Mortgage Lenders and Brokers in Sugar City, Idaho
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sugar City, Idaho mortgage lenders include Idaho Central Credit UnionIdaho Central Credit Union246 Idaho St, American Falls, ID 83211 1236A+5.0 ★Texas Ratio: 4.55%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1711 S 25th E, Ammon, ID 83406A+5.0 ★Texas Ratio: 3.68%, D. L. Evans BankD. L. Evans Bank200 W Market St, Albion, ID 83311A+5.0 ★Texas Ratio: 1.13%, Beehive Federal Credit UnionBeehive Federal Credit Union1650 E Sunnyside Rd, Idaho Falls, ID 83404A5.0 ★Texas Ratio: 12.87%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.2540 E Sunnyside Rd, Ammon, ID 83406A+5.0 ★Texas Ratio: 3.72%, Westmark Credit UnionWestmark Credit Union575 Jensen Grove Dr, Blackfoot, ID 83221 1682A+5.0 ★Texas Ratio: 3.04%, US Bank, N.A.US Bank, N.A.9 S Ash St, Blackfoot, ID 83221A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA8521 W Franklin Rd, Boise, ID 83709A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA165 S Main St, Aberdeen, ID 83210A+5.0 ★Texas Ratio: 5.36%, and Premier Mortgage Resources, LLCPremier Mortgage Resources, LLCMeridian, ID. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sugar City, Idaho in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sugar City are listed first, then lenders elsewhere in Idaho, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sugar City, Idaho
Market share is the lender's share of all home loans closed in Sugar City, Idaho. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 246 Idaho St, American Falls, ID 83211 1236 A+5.0 ★Texas Ratio: 4.55% |
Conventional, FHA, HELOC | 14 +6 HELOCs |
16.1% | 90.9% | $286,428 | View |
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1711 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
3.4% | 100% | $488,333 | View |
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200 W Market St, Albion, ID 83311 A+5.0 ★Texas Ratio: 1.13% |
Conventional, Jumbo | 3 | 3.4% | 100% | $411,666 | View |
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1650 E Sunnyside Rd, Idaho Falls, ID 83404 A5.0 ★Texas Ratio: 12.87% |
Conventional, HELOC | 2 +13 HELOCs |
2.3% | 66.7% | $390,000 | View |
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2540 E Sunnyside Rd, Ammon, ID 83406 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $255,000 | View |
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575 Jensen Grove Dr, Blackfoot, ID 83221 1682 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 50% | $285,000 | View |
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9 S Ash St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.1% | 50% | $475,000 | View |
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8521 W Franklin Rd, Boise, ID 83709 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.1% | 100% | $255,000 | View |
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165 S Main St, Aberdeen, ID 83210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.1% | 100% | $65,000 | View |
Premier Mortgage Resources, LLC
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Conventional, FHA | 3 | 3.4% | 100% | $168,333 | |
Canopy Mortgage, LLC
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Conventional, FHA, USDA | 10 | 11.5% | 100% | $294,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 6.9% | 85.7% | $303,333 | |
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A5.0 ★Texas Ratio: 9.78% |
Conventional | 6 | 6.9% | 75% | $175,000 | |
Rocket Mortgage
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Conventional | 3 | 3.4% | 100% | $178,333 | |
Kind Lending, LLC
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Conventional | 3 | 3.4% | 100% | $438,333 | |
Belem Servicing, LLC dba Patriot Home Mortgage
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Conventional, FHA | 3 | 3.4% | 100% | $228,333 | |
Synergy One Lending, Inc.
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Conventional, USDA | 2 | 2.3% | 66.7% | $260,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 2.3% | 100% | $340,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 2.3% | 100% | $515,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 2 | 2.3% | 100% | $295,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 1.1% | 100% | $355,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 1.1% | 100% | $275,000 | |
Global Federal Credit Union
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Conventional | 1 | 1.1% | 100% | $105,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 1.1% | 100% | $305,000 | View |
loanDepot.com LLC
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Conventional | 1 | 1.1% | 100% | $115,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.1% | 100% | $355,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.1% | 50% | $115,000 | |
American Financial Network, Inc.
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Conventional | 1 | 1.1% | 100% | $235,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 1.1% | 100% | $445,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 1.1% | 100% | $245,000 | View |
Deseret First Credit Union
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Conventional | 1 | 1.1% | 100% | $105,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 1.1% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 2.69% |
Conventional | 1 | 1.1% | 100% | $365,000 | |
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A5.0 ★Texas Ratio: 8.33% |
FHA | 1 | 1.1% | 100% | $505,000 | |
The Loan Store, Inc
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Conventional | 1 | 1.1% | 100% | $485,000 | |
Veritas Funding, LLC
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Conventional | 1 | 1.1% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 1.39% |
VA | 1 | 1.1% | 100% | $315,000 | View |
Navy Federal Credit Union
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VA | 1 | 1.1% | 100% | $425,000 |
Sugar City Mortgage Rate Trends
Daily average mortgage rates for Idaho compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sugar City, Idaho
Looking for mortgage lenders near me or mortgage brokers near me in Sugar City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sugar City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sugar City, ID
Use these to narrow the list above. Each category shows how many Sugar City, ID lenders fit and what that kind of lender is usually best for.
Who Lends in Sugar City, ID
Independent mortgage companies closed 52.9 percent of home loans in Sugar City, Idaho in 2025, banks 14.9 percent and credit unions 32.2 percent. Premier Mortgage Resources, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Idaho Central Credit Union the largest credit union. Among lenders headquartered in Idaho, Idaho Central Credit Union led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Idaho. None
More Idaho Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sugar City, ID
By home loans closed in 2025, Idaho Central Credit Union was the largest mortgage lender in Sugar City, Idaho with 14 loans, about 16.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Sugar City, Idaho in 2025, led by Belem Servicing, LLC dba Patriot Home Mortgage with 2. 4 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 9 credit unions closed home loans in Sugar City, Idaho in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sugar City, Idaho during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sugar City, Idaho for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sugar City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
