Mortgage Lenders and Brokers in Downey, Idaho
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Downey, Idaho mortgage lenders include Idaho Central Credit UnionIdaho Central Credit Union246 Idaho St, American Falls, ID 83211 1236A+5.0 ★Texas Ratio: 4.55%, Connections Credit UnionConnections Credit Union249 N 9th St, Boise, ID 83702 5710A5.0 ★Texas Ratio: 11.80%, Glacier BankGlacier Bank2797 S 25th E, Ammon, ID 83406A+5.0 ★Texas Ratio: 1.87%, Advantage Plus FCUAdvantage Plus FCU465 Hillcrest Ave, American Falls, ID 83211A+5.0 ★Texas Ratio: 3.01%, Cache Valley BankCache Valley Bank484 S 2nd E, Preston, ID 83263A+5.0 ★Texas Ratio: 1.59%, D. L. Evans BankD. L. Evans Bank200 W Market St, Albion, ID 83311A+5.0 ★Texas Ratio: 1.13%, Westmark Credit UnionWestmark Credit Union575 Jensen Grove Dr, Blackfoot, ID 83221 1682A+5.0 ★Texas Ratio: 3.04%, Rails West FCURails West FCU4708 Yellowstone Ave, Chubbuck, ID 83202 2336A+5.0 ★Texas Ratio: 1.13%, US Bank, N.A.US Bank, N.A.9 S Ash St, Blackfoot, ID 83221A+5.0 ★Texas Ratio: 2.85%, and Freedom Northwest Credit UnionFreedom Northwest Credit Union303 Main Street, Kamiah, ID 83536A+5.0 ★Texas Ratio: 3.79%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Downey, Idaho in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Downey are listed first, then lenders elsewhere in Idaho, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Downey, Idaho
Market share is the lender's share of all home loans closed in Downey, Idaho. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 246 Idaho St, American Falls, ID 83211 1236 A+5.0 ★Texas Ratio: 4.55% |
Conventional, VA, HELOC | 11 +12 HELOCs |
9.6% | 84.2% | $310,454 | View |
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249 N 9th St, Boise, ID 83702 5710 A5.0 ★Texas Ratio: 11.80% |
Conventional, HELOC | 7 +3 HELOCs |
6.1% | 100% | $179,285 | View |
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2797 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 1.87% |
Conventional, HELOC | 6 +5 HELOCs |
5.2% | 100% | $341,666 | View |
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465 Hillcrest Ave, American Falls, ID 83211 A+5.0 ★Texas Ratio: 3.01% |
Conventional | 3 | 2.6% | 100% | $195,000 | View |
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484 S 2nd E, Preston, ID 83263 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 3 | 2.6% | 100% | $358,333 | View |
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200 W Market St, Albion, ID 83311 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 3 | 2.6% | 100% | $135,000 | View |
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575 Jensen Grove Dr, Blackfoot, ID 83221 1682 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 2 | 1.7% | 100% | $470,000 | View |
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4708 Yellowstone Ave, Chubbuck, ID 83202 2336 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 2 | 1.7% | 100% | $190,000 | View |
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9 S Ash St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.9% | 100% | $355,000 | View |
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303 Main Street, Kamiah, ID 83536 A+5.0 ★Texas Ratio: 3.79% |
Conventional | 1 | 0.9% | 100% | $485,000 | View |
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58 N Broadway St, Blackfoot, ID 83221 A5.0 ★Texas Ratio: 12.24% |
Conventional | 1 | 0.9% | 100% | $565,000 | View |
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590 Tyhee Ave, American Falls, ID 83211 A5.0 ★Texas Ratio: 6.88% |
Conventional | 1 | 0.9% | 50% | $255,000 | View |
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165 S Main St, Aberdeen, ID 83210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.9% | 100% | $75,000 | View |
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2540 E Sunnyside Rd, Ammon, ID 83406 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | 50% | View | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 4 | 3.5% | 80% | $262,500 | |
Rocket Mortgage
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Conventional, FHA | 12 | 10.4% | 85.7% | $260,833 | |
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A5.0 ★Texas Ratio: 9.78% |
Conventional, HELOC | 7 +1 HELOCs |
6.1% | 53.8% | $155,000 | |
First Colony Mortgage Corporat
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Conventional, FHA, VA | 7 | 6.1% | 100% | $297,857 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 5 | 4.3% | 100% | $351,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 5 | 4.3% | 100% | $191,000 | |
Guild Mortgage Company
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Conventional | 4 | 3.5% | 80% | $340,000 | |
VanDyk Mortgage Corporation
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Conventional, FHA, VA, Jumbo | 4 | 3.5% | 100% | $535,000 | |
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A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 3 +1 HELOCs |
2.6% | 100% | $151,666 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.7% | 100% | $380,000 | |
Summit Funding.Inc
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FHA, VA | 2 | 1.7% | 33.3% | $455,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $525,000 | |
Kind Lending, LLC
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VA | 1 | 0.9% | 100% | $445,000 | |
Advancial Federal Credit Union
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Conventional | 1 | 0.9% | 100% | $555,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.9% | 50% | $175,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.9% | 100% | $265,000 | |
Intercap Lending Inc
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Conventional | 1 | 0.9% | 100% | $335,000 | |
Network Funding, L.P.
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FHA | 1 | 0.9% | 100% | $515,000 | |
New Day Financial, LLC.
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VA | 1 | 0.9% | 100% | $175,000 | |
Belem Servicing, LLC dba Patriot Home Mortgage
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Conventional | 1 | 0.9% | 100% | $465,000 | |
Boeing Employees' Credit Union
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Conventional | 1 | 0.9% | 100% | $335,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.9% | 50% | $55,000 | |
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A+5.0 ★Texas Ratio: 2.69% |
Conventional | 1 | 0.9% | 100% | $355,000 | |
Mortgage Research Center
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VA | 1 | 0.9% | 100% | $435,000 | |
Summit Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $335,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.9% | 100% | $585,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.9% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 0.71% |
Conventional | 1 | 0.9% | 100% | $435,000 | View |
Village Capital & Investment
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VA, Jumbo | 1 | 0.9% | 100% | $865,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Downey Mortgage Rate Trends
Daily average mortgage rates for Idaho compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Downey, Idaho
Looking for mortgage lenders near me or mortgage brokers near me in Downey? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Downey in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Downey, ID
Use these to narrow the list above. Each category shows how many Downey, ID lenders fit and what that kind of lender is usually best for.
Who Lends in Downey, ID
Independent mortgage companies closed 51.3 percent of home loans in Downey, Idaho in 2025, banks 13.9 percent and credit unions 34.8 percent. Premier Mortgage Resources, LLC was the largest mortgage company, Glacier Bank the largest bank and Idaho Central Credit Union the largest credit union. Among lenders headquartered in Idaho, Idaho Central Credit Union led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Idaho. None
More Idaho Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Downey, ID
By home loans closed in 2025, Idaho Central Credit Union was the largest mortgage lender in Downey, Idaho with 11 loans, about 9.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Downey, Idaho in 2025, led by Rocket Mortgage with 3. 10 lenders closed VA loans, led by First Colony Mortgage Corporat. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 12 credit unions closed home loans in Downey, Idaho in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Downey, Idaho during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Downey, Idaho for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Downey. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
