Mortgage Lenders and Brokers in Shelley, Idaho
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Shelley, Idaho mortgage lenders include Idaho Central Credit UnionIdaho Central Credit Union600 N State St, Shelley, ID 83274A+5.0 ★Texas Ratio: 4.55%, Keybank National AssociationKeybank National Association15 N Ash St, Blackfoot, ID 83221A+5.0 ★Texas Ratio: 4.81%, Westmark Credit UnionWestmark Credit Union575 Jensen Grove Dr, Blackfoot, ID 83221 1682A+5.0 ★Texas Ratio: 3.04%, Frontier Credit UnionFrontier Credit Union418 W Fir St, Shelley, ID 83274 1444A+5.0 ★Texas Ratio: 5.41%, US Bank, N.A.US Bank, N.A.9 S Ash St, Blackfoot, ID 83221A+5.0 ★Texas Ratio: 2.85%, Glacier BankGlacier Bank2797 S 25th E, Ammon, ID 83406A+5.0 ★Texas Ratio: 1.87%, D. L. Evans BankD. L. Evans Bank200 W Market St, Albion, ID 83311A+5.0 ★Texas Ratio: 1.13%, Beehive Federal Credit UnionBeehive Federal Credit Union1650 E Sunnyside Rd, Idaho Falls, ID 83404A5.0 ★Texas Ratio: 12.87%, Advantage Plus FCUAdvantage Plus FCU465 Hillcrest Ave, American Falls, ID 83211A+5.0 ★Texas Ratio: 3.01%, and Washington Trust BankWashington Trust Bank901 W Bannock St, Boise, ID 83702A+5.0 ★Texas Ratio: 4.63%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Shelley, Idaho in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Shelley are listed first, then lenders elsewhere in Idaho, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Shelley, Idaho
Market share is the lender's share of all home loans closed in Shelley, Idaho. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 600 N State St, Shelley, ID 83274 A+5.0 ★Texas Ratio: 4.55% |
Conventional, FHA, VA, Jumbo, HELOC | 16 +37 HELOCs |
9.1% | 100% | $393,125 | View |
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15 N Ash St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 5 | 2.9% | 100% | $247,000 | View |
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575 Jensen Grove Dr, Blackfoot, ID 83221 1682 A+5.0 ★Texas Ratio: 3.04% |
Conventional, USDA, HELOC | 4 +10 HELOCs |
2.3% | 100% | $282,500 | View |
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418 W Fir St, Shelley, ID 83274 1444 A+5.0 ★Texas Ratio: 5.41% |
Conventional | 3 | 1.7% | 100% | $248,333 | View |
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9 S Ash St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +2 HELOCs |
1.1% | 100% | $485,000 | View |
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2797 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 1.87% |
Conventional, HELOC | 2 +2 HELOCs |
1.1% | 100% | $385,000 | View |
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200 W Market St, Albion, ID 83311 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 2 | 1.1% | 100% | $295,000 | View |
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1650 E Sunnyside Rd, Idaho Falls, ID 83404 A5.0 ★Texas Ratio: 12.87% |
Conventional, HELOC | 1 +7 HELOCs |
0.6% | 100% | $305,000 | View |
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465 Hillcrest Ave, American Falls, ID 83211 A+5.0 ★Texas Ratio: 3.01% |
Conventional, Jumbo | 1 | 0.6% | 100% | $2,045,000 | View |
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901 W Bannock St, Boise, ID 83702 A+5.0 ★Texas Ratio: 4.63% |
Conventional | 1 | 0.6% | 100% | $295,000 | View |
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2540 E Sunnyside Rd, Ammon, ID 83406 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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8521 W Franklin Rd, Boise, ID 83709 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Premier Mortgage Resources, LLC
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Conventional, FHA, USDA | 4 | 2.3% | 80% | $275,000 | |
Bluebird Home Loans LLC
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Conventional, FHA | 2 | 1.1% | 100% | $170,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 18 | 10.3% | 81.8% | $331,111 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA, Jumbo | 14 | 8% | 93.3% | $653,571 | |
Canopy Mortgage, LLC
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Conventional, FHA, VA | 14 | 8% | 100% | $260,714 | |
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A+5.0 ★Texas Ratio: 1.39% |
Conventional, FHA, VA | 14 | 8% | 100% | $356,428 | View |
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A5.0 ★Texas Ratio: 9.78% |
Conventional, FHA, HELOC | 7 +3 HELOCs |
4% | 70% | $275,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 6 | 3.4% | 85.7% | $338,333 | |
Synergy One Lending, Inc.
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Conventional, FHA | 6 | 3.4% | 85.7% | $371,666 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, VA | 4 | 2.3% | 100% | $540,000 | View |
Envoy Mortgage, Ltd
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Conventional, FHA | 4 | 2.3% | 80% | $310,000 | |
Fairway Independent Mort Corp
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Conventional | 4 | 2.3% | 100% | $315,000 | |
First Colony Mortgage Corporat
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Conventional | 3 | 1.7% | 100% | $465,000 | |
Churchill Mortgage Corporation
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Conventional, FHA | 3 | 1.7% | 100% | $188,333 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 1.7% | 75% | $225,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.1% | 50% | $320,000 | |
loanDepot.com LLC
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FHA, VA | 2 | 1.1% | 66.7% | $365,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 1.1% | 100% | $160,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, USDA | 2 | 1.1% | 100% | $480,000 | View |
Ocmbc, Inc.
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Conventional, VA | 2 | 1.1% | 100% | $355,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 2 | 1.1% | 100% | $670,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 1.1% | 100% | $330,000 | |
Mortgage Research Center
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VA | 2 | 1.1% | 50% | $305,000 | |
Alliant Credit Union
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Conventional | 1 | 0.6% | 100% | $675,000 | |
Sage Home Loans Corporation
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FHA | 1 | 0.6% | 100% | $255,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.6% | 100% | $255,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 100% | $55,000 | |
Discover Bank
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Conventional | 1 | 0.6% | 33.3% | $165,000 | |
American Financing Corporation
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Conventional | 1 | 0.6% | 25% | $155,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.6% | 100% | $535,000 | |
Cardinal Financial Company, Li
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VA | 1 | 0.6% | 100% | $255,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.6% | 100% | $315,000 | View |
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A5.0 ★Texas Ratio: 8.33% |
Conventional | 1 | 0.6% | 100% | $55,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.6% | 100% | $255,000 | View |
Agwest Farm Credit, Flca
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,765,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.6% | 66.7% | $405,000 | |
Veritas Funding, LLC
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Conventional | 1 | 0.6% | 100% | $295,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.6% | 100% | $105,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.6% | 100% | $95,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Cmg Mortgage Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.69% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Shelley Mortgage Rate Trends
Daily average mortgage rates for Idaho compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Shelley, Idaho
Looking for mortgage lenders near me or mortgage brokers near me in Shelley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Shelley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Shelley, ID
Use these to narrow the list above. Each category shows how many Shelley, ID lenders fit and what that kind of lender is usually best for.
Who Lends in Shelley, ID
Independent mortgage companies closed 62.9 percent of home loans in Shelley, Idaho in 2025, banks 17.7 percent and credit unions 19.4 percent. Premier Mortgage Resources, LLC was the largest mortgage company, Keybank National Association the largest bank and Idaho Central Credit Union the largest credit union. Among lenders headquartered in Idaho, Idaho Central Credit Union led with 16 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Idaho. None
More Idaho Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Shelley, ID
By home loans closed in 2025, Idaho Central Credit Union was the largest mortgage lender in Shelley, Idaho with 16 loans, about 9.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Shelley, Idaho in 2025, led by Rocket Mortgage with 5. 12 lenders closed VA loans, led by United Wholesale Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 9 credit unions closed home loans in Shelley, Idaho in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Shelley, Idaho during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Shelley, Idaho for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Shelley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
