Mortgage Lenders and Brokers in Soda Springs, Idaho
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Soda Springs, Idaho mortgage lenders include US Bank, N.A.US Bank, N.A.189 S Main St, Soda Springs, ID 83276A+5.0 ★Texas Ratio: 2.85%, Advantage Plus FCUAdvantage Plus FCU70 E 2nd S, Soda Springs, ID 83276 1408A+5.0 ★Texas Ratio: 3.01%, Idaho Central Credit UnionIdaho Central Credit Union246 Idaho St, American Falls, ID 83211 1236A+5.0 ★Texas Ratio: 4.55%, D. L. Evans BankD. L. Evans Bank200 W Market St, Albion, ID 83311A+5.0 ★Texas Ratio: 1.13%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1711 S 25th E, Ammon, ID 83406A+5.0 ★Texas Ratio: 3.68%, Premier Mortgage Resources, LLCPremier Mortgage Resources, LLCMeridian, ID, New American Funding, LLC., Rocket Mortgage, Canopy Mortgage, LLC, and loanDepot.com LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Soda Springs, Idaho in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Soda Springs are listed first, then lenders elsewhere in Idaho, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Soda Springs, Idaho
Market share is the lender's share of all home loans closed in Soda Springs, Idaho. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Soda Springs 189 S Main St, Soda Springs, ID 83276 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 5 | 10.6% | 62.5% | $129,000 | View |
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70 E 2nd S, Soda Springs, ID 83276 1408 A+5.0 ★Texas Ratio: 3.01% |
Conventional, FHA, USDA | 6 | 12.8% | 90.9% | $251,666 | View |
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★ 5 stars, 1 review 246 Idaho St, American Falls, ID 83211 1236 A+5.0 ★Texas Ratio: 4.55% |
Conventional, FHA, Jumbo, HELOC | 4 +7 HELOCs |
8.5% | 80% | $455,000 | View |
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200 W Market St, Albion, ID 83311 A+5.0 ★Texas Ratio: 1.13% |
Conventional, FHA | 3 | 6.4% | 100% | $168,333 | View |
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1711 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 2.1% | 100% | $505,000 | View |
Premier Mortgage Resources, LLC
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FHA | 1 | 2.1% | 100% | $245,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 5 | 10.6% | 100% | $173,000 | |
Rocket Mortgage
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Conventional, FHA | 4 | 8.5% | 57.1% | $245,000 | |
Canopy Mortgage, LLC
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Conventional, FHA | 3 | 6.4% | 100% | $265,000 | |
loanDepot.com LLC
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Conventional | 3 | 6.4% | 100% | $101,666 | |
United Wholesale Mortgage
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Conventional | 2 | 4.3% | 100% | $310,000 | |
Intercap Lending Inc
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Conventional, FHA | 2 | 4.3% | 66.7% | $165,000 | |
Summit Funding.Inc
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FHA, USDA | 2 | 4.3% | 100% | $310,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 2 | 4.3% | 100% | $625,000 | |
Newrez LLC
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Conventional | 1 | 2.1% | 100% | $285,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 2.1% | 50% | $215,000 | |
Nationstar Mortgage
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FHA | 1 | 2.1% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 2.69% |
Conventional | 1 | 2.1% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 8.33% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Soda Springs Mortgage Rate Trends
Daily average mortgage rates for Idaho compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Soda Springs, Idaho
Looking for mortgage lenders near me or mortgage brokers near me in Soda Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Soda Springs in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Soda Springs, ID
Use these to narrow the list above. Each category shows how many Soda Springs, ID lenders fit and what that kind of lender is usually best for.
Who Lends in Soda Springs, ID
Independent mortgage companies closed 57.4 percent of home loans in Soda Springs, Idaho in 2025, banks 19.1 percent and credit unions 23.4 percent. Premier Mortgage Resources, LLC was the largest mortgage company, US Bank, N.A. the largest bank and Advantage Plus FCU the largest credit union. Among lenders headquartered in Idaho, Advantage Plus FCU led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Idaho. None
More Idaho Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Soda Springs, ID
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Soda Springs, Idaho with 5 loans, about 10.6 percent of the market. The largest lender headquartered in Idaho was Advantage Plus FCU with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Soda Springs, Idaho in 2025, led by Advantage Plus FCU with 1. 2 lenders closed VA loans, led by New American Funding, LLC., and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 3 banks and 4 credit unions closed home loans in Soda Springs, Idaho in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Soda Springs, Idaho during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Soda Springs, Idaho for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Soda Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
