Mortgage Lenders and Brokers in Orofino, Idaho
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Orofino, Idaho mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA210 Michigan Avenue, Orofino, ID 83544A+5.0 ★Texas Ratio: 5.36%, Banner BankBanner Bank100 Main St, Orofino, ID 83544A+5.0 ★Texas Ratio: 2.91%, Freedom Northwest Credit UnionFreedom Northwest Credit Union303 Main Street, Kamiah, ID 83536A+5.0 ★Texas Ratio: 3.79%, US Bank, N.A.US Bank, N.A.333 Michigan Ave, Orofino, ID 83544A+5.0 ★Texas Ratio: 2.85%, Idaho Central Credit UnionIdaho Central Credit Union246 Idaho St, American Falls, ID 83211 1236A+5.0 ★Texas Ratio: 4.55%, Columbia BankColumbia Bank190 N 8th Street, Boise, ID 83702A+5.0 ★Texas Ratio: 2.28%, Potlatch No 1 Financial Credit UPotlatch No 1 Financial Credit ULewiston, ID, Rocket Mortgage, Synergy One Lending, Inc., and American Financing Corporation. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Orofino, Idaho in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Orofino are listed first, then lenders elsewhere in Idaho, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Orofino, Idaho
Market share is the lender's share of all home loans closed in Orofino, Idaho. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Orofino 210 Michigan Avenue, Orofino, ID 83544 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 2% | 100% | $175,000 | View |
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1 office in Orofino 100 Main St, Orofino, ID 83544 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +3 HELOCs |
0% | 100% | View | |
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303 Main Street, Kamiah, ID 83536 A+5.0 ★Texas Ratio: 3.79% |
Conventional | 14 | 14.3% | 100% | $158,571 | View |
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333 Michigan Ave, Orofino, ID 83544 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +1 HELOCs |
4.1% | 100% | $120,000 | View |
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★ 5 stars, 1 review 246 Idaho St, American Falls, ID 83211 1236 A+5.0 ★Texas Ratio: 4.55% |
Conventional, VA, HELOC | 4 +1 HELOCs |
4.1% | 77.8% | $245,000 | View |
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190 N 8th Street, Boise, ID 83702 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 2 | 2% | 100% | $215,000 | View |
Potlatch No 1 Financial Credit U
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Conventional, HELOC | 13 +7 HELOCs |
13.3% | 93.3% | $220,384 | |
Rocket Mortgage
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Conventional, FHA, VA | 13 | 13.3% | 87.5% | $203,461 | |
Synergy One Lending, Inc.
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Conventional, FHA | 7 | 7.1% | 100% | $163,571 | |
American Financing Corporation
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Conventional, FHA | 4 | 4.1% | 80% | $137,500 | |
Mortgage Research Center
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Conventional, VA | 4 | 4.1% | 71.4% | $350,000 | |
United Wholesale Mortgage
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Conventional | 3 | 3.1% | 50% | $301,666 | |
Guaranteed Rate, Inc.
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Conventional, VA | 3 | 3.1% | 50% | $351,666 | |
Freedom Mortgage Corporation
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Conventional, FHA | 3 | 3.1% | 75% | $268,333 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 2% | 50% | $120,000 | |
Land Home Financial Services,
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Conventional, FHA | 2 | 2% | 100% | $280,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 1% | 100% | $225,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 1% | 100% | $265,000 | |
Newrez LLC
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VA | 1 | 1% | 100% | $365,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 1% | 100% | $415,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 1% | 100% | $225,000 | |
Kind Lending, LLC
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USDA | 1 | 1% | 100% | $265,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 1% | 100% | $55,000 | |
HomeStreet Bank
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FHA | 1 | 1% | 100% | $195,000 | |
Cmg Mortgage Inc
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FHA | 1 | 1% | 100% | $265,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 1% | 100% | $155,000 | |
Union Home Mortgage Corp.
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VA | 1 | 1% | 100% | $375,000 | |
First Colony Mortgage Corporat
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VA | 1 | 1% | 100% | $275,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1% | 100% | $365,000 | View |
American Pacific Mortgage Corporation
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Conventional | 1 | 1% | 100% | $375,000 | |
Nationstar Mortgage
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Conventional | 1 | 1% | 50% | $45,000 | |
Agwest Farm Credit, Flca
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Conventional | 1 | 1% | 100% | $355,000 | |
21St Mortgage
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Conventional | 1 | 1% | 20% | $95,000 | |
My Move Mortgage, LLC
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Conventional | 1 | 1% | 100% | $625,000 | |
Boeing Employees' Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Orofino Mortgage Rate Trends
Daily average mortgage rates for Idaho compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Orofino, Idaho
Looking for mortgage lenders near me or mortgage brokers near me in Orofino? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Orofino in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Orofino, ID
Use these to narrow the list above. Each category shows how many Orofino, ID lenders fit and what that kind of lender is usually best for.
Who Lends in Orofino, ID
Independent mortgage companies closed 58.2 percent of home loans in Orofino, Idaho in 2025, banks 10.2 percent and credit unions 31.6 percent. Rocket Mortgage was the largest mortgage company, Wells Fargo Bank NA the largest bank and Freedom Northwest Credit Union the largest credit union. Among lenders headquartered in Idaho, Freedom Northwest Credit Union led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Idaho. None
More Idaho Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Orofino, ID
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Orofino, Idaho with 2 loans, about 2 percent of the market. The largest lender headquartered in Idaho was Freedom Northwest Credit Union with 14 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Orofino, Idaho in 2025, led by Synergy One Lending, Inc. with 3. 9 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 4 credit unions closed home loans in Orofino, Idaho in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Orofino, Idaho during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Orofino, Idaho for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Orofino. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
