Mortgage Lenders and Brokers in Council, Idaho
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Council, Idaho mortgage lenders include US Bank, N.A.US Bank, N.A.210 Illinois Ave, Council, ID 83612A+5.0 ★Texas Ratio: 2.85%, Idaho Central Credit UnionIdaho Central Credit Union246 Idaho St, American Falls, ID 83211 1236A+5.0 ★Texas Ratio: 4.55%, Westmark Credit UnionWestmark Credit Union575 Jensen Grove Dr, Blackfoot, ID 83221 1682A+5.0 ★Texas Ratio: 3.04%, Columbia BankColumbia Bank190 N 8th Street, Boise, ID 83702A+5.0 ★Texas Ratio: 2.28%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1711 S 25th E, Ammon, ID 83406A+5.0 ★Texas Ratio: 3.68%, Capital Educators Fed CUCapital Educators Fed CUMeridian, ID, Bluebird Home Loans LLCBluebird Home Loans LLCBoise, ID, Guild Mortgage Company, Rocket Mortgage, and Fairway Independent Mort Corp. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Council, Idaho in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Council are listed first, then lenders elsewhere in Idaho, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Council, Idaho
Market share is the lender's share of all home loans closed in Council, Idaho. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Council 210 Illinois Ave, Council, ID 83612 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +2 HELOCs |
5.9% | 100% | $88,333 | View |
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★ 5 stars, 1 review 246 Idaho St, American Falls, ID 83211 1236 A+5.0 ★Texas Ratio: 4.55% |
Conventional, HELOC | 5 +4 HELOCs |
9.8% | 88.9% | $215,000 | View |
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575 Jensen Grove Dr, Blackfoot, ID 83221 1682 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 1 +1 HELOCs |
2% | 100% | $55,000 | View |
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190 N 8th Street, Boise, ID 83702 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1711 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Capital Educators Fed CU
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Conventional | 1 | 2% | 100% | $285,000 | |
Bluebird Home Loans LLC
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Conventional | 1 | 2% | 100% | $275,000 | |
Guild Mortgage Company
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Conventional, FHA | 6 | 11.8% | 100% | $206,666 | |
Rocket Mortgage
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Conventional, VA | 3 | 5.9% | 71.4% | $358,333 | |
Fairway Independent Mort Corp
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Conventional | 3 | 5.9% | 75% | $381,666 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 3.9% | 100% | $135,000 | |
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A5.0 ★Texas Ratio: 9.78% |
Conventional | 2 | 3.9% | 50% | $115,000 | |
First Colony Mortgage Corporat
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Conventional, VA | 2 | 3.9% | 100% | $290,000 | |
Mortgage Research Center
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VA | 2 | 3.9% | 100% | $565,000 | |
Agwest Farm Credit, Flca
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Conventional | 2 | 3.9% | 66.7% | $305,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA, USDA | 2 | 3.9% | 100% | $370,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional, VA | 2 | 3.9% | 100% | $295,000 | |
United Wholesale Mortgage
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Conventional | 1 | 2% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 2% | 100% | $125,000 | View |
CrossCountry Mortgage, LLC
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Conventional | 1 | 2% | 100% | $175,000 | |
Kind Lending, LLC
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Conventional | 1 | 2% | 100% | $315,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 2% | 100% | $255,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 2% | 100% | $495,000 | |
Sun West Mortgage Company, Inc
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USDA | 1 | 2% | 100% | $285,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 2% | 100% | $275,000 | |
New Day Financial, LLC.
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VA | 1 | 2% | 100% | $255,000 | |
Castle & Cooke Mortgage, LLC
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VA | 1 | 2% | 100% | $355,000 | |
Rogue Credit Union
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Conventional | 1 | 2% | 100% | $125,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 2% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 2% | 100% | $255,000 | View |
Top Flite Financial, Inc.
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FHA | 1 | 2% | 100% | $75,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Council Mortgage Rate Trends
Daily average mortgage rates for Idaho compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Council, Idaho
Looking for mortgage lenders near me or mortgage brokers near me in Council? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Council in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Council, ID
Use these to narrow the list above. Each category shows how many Council, ID lenders fit and what that kind of lender is usually best for.
Who Lends in Council, ID
Independent mortgage companies closed 66.7 percent of home loans in Council, Idaho in 2025, banks 13.7 percent and credit unions 19.6 percent. Bluebird Home Loans LLC was the largest mortgage company, US Bank, N.A. the largest bank and Idaho Central Credit Union the largest credit union. Among lenders headquartered in Idaho, Idaho Central Credit Union led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Idaho. None
More Idaho Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Council, ID
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Council, Idaho with 3 loans, about 5.9 percent of the market. The largest lender headquartered in Idaho was Idaho Central Credit Union with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Council, Idaho in 2025, led by Guild Mortgage Company with 2. 8 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 5 credit unions closed home loans in Council, Idaho in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Council, Idaho during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Council, Idaho for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Council. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
