Mortgage Lenders and Brokers in Garden Valley, Idaho
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Garden Valley, Idaho mortgage lenders include Idaho Central Credit UnionIdaho Central Credit Union246 Idaho St, American Falls, ID 83211 1236A+5.0 ★Texas Ratio: 4.55%, US Bank, N.A.US Bank, N.A.9 S Ash St, Blackfoot, ID 83221A+5.0 ★Texas Ratio: 2.85%, Pioneer Federal Credit UnionPioneer Federal Credit Union8100 W Emerald St, Boise, ID 83704A5.0 ★Texas Ratio: 7.01%, Washington Trust BankWashington Trust Bank901 W Bannock St, Boise, ID 83702A+5.0 ★Texas Ratio: 4.63%, Connections Credit UnionConnections Credit Union249 N 9th St, Boise, ID 83702 5710A5.0 ★Texas Ratio: 11.80%, Wells Fargo Bank NAWells Fargo Bank NA165 S Main St, Aberdeen, ID 83210A+5.0 ★Texas Ratio: 5.36%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.2540 E Sunnyside Rd, Ammon, ID 83406A+5.0 ★Texas Ratio: 3.72%, Washington FederalWashington Federal280 W Judicial St, Blackfoot, ID 83221A+5.0 ★Texas Ratio: 4.48%, Glacier BankGlacier Bank2797 S 25th E, Ammon, ID 83406A+5.0 ★Texas Ratio: 1.87%, and Premier Mortgage Resources, LLCPremier Mortgage Resources, LLCMeridian, ID. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Garden Valley, Idaho in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Garden Valley are listed first, then lenders elsewhere in Idaho, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Garden Valley, Idaho
Market share is the lender's share of all home loans closed in Garden Valley, Idaho. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 246 Idaho St, American Falls, ID 83211 1236 A+5.0 ★Texas Ratio: 4.55% |
Conventional, VA, HELOC | 15 +13 HELOCs |
18.1% | 100% | $385,666 | View |
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9 S Ash St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, Jumbo | 7 | 8.4% | 100% | $530,714 | View |
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8100 W Emerald St, Boise, ID 83704 A5.0 ★Texas Ratio: 7.01% |
Conventional | 2 | 2.4% | 100% | $560,000 | View |
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901 W Bannock St, Boise, ID 83702 A+5.0 ★Texas Ratio: 4.63% |
Conventional | 1 | 1.2% | 50% | $715,000 | View |
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249 N 9th St, Boise, ID 83702 5710 A5.0 ★Texas Ratio: 11.80% |
Conventional | 1 | 1.2% | 100% | $455,000 | View |
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165 S Main St, Aberdeen, ID 83210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.2% | 100% | $65,000 | View |
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2540 E Sunnyside Rd, Ammon, ID 83406 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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280 W Judicial St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 4.48% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2797 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 1.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 1.2% | 100% | $275,000 | |
Capital Educators Fed CU
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Conventional | 1 | 1.2% | 100% | $685,000 | |
First Federal Savings Bank
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Conventional | 1 | 1.2% | 100% | $75,000 | |
Potlatch No 1 Financial Credit U
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, VA, Jumbo | 8 | 9.6% | 100% | $440,000 | |
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A5.0 ★Texas Ratio: 9.78% |
Conventional, HELOC | 5 +6 HELOCs |
6% | 50% | $245,000 | |
Guild Mortgage Company
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Conventional, Jumbo | 4 | 4.8% | 100% | $532,500 | |
Rocket Mortgage
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Conventional, VA | 3 | 3.6% | 60% | $151,666 | |
Cmg Mortgage Inc
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Conventional, Jumbo, HELOC | 2 +1 HELOCs |
2.4% | 100% | $680,000 | |
Movement Mortgage, LLC
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Conventional, VA | 2 | 2.4% | 100% | $235,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 2.4% | 100% | $470,000 | |
JMJ Financial Group Inc.
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Conventional | 2 | 2.4% | 100% | $415,000 | |
Churchill Mortgage Corporation
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Conventional | 2 | 2.4% | 100% | $435,000 | |
The Loan Store, Inc
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Conventional | 2 | 2.4% | 100% | $395,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 2.4% | 100% | $305,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 2 | 2.4% | 100% | $265,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.2% | 100% | $375,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.2% | 50% | $205,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 1.2% | 100% | $225,000 | View |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1.2% | 100% | $545,000 | |
Kind Lending, LLC
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Conventional | 1 | 1.2% | 100% | $435,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.2% | 100% | $35,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.2% | 100% | $225,000 | |
Evergreen Moneysource Mortgage Company
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Conventional | 1 | 1.2% | 100% | $275,000 | |
Franklin Loan Corporation
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Conventional | 1 | 1.2% | 100% | $345,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 1.2% | 100% | $325,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 1.2% | 100% | $285,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 1.2% | 100% | $575,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 1.2% | 100% | $375,000 | View |
Mortgage Research Center
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VA | 1 | 1.2% | 50% | $475,000 | |
Summit Funding.Inc
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Conventional | 1 | 1.2% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.2% | 100% | $125,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 1.2% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 8.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Garden Valley Mortgage Rate Trends
Daily average mortgage rates for Idaho compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Garden Valley, Idaho
Looking for mortgage lenders near me or mortgage brokers near me in Garden Valley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Garden Valley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Garden Valley, ID
Use these to narrow the list above. Each category shows how many Garden Valley, ID lenders fit and what that kind of lender is usually best for.
Who Lends in Garden Valley, ID
Independent mortgage companies closed 55.4 percent of home loans in Garden Valley, Idaho in 2025, banks 15.7 percent and credit unions 28.9 percent. Premier Mortgage Resources, LLC was the largest mortgage company, US Bank, N.A. the largest bank and Idaho Central Credit Union the largest credit union. Among lenders headquartered in Idaho, Idaho Central Credit Union led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Idaho. None
More Idaho Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Garden Valley, ID
By home loans closed in 2025, Idaho Central Credit Union was the largest mortgage lender in Garden Valley, Idaho with 15 loans, about 18.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Garden Valley, Idaho in 2025, led by Paramount Residential Mortgage with 1. 8 lenders closed VA loans, led by Idaho Central Credit Union. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 8 credit unions closed home loans in Garden Valley, Idaho in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Garden Valley, Idaho during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Garden Valley, Idaho for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Garden Valley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
