Mortgage Lenders and Brokers in Jerome, Idaho
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Jerome, Idaho mortgage lenders include D. L. Evans BankD. L. Evans Bank1014 South Lincoln, Jerome, ID 83338A+5.0 ★Texas Ratio: 1.13%, Farmers BankFarmers Bank1441 S Lincoln Ave, Jerome, ID 83338A+5.0 ★Texas Ratio: 2.46%, US Bank, N.A.US Bank, N.A.300 S Lincoln Ave, Jerome, ID 83338A+5.0 ★Texas Ratio: 2.85%, Idaho Central Credit UnionIdaho Central Credit Union2355 S Lincoln Ave, Jerome, ID 83338A+5.0 ★Texas Ratio: 4.55%, Pioneer Federal Credit UnionPioneer Federal Credit Union1865 S Lincoln Ave, Jerome, ID 83338 6138A5.0 ★Texas Ratio: 7.01%, Westmark Credit UnionWestmark Credit Union575 Jensen Grove Dr, Blackfoot, ID 83221 1682A+5.0 ★Texas Ratio: 3.04%, Columbia BankColumbia Bank190 N 8th Street, Boise, ID 83702A+5.0 ★Texas Ratio: 2.28%, Keybank National AssociationKeybank National Association15 N Ash St, Blackfoot, ID 83221A+5.0 ★Texas Ratio: 4.81%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.2540 E Sunnyside Rd, Ammon, ID 83406A+5.0 ★Texas Ratio: 3.72%, and Glacier BankGlacier Bank2797 S 25th E, Ammon, ID 83406A+5.0 ★Texas Ratio: 1.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Jerome, Idaho in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Jerome are listed first, then lenders elsewhere in Idaho, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Jerome, Idaho
Market share is the lender's share of all home loans closed in Jerome, Idaho. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Jerome 1014 South Lincoln, Jerome, ID 83338 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 17 | 3.7% | 94.4% | $109,705 | View |
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1 office in Jerome 1441 S Lincoln Ave, Jerome, ID 83338 A+5.0 ★Texas Ratio: 2.46% |
Conventional | 8 | 1.7% | 72.7% | $112,500 | View |
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1 office in Jerome 300 S Lincoln Ave, Jerome, ID 83338 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 6 +1 HELOCs |
1.3% | 75% | $171,666 | View |
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★ 5 stars, 1 review 2355 S Lincoln Ave, Jerome, ID 83338 A+5.0 ★Texas Ratio: 4.55% |
Conventional, FHA, VA, Jumbo, HELOC | 42 +41 HELOCs |
9.2% | 85.3% | $292,380 | View |
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1865 S Lincoln Ave, Jerome, ID 83338 6138 A5.0 ★Texas Ratio: 7.01% |
Conventional, HELOC | 6 +9 HELOCs |
1.3% | 100% | $230,000 | View |
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575 Jensen Grove Dr, Blackfoot, ID 83221 1682 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 3 +1 HELOCs |
0.7% | 60% | $81,666 | View |
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190 N 8th Street, Boise, ID 83702 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
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15 N Ash St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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2540 E Sunnyside Rd, Ammon, ID 83406 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2797 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 1.87% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Premier Mortgage Resources, LLC
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Conventional, FHA, VA, USDA | 75 | 16.4% | 96.2% | $213,533 | |
First Federal Savings Bank
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Conventional, FHA, HELOC | 40 +16 HELOCs |
8.7% | 76.9% | $206,250 | |
Planet Home Lending, LLC
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Conventional, FHA | 38 | 8.3% | 95% | $230,789 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 29 | 6.3% | 100% | $212,241 | View |
Guild Mortgage Company
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Conventional, FHA, VA | 28 | 6.1% | 90.3% | $248,214 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 24 | 5.2% | 81.2% | $341,666 | |
Rocket Mortgage
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Conventional, FHA, VA | 24 | 5.2% | 87.1% | $214,166 | |
Movement Mortgage, LLC
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Conventional, FHA, HELOC | 20 +1 HELOCs |
4.4% | 96% | $270,500 | |
Nfm, Inc
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Conventional, FHA, VA | 13 | 2.8% | 100% | $311,153 | |
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A5.0 ★Texas Ratio: 9.78% |
Conventional, FHA, HELOC | 8 +1 HELOCs |
1.7% | 50% | $213,750 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 6 +2 HELOCs |
1.3% | 100% | $165,000 | |
Pennymac Loan Services LLC
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Conventional | 6 | 1.3% | 100% | $116,666 | |
New American Funding, LLC.
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Conventional, FHA, VA | 5 | 1.1% | 83.3% | $287,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 0.9% | 87.5% | $312,500 | |
Newrez LLC
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Conventional, FHA | 3 | 0.7% | 100% | $285,000 | |
Primelending
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Conventional, FHA | 2 | 0.4% | 100% | $180,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $225,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.4% | 50% | $135,000 | |
AdvantageFirst Lending Inc
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Conventional, FHA | 2 | 0.4% | 100% | $270,000 | |
Cmg Mortgage Inc
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Conventional | 2 | 0.4% | 100% | $405,000 | |
American Financing Corporation
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Conventional, FHA | 2 | 0.4% | 75% | $225,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 2 | 0.4% | 100% | $135,000 | |
Evergreen Moneysource Mortgage Company
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Conventional, FHA | 2 | 0.4% | 100% | $160,000 | |
Waterstone Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $200,000 | |
American Pacific Mortgage Corporation
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VA, USDA | 2 | 0.4% | 100% | $495,000 | |
Mortgage Research Center
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VA | 2 | 0.4% | 50% | $215,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.4% | 100% | $360,000 | View |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.4% | 33.3% | $140,000 | |
Village Capital & Investment
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VA | 2 | 0.4% | 100% | $385,000 | |
Goodleap, LLC
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FHA, HELOC | 1 +2 HELOCs |
0.2% | 50% | $385,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Atlantic Coast Mortgage, LLC
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VA | 1 | 0.2% | 100% | $305,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
MortgageOne, Inc
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VA | 1 | 0.2% | 100% | $425,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.2% | 50% | $325,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.2% | 66.7% | $235,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.2% | 100% | $255,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.2% | 33.3% | $125,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.2% | 100% | $335,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $385,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.2% | 100% | $235,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 50% | $345,000 | |
Nations Lending Corporation
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FHA | 1 | 0.2% | 100% | $305,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.2% | 100% | $65,000 | |
Mission Loans, LLC
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FHA | 1 | 0.2% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 0.89% |
FHA | 1 | 0.2% | 100% | $215,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
FHA | 1 | 0.2% | 100% | $315,000 | View |
Nations Direct Mortgage, LLC
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VA | 1 | 0.2% | 50% | $345,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 50% | $425,000 | |
Texana Bank
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FHA | 1 | 0.2% | 100% | $415,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.2% | 100% | $345,000 | |
Operating Engineers Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $65,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.33% |
HELOC | 0 +1 HELOCs |
0% | 0% |
Jerome Mortgage Rate Trends
Daily average mortgage rates for Idaho compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Jerome, Idaho
Looking for mortgage lenders near me or mortgage brokers near me in Jerome? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Jerome in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Jerome, ID
Use these to narrow the list above. Each category shows how many Jerome, ID lenders fit and what that kind of lender is usually best for.
Who Lends in Jerome, ID
Independent mortgage companies closed 62.4 percent of home loans in Jerome, Idaho in 2025, banks 24.2 percent and credit unions 13.3 percent. Premier Mortgage Resources, LLC was the largest mortgage company, D. L. Evans Bank the largest bank and Idaho Central Credit Union the largest credit union. Among lenders headquartered in Idaho, D. L. Evans Bank led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Idaho. None
More Idaho Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Jerome, ID
By home loans closed in 2025, D. L. Evans Bank was the largest mortgage lender in Jerome, Idaho with 17 loans, about 3.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Jerome, Idaho, Premier Mortgage Resources, LLC approved the highest share of completed applications in 2025 at 96.2 percent, against a 85.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
32 lenders closed FHA loans in Jerome, Idaho in 2025, led by Premier Mortgage Resources, LLC with 30. 16 lenders closed VA loans, led by Premier Mortgage Resources, LLC, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 8 credit unions closed home loans in Jerome, Idaho in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Jerome, Idaho during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Jerome, Idaho for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Jerome. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
