Mortgage Lenders and Brokers in Rathdrum, Idaho
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rathdrum, Idaho mortgage lenders include Columbia BankColumbia Bank6878 West Hwy 53, Rathdrum, ID 83858A+5.0 ★Texas Ratio: 2.28%, Wells Fargo Bank NAWells Fargo Bank NA16234 N Highway 41, Rathdrum, ID 83858A+5.0 ★Texas Ratio: 5.36%, Idaho Central Credit UnionIdaho Central Credit Union246 Idaho St, American Falls, ID 83211 1236A+5.0 ★Texas Ratio: 4.55%, Glacier BankGlacier Bank2797 S 25th E, Ammon, ID 83406A+5.0 ★Texas Ratio: 1.87%, US Bank, N.A.US Bank, N.A.9 S Ash St, Blackfoot, ID 83221A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1711 S 25th E, Ammon, ID 83406A+5.0 ★Texas Ratio: 3.68%, Banner BankBanner Bank950 W Bannock St, Boise, ID 83702A+5.0 ★Texas Ratio: 2.91%, Freedom Northwest Credit UnionFreedom Northwest Credit Union303 Main Street, Kamiah, ID 83536A+5.0 ★Texas Ratio: 3.79%, First Interstate BankFirst Interstate Bank8351 W Overland Rd, Boise, ID 83709A+5.0 ★Texas Ratio: 4.72%, and Washington Trust BankWashington Trust Bank901 W Bannock St, Boise, ID 83702A+5.0 ★Texas Ratio: 4.63%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rathdrum, Idaho in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rathdrum are listed first, then lenders elsewhere in Idaho, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rathdrum, Idaho
Market share is the lender's share of all home loans closed in Rathdrum, Idaho. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Rathdrum 6878 West Hwy 53, Rathdrum, ID 83858 A+5.0 ★Texas Ratio: 2.28% |
Conventional, FHA, VA, HELOC | 9 +3 HELOCs |
1.5% | 81.8% | $278,333 | View |
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1 office in Rathdrum 16234 N Highway 41, Rathdrum, ID 83858 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 33.3% | $395,000 | View |
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★ 5 stars, 1 review 246 Idaho St, American Falls, ID 83211 1236 A+5.0 ★Texas Ratio: 4.55% |
Conventional, FHA, VA, Jumbo, HELOC | 52 +43 HELOCs |
8.5% | 95.7% | $392,500 | View |
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2797 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 1.87% |
Conventional, FHA, VA, Jumbo, HELOC | 36 +8 HELOCs |
5.9% | 100% | $474,166 | View |
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9 S Ash St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 7 +5 HELOCs |
1.1% | 70% | $462,142 | View |
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1711 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 5 | 0.8% | 100% | $491,000 | View |
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950 W Bannock St, Boise, ID 83702 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 66.7% | $385,000 | View |
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303 Main Street, Kamiah, ID 83536 A+5.0 ★Texas Ratio: 3.79% |
Conventional | 2 | 0.3% | 100% | $480,000 | View |
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★ 1 stars, 1 review 8351 W Overland Rd, Boise, ID 83709 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $385,000 | View |
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901 W Bannock St, Boise, ID 83702 A+5.0 ★Texas Ratio: 4.63% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $75,000 | View |
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8521 W Franklin Rd, Boise, ID 83709 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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2540 E Sunnyside Rd, Ammon, ID 83406 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Premier Mortgage Resources, LLC
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Conventional, VA | 14 | 2.3% | 100% | $387,857 | |
Potlatch No 1 Financial Credit U
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Conventional, HELOC | 6 +11 HELOCs |
1% | 100% | $166,666 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 50 | 8.2% | 86.2% | $361,600 | |
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A+5.0 ★Texas Ratio: 0.89% |
Conventional, FHA, VA | 46 | 7.5% | 95.8% | $384,130 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 44 +2 HELOCs |
7.2% | 95.7% | $462,500 | |
loanDepot.com LLC
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Conventional, FHA, VA, Jumbo, HELOC | 21 +1 HELOCs |
3.4% | 95.5% | $385,476 | |
Cmg Mortgage Inc
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Conventional, FHA, VA | 20 | 3.3% | 100% | $410,000 | |
Planet Home Lending, LLC
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Conventional, FHA, VA, Jumbo | 20 | 3.3% | 95.5% | $388,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 18 | 2.9% | 100% | $385,555 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 16 +2 HELOCs |
2.6% | 88.9% | $439,375 | |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 13 | 2.1% | 100% | $327,307 | |
Evergreen Moneysource Mortgage Company
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Conventional, VA | 13 | 2.1% | 100% | $442,692 | |
Boeing Employees' Credit Union
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Conventional, FHA | 12 | 2% | 100% | $400,833 | |
Spokane Teachers Credit Union
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Conventional, HELOC | 11 +25 HELOCs |
1.8% | 73.3% | $235,909 | |
Summit Funding.Inc
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Conventional, FHA | 11 | 1.8% | 91.7% | $377,727 | |
Newrez LLC
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Conventional, FHA, VA | 9 | 1.5% | 100% | $279,444 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 7 | 1.1% | 100% | $445,000 | |
Triad Financial Services, Inc.
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Conventional | 7 | 1.1% | 63.2% | $102,142 | |
Nfm, Inc
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Conventional, FHA, VA | 7 | 1.1% | 100% | $429,285 | |
Nationstar Mortgage
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Conventional, FHA, VA | 7 | 1.1% | 87.5% | $346,428 | |
Mortgage Research Center
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Conventional, VA, Jumbo | 7 | 1.1% | 50% | $477,857 | |
Paramount Residential Mortgage
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Conventional, VA | 7 | 1.1% | 100% | $359,285 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 1% | 88.9% | $403,333 | |
Canopy Mortgage, LLC
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Conventional, FHA, VA | 6 | 1% | 100% | $308,333 | |
Envoy Mortgage, Ltd
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Conventional, FHA, VA, Jumbo | 6 | 1% | 100% | $485,000 | |
Amerisave Mortgage Company
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Conventional | 6 | 1% | 85.7% | $131,666 | |
American Pacific Mortgage Corporation
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Conventional, FHA, Jumbo | 6 | 1% | 100% | $548,333 | |
The Loan Store, Inc
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Conventional, Jumbo, HELOC | 5 +1 HELOCs |
0.8% | 100% | $489,000 | |
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A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA | 5 | 0.8% | 100% | $319,000 | View |
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A5.0 ★Texas Ratio: 10.77% |
Conventional, FHA, VA | 5 | 0.8% | 85.7% | $451,000 | View |
Spring Eq, LLC
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Conventional, Jumbo | 5 | 0.8% | 71.4% | $163,000 | |
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A+5.0 ★Texas Ratio: 2.22% |
Conventional, HELOC | 4 +30 HELOCs |
0.7% | 100% | $415,000 | View |
Kind Lending, LLC
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Conventional, FHA, VA | 4 | 0.7% | 100% | $465,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 3 | 0.5% | 57.1% | $291,666 | |
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A5.0 ★Texas Ratio: 9.78% |
Conventional | 3 | 0.5% | 75% | $391,666 | |
Navy Federal Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
0.3% | 66.7% | $50,000 | |
Nbkc Bank
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Conventional | 2 | 0.3% | 100% | $605,000 | |
Directors Mortgage, Inc
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Conventional, FHA | 2 | 0.3% | 100% | $235,000 | |
Princeton Mortgage Corporation
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Conventional, FHA | 2 | 0.3% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 2 | 0.3% | 100% | $585,000 | View |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $230,000 | |
American Financing Corporation
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FHA, VA | 2 | 0.3% | 40% | $495,000 | |
New Day Financial, LLC.
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VA | 2 | 0.3% | 66.7% | $425,000 | |
Churchill Mortgage Corporation
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Conventional | 2 | 0.3% | 75% | $425,000 | |
Provident Funding Associates
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Conventional | 2 | 0.3% | 100% | $410,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 2 | 0.3% | 100% | $300,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.3% | 50% | $245,000 | View |
Village Capital & Investment
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VA | 2 | 0.3% | 66.7% | $460,000 | |
Gesa Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $655,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
Global Federal Credit Union
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VA | 1 | 0.2% | 100% | $665,000 | |
Orchard Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Augusta Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $545,000 | |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.2% | 100% | $665,000 | View |
Sammamish Mortgage Company
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Wallick and Volk, Inc.
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Conventional | 1 | 0.2% | 100% | $235,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.2% | 100% | $355,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.2% | 100% | $425,000 | |
Ocmbc, Inc.
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Conventional | 1 | 0.2% | 100% | $395,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
HomeBridge Financial Services, Inc
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VA | 1 | 0.2% | 100% | $425,000 | |
Spokane Firefighters Credit Un
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 20% | $115,000 | |
Lpmc, LLC dba Landmark Profess
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Sun West Mortgage Company, Inc
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VA, Jumbo | 1 | 0.2% | 100% | $955,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.2% | 100% | $705,000 | |
Mortgage Express
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Conventional | 1 | 0.2% | 100% | $505,000 | |
Summit Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
Teachers Federal Credit Union
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,515,000 | |
Canopy Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $65,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.2% | 100% | $235,000 | View |
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A5.0 ★Texas Ratio: 8.33% |
Conventional | 1 | 0.2% | 66.7% | $245,000 | |
Firefighters First Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.2% | 50% | $135,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 50% | $775,000 | |
New American Funding, LLC.
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FHA | 1 | 0.2% | 100% | $305,000 | |
Lower, LLC
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FHA | 1 | 0.2% | 100% | $465,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $345,000 | View |
21St Mortgage
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Conventional | 1 | 0.2% | 33.3% | $145,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 100% | $455,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $805,000 | View |
First Technology Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $565,000 | |
Wsecu
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Conventional | 1 | 0.2% | 100% | $575,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $425,000 | |
Georgia'S Own Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Horizon Credit Union
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HELOC | 0 +1 HELOCs |
0% | 100% | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nuvision Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Rathdrum Mortgage Rate Trends
Daily average mortgage rates for Idaho compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rathdrum, Idaho
Looking for mortgage lenders near me or mortgage brokers near me in Rathdrum? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rathdrum in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rathdrum, ID
Use these to narrow the list above. Each category shows how many Rathdrum, ID lenders fit and what that kind of lender is usually best for.
Who Lends in Rathdrum, ID
Independent mortgage companies closed 62.2 percent of home loans in Rathdrum, Idaho in 2025, banks 21.3 percent and credit unions 16.5 percent. Premier Mortgage Resources, LLC was the largest mortgage company, Columbia Bank the largest bank and Idaho Central Credit Union the largest credit union. Among lenders headquartered in Idaho, Idaho Central Credit Union led with 52 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Idaho. None
More Idaho Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rathdrum, ID
By home loans closed in 2025, Columbia Bank was the largest mortgage lender in Rathdrum, Idaho with 9 loans, about 1.5 percent of the market. The largest lender headquartered in Idaho was Idaho Central Credit Union with 52 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Rathdrum, Idaho, Idaho Central Credit Union approved the highest share of completed applications in 2025 at 95.7 percent, against a 89.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
33 lenders closed FHA loans in Rathdrum, Idaho in 2025, led by Willamette Valley Bank with 12. 33 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 22 credit unions closed home loans in Rathdrum, Idaho in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rathdrum, Idaho during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rathdrum, Idaho for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rathdrum. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
