Mortgage Lenders and Brokers in Idaho City, Idaho
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Idaho City, Idaho mortgage lenders include Idaho Central Credit UnionIdaho Central Credit Union246 Idaho St, American Falls, ID 83211 1236A+5.0 ★Texas Ratio: 4.55%, Wells Fargo Bank NAWells Fargo Bank NA165 S Main St, Aberdeen, ID 83210A+5.0 ★Texas Ratio: 5.36%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.2540 E Sunnyside Rd, Ammon, ID 83406A+5.0 ★Texas Ratio: 3.72%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1711 S 25th E, Ammon, ID 83406A+5.0 ★Texas Ratio: 3.68%, Westmark Credit UnionWestmark Credit Union575 Jensen Grove Dr, Blackfoot, ID 83221 1682A+5.0 ★Texas Ratio: 3.04%, Columbia BankColumbia Bank190 N 8th Street, Boise, ID 83702A+5.0 ★Texas Ratio: 2.28%, Washington FederalWashington Federal280 W Judicial St, Blackfoot, ID 83221A+5.0 ★Texas Ratio: 4.48%, Glacier BankGlacier Bank2797 S 25th E, Ammon, ID 83406A+5.0 ★Texas Ratio: 1.87%, D. L. Evans BankD. L. Evans Bank200 W Market St, Albion, ID 83311A+5.0 ★Texas Ratio: 1.13%, and US Bank, N.A.US Bank, N.A.9 S Ash St, Blackfoot, ID 83221A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Idaho City, Idaho in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Idaho City are listed first, then lenders elsewhere in Idaho, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Idaho City, Idaho
Market share is the lender's share of all home loans closed in Idaho City, Idaho. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 246 Idaho St, American Falls, ID 83211 1236 A+5.0 ★Texas Ratio: 4.55% |
Conventional, VA, Jumbo, HELOC | 19 +20 HELOCs |
12.7% | 76.9% | $582,894 | View |
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165 S Main St, Aberdeen, ID 83210 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 3 | 2% | 100% | $565,000 | View |
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2540 E Sunnyside Rd, Ammon, ID 83406 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.7% | 50% | $1,115,000 | View |
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1711 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $55,000 | View |
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575 Jensen Grove Dr, Blackfoot, ID 83221 1682 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $305,000 | View |
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190 N 8th Street, Boise, ID 83702 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 1 | 0.7% | 100% | $805,000 | View |
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280 W Judicial St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 4.48% |
Conventional | 1 | 0.7% | 100% | $55,000 | View |
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2797 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 1 | 0.7% | 100% | $365,000 | View |
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200 W Market St, Albion, ID 83311 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 1 | 0.7% | 100% | $1,355,000 | View |
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9 S Ash St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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950 W Bannock St, Boise, ID 83702 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 7 | 4.7% | 100% | $267,857 | |
Capital Educators Fed CU
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Conventional | 2 | 1.3% | 100% | $105,000 | |
First Federal Savings Bank
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Conventional, Jumbo | 2 | 1.3% | 100% | $975,000 | |
Bluebird Home Loans LLC
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Conventional | 1 | 0.7% | 100% | $605,000 | |
Potlatch No 1 Financial Credit U
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 15 | 10% | 83.3% | $408,333 | |
Movement Mortgage, LLC
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Conventional, VA | 12 | 8% | 100% | $527,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 11 | 7.3% | 92.3% | $451,363 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 7 | 4.7% | 100% | $407,857 | View |
loanDepot.com LLC
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Conventional, VA, HELOC | 5 +1 HELOCs |
3.3% | 62.5% | $369,000 | |
Kind Lending, LLC
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Conventional, VA | 5 | 3.3% | 100% | $551,000 | |
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A5.0 ★Texas Ratio: 9.78% |
Conventional, HELOC | 4 +2 HELOCs |
2.7% | 66.7% | $320,000 | |
Guild Mortgage Company
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Conventional | 4 | 2.7% | 100% | $472,500 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 4 | 2.7% | 80% | $225,000 | |
Synergy One Lending, Inc.
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Conventional, FHA | 3 | 2% | 100% | $305,000 | |
First Colony Mortgage Corporat
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Conventional, FHA | 3 | 2% | 100% | $448,333 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 3 | 2% | 100% | $635,000 | View |
Guaranteed Rate, Inc.
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Conventional | 2 | 1.3% | 66.7% | $530,000 | |
Everett Financial, Inc.
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Conventional | 2 | 1.3% | 100% | $175,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.3% | 50% | $185,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 2 | 1.3% | 100% | $605,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1.3% | 100% | $165,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 2 | 1.3% | 100% | $260,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, VA | 2 | 1.3% | 100% | $220,000 | |
Navy Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.7% | 100% | $295,000 | |
Arc Home LLC
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Conventional | 1 | 0.7% | 100% | $655,000 | |
Primelending
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Conventional | 1 | 0.7% | 100% | $515,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.7% | 100% | $355,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $305,000 | |
Newrez LLC
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VA, Jumbo | 1 | 0.7% | 100% | $1,205,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $595,000 | |
Pennymac Loan Services LLC
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VA | 1 | 0.7% | 100% | $445,000 | |
Evergreen Moneysource Mortgage Company
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FHA | 1 | 0.7% | 100% | $305,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.7% | 100% | $635,000 | |
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A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.7% | 100% | $525,000 | View |
Agwest Farm Credit, Flca
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Conventional | 1 | 0.7% | 50% | $705,000 | |
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A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.7% | 100% | $355,000 | View |
Lower, LLC
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Conventional | 1 | 0.7% | 100% | $475,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.7% | 100% | $485,000 | |
Gesa Credit Union
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Conventional, Jumbo | 1 | 0.7% | 100% | $855,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.7% | 100% | $285,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.7% | 100% | $165,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.7% | 100% | $425,000 | |
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A5.0 ★Texas Ratio: 8.33% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Idaho City Mortgage Rate Trends
Daily average mortgage rates for Idaho compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Idaho City, Idaho
Looking for mortgage lenders near me or mortgage brokers near me in Idaho City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Idaho City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Idaho City, ID
Use these to narrow the list above. Each category shows how many Idaho City, ID lenders fit and what that kind of lender is usually best for.
Who Lends in Idaho City, ID
Independent mortgage companies closed 66.7 percent of home loans in Idaho City, Idaho in 2025, banks 14.7 percent and credit unions 18.7 percent. Premier Mortgage Resources, LLC was the largest mortgage company, Wells Fargo Bank NA the largest bank and Idaho Central Credit Union the largest credit union. Among lenders headquartered in Idaho, Idaho Central Credit Union led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Idaho. None
More Idaho Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Idaho City, ID
By home loans closed in 2025, Idaho Central Credit Union was the largest mortgage lender in Idaho City, Idaho with 19 loans, about 12.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Idaho City, Idaho in 2025, led by Premier Mortgage Resources, LLC with 3. 15 lenders closed VA loans, led by Idaho Central Credit Union. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 8 credit unions closed home loans in Idaho City, Idaho in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Idaho City, Idaho during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Idaho City, Idaho for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Idaho City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
