Mortgage Lenders and Brokers in Declo, Idaho
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Declo, Idaho mortgage lenders include D. L. Evans BankD. L. Evans Bank200 W Market St, Albion, ID 83311A+5.0 ★Texas Ratio: 1.13%, Idaho Central Credit UnionIdaho Central Credit Union246 Idaho St, American Falls, ID 83211 1236A+5.0 ★Texas Ratio: 4.55%, Keybank National AssociationKeybank National Association15 N Ash St, Blackfoot, ID 83221A+5.0 ★Texas Ratio: 4.81%, Lookout Credit UnionLookout Credit Union58 N Broadway St, Blackfoot, ID 83221A5.0 ★Texas Ratio: 12.24%, Westmark Credit UnionWestmark Credit Union575 Jensen Grove Dr, Blackfoot, ID 83221 1682A+5.0 ★Texas Ratio: 3.04%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.2540 E Sunnyside Rd, Ammon, ID 83406A+5.0 ★Texas Ratio: 3.72%, Connections Credit UnionConnections Credit Union249 N 9th St, Boise, ID 83702 5710A5.0 ★Texas Ratio: 11.80%, First Federal Savings BankFirst Federal Savings BankTwin Falls, ID, Premier Mortgage Resources, LLCPremier Mortgage Resources, LLCMeridian, ID, and United Wholesale Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Declo, Idaho in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Declo are listed first, then lenders elsewhere in Idaho, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Declo, Idaho
Market share is the lender's share of all home loans closed in Declo, Idaho. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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200 W Market St, Albion, ID 83311 A+5.0 ★Texas Ratio: 1.13% |
Conventional, FHA, VA, Jumbo | 13 | 20.3% | 92.9% | $294,230 | View |
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★ 5 stars, 1 review 246 Idaho St, American Falls, ID 83211 1236 A+5.0 ★Texas Ratio: 4.55% |
Conventional, FHA, HELOC | 12 +15 HELOCs |
18.8% | 90.9% | $225,833 | View |
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15 N Ash St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 1 +1 HELOCs |
1.6% | 100% | $185,000 | View |
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58 N Broadway St, Blackfoot, ID 83221 A5.0 ★Texas Ratio: 12.24% |
Conventional | 1 | 1.6% | 100% | $235,000 | View |
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575 Jensen Grove Dr, Blackfoot, ID 83221 1682 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 1.6% | 100% | $105,000 | View |
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2540 E Sunnyside Rd, Ammon, ID 83406 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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249 N 9th St, Boise, ID 83702 5710 A5.0 ★Texas Ratio: 11.80% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
First Federal Savings Bank
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Conventional, FHA, Jumbo, HELOC | 5 +2 HELOCs |
7.8% | 71.4% | $275,000 | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 2 | 3.1% | 100% | $180,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 4 | 6.2% | 80% | $335,000 | |
Rocket Mortgage
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Conventional | 4 | 6.2% | 80% | $302,500 | |
Guild Mortgage Company
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Conventional | 3 | 4.7% | 100% | $401,666 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 3.1% | 100% | $390,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 3.1% | 100% | $145,000 | |
Primelending
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Conventional | 1 | 1.6% | 100% | $365,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 1.6% | 100% | $405,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 1.6% | 100% | $285,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.6% | 33.3% | $65,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 1.6% | 100% | $455,000 | View |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 1.6% | 100% | $285,000 | View |
Discover Bank
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Conventional | 1 | 1.6% | 100% | $125,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.6% | 100% | $805,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 1.6% | 100% | $565,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 1.6% | 100% | $325,000 | |
Nations Lending Corporation
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Conventional | 1 | 1.6% | 100% | $165,000 | |
Waterstone Mortgage Corporation
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VA | 1 | 1.6% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 1.6% | 100% | $435,000 | View |
21St Mortgage
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Conventional | 1 | 1.6% | 100% | $265,000 | |
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Declo Mortgage Rate Trends
Daily average mortgage rates for Idaho compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Declo, Idaho
Looking for mortgage lenders near me or mortgage brokers near me in Declo? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Declo in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Declo, ID
Use these to narrow the list above. Each category shows how many Declo, ID lenders fit and what that kind of lender is usually best for.
Who Lends in Declo, ID
Independent mortgage companies closed 39.1 percent of home loans in Declo, Idaho in 2025, banks 39.1 percent and credit unions 21.9 percent. Premier Mortgage Resources, LLC was the largest mortgage company, D. L. Evans Bank the largest bank and Idaho Central Credit Union the largest credit union. Among lenders headquartered in Idaho, D. L. Evans Bank led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Idaho. None
More Idaho Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Declo, ID
By home loans closed in 2025, D. L. Evans Bank was the largest mortgage lender in Declo, Idaho with 13 loans, about 20.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Declo, Idaho in 2025, led by D. L. Evans Bank with 1. 3 lenders closed VA loans, led by D. L. Evans Bank. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 4 credit unions closed home loans in Declo, Idaho in 2025, alongside 15 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Declo, Idaho during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Declo, Idaho for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Declo. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
