Mortgage Lenders and Brokers in Fruitland, Idaho
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Fruitland, Idaho mortgage lenders include D. L. Evans BankD. L. Evans Bank1307 Nw 16th St, Fruitland, ID 83619A+5.0 ★Texas Ratio: 1.13%, Keybank National AssociationKeybank National Association1515 N Whitley Dr, Fruitland, ID 83619A+5.0 ★Texas Ratio: 4.81%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.909 Nw 16th St Ste B, Fruitland, ID 83619A+5.0 ★Texas Ratio: 3.72%, First Interstate BankFirst Interstate Bank1850 N Whitley Dr, Fruitland, ID 83619A+5.0 ★Texas Ratio: 4.72%, Idaho Central Credit UnionIdaho Central Credit Union815 NW 11th St, Fruitland, ID 83619A+5.0 ★Texas Ratio: 4.55%, US Bank, N.A.US Bank, N.A.9 S Ash St, Blackfoot, ID 83221A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA165 S Main St, Aberdeen, ID 83210A+5.0 ★Texas Ratio: 5.36%, Westmark Credit UnionWestmark Credit Union575 Jensen Grove Dr, Blackfoot, ID 83221 1682A+5.0 ★Texas Ratio: 3.04%, Pioneer Federal Credit UnionPioneer Federal Credit Union8100 W Emerald St, Boise, ID 83704A5.0 ★Texas Ratio: 7.01%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1711 S 25th E, Ammon, ID 83406A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fruitland, Idaho in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fruitland are listed first, then lenders elsewhere in Idaho, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fruitland, Idaho
Market share is the lender's share of all home loans closed in Fruitland, Idaho. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Fruitland 1307 Nw 16th St, Fruitland, ID 83619 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 8 | 3.5% | 100% | $245,000 | View |
|
1 office in Fruitland 1515 N Whitley Dr, Fruitland, ID 83619 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 4 +1 HELOCs |
1.7% | 80% | $242,500 | View |
|
1 office in Fruitland 909 Nw 16th St Ste B, Fruitland, ID 83619 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 1 office in Fruitland 1850 N Whitley Dr, Fruitland, ID 83619 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
★ 5 stars, 1 review 815 NW 11th St, Fruitland, ID 83619 A+5.0 ★Texas Ratio: 4.55% |
Conventional, FHA, HELOC | 21 +24 HELOCs |
9.2% | 96.3% | $254,047 | View |
|
9 S Ash St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 8 +2 HELOCs |
3.5% | 88.9% | $255,000 | View |
|
165 S Main St, Aberdeen, ID 83210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.9% | 100% | $155,000 | View |
|
575 Jensen Grove Dr, Blackfoot, ID 83221 1682 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $55,000 | View |
|
8100 W Emerald St, Boise, ID 83704 A5.0 ★Texas Ratio: 7.01% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $105,000 | View |
|
1711 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
|
249 N 9th St, Boise, ID 83702 5710 A5.0 ★Texas Ratio: 11.80% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
|
280 W Judicial St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 4.48% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
|
8521 W Franklin Rd, Boise, ID 83709 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Premier Mortgage Resources, LLC
|
Conventional, FHA | 8 | 3.5% | 100% | $242,500 | |
Capital Educators Fed CU
|
Conventional | 2 | 0.9% | 100% | $95,000 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 25 | 10.9% | 100% | $298,600 | |
Rocket Mortgage
|
Conventional, FHA, VA | 17 | 7.4% | 85% | $183,235 | |
Rogue Credit Union
|
Conventional | 16 | 7% | 76.2% | $104,375 | |
First Colony Mortgage Corporat
|
Conventional, FHA, VA | 13 | 5.7% | 100% | $321,923 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 9 | 3.9% | 75% | $386,111 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 9 | 3.9% | 100% | $295,000 | |
loanDepot.com LLC
|
Conventional, FHA, HELOC | 7 +1 HELOCs |
3.1% | 100% | $237,857 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA | 7 | 3.1% | 100% | $295,000 | |
Synergy One Lending, Inc.
|
Conventional, FHA, VA | 6 | 2.6% | 100% | $313,333 | |
Evergreen Moneysource Mortgage Company
|
Conventional, FHA | 6 | 2.6% | 100% | $211,666 | |
Churchill Mortgage Corporation
|
Conventional, FHA | 6 | 2.6% | 85.7% | $221,666 | |
Waterstone Mortgage Corporation
|
Conventional, FHA | 5 | 2.2% | 100% | $311,000 | |
Triad Financial Services, Inc.
|
Conventional | 4 | 1.7% | 75% | $82,500 | |
Cmg Mortgage Inc
|
FHA, VA, USDA | 4 | 1.7% | 100% | $300,000 | |
Mortgage Research Center
|
Conventional, VA | 4 | 1.7% | 100% | $190,000 | |
Primelending
|
Conventional, FHA, VA | 3 | 1.3% | 100% | $265,000 | |
New American Funding, LLC.
|
Conventional | 3 | 1.3% | 75% | $201,666 | |
Guaranteed Rate, Inc.
|
Conventional, VA | 2 | 0.9% | 100% | $380,000 | |
Newrez LLC
|
Conventional, VA | 2 | 0.9% | 100% | $425,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 0.9% | 100% | $75,000 | |
|
A5.0 ★Texas Ratio: 9.78% |
Conventional | 2 | 0.9% | 66.7% | $270,000 | |
American Pacific Mortgage Corporation
|
Conventional | 2 | 0.9% | 100% | $290,000 | |
|
A5.0 ★Texas Ratio: 10.77% |
Conventional, FHA | 2 | 0.9% | 100% | $290,000 | View |
21St Mortgage
|
Conventional | 2 | 0.9% | 28.6% | $90,000 | |
The Loan Store, Inc
|
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $235,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 0.4% | 100% | $215,000 | |
Kind Lending, LLC
|
Conventional | 1 | 0.4% | 50% | $255,000 | |
AdvantageFirst Lending Inc
|
VA | 1 | 0.4% | 100% | $375,000 | |
Union Home Mortgage Corp.
|
FHA | 1 | 0.4% | 50% | $315,000 | |
Nfm, Inc
|
FHA | 1 | 0.4% | 100% | $355,000 | |
Gardner Financial Services
|
Conventional | 1 | 0.4% | 100% | $465,000 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
Nationstar Mortgage
|
Conventional | 1 | 0.4% | 100% | $45,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.4% | 50% | $75,000 | |
Lower, LLC
|
FHA | 1 | 0.4% | 100% | $335,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
Spring Eq, LLC
|
Conventional | 1 | 0.4% | 100% | $175,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 4.31% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A5.0 ★Texas Ratio: 8.33% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Fruitland Mortgage Rate Trends
Daily average mortgage rates for Idaho compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fruitland, Idaho
Looking for mortgage lenders near me or mortgage brokers near me in Fruitland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fruitland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fruitland, ID
Use these to narrow the list above. Each category shows how many Fruitland, ID lenders fit and what that kind of lender is usually best for.
Who Lends in Fruitland, ID
Independent mortgage companies closed 65.1 percent of home loans in Fruitland, Idaho in 2025, banks 15.7 percent and credit unions 19.2 percent. Premier Mortgage Resources, LLC was the largest mortgage company, D. L. Evans Bank the largest bank and Idaho Central Credit Union the largest credit union. Among lenders headquartered in Idaho, D. L. Evans Bank led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Idaho. None
More Idaho Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fruitland, ID
By home loans closed in 2025, D. L. Evans Bank was the largest mortgage lender in Fruitland, Idaho with 8 loans, about 3.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Fruitland, Idaho in 2025, led by Guild Mortgage Company with 7. 12 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 9 credit unions closed home loans in Fruitland, Idaho in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fruitland, Idaho during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fruitland, Idaho for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fruitland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
