Firth, Idaho mortgage lenders include Idaho Central Credit UnionIdaho Central Credit Union246 Idaho St, American Falls, ID 83211 1236A+5.0 ★Texas Ratio: 4.55%, Keybank National AssociationKeybank National Association15 N Ash St, Blackfoot, ID 83221A+5.0 ★Texas Ratio: 4.81%, Connections Credit UnionConnections Credit Union110 S Main St, Firth, ID 83236 1168A5.0 ★Texas Ratio: 11.80%, Glacier BankGlacier Bank2797 S 25th E, Ammon, ID 83406A+5.0 ★Texas Ratio: 1.87%, Westmark Credit UnionWestmark Credit Union575 Jensen Grove Dr, Blackfoot, ID 83221 1682A+5.0 ★Texas Ratio: 3.04%, The Bank of CommerceThe Bank of Commerce590 Tyhee Ave, American Falls, ID 83211A5.0 ★Texas Ratio: 6.88%, Beehive Federal Credit UnionBeehive Federal Credit Union1650 E Sunnyside Rd, Idaho Falls, ID 83404A5.0 ★Texas Ratio: 12.87%, Mountain America Federal Credit UnionMountain America Federal Credit UnionA5.0 ★Texas Ratio: 9.78%, Rocket Mortgage, and Eagle Bank and Trust CompanyEagle Bank and Trust CompanyA+5.0 ★Texas Ratio: 1.39%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Firth, Idaho in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Firth are listed first, then lenders elsewhere in Idaho, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Firth, Idaho. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 5 stars, 1 review 246 Idaho St, American Falls, ID 83211 1236 A+5.0 ★Texas Ratio: 4.55% |
Conventional, HELOC | 11 +6 HELOCs |
15.5% | 80% | $393,181 | View |
|
15 N Ash St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 3 | 4.2% | 60% | $155,000 | View |
|
110 S Main St, Firth, ID 83236 1168 A5.0 ★Texas Ratio: 11.80% |
Conventional, HELOC | 2 +4 HELOCs |
2.8% | 100% | $120,000 | View |
|
2797 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 2 | 2.8% | 100% | $495,000 | View |
|
575 Jensen Grove Dr, Blackfoot, ID 83221 1682 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 1 +3 HELOCs |
1.4% | 100% | $235,000 | View |
|
590 Tyhee Ave, American Falls, ID 83211 A5.0 ★Texas Ratio: 6.88% |
Conventional, Jumbo | 1 | 1.4% | 100% | $845,000 | View |
|
1650 E Sunnyside Rd, Idaho Falls, ID 83404 A5.0 ★Texas Ratio: 12.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A5.0 ★Texas Ratio: 9.78% |
Conventional, FHA, VA, HELOC | 7 +2 HELOCs |
9.9% | 87.5% | $199,285 | |
Rocket Mortgage
|
Conventional, FHA | 6 | 8.5% | 100% | $176,666 | |
|
A+5.0 ★Texas Ratio: 1.39% |
Conventional, FHA, VA | 6 | 8.5% | 100% | $278,333 | View |
Freedom Mortgage Corporation
|
FHA, VA | 3 | 4.2% | 60% | $251,666 | |
Canopy Mortgage, LLC
|
Conventional, Jumbo | 3 | 4.2% | 100% | $428,333 | |
VanDyk Mortgage Corporation
|
Conventional, FHA | 3 | 4.2% | 100% | $245,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional, VA | 3 | 4.2% | 100% | $308,333 | |
Kind Lending, LLC
|
Conventional, FHA | 2 | 2.8% | 50% | $160,000 | |
Belem Servicing, LLC dba Patriot Home Mortgage
|
Conventional | 2 | 2.8% | 100% | $330,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 2 | 2.8% | 100% | $160,000 | |
United Wholesale Mortgage
|
VA, HELOC | 1 +1 HELOCs |
1.4% | 100% | $455,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $95,000 | |
Lakeview Loan Servicing, LLC
|
VA | 1 | 1.4% | 100% | $405,000 | |
Newrez LLC
|
VA | 1 | 1.4% | 100% | $265,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 1.4% | 100% | $375,000 | |
Security Home Mortgage
|
Conventional | 1 | 1.4% | 100% | $555,000 | |
Pennymac Loan Services LLC
|
Conventional | 1 | 1.4% | 100% | $35,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 1.4% | 25% | $175,000 | |
Synergy One Lending, Inc.
|
FHA | 1 | 1.4% | 100% | $205,000 | |
Guild Mortgage Company
|
Conventional | 1 | 1.4% | 100% | $255,000 | |
Cmg Mortgage Inc
|
FHA | 1 | 1.4% | 100% | $465,000 | |
Nqm Funding, LLC
|
Conventional, Jumbo | 1 | 1.4% | 100% | $1,805,000 | |
Summit Funding.Inc
|
FHA | 1 | 1.4% | 100% | $245,000 | |
ClearEdge Lending LLC
|
Conventional | 1 | 1.4% | 100% | $425,000 | |
|
A5.0 ★Texas Ratio: 8.33% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Idaho compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Firth? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Firth in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Firth, ID lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 52.1 percent of home loans in Firth, Idaho in 2025, banks 18.3 percent and credit unions 29.6 percent. Rocket Mortgage was the largest mortgage company, Keybank National Association the largest bank and Idaho Central Credit Union the largest credit union. Among lenders headquartered in Idaho, Idaho Central Credit Union led with 11 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Idaho. None
By home loans closed in 2025, Idaho Central Credit Union was the largest mortgage lender in Firth, Idaho with 11 loans, about 15.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Firth, Idaho in 2025, led by Eagle Bank and Trust Company with 2. 7 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 5 banks and 6 credit unions closed home loans in Firth, Idaho in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Firth, Idaho during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Firth, Idaho for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Firth. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.