Direct Mortgage, LLC	VA	3	0.1%	100%	$588,333
Nexera Holding LLC	Conventional	3	0.1%	100%	$378,333
Texana Bank	Conventional	3	0.1%	100%	$411,666
Valon Mortgage	Conventional, HELOC	2 +8 HELOCs	0.1%	100%	$280,000
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +7 HELOCs	0.1%	66.7%	$255,000	View
HomeBridge Financial Services, Inc	VA, HELOC	2 +6 HELOCs	0.1%	100%	$465,000
First Community Mortgage, Inc.	Conventional	2	0.1%	100%	$365,000
First Western Trust Bank A+5.0 ★Texas Ratio: 5.16%	Conventional	2	0.1%	100%	$395,000	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	2	0.1%	100%	$500,000	View
Primary Residential Mortgage, INC.	Conventional, FHA	2	0.1%	100%	$295,000
NOVA Financial & Investment Corporation	FHA, VA	2	0.1%	100%	$485,000
Global Federal Credit Union	Conventional	2	0.1%	100%	$460,000
AmeriHome Mortgage Company, LLC	Conventional	2	0.1%	100%	$325,000
American Financial Network, Inc.	Conventional	2	0.1%	100%	$750,000
AmWest Funding Corp	Conventional, Jumbo	2	0.1%	100%	$540,000
Sun West Mortgage Company, Inc	Conventional, FHA	2	0.1%	100%	$365,000
Credit Human Federal Credit Un	Conventional	2	0.1%	36.8%	$75,000
First Colony Mortgage Corporat	Conventional, VA	2	0.1%	100%	$505,000
Real Genius LLC	Conventional	2	0.1%	100%	$285,000
Nfm, Inc	Conventional, FHA	2	0.1%	100%	$455,000
Mortgage Express	Conventional, FHA	2	0.1%	100%	$440,000
Ony Glo, Inc.	Conventional	2	0.1%	100%	$630,000
Nations Lending Corporation	Conventional, FHA	2	0.1%	100%	$420,000
Hometown Equity Mortgage, LLC	Conventional	2	0.1%	66.7%	$540,000
Lendsure Mortgage Corp.	Conventional, Jumbo	2	0.1%	100%	$980,000
United Mortgage Corp.	Conventional	2	0.1%	100%	$285,000
Eagle Bank and Trust Company A+5.0 ★Texas Ratio: 1.39%	Conventional	2	0.1%	100%	$560,000	View
Plaza Home Mortgage, Inc	Conventional, VA	2	0.1%	50%	$360,000
Old Second National Bank A5.0 ★Texas Ratio: 6.17%	Conventional	2	0.1%	100%	$115,000	View
Champions Funding, LLC	Conventional	2	0.1%	66.7%	$385,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional, VA	2	0.1%	100%	$645,000	View
Technology Credit Union	Conventional, HELOC	1 +5 HELOCs	0%	100%	$145,000
Quorum Federal Credit Union	Conventional, HELOC	1 +4 HELOCs	0%	50%	$205,000
Boeing Employees' Credit Union	Conventional, HELOC	1 +3 HELOCs	0%	100%	$365,000
Pacific Residential Mortgage, LLC	Conventional	1	0%	100%	$545,000
Arc Home LLC	Conventional	1	0%	100%	$385,000
Alliant Credit Union	Conventional	1	0%	100%	$775,000
Verus	Conventional	1	0%	100%	$355,000
Cornerstone First Mortgage, LLC	Conventional	1	0%	100%	$295,000
North Shore Trust & Savings A+5.0 ★Texas Ratio: 3.87%	Conventional	1	0%	100%	$255,000	View
Alameda Mortgage Corporation	Conventional	1	0%	100%	$395,000
Arbor Bank A5.0 ★Texas Ratio: 10.07%	Conventional	1	0%	100%	$345,000	View
Bny Mellon, N.A. A+5.0 ★Texas Ratio: 0.37%	Conventional, Jumbo	1	0%	100%	$945,000	View
Atlantic Coast Mortgage, LLC	Conventional	1	0%	100%	$375,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	VA, Jumbo	1	0%	100%	$1,495,000	View
Success Lending, LLC	Conventional	1	0%	100%	$105,000
Aspire Home Loans	Conventional	1	0%	100%	$265,000
MortgageOne, Inc	Conventional	1	0%	100%	$675,000
Watermark Capital, Inc.	Conventional	1	0%	100%	$405,000
Infinity Equity Group, Inc.	FHA	1	0%	100%	$335,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	VA	1	0%	100%	$495,000	View
Oaktree Funding Corp	Conventional	1	0%	100%	$175,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0%	100%	$475,000	View
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0%	100%	$535,000
Sammamish Mortgage Company	Conventional	1	0%	100%	$255,000
Wallick and Volk, Inc.	Conventional	1	0%	100%	$215,000
Clm Mortgage, Inc	Conventional	1	0%	100%	$305,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	FHA	1	0%	100%	$335,000	View
Valley West Corporation	VA	1	0%	100%	$395,000
Bay-Valley Mortgage Group	Conventional	1	0%	100%	$575,000
Granite Federal Credit Union A5.0 ★Texas Ratio: 13.85%	Conventional	1	0%	100%	$535,000	View
Success Mortgage Partners, Inc	VA	1	0%	100%	$325,000
Bayshore Mortgage Funding	Conventional	1	0%	100%	$345,000
Royal Pacific Funding	Conventional	1	0%	100%	$705,000
Intercap Lending Inc	Conventional	1	0%	100%	$455,000
Das Acquisition Company, LLC	Conventional	1	0%	100%	$395,000
Greenwood Credit Union	Conventional	1	0%	100%	$55,000
Flexpoint, Inc.	Conventional	1	0%	100%	$335,000
Click n' Close, Inc.	FHA	1	0%	100%	$395,000
American Financing Corporation	Conventional	1	0%	30%	$345,000
ClearPath Lending	VA	1	0%	100%	$325,000
Dignified Home Loans LLC	Conventional	1	0%	100%	$225,000
Strong Home Mortgage, LLC	Conventional	1	0%	100%	$435,000
Starion Bank A5.0 ★Texas Ratio: 10.59%	FHA	1	0%	100%	$355,000	View
Ameritrust Mortgage Corporation	Conventional	1	0%	100%	$255,000
Oceanfirst Bank A+5.0 ★Texas Ratio: 5.26%	Conventional	1	0%	100%	$305,000	View
Stg Mortgage Inc	Conventional	1	0%	100%	$245,000
New Day Financial, LLC.	VA	1	0%	20%	$305,000
Foundation Mortgage Corporation	Conventional, Jumbo	1	0%	80%	$1,425,000
Land Home Financial Services,	Conventional	1	0%	100%	$485,000
Summit Mortgage Corporation	FHA	1	0%	100%	$425,000
Western State Bank A5.0 ★Texas Ratio: 6.13%	Conventional	1	0%	100%	$205,000	View
Franklin Loan Corporation	FHA	1	0%	100%	$595,000
T2 Financial LLC	Conventional	1	0%	100%	$515,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA	1	0%	100%	$385,000	View
Baxter Credit Union A+5.0 ★Texas Ratio: 2.91%	Conventional	1	0%	100%	$535,000	View
Paramount Bank A5.0 ★Texas Ratio: 8.70%	Conventional	1	0%	100%	$605,000	View
Megastar Finanacial Corp	VA	1	0%	100%	$355,000
Firefighters First Federal Credit Union	Conventional	1	0%	100%	$155,000
University Bank A+5.0 ★Texas Ratio: 3.82%	VA	1	0%	100%	$555,000	View
Willamette Valley Bank A+5.0 ★Texas Ratio: 0.89%	VA	1	0%	40%	$235,000	View
V.I.P. Mortgage, Inc.	Conventional	1	0%	100%	$805,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	1	0%	100%	$1,215,000	View
Prosperity Home Mortgage, LLC	Conventional	1	0%	100%	$355,000
1st Security Bank of Washington A+5.0 ★Texas Ratio: 4.31%	Conventional	1	0%	100%	$245,000	View
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0%	100%	$325,000	View
Ussfcu	Conventional	1	0%	100%	$35,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0%	100%	$475,000	View
RBC Bank (Georgia), N.A.	Conventional	1	0%	100%	$585,000
Arizona Financial Credit Union	Conventional	1	0%	100%	$355,000
State Departmenet Federal Credit Union	Conventional	1	0%	100%	$235,000
Baycoast Bank A5.0 ★Texas Ratio: 12.75%	Conventional	1	0%	50%	$125,000	View
Top Flite Financial, Inc.	FHA	1	0%	100%	$75,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	1	0%	100%	$1,435,000	View
Cake Mortgage Corp.	Conventional	1	0%	100%	$435,000
Figure Lending LLC	HELOC	0 +27 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +6 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +6 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
American Airlines Federal Cred	HELOC	0 +2 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +2 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Nasa Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Nuvision Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Credit Union of Colorado, A Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Boise City Mortgage Rate Trends

Daily average mortgage rates for Idaho compared with the national average, updated every evening.

30-Year Fixed ID Avg

7.436%

▲ 0.114 vs 7 days ago

15-Year Fixed ID Avg

6.928%

▲ 0.048 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Boise City, Idaho

Looking for mortgage lenders near me or mortgage brokers near me in Boise City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Boise City in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Boise City, ID

Use these to narrow the list above. Each category shows how many Boise City, ID lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 135 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 71 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 39 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 70 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 72 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 56 lenders. Loans above the conforming limit for higher priced homes Local lenders based in ID 13 lenders headquartered in Idaho, the closest thing to a mortgage lender near you

Who Lends in Boise City, ID

Independent mortgage companies closed 62.8 percent of home loans in Boise City, Idaho in 2025, banks 14.6 percent and credit unions 22.5 percent. Premier Mortgage Resources, LLC was the largest mortgage company, US Bank, N.A. the largest bank and Idaho Central Credit Union the largest credit union. Among lenders headquartered in Idaho, Idaho Central Credit Union led with 564 loans.

62.8%

Mortgage companies

14.6%

Banks

22.5%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Idaho. None

More Idaho Mortgage Lender Pages

All Idaho lenders 455 lenders Meridian 205 lenders Nampa 182 lenders Caldwell 163 lenders Kuna 147 lenders Idaho Falls 121 lenders Twin Falls 104 lenders Coeur d'Alene 149 lenders Star 134 lenders Pocatello 111 lenders Post Falls 112 lenders Eagle 141 lenders Lewiston 89 lenders

Frequently Asked Questions About Mortgage Lenders in Boise City, ID

Who is the largest mortgage lender in Boise City, ID?

By home loans closed in 2025, Idaho Central Credit Union was the largest mortgage lender in Boise City, Idaho with 564 loans, about 14.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Boise City, ID have the highest approval rates?

Among lenders with meaningful volume in Boise City, Idaho, Evergreen Moneysource Mortgage Company approved the highest share of completed applications in 2025 at 100 percent, against a 88.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Boise City, ID mortgage lenders offer FHA, VA and USDA loans?

70 lenders closed FHA loans in Boise City, Idaho in 2025, led by United Wholesale Mortgage with 28. 72 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Boise City, ID lender list?

Yes. 71 banks and 39 credit unions closed home loans in Boise City, Idaho in 2025, alongside 135 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Boise City, ID ranked on this page?

Lenders are ranked only by the number of home loans they closed in Boise City, Idaho during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Boise City, Idaho for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Boise City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.