Mortgage Lenders and Brokers in Bonners Ferry, Idaho
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Bonners Ferry, Idaho mortgage lenders include Glacier BankGlacier Bank7186 1st St, Bonners Ferry, ID 83805A+5.0 ★Texas Ratio: 1.87%, Wells Fargo Bank NAWells Fargo Bank NA6764 Main St, Bonners Ferry, ID 83805A+5.0 ★Texas Ratio: 5.36%, Columbia BankColumbia Bank6750 Main Street, Bonners Ferry, ID 83805A+5.0 ★Texas Ratio: 2.28%, US Bank, N.A.US Bank, N.A.9 S Ash St, Blackfoot, ID 83221A+5.0 ★Texas Ratio: 2.85%, Idaho Central Credit UnionIdaho Central Credit Union246 Idaho St, American Falls, ID 83211 1236A+5.0 ★Texas Ratio: 4.55%, Freedom Northwest Credit UnionFreedom Northwest Credit Union303 Main Street, Kamiah, ID 83536A+5.0 ★Texas Ratio: 3.79%, Washington Trust BankWashington Trust Bank901 W Bannock St, Boise, ID 83702A+5.0 ★Texas Ratio: 4.63%, Bank of America NABank of America NA8521 W Franklin Rd, Boise, ID 83709A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1711 S 25th E, Ammon, ID 83406A+5.0 ★Texas Ratio: 3.68%, and First Interstate BankFirst Interstate Bank8351 W Overland Rd, Boise, ID 83709A+5.0 ★Texas Ratio: 4.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bonners Ferry, Idaho in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bonners Ferry are listed first, then lenders elsewhere in Idaho, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bonners Ferry, Idaho
Market share is the lender's share of all home loans closed in Bonners Ferry, Idaho. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Bonners Ferry 7186 1st St, Bonners Ferry, ID 83805 A+5.0 ★Texas Ratio: 1.87% |
Conventional, VA, Jumbo, HELOC | 6 +30 HELOCs |
2.6% | 75% | $558,333 | View |
|
1 office in Bonners Ferry 6764 Main St, Bonners Ferry, ID 83805 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 4 | 1.7% | 100% | $402,500 | View |
|
1 office in Bonners Ferry 6750 Main Street, Bonners Ferry, ID 83805 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 1 +8 HELOCs |
0.4% | 100% | $55,000 | View |
|
9 S Ash St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 6 +3 HELOCs |
2.6% | 66.7% | $420,000 | View |
|
★ 5 stars, 1 review 246 Idaho St, American Falls, ID 83211 1236 A+5.0 ★Texas Ratio: 4.55% |
Conventional, HELOC | 3 +1 HELOCs |
1.3% | 100% | $435,000 | View |
|
303 Main Street, Kamiah, ID 83536 A+5.0 ★Texas Ratio: 3.79% |
Conventional | 3 | 1.3% | 100% | $248,333 | View |
|
901 W Bannock St, Boise, ID 83702 A+5.0 ★Texas Ratio: 4.63% |
Conventional, FHA, Jumbo | 2 | 0.9% | 100% | $730,000 | View |
|
8521 W Franklin Rd, Boise, ID 83709 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 0.9% | 100% | $385,000 | View |
|
1711 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
|
★ 1 stars, 1 review 8351 W Overland Rd, Boise, ID 83709 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
575 Jensen Grove Dr, Blackfoot, ID 83221 1682 A+5.0 ★Texas Ratio: 3.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Potlatch No 1 Financial Credit U
|
Conventional, HELOC | 16 +20 HELOCs |
6.9% | 76.2% | $218,750 | |
Premier Mortgage Resources, LLC
|
Conventional, VA | 2 | 0.9% | 100% | $555,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 38 | 16.5% | 84.4% | $286,842 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA, Jumbo, HELOC | 23 +5 HELOCs |
10% | 89.3% | $384,565 | |
Evergreen Moneysource Mortgage Company
|
Conventional, FHA, VA | 16 | 6.9% | 100% | $300,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 15 | 6.5% | 100% | $365,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional, VA | 9 | 3.9% | 100% | $448,333 | |
loanDepot.com LLC
|
Conventional, VA | 8 | 3.5% | 100% | $328,750 | |
Freedom Mortgage Corporation
|
FHA, VA | 4 | 1.7% | 100% | $400,000 | |
Guaranteed Rate, Inc.
|
Conventional, VA | 3 | 1.3% | 100% | $481,666 | |
Mortgage Research Center
|
VA | 3 | 1.3% | 100% | $381,666 | |
|
A+5.0 ★Texas Ratio: 0.89% |
Conventional, FHA | 3 | 1.3% | 100% | $338,333 | View |
Mutual of Omaha Mortgage
|
Conventional, FHA, VA | 3 | 1.3% | 75% | $168,333 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 3 | 1.3% | 100% | $181,666 | |
Horizon Credit Union
|
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 100% | $155,000 | |
Spokane Teachers Credit Union
|
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 100% | $195,000 | |
Primelending
|
FHA, VA | 2 | 0.9% | 100% | $435,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, VA | 2 | 0.9% | 50% | $220,000 | |
Newrez LLC
|
Conventional, VA | 2 | 0.9% | 100% | $205,000 | |
Global Federal Credit Union
|
Conventional | 2 | 0.9% | 100% | $380,000 | |
Pennymac Loan Services LLC
|
Conventional | 2 | 0.9% | 100% | $150,000 | |
Amerisave Mortgage Company
|
FHA | 2 | 0.9% | 22.2% | $415,000 | |
Guild Mortgage Company
|
Conventional, VA | 2 | 0.9% | 100% | $535,000 | |
Union Home Mortgage Corp.
|
Conventional, VA | 2 | 0.9% | 100% | $425,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 2 | 0.9% | 100% | $395,000 | |
American Pacific Mortgage Corporation
|
Conventional | 2 | 0.9% | 66.7% | $285,000 | |
Nationstar Mortgage
|
Conventional | 2 | 0.9% | 66.7% | $275,000 | |
Gesa Credit Union
|
Conventional | 2 | 0.9% | 100% | $225,000 | |
HomeBridge Financial Services, Inc
|
FHA, HELOC | 1 +2 HELOCs |
0.4% | 100% | $295,000 | |
Boeing Employees' Credit Union
|
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $325,000 | |
|
A+5.0 ★Texas Ratio: 2.22% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $235,000 | View |
Navy Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $805,000 | |
Primary Residential Mortgage, INC.
|
FHA | 1 | 0.4% | 100% | $335,000 | |
Canopy Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $725,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.4% | 100% | $265,000 | |
Kind Lending, LLC
|
VA | 1 | 0.4% | 50% | $715,000 | |
Synergy One Lending, Inc.
|
VA | 1 | 0.4% | 100% | $365,000 | |
AdvantageFirst Lending Inc
|
VA | 1 | 0.4% | 100% | $285,000 | |
American Financing Corporation
|
Conventional | 1 | 0.4% | 50% | $285,000 | |
Securitynational Mortgage Company
|
VA | 1 | 0.4% | 100% | $655,000 | |
|
A5.0 ★Texas Ratio: 9.78% |
Conventional | 1 | 0.4% | 50% | $695,000 | |
Real Genius LLC
|
Conventional | 1 | 0.4% | 100% | $405,000 | |
Weichert Financial Services
|
Conventional | 1 | 0.4% | 100% | $345,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.4% | 100% | $765,000 | |
American Internet Mortgage, Inc.
|
Conventional | 1 | 0.4% | 100% | $155,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.4% | 50% | $455,000 | View |
Planet Home Lending, LLC
|
Conventional | 1 | 0.4% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.4% | 100% | $625,000 | View |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.4% | 100% | $475,000 | View |
New American Funding, LLC.
|
VA | 1 | 0.4% | 100% | $355,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.4% | 100% | $275,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.4% | 100% | $905,000 | View |
21St Mortgage
|
Conventional | 1 | 0.4% | 50% | $125,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 50% | $165,000 | View |
Loan Simple, Inc.
|
USDA | 1 | 0.4% | 100% | $265,000 | |
Geneva Financial LLC
|
Conventional | 1 | 0.4% | 100% | $475,000 | |
Ark-La-Tex Financial Services LLC
|
VA | 1 | 0.4% | 100% | $295,000 | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
|
A5.0 ★Texas Ratio: 8.33% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Bonners Ferry Mortgage Rate Trends
Daily average mortgage rates for Idaho compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bonners Ferry, Idaho
Looking for mortgage lenders near me or mortgage brokers near me in Bonners Ferry? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bonners Ferry in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bonners Ferry, ID
Use these to narrow the list above. Each category shows how many Bonners Ferry, ID lenders fit and what that kind of lender is usually best for.
Who Lends in Bonners Ferry, ID
Independent mortgage companies closed 71.4 percent of home loans in Bonners Ferry, Idaho in 2025, banks 13.9 percent and credit unions 14.7 percent. Premier Mortgage Resources, LLC was the largest mortgage company, Glacier Bank the largest bank and Idaho Central Credit Union the largest credit union. Among lenders headquartered in Idaho, Idaho Central Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Idaho. None
More Idaho Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bonners Ferry, ID
By home loans closed in 2025, Glacier Bank was the largest mortgage lender in Bonners Ferry, Idaho with 6 loans, about 2.6 percent of the market. The largest lender headquartered in Idaho was Idaho Central Credit Union with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Bonners Ferry, Idaho in 2025, led by Rocket Mortgage with 7. 27 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 14 credit unions closed home loans in Bonners Ferry, Idaho in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bonners Ferry, Idaho during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bonners Ferry, Idaho for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bonners Ferry. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
