Mortgage Lenders and Brokers in Cascade, Idaho
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cascade, Idaho mortgage lenders include Columbia BankColumbia Bank101 South Main Street, Cascade, ID 83611A+5.0 ★Texas Ratio: 2.28%, Idaho Central Credit UnionIdaho Central Credit Union246 Idaho St, American Falls, ID 83211 1236A+5.0 ★Texas Ratio: 4.55%, US Bank, N.A.US Bank, N.A.9 S Ash St, Blackfoot, ID 83221A+5.0 ★Texas Ratio: 2.85%, Freedom Northwest Credit UnionFreedom Northwest Credit Union303 Main Street, Kamiah, ID 83536A+5.0 ★Texas Ratio: 3.79%, NBH BankNBH Bank802 W Bannock St, Boise, ID 83702A+5.0 ★Texas Ratio: 2.90%, D. L. Evans BankD. L. Evans Bank200 W Market St, Albion, ID 83311A+5.0 ★Texas Ratio: 1.13%, Pioneer Federal Credit UnionPioneer Federal Credit Union8100 W Emerald St, Boise, ID 83704A5.0 ★Texas Ratio: 7.01%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1711 S 25th E, Ammon, ID 83406A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA8521 W Franklin Rd, Boise, ID 83709A+5.0 ★Texas Ratio: 4.14%, and Glacier BankGlacier Bank2797 S 25th E, Ammon, ID 83406A+5.0 ★Texas Ratio: 1.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cascade, Idaho in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cascade are listed first, then lenders elsewhere in Idaho, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cascade, Idaho
Market share is the lender's share of all home loans closed in Cascade, Idaho. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Cascade 101 South Main Street, Cascade, ID 83611 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 2 +4 HELOCs |
1.3% | 100% | $365,000 | View |
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★ 5 stars, 1 review 246 Idaho St, American Falls, ID 83211 1236 A+5.0 ★Texas Ratio: 4.55% |
Conventional, FHA, Jumbo, HELOC | 31 +24 HELOCs |
20.1% | 95.5% | $520,161 | View |
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9 S Ash St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 7 +1 HELOCs |
4.5% | 77.8% | $957,857 | View |
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303 Main Street, Kamiah, ID 83536 A+5.0 ★Texas Ratio: 3.79% |
Conventional | 5 | 3.2% | 100% | $119,000 | View |
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802 W Bannock St, Boise, ID 83702 A+5.0 ★Texas Ratio: 2.90% |
Conventional, Jumbo | 3 | 1.9% | 100% | $1,241,666 | View |
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200 W Market St, Albion, ID 83311 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 3 | 1.9% | 100% | $341,666 | View |
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8100 W Emerald St, Boise, ID 83704 A5.0 ★Texas Ratio: 7.01% |
Conventional | 2 | 1.3% | 100% | $320,000 | View |
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1711 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $495,000 | View |
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8521 W Franklin Rd, Boise, ID 83709 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.6% | 100% | $1,845,000 | View |
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2797 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 1.87% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.6% | 100% | $985,000 | View |
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901 W Bannock St, Boise, ID 83702 A+5.0 ★Texas Ratio: 4.63% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,695,000 | View |
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★ 1 stars, 1 review 8351 W Overland Rd, Boise, ID 83709 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Premier Mortgage Resources, LLC
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Conventional | 3 | 1.9% | 100% | $485,000 | |
Capital Educators Fed CU
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Conventional | 2 | 1.3% | 50% | $230,000 | |
Bluebird Home Loans LLC
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Conventional | 1 | 0.6% | 100% | $455,000 | |
Rocket Mortgage
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Conventional, FHA | 13 | 8.4% | 100% | $371,923 | |
Fairway Independent Mort Corp
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Conventional | 12 | 7.8% | 85.7% | $334,166 | |
loanDepot.com LLC
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Conventional, VA, Jumbo | 5 | 3.2% | 83.3% | $441,000 | |
Movement Mortgage, LLC
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Conventional, Jumbo | 5 | 3.2% | 100% | $733,000 | |
Guild Mortgage Company
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Conventional | 5 | 3.2% | 100% | $437,000 | |
United Wholesale Mortgage
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Conventional, FHA | 4 | 2.6% | 100% | $415,000 | |
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A5.0 ★Texas Ratio: 9.78% |
Conventional, HELOC | 3 +1 HELOCs |
1.9% | 60% | $365,000 | |
Churchill Mortgage Corporation
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Conventional | 2 | 1.3% | 66.7% | $520,000 | |
The Loan Store, Inc
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Conventional | 2 | 1.3% | 100% | $505,000 | |
New American Funding, LLC.
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Conventional, Jumbo | 2 | 1.3% | 100% | $1,360,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 2 | 1.3% | 100% | $515,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
FHA, VA | 2 | 1.3% | 100% | $265,000 | View |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.6% | 100% | $2,705,000 | View |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.6% | 33.3% | $335,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $395,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.6% | 100% | $565,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $305,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.6% | 100% | $565,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.6% | 100% | $725,000 | View |
Horizon Credit Union
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Conventional | 1 | 0.6% | 100% | $85,000 | |
City 1st Mortgage Services, LC
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Conventional | 1 | 0.6% | 100% | $205,000 | |
Intercap Lending Inc
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Conventional | 1 | 0.6% | 100% | $365,000 | |
Evergreen Moneysource Mortgage Company
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Conventional | 1 | 0.6% | 100% | $465,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 2.28% |
Conventional | 1 | 0.6% | 100% | $555,000 | View |
Castle & Cooke Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $295,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $705,000 | |
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A5.0 ★Texas Ratio: 7.85% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,825,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.6% | 100% | $95,000 | |
Rogue Credit Union
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VA | 1 | 0.6% | 100% | $405,000 | |
Mortgage Research Center
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VA | 1 | 0.6% | 25% | $655,000 | |
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A5.0 ★Texas Ratio: 8.33% |
Conventional | 1 | 0.6% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.6% | 100% | $735,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.6% | 100% | $845,000 | View |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $635,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.6% | 100% | $335,000 | |
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A5.0 ★Texas Ratio: 10.77% |
Conventional, Jumbo | 1 | 0.6% | 100% | $955,000 | View |
Gesa Credit Union
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Conventional | 1 | 0.6% | 100% | $135,000 | |
Right Start Mortgage, Inc
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Conventional, Jumbo | 1 | 0.6% | 100% | $885,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.6% | 100% | $425,000 | View |
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A+5.0 ★Texas Ratio: 1.39% |
Conventional | 1 | 0.6% | 100% | $315,000 | View |
Navy Federal Credit Union
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Conventional | 1 | 0.6% | 50% | $105,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.6% | 100% | $515,000 | |
First Technology Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $365,000 | |
My Move Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $115,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.6% | 100% | $315,000 | |
Guaranteed Rate, Inc.
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
United Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Cascade Mortgage Rate Trends
Daily average mortgage rates for Idaho compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cascade, Idaho
Looking for mortgage lenders near me or mortgage brokers near me in Cascade? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cascade in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cascade, ID
Use these to narrow the list above. Each category shows how many Cascade, ID lenders fit and what that kind of lender is usually best for.
Who Lends in Cascade, ID
Independent mortgage companies closed 46.8 percent of home loans in Cascade, Idaho in 2025, banks 21.4 percent and credit unions 31.8 percent. Premier Mortgage Resources, LLC was the largest mortgage company, Columbia Bank the largest bank and Idaho Central Credit Union the largest credit union. Among lenders headquartered in Idaho, Idaho Central Credit Union led with 31 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Idaho. None
More Idaho Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cascade, ID
By home loans closed in 2025, Columbia Bank was the largest mortgage lender in Cascade, Idaho with 2 loans, about 1.3 percent of the market. The largest lender headquartered in Idaho was Idaho Central Credit Union with 31 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Cascade, Idaho in 2025, led by United Wholesale Mortgage with 3. 6 lenders closed VA loans, led by loanDepot.com LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 12 credit unions closed home loans in Cascade, Idaho in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cascade, Idaho during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cascade, Idaho for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cascade. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
