Mortgage Lenders and Brokers in Swan Valley, Idaho
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Swan Valley, Idaho mortgage lenders include Idaho Central Credit UnionIdaho Central Credit Union246 Idaho St, American Falls, ID 83211 1236A+5.0 ★Texas Ratio: 4.55%, Westmark Credit UnionWestmark Credit Union575 Jensen Grove Dr, Blackfoot, ID 83221 1682A+5.0 ★Texas Ratio: 3.04%, Glacier BankGlacier Bank2797 S 25th E, Ammon, ID 83406A+5.0 ★Texas Ratio: 1.87%, The Bank of CommerceThe Bank of Commerce590 Tyhee Ave, American Falls, ID 83211A5.0 ★Texas Ratio: 6.88%, D. L. Evans BankD. L. Evans Bank200 W Market St, Albion, ID 83311A+5.0 ★Texas Ratio: 1.13%, US Bank, N.A.US Bank, N.A.9 S Ash St, Blackfoot, ID 83221A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1711 S 25th E, Ammon, ID 83406A+5.0 ★Texas Ratio: 3.68%, Keybank National AssociationKeybank National Association15 N Ash St, Blackfoot, ID 83221A+5.0 ★Texas Ratio: 4.81%, Connections Credit UnionConnections Credit Union249 N 9th St, Boise, ID 83702 5710A5.0 ★Texas Ratio: 11.80%, and Frontier Credit UnionFrontier Credit Union3255 E 17th St, Ammon, ID 83406 6718A+5.0 ★Texas Ratio: 5.41%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Swan Valley, Idaho in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Swan Valley are listed first, then lenders elsewhere in Idaho, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Swan Valley, Idaho
Market share is the lender's share of all home loans closed in Swan Valley, Idaho. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 246 Idaho St, American Falls, ID 83211 1236 A+5.0 ★Texas Ratio: 4.55% |
Conventional, FHA, VA, Jumbo, HELOC | 21 +26 HELOCs |
12.8% | 100% | $416,904 | View |
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575 Jensen Grove Dr, Blackfoot, ID 83221 1682 A+5.0 ★Texas Ratio: 3.04% |
Conventional, Jumbo, HELOC | 7 +12 HELOCs |
4.3% | 77.8% | $495,000 | View |
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2797 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 1.87% |
Conventional, Jumbo, HELOC | 5 +6 HELOCs |
3% | 83.3% | $515,000 | View |
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590 Tyhee Ave, American Falls, ID 83211 A5.0 ★Texas Ratio: 6.88% |
Conventional | 4 | 2.4% | 100% | $622,500 | View |
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200 W Market St, Albion, ID 83311 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 4 | 2.4% | 80% | $547,500 | View |
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9 S Ash St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
1.2% | 33.3% | $835,000 | View |
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1711 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 2 | 1.2% | 100% | $745,000 | View |
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15 N Ash St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 2 | 1.2% | 100% | $330,000 | View |
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249 N 9th St, Boise, ID 83702 5710 A5.0 ★Texas Ratio: 11.80% |
Conventional, Jumbo | 2 | 1.2% | 100% | $490,000 | View |
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3255 E 17th St, Ammon, ID 83406 6718 A+5.0 ★Texas Ratio: 5.41% |
Conventional | 2 | 1.2% | 100% | $510,000 | View |
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1650 E Sunnyside Rd, Idaho Falls, ID 83404 A5.0 ★Texas Ratio: 12.87% |
Conventional, HELOC | 1 +6 HELOCs |
0.6% | 33.3% | $585,000 | View |
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2540 E Sunnyside Rd, Ammon, ID 83406 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $395,000 | View |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.6% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 1.39% |
Conventional, FHA, VA | 15 | 9.1% | 100% | $495,000 | View |
Rocket Mortgage
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Conventional, VA, Jumbo | 14 | 8.5% | 94.1% | $388,571 | |
Canopy Mortgage, LLC
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Conventional, FHA, VA | 7 | 4.3% | 100% | $303,571 | |
United Wholesale Mortgage
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Conventional, HELOC | 6 +1 HELOCs |
3.7% | 87.5% | $458,333 | |
Veritas Funding, LLC
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Conventional, FHA | 6 | 3.7% | 100% | $426,666 | |
Freedom Mortgage Corporation
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Conventional, VA, Jumbo | 5 | 3% | 100% | $555,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 4 | 2.4% | 100% | $465,000 | |
Synergy One Lending, Inc.
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Conventional, FHA | 3 | 1.8% | 100% | $391,666 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA, Jumbo | 3 | 1.8% | 100% | $738,333 | |
Belem Servicing, LLC dba Patriot Home Mortgage
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Conventional | 3 | 1.8% | 100% | $441,666 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 1.8% | 100% | $408,333 | |
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A5.0 ★Texas Ratio: 9.78% |
Conventional, HELOC | 2 +7 HELOCs |
1.2% | 100% | $135,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 1.2% | 66.7% | $445,000 | |
Deephaven Mortgage LLC
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Conventional | 2 | 1.2% | 100% | $235,000 | |
Guild Mortgage Company
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Conventional | 2 | 1.2% | 100% | $310,000 | |
Planet Home Lending, LLC
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FHA | 2 | 1.2% | 100% | $385,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 1.2% | 100% | $460,000 | |
Summit Funding.Inc
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Conventional, FHA | 2 | 1.2% | 100% | $140,000 | |
The Loan Store, Inc
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Conventional, Jumbo | 2 | 1.2% | 100% | $925,000 | |
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A+5.0 ★Texas Ratio: 2.69% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $65,000 | |
Meridian Trust Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $675,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 20% | $95,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.6% | 100% | $325,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.6% | 100% | $485,000 | |
NOVA Financial & Investment Corporation
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VA | 1 | 0.6% | 100% | $495,000 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,395,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.6% | 50% | $535,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.6% | 100% | $85,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.6% | 100% | $425,000 | View |
Amerisave Mortgage Company
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FHA | 1 | 0.6% | 100% | $235,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.6% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.6% | 100% | $385,000 | View |
American Financing Corporation
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Conventional | 1 | 0.6% | 50% | $575,000 | |
ClearPath Lending
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VA, Jumbo | 1 | 0.6% | 100% | $1,215,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.6% | 100% | $415,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.6% | 100% | $295,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.6% | 100% | $745,000 | View |
Ilwu Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 0.6% | 100% | $535,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.6% | 100% | $295,000 | View |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional, Jumbo | 1 | 0.6% | 100% | $3,155,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.6% | 100% | $545,000 | |
Mortgage Research Center
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VA | 1 | 0.6% | 50% | $705,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.6% | 100% | $725,000 | View |
Navy Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.33% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
American United FCU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Swan Valley Mortgage Rate Trends
Daily average mortgage rates for Idaho compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Swan Valley, Idaho
Looking for mortgage lenders near me or mortgage brokers near me in Swan Valley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Swan Valley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Swan Valley, ID
Use these to narrow the list above. Each category shows how many Swan Valley, ID lenders fit and what that kind of lender is usually best for.
Who Lends in Swan Valley, ID
Independent mortgage companies closed 51.2 percent of home loans in Swan Valley, Idaho in 2025, banks 25.6 percent and credit unions 23.2 percent. Premier Mortgage Resources, LLC was the largest mortgage company, Glacier Bank the largest bank and Idaho Central Credit Union the largest credit union. Among lenders headquartered in Idaho, Idaho Central Credit Union led with 21 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Idaho. None
More Idaho Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Swan Valley, ID
By home loans closed in 2025, Idaho Central Credit Union was the largest mortgage lender in Swan Valley, Idaho with 21 loans, about 12.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Swan Valley, Idaho in 2025, led by Eagle Bank and Trust Company with 3. 12 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 14 credit unions closed home loans in Swan Valley, Idaho in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Swan Valley, Idaho during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Swan Valley, Idaho for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Swan Valley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
